2017 ncrc annual conference - National Community Reinvestment ...

15 downloads 516 Views 2MB Size Report
Mar 27, 2017 - What strategies can a small business employ to compete with larger businesses ...... Carol Johnson, Execu
2017 NCRC ANNUAL CONFERENCE

CREATING A JUST ECONOMY CONFIRMED KEYNOTE SPEAKERS:

RICHARD CORDRAY JANET YELLEN Director of the Consumer Chair of the Board of Financial Protection Bureau Governors of the Federal Reserve System

MARC H. MORIAL President and CEO of the National Urban League

THOMAS J. CURRY Comptroller of the Currency

MAXINE WATERS U.S. Representative for California’s 43rd District

SHERROD BROWN U.S. Senator for Ohio

MARCH 28-30, 2017

CAPITAL HILTON HOTEL



WASHINGTON, DC

#JUSTECONOMY

GREGORY MEEKS

JOHN TAYLOR

U.S. Representative for New York's 5th District

President and CEO of NCRC

Join the conversation! @NCRC staff and attendees will be tweeting during the conference utilizing the Twitter and Instagram hashtag #JustEconomy. Add your thoughts about what the principles of a just economy should be.

MONDAY

MARCH 27, 2017

SUBJECT TRACK KEY

TUESDAY

WCD O

MARCH 28, 2017

PA

Workforce and Community Development Organizing Policy Advocacy

Access to Credit, Capital, and Banking Services Housing CR Civil Rights HCT Housing Counseling Training (Separate registration required)

MONDAY, MARCH 27

TUESDAY, MARCH 28

7:00 AM – 8:00 AM HOUSING COUNSELING TRAININGS BREAKFAST

Open only to Housing Counseling Trainings participants 8:00 AM – 4:30 PM

HOUSING COUNSELING TRAININGS

ACC H

8:00 AM – 9:30 AM

BREAKFAST Location: Presidential Ballroom

KEYNOTE ADDRESS:

HCT Preparing Housing Counselors for the HUD



Maxine Waters U.S. Representative for California’s 43rd District

Certification Exam (Separate registration required) Location: Statler AB

This five-day training is designed to provide housing counseling practitioners with tools and strategies in preparation for sitting for the U.S. Department of Housing and Urban Development (HUD) certification exam. The Dodd-Frank Wall Street Reform and Consumer Protection Act requires counselors at HUD-approved housing counseling organizations to be certified by HUD as competent to provide comprehensive counseling services. As a result, HUD will administer a standardized examination testing counselors’ competencies in six core topics of housing counseling. This training has been revised to reflect the recent modifications published in July of 2016 regarding updated mortgage regulations and lender disclosure requirements, including information about the Ability to Repay/ Qualified Mortgage rule and the TILA-RESPA Integrated Disclosure (TRID) rule. This training is provided with support from the U.S. Department of Housing and Urban Development Office of Housing Counseling. HCT Financial Fitness (Separate registration required)

Location: Pan American

This is a five-day training designed to help housing counselors better assist their clients with managing their financial resources, tracking their daily spending habits, and identifying tools that will help them become better money managers. Additionally, this training will review the basics of understanding money, banking, and financial institutions, as well as the importance of keeping your financial house in order and understanding your credit report. The training will also explore the key elements of evaluating a financial education program in relation to financial educators. This training is provided with support from the U.S. Department of Housing and Urban Development Office of Housing Counseling.

6

2017 NCRC ANNUAL CONFERENCE

#JustEconomy

9:30 AM – 12:30 PM

HOUSING COUNSELING TRAININGS HCT Preparing Housing Counselors for the HUD

Certification Exam, Continued (Separate registration required) Location: Statler AB

HCT Financial Fitness, Continued

(Separate registration required) Location: Pan American

9:30 AM – 11:00 AM

WORKSHOPS ACC Community Reinvestment Act Basics

Location: Senate

Banks are critical community partners and can be a catalyst for change in your neighborhood, particularly when public resources shrink. This workshop explores how the Community Reinvestment Act (CRA) can be used to increase reinvestment in your communities. Find out how banks are rated on CRA exams and how you can influence that rating. Learn how to perform a quick data analysis on a bank’s performance and how to comment to federal regulators on bank merger proposals. SPEAKER:

Kevin Hill, Community Reinvestment Act Coordinator,

NCRC, Washington, DC

PA Defending the Consumer Financial Protection Bureau

and its Regulations

ACC Fostering a Small Business Climate and Improving

Access to Capital

Location: South American AB

Location: Federal B

The CFPB was authorized by the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010 as a response to the financial crisis, with the central mission to make markets for consumer financial products and services work for Americans. Some members of Congress have sought repeatedly since then to decentralize and weaken the agency. Will previous proposals resurface in the new Congress? What are the potential impacts on issues like payday lending, the Home Mortgage Disclosure Act, and redlining enforcement?

What strategies can a small business employ to compete with larger businesses? How can a small business be a strategic partner in community development and growth? This workshop will focus on programs that support the success of small business such as government contracting goals, chambers of commerce, incubators, community development financial institutions and U.S. Small Business Administration lending. Participants will also discuss how small businesses can work more closely with community advocacy organizations.

MODERATOR:

MODERATOR:

Paulina Gonzalez, Executive Director, California

Irvin Henderson, Trustee, National Trust for Historic

Reinvestment Coalition, San Francisco, CA

Preservation, Henderson, NC; Member, NCRC Board of Directors

SPEAKERS:

SPEAKERS:

Lisa Donner, Executive Director, Americans for Financial

Evette Banfield, Vice President, Economic Development

Reform, Washington DC Corey Frayer, Professional Staff, U.S. Senate Committee on Banking, Housing and Urban Affairs, U.S. Congress, Washington, DC Karla Gilbride, Cartwright-Baron Staff Attorney, Public Justice, Washington, DC H Equitable Development in Gentrifying Communities

TUESDAY

MARCH 28, 2017

Policy & Wealth Building Strategies, CNHED, Washington, DC Ron Busby, Sr., President and CEO, U.S. Black Chambers, Inc., Washington, DC Ana Harvey, Director, Department of Small and Local Business Development, City of Washington, DC, Washington, DC Stanley Jackson, President and CEO, Anacostia Economic Development Corporation, Washington, DC

Location: Federal A

Cities across the country are being revitalized by an influx of new, often middle- and upper-class residents. But this renewal comes at the risk of higher costs of living or displacement for lower-income residents and can create obstacles to affordable homeownership. This workshop examines ways to help new and old residents use the resources and strengths of their community to ensure the advantages of gentrification benefit everyone. Participants will discuss ways to empower residents to take ownership of their neighborhoods by protecting affordable housing and stable rent, encouraging entrepreneurship to create local jobs, and working with neighborhood banks to ensure capital remains in the community. MODERATOR:

Ted Wysocki, CEO, Institute of Cultural Affairs, Chicago, IL SPEAKERS:

Jerome Brooks, Executive Director, Oregon Opportunity

Network, Portland, OR Juan Leyton, Executive Director, Dudley Street Neighborhood Initiative, Roxbury, MA  Parisa Norouzi, Executive Director, Empower DC, Washington, DC Jaime Weisberg, Senior Campaign Analyst, Association for Neighborhood and Housing Development, New York, NY

11:00 AM – 12:30 PM

WORKSHOPS H The Current State of Homeownership: 

Policy Challenges and a Look Ahead Location: South American AB

The nation’s homeownership rate is at a 50-year low, and lack of access to mortgage credit is problematic for low- and moderate-income and minority families, and rural communities. This workshop will explore the current state of homeownership and discuss potential new homeownership policies. The workshop will examine the roles of the Government Sponsored Enterprises and the Federal Housing Administration in crafting policies, as well as discuss the new Administration’s homeownership priorities. MODERATOR:

Kevin Stein, Deputy Director, California Reinvestment

Coalition, San Francisco, CA; Member, NCRC Board of Directors SPEAKERS:

Michael Dawson, Vice President, Affordable Lending

Strategies and Initiatives, Freddie Mac, McLean, VA Lautaro “Lot” Diaz, Vice President, Housing and Community Development, National Council of La Raza, Washington, DC Alanna McCargo, Codirector, Housing Finance Policy Center, Urban Institute, Washington, DC Sehar Siddiqi, Policy Representative, National Association of REALTORS, Washington, DC

2017 NCRC ANNUAL CONFERENCE

7

WCD Community Development Financial Institutions 101

TUESDAY

MARCH 28, 2017

Location: Senate

What does it take to become a Community Development Financial Institution (CDFI)? What does it take to raise funds for them? Would your community be well served by having a CDFI? In this workshop, top speakers and practitioners will describe the considerations that go into creating a CDFI, with a practical approach to starting one or growing a CDFI into a larger one that will have maximal impact for your community.

TO BE FOLLOWED BY:

Community Benefits Agreements Recognition This ceremony recognizes the collaborations over the last year between bank leadership and community advocacy groups to secure billions of dollars for reinvestment in low- and moderate-income communities and communities of color. FEATURING:

Greg D. Carmichael, President and CEO, Fifth Third Bancorp

MODERATOR:

David Adame, President and CEO, Chicanos Por La Causa,

Inc., Phoenix, AZ; Member, NCRC Board of Directors SPEAKERS:

Donna Gambrell, Interim CEO, Appalachian Community

Capital, Christiansburg, VA Donna Fabiani, Executive Vice President, Knowledge Sharing, Opportunity Finance Network, Washington, DC Jason Friedman, Principal, Friedman Associates, Iowa City, IA

Stephen D. Steinour, Chairman, President and CEO, Huntington Bancshares, Inc.

O Social Media Strategies for Nonprofits

Location: Federal B

Increasing your nonprofit’s visibility is important for securing additional financial support, gaining more clout, and becoming more efficient and effective. This workshop explores the different social media strategies nonprofits can use to promote events, conduct community outreach, push for legislative change, and raise money. MODERATOR:

Dr. Alan Rosenblatt, Director of Digital Research, Lake

Research Partners, Washington, DC

John Taylor, President and CEO, NCRC

This event will also include representatives from community advocacy groups that helped achieve the community benefits agreements.

SPEAKERS:

2:30 PM – 4:00 PM

Vanity Constance, Arts and Entrepreneurship Connector,

WORKSHOPS

West Side Grows Together, Wilmington, DE Sarah Lester, Economic Development Manager, West Side Grows Together, Wilmington, DE 12:30 PM – 2:30 PM

WELCOME LUNCHEON Location: Presidential Ballroom

KEYNOTE ADDRESS:

Janet Yellen Chair, Board of Governors of the Federal Reserve System

ACC What Determines a CRA Rating and Why it Matters for

Loans and Investments in Your Community Location: Pan American

The heart of the Community Reinvestment Act (CRA) is the requirement that banks meet local community needs for credit and bank services. But commenting on CRA exams and influencing ratings is not easy for community organizations. This workshop explores several aspects of the community’s role and influence in CRA exams. How can community groups’ comments influence a bank rating? How are differences in bank performance reflected in the various ratings? How does influencing a CRA rating impact a bank’s future volume of loans and investments in underserved communities? MODERATOR:

Josh Silver, Senior Advisor, NCRC, Washington, DC SPEAKERS:

Norman Bliss, SVP and Director of Community Development,

KeyBank, Cleveland, OH Vonda Eanes, Director, CRA and Fair Lending Policy, Office of the Comptroller of the Currency, Washington, DC Pamela Freeman, Senior Examination Specialist, Federal Deposit Insurance Corporation, Washington, DC

8

2017 NCRC ANNUAL CONFERENCE

PA Opportunities and Challenges of Fintech and

Marketplace Lending

Location: South American AB

Online marketplace lenders are originating and marketing loans to consumers and small businesses through online platforms using data-driven algorithms that offer faster credit. Over the last year, federal regulators as well as consumer advocates have questioned whether these new financial technology (fintech) companies are benefiting from uneven regulation, whether the proprietary algorithms they use to underwrite loans raise fair lending concerns, and whether these lenders are transparent enough. With the Office of the Comptroller of the Currency considering a national bank charter for fintech companies, and other regulators also considering ways to regulate these platforms, this workshop will review policies around fintech and both the opportunities and the consumer protection challenges it poses. MODERATOR:

Dory Rand, President, Woodstock Institute, Chicago, IL; Vice

Chair, NCRC Board of Directors SPEAKERS:

Grovetta Gardineer, Senior Deputy Comptroller for

Compliance and Community Affairs, Office of the Comptroller of the Currency, Washington, DC Tammy Halevy, Senior Vice President, New Initiatives, American Enterprise Organization, Washington, DC Katharine Roller, Attorney, Bureau of Consumer Protection, Division of Financial Practices, Federal Trade Commission, Washington, DC Lauren Saunders, Associate Director, National Consumer Law Center, Washington, DC

SPEAKERS:

Bruce Dorpalen, Executive Director, National Housing

Resource Center, Philadelphia, PA Sharon Maclean, Management Analyst, U.S. Department of Housing and Urban Development, Philadelphia, PA Joe Weisbord, Director, Access to Credit and Affordable Housing, Fannie Mae, New York, NY

TUESDAY

MARCH 28, 2017

WCD Strategies for Rural Development

Location: Federal A

This workshop will identify and explain promising rural development strategies. It will examine the U.S. Department of Agriculture’s Uplift America Fund, a new $500 million investment fund for rural communities with persistent poverty. Panelists will also discuss manufactured housing initiatives in Oregon, the Cap and Trade Housing Initiative in California, and innovative financing for rural economic development in Puerto Rico and New York. MODERATOR:

Peter Hainley, Executive Director, CASA of Oregon, Sherwood,

OR; Member, NCRC Board of Directors SPEAKER:

Sarah Morgan, Chief Operations Officer, Fahe, Berea, KY Alicia Sebastian, Director of Housing and Community

Development Programs, California Coalition for Rural Housing, Sacramento, CA Hubert Van Tol, Sr. Director, Economic Development, PathStone, Rochester, NY; Member, NCRC Board of Directors O Using Community Health Benefit Agreements and the

Affordable Care Act for Community Reinvestment

CR Appraisals and Their Impact on Communities of Color

Location: Massachusetts

This workshop will explore the issue of residential appraisals in communities of color that are lower than the contract price and the effect this has on these communities. MODERATOR:

Stella Adams, Chief of Civil Rights, NCRC, Washington, DC SPEAKERS:

Wayne Early, Housing Committee Chair, South DeKalb

Improvement Association, Lithonia, GA Jason Richardson, Director of Research, NCRC, Washington, DC Greg Squires, Professor of Sociology and Public Policy & Public Administration, The George Washington University, Washington, DC H Programmatic Trends in Housing Counseling

Location: Statler AB

Recent political, regulatory, and environmental events are affecting the outreach requirements of housing counseling agencies, the responsibility to promote fair housing, and new counseling platforms that could have major implications for the future of housing counseling. In this workshop, learn how these trends and more impact housing counseling today. MODERATOR:

Lou Tisler, Director, Housing Counseling Network, NCRC,

Washington, DC

Location: Federal B

This workshop is an introduction for community-based advocates, community development organizations, and healthcare professionals on how to use community health benefit agreements that can leverage resources from financial institutions. The panel will discuss the potential changes to the Affordable Care Act and the impact on community health benefits. Participants will gain an overview of how community-based organizations can use this healthcare framework to connect community development initiatives with efforts addressing social determinants and health outcomes. The workshop will also explore how to structure partnerships with non-profit hospitals to reduce health disparities. MODERATOR:

David Snyder, Coordinator, Minnesota Asset Building

Coalition, St. Paul, MN; Member, NCRC Board of Directors SPEAKERS:

Dr. Kevin Barnett, Senior Investigator, Public Health Institute,

Oakland, CA Aidil Oscariz, Vice President of Policy and Advocacy, Catalyst

Miami, Miami FL Brian Rahmer, Director, Community Health Engagement,

Christiana Care Health System, Wilmington, DE David Zuckerman, Manager, Healthcare Engagement, Democracy Collaborative, Washington, DC

2017 NCRC ANNUAL CONFERENCE

9

4:00 PM – 5:00 PM

TUESDAY

MARCH 28, 2017

WEDNESDAY

MARCH 29, 2017

2017 Hill Day Preparation Meeting Location: Congressional

This is a mandatory meeting for attendees who plan on participating in NCRC’s Hill Day congressional visits. You will receive information on NCRC’s 2017 Policy Agenda, go over the congressional office meeting agenda, meet other individuals from your state delegation, receive final updates regarding your meeting schedule and be briefed on NCRC’s Hill Day Congressional Luncheon. Please be present and on time. This meeting is open to NCRC members, and others by invitation only.

9:00 AM SHUTTLES TO CAPITOL HILL

Pickup is at the 16th Street entrance of the Capital Hilton Hotel Note: Participants in the trainings “Preparing Housing Counselors for the HUD Certification Exam” and “Financial Fitness” are prohibited from participating in Hill Day, as these trainings are funded using federally appropriated funds that cannot be used to lobby the executive or legislative branches of the federal government. 9:00 AM – 12:00 PM

4th Age-Friendly Banking Convening 5:00 PM – 5:15 PM

Location: South American AB

BREAK

The Age-Friendly Banking Convening brings together financial institutions, community-based organizations, aging network, financial regulators, law regulators, and public health leaders to review progress and develop new strategies for having financial institutions improve the financial well-being of low- and moderate-income older adults.

5:15 PM – 6:15 PM

Annual Membership Meeting Location: Congressional

NCRC members will be briefed on the state of the organization and hear how they can make the most of the various programs and areas of expertise offered by NCRC staff. Members will share success stories, best practices, and victories in organizing and advocacy that NCRC and its members secured over the last year, which will spur billions of dollars of reinvestment and wealth in low-income areas. This meeting is open to NCRC members only.

9:00 AM – 1:00 PM

HOUSING COUNSELING TRAININGS HCT Preparing Housing Counselors for the HUD Certification

Exam, Continued (Separate registration required) Location: Statler AB

HCT Financial Fitness, Continued (Separate registration required)

6:30 PM – 8:00 PM

Chairman’s Reception Location: Presidential Ballroom

Enjoy light snacks and music as you network with colleagues and build coalitions for economic justice. Featuring music by DuPont Brass, a brass ensemble hailing from the Washington, DC metropolitan area whose music mixes varied genres of music, including jazz, hip-hop, and R&B

Location: Pan American 9:30 AM – 12:00 PM HILL DAY CONGRESSIONAL VISITS

Each year, NCRC leads a delegation of our members to advocate on behalf of their communities and to promote access to capital, credit, and basic banking services. Join us once again as we meet with our elected officials in Capitol Hill to make sure that the voices of our communities are heard.

8:30 PM

For NCRC scholarship recipients staying at the Holiday Inn Express in Silver Spring, MD, buses leave from the Capital Hilton for the hotel.

WEDNESDAY, MARCH 29

12:00 PM – 1:15 PM

HILL DAY CONGRESSIONAL LUNCHEON Location: Hart 902

KEYNOTE ADDRESS:

7:15 AM

For NCRC scholarship recipients staying at the Holiday Inn Express in Silver Spring, MD, buses leave the hotel for the Capital Hilton.

Sherrod Brown U.S. Senator for Ohio

8:00 AM – 9:00 AM

BREAKFAST Location: Congressional

KEYNOTE ADDRESS:

Thomas J. Curry Comptroller of the Currency

10

2017 NCRC ANNUAL CONFERENCE

At this luncheon, participants will hear from members of Congress about their plans to address the issues that our communities care about the most. Participants will also have the opportunity to learn directly from the experiences of other NCRC members as they share the results of their Hill Day efforts to persuade members of Congress to put the public’s interests first. 

1:00 PM – 2:30 PM

Housing Counseling Network Annual Members Luncheon  Location: Congressional

Sarah Gerecke, Deputy Assistant Secretary from the Office of Housing Counseling at the U.S. Department of Housing and Urban Development will present the latest housing counseling program updates and details on housing counseling certification. NCRC will also honor members of our Housing Counseling Network. Luncheon is only open to NCRC Housing Counseling Network members and training attendees. 1:15 PM SHUTTLES TO THE HOTEL

Pickup at Peace Circle (1st St. and Pennsylvania Ave. NW) 3:00 PM – 4:15 PM

WORKSHOPS CR Fair Lending Issues in Servicing

Location: Federal B

This workshop will focus on fair lending concerns both during the modification loan process and once houses have gone into foreclosure. It will look at the differences in treatment between similarly situated white people and people of color.

ACC The Community Reinvestment Act and CDFIs

Location: Senate

Community Reinvestment Act (CRA) advocates and Community Development Financial Institutions (CDFI) executives can achieve far more success in leveraging investments in local communities if a common strategy around CRA advocacy is developed. Part of the difficulty in doing so lies in the differing nature of the work done by these respective practitioners. Achieving greater impact and investment requires educating CDFIs about community advocacy and developing a common set of strategies that results in community organizing funded both through CRA work and CDFI success.

WEDNESDAY

MARCH 29, 2017

MODERATOR:

Moises Loza, Executive Director, Housing Assistance Council,

Washington, DC; Member, NCRC Board of Directors SPEAKERS:

Marla Bilonick, Executive Director, Latino Economic

Development Center, Washington, DC Mark Pinsky, President, FiveFour Advisors, Philadelphia, PA Dr. Edward Sivak, Executive Vice President, Policy and Communications, Hope Enterprise Corporation, Jackson, MS Hubert Van Tol, Sr. Director, Economic Development, PathStone, Rochester, NY; Member, NCRC Board of Directors

MODERATOR:

Bethany Sanchez, Fair Housing Director, Metropolitan

Milwaukee Fair Housing Council, Milwaukee, WI; Immediate Past Chair, NCRC Board of Directors SPEAKERS:

Bill Druliner, Community Engagement Manager, GreenPath

Financial Wellness, Milwaukee, WI Kenya Meyers, Predatory and Fair Lending Consultant, Legal Aid of North Carolina, Durham, NC WCD Worker Cooperative Models

Location: Statler AB

Worker cooperatives provide a business development opportunity for emerging and disadvantaged entrepreneurs. Learn about cooperative models that have offered economic and social advancement for returning citizens (ex-offenders), low-income entrepreneurs, and immigrants. This workshop will also discuss the issues and challenges of technical assistance and capital access. MODERATOR:

Sheena Foster, Regional Organizer, NCRC, Washington, DC SPEAKERS:

Stacey Cordeiro, Co-Op Organizer, Boston Center for

Community Ownership, Dorchester, MA Micha Josephy, Program Manager, Cooperative Fund of New England, Watertown, MA Andrew Stachiw, Curriculum Designer and Cooperative Developer, Toolbox for Education and Social Action, Holyoke, MA

O Two Tools for Reinvestment: Affirmatively Furthering

Fair Housing and the Community Reinvestment Act Location: South American AB

Affirmatively Furthering Fair Housing (AFFH) ensures housing choice for all protected classes. This workshop will present recent innovations in the use of the AFFH rule and the Assessment of Fair Housing (AFH), including pairing AFFH with the Community Reinvestment Act. Learn how to direct public investment and private investment in your community by combining your organizing efforts under the AFH process and CRA challenges. Participants will hear from jurisdictions that have done this pioneering work. MODERATOR:

Nicole Barden, Director, Membership and Organizing, NCRC,

Washington, DC Kristina Musante, Director, National Training Academy,

NCRC, Washington, DC SPEAKERS:

Andreanecia Morris, Executive Director, Housing NOLA,

New Orleans, LA Elisabeth Risch, Director of Education and Research,

Metropolitan St. Louis Equal Housing & Opportunity Council, St. Louis, MO; Member, NCRC Board of Directors Jeff Williams, Staff Attorney, Legal Aid of Western Missouri, Kansas City, MO

2017 NCRC ANNUAL CONFERENCE

11

ACC What’s New in Age-Friendly Banking?

WEDNESDAY

MARCH 29, 2017

Location: Federal A

Location: Congressional

Economic security has become an issue of increased importance to older adults, many of whom are financially vulnerable. Age-Friendly Banking Campaigns involve older adults through combine advocacy and development of Age-Friendly Banking products, services, and protections that are improving the financial well-being of older adults. Learn about how AFB Campaigns are leading to new products, services and protections that community-based organizations and financial institutions, non-profits, and other regulators are offering to enhance the economic security of older adults. This workshop will also feature innovations in Aging in Community, and the role of community development organizations and financial institutions.

Wealth inequality affects many Americans of all racial, ethnic, and gender backgrounds. The history and influence of the racial wealth divide is complex and emotional. Similarly, factors such as the gender wage gap create serious economic challenges for women. This workshop will feature a broadranging conversation that will empower audience members to discuss and address these wealth divides.

MODERATOR:

Marceline White, Executive Director, Maryland Consumer

Rights Coalition, Baltimore, MD; Member, NCRC Board of Directors SPEAKERS:

Rev. Elaine Bellis, Older Adult Organizer, Northwest Side

Housing Center, Chicago, IL Corey Carlisle, Senior Vice President, American Bankers Association, Washington, DC Linda Couch, Vice President, Housing Policy, LeadingAge, Washington, DC Daralyn Nicholson, SVP, Elder Care Strategy, Bank of America, Charlotte, NC 4:15 PM – 5:30 PM

WORKSHOPS H Monetizing Services and Diversifying

Funding for Housing Counseling Agencies  Location: South American AB

Housing counseling has been vital for low- and moderateincome communities, but as the political climate changes so does access to available funding for housing counseling agencies. Today, housing counseling agencies must work harder to keep their doors open. This workshop presents creative ways to monetize the services your organization is currently providing and guidance to ensure compliance. It will show how expanding the scope of services and establishing partners with unlikely funders can offer opportunities for financial stability outside of federal grants. MODERATOR:

Irvin Henderson, Trustee, National Trust for Historic

Preservation, Henderson, NC; Member, NCRC Board of Directors SPEAKERS:

Robin Booth, Principal, Booth Management Consulting,

Columbia, MD Simone Griffin, Vice President, Affiliate Relations, HomeFree-

USA, Riverdale, MD James Stroud, Executive Director, Centre for Homeownership & Economic Development, Hillsborough, NC

12

2017 NCRC ANNUAL CONFERENCE

ACC The Racial and Gender Wealth Divides

MODERATOR:

Dedrick Asante-Muhammad, Director, Racial Wealth

Divide Project, CFED, Washington, DC Jason Richardson, Director, Research and Evaluation, NCRC, Washington, DC SPEAKERS:

Laurie Goodman, Codirector, Housing Finance Policy Center,

Urban Institute, Washington, DC Aracely Panameño, Director, Latino Affairs, Center for Responsible Lending, Washington, DC Tanzina Vega, National Reporter for Race and Inequality, CNN, Atlanta, GA CR Criminal Justice Reform is an Economic Justice Issue

Location: Senate

Ongoing police brutality calls for national advocacy for criminal justice reform. It is important for communities not only to assess discriminatory policies and procedures but also to be proactive in ensuring that these policies do not deny individuals’ civil and economic rights. Excessive penalties drive resources out of communities, limiting access to economic opportunity such as homeownership. Criminal background checks are still used to deny housing to returning citizens. This workshop will provide advocates with the tools and strategies to holistically address criminal justice reform to the economic benefit of communities. MODERATOR:

Catherine Crosby, Executive Director, City of Dayton Human

Relations Council, Dayton, OH; Member, NCRC Board of Directors SPEAKERS:

Brett Grant, Director of Research and Policy, Voices for Racial

Justice, Minneapolis, MN Bryan Greene, Acting Assistant Secretary, Fair Housing and Equal Opportunity, U.S. Department of Housing and Urban Development, Washington, DC Scott Roberts, Senior Campaign Director, Criminal Justice, Color of Change, Washington, DC

THURSDAY, MARCH 30

6:00 PM – 8:00 PM

NCRC NATIONAL AWARDS DINNER Location: Presidential Ballroom

MASTER OF CEREMONIES:

Robert Dickerson, Jr. Chair, NCRC Board of Directors Executive Director, Birmingham Business Resource Center Join us for dinner as we present our National Achievement Awards to those who are leaders in expanding fair access to financial services. This year’s awards dinner honorees are: Representative Henry B. Gonzalez Award: Richard Cordray, Director, Consumer Financial Protection Bureau Senator William Proxmire Lifetime Achievement Award: Moises Loza, Executive Director, Housing Assistance Council; Member, NCRC Board of Directors Representative James Leach Lifetime Achievement Award: Shelley Sheehy, Development Consultant, River Cities Development Services; Member, NCRC Board of Directors National Community Reinvestment Award: Community advocacy groups that participated in securing Community Benefits Agreements from KeyBank, Huntington Bank, and Fifth Third Bank Accepting and speaking on behalf of these organizations are: Sr. Barbara Busch, Executive Director, Working In Neighborhoods Catherine Crosby, Executive Director, City of Dayton Human Relations Council; Member, NCRC Board of Directors Thomas Keily, Consumer Data and Research Coordinator, Western New York Law Center KEYNOTE ADDRESSES:

Richard Cordray Director, Consumer Financial Protection Bureau

7:15 AM

WEDNESDAY

For NCRC scholarship recipients staying at the Holiday Inn Express in Silver Spring, MD, buses leave the hotel for the Capital Hilton.

MARCH 29, 2017

8:00 AM – 9:30 AM

THURSDAY

BREAKFAST Location: Presidential Ballroom

MARCH 30, 2017

KEYNOTE ADDRESS:

Gregory Meeks U.S. Representative for New York’s 5th District

9:30 AM – 12:30 PM

HOUSING COUNSELING TRAINING HCT Financial Fitness, Continued

(Separate registration required) Location: Pan American

9:30 AM – 11:00 AM

NATIONAL NEIGHBORS SILVER MEETING AND DISCUSSION Location: Massachusetts

The Growing Significance of Aging Issues in Our Communities NCRC’s National Neighbors Silver (NNS) special initiative focuses on improving the economic security of older adults through AgeFriendly Banking, Aging in Community, and preventing financial exploitation. NNS will hold an interactive discussion for NNS community partners, NCRC members and other financial service and aging leaders. We will discuss strategies, resources, and opportunities to move our work forward together. One issue that will be highlighted in particular is the Affordable Care Act and its future. We promise that you will come away with new ideas and resource opportunities.

John Taylor President and CEO, NCRC

8:30 PM

For NCRC scholarship recipients staying at the Holiday Inn Express in Silver Spring, MD, buses leave from the Capital Hilton for the hotel.

2017 NCRC ANNUAL CONFERENCE

13

WORKSHOPS

THURSDAY

MARCH 30, 2017

CR Detecting and Combating Old and New Forms of

Redlining

Location: South American AB

To this day, some banks still avoid lending in communities of color. In addition, concerns have arisen about new redlining and disparate treatment of people of color, women, and modest-income customers from new technology-based lenders who use algorithms and GPS to determine loan approval and interest rates. What tools and data do we use to detect, deter, and prosecute discriminators? Panelists will share their strategies and approaches for spotting and stopping redlining. MODERATOR:

H The Future of Homeownership: Aligning Policy and

Practice to Boost Homeownership Location: Federal B

In this workshop, participants will strategize about solutions that will help stem homeownership decline, particularly for low- and moderate-income homeowners and communities. Panelists will propose new policies and practical solutions (like NCRC’s GROWTH Initiative) that promote sustainable homeownership, and the need for reforms that expand the Government Sponsored Enterprises’ credit box, reform mortgage servicing, and slow Wall Street’s race to convert single family homes into rental factories. MODERATOR:

Robert Dickerson, Jr., Executive Director, Birmingham Business

Bethany Sanchez, Fair Housing Director, Metropolitan

Resource Center, Birmingham, AL; Chair, NCRC Board of Directors

Milwaukee Fair Housing Council, Milwaukee, WI; Immediate Past Chair, NCRC Board of Directors

Phil Bracken, Head of Government and Industry Relations, Radian

SPEAKERS:

Julia Angwin, Senior Reporter, ProPublica, New York, NY Elisabeth Risch, Director of Education and Research,

Metropolitan St. Louis Equal Housing & Opportunity Council, St. Louis, MO; Member, NCRC Board of Directors Maureen Yap, Managing Counsel, Fair Lending Section, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, Washington, DC

SPEAKERS

Guaranty, Ellisville, MO Ed Gorman, Chief of Community Development, NCRC, Washington, DC Adam Krahn, Vice President, Mortgage Policy and Counterparty Relations, Quicken Loans, Washington, DC Germán Reyes, Executive Vice President, Real Estate Operations, Chicanos Por La Causa, Phoenix, AZ 11:00 AM – 12:30 PM

PA The Future of Community Reinvestment Act

Organizing

Location: Senate

What does a new Administration, a new Comptroller of the Currency, and a new mandate mean for the Community Reinvestment Act (CRA)? It is up to advocates to let regulators and the new Administration know the power of CRA in revitalizing and stabilizing communities. Community development corporations, housing counseling agencies, and CDFIs that use CRA should attend this workshop to learn more about the changing landscape. Attendees will learn how to be on the forefront of the work to build resources for low- and moderate-income communities. MODERATOR:

Jesse Van Tol, COO, NCRC, Washington, DC SPEAKERS:

Sr. Barbara Busch, Executive Director, Working In

Neighborhoods, Cincinnati, OH Catherine Crosby, Executive Director, City of Dayton Human Relations Council, Dayton, OH; Member, NCRC Board of Directors Thomas Keily, Consumer Data and Research Coordinator, Western New York Law Center, Buffalo, NY Matthew Lee, Executive Director, Inner City Press, Bronx, NY; Member, NCRC Board of Directors

14

2017 NCRC ANNUAL CONFERENCE

WORKSHOPS O The Role of Cities in Advocating for Reinvestment

Location: South American AB

Advocacy at the city and state level can create change at the national level. This workshop will explore the role of local agencies and elected officials in making the case for reinvestment, inclusive development, and fair and affordable housing. Participants will explore best practices for how cities can advocate for inclusive reinvestment, wealth building, and overall community development. MODERATOR:

Ernest E. Hogan, Executive Director, Pittsburgh Community

Reinvestment Group, Pittsburgh, PA; Secretary, NCRC Board of Directors SPEAKERS:

Stephen Glaude, President and CEO, Coalition for Nonprofit

Housing and Economic Development, Washington, DC Ken Surratt, Deputy Director, Housing and Community Development, Cuyahoga County, Cleveland OH Rashida Tlaib, Attorney, Maurice & Jane Sugar Law Center for Economic & Social Justice, Detroit, MI Alaina Beverly, Director of Urban Policy, Office of Federal Relations, University of Chicago, Washington, DC

WCD New Sources of Financing for Healthy Community

Initiatives

CR Fair Housing and Fair Lending Compliance Regulatory

Updates

Location: Federal A

Location: Senate

Financial institutions, community development financial institutions, and healthcare institutions are combining financial resources and technical support for community development efforts to improve environmental health in low-income communities. These partnerships represent major new financing sources for community advocacy and development efforts. Learn about potential financial resources and how to access them to sustain healthy community initiatives.

This workshop is an update from regulators on subprime and discrimination compliance.

MODERATOR:

Arden Shank, President and CEO, Neighborhood Housing

Services of South Florida, Miami, FL; Member, NCRC Board of Directors SPEAKERS:

David Adame, President and CEO, Chicanos Por La Causa, Inc.,

Phoenix, AZ; Member, NCRC Board of Directors Eric Hangen, Senior Research Fellow, Carsey Center for Impact Finance, University of New Hampshire, Durham, NH Elyse Pivnick, Director of Environmental Health, Isles, Inc., Trenton, NJ

H Community Strategies for Non-Performing Loans and

Reclaiming Zombie Properties Location: Federal B

Community advocates have had some success in preventing auctions of non-performing loans from being dominated by investors and rental conglomerates. At the same time, cities are struggling to provide affordable housing while thousands of “zombie” properties remain out of reach for low- and moderate-income families. This session will present strategies for working with cities, states and municipalities to increase affordable housing by capturing non-performing loans and reclaiming dormant properties.

THURSDAY

MARCH 30, 2017

MODERATOR:

Maryellen J. Lewis, Chair, Michigan Community

Reinvestment Coalition, Lansing, MI; Member, NCRC Board of Directors SPEAKERS:

Patrice Ficklin, Fair Lending Director, Consumer Financial

Protection Bureau, Washington, DC Donna Murphy, Deputy Comptroller for Compliance Risk, Compliance and Community Affairs, Comptroller of the Currency, Washington, DC Sameena Shina Majeed, Chief, Housing and Civil Enforcement Section, Civil Rights Division, U.S. Department of Justice, Washington, DC

STRATEGY SESSION

The Next Chapter in CRA Advocacy Location: Statler AB

Join Community Reinvestment Act advocates from across the country in a discussion about the future of CRA. Organizing and advocacy strategies will focus both on engaging a new Administration and Congress as well as advancing local and regional CRA campaigns. The change in leadership at federal regulatory agencies will also be addressed. Participation in this session is by invitation only. 12:30 PM – 2:00 PM

LUNCHEON Location: Presidential Ballroom

KEYNOTE ADDRESS:

MODERATOR:

Marc H. Morial President and CEO, National Urban League

Ed Gorman, Chief of Community Development, NCRC,

Washington, DC SPEAKERS:

Dina Levy, Director of Community Impact and Innovation, New

York Attorney General Eric Schneiderman, New York, NY Julia Gordon, Executive Vice President, National Community Stabilization Trust, Washington, DC

2:00 PM – 5:30 PM

HOUSING COUNSELING TRAINING HCT Preparing Housing Counselors for the HUD

Certification Exam, Continued (Separate registration required) Location: Statler AB

2017 NCRC ANNUAL CONFERENCE

15

2:00 PM – 3:30 PM

THURSDAY

MARCH 30, 2017

WORKSHOPS O Broadening Community Coalitions for Economic

Justice

Location: Federal A

This workshop will explore the dynamics that led to the historic 2016 election and the reactions to the outcome. Participants will discuss how NCRC and its member organizations can utilize innovative organizing and advocacy strategies to build power and influence in this new political landscape. MODERATOR:

David Snyder, Coordinator, Minnesota Asset Building

Coalition, St. Paul, MN; Member, NCRC Board of Directors SPEAKERS:

Mike McCabe, Founder and President, Blue Jean Nation,

Madison, WI J. Phillip Thompson, Associate Professor of Urban

Planning and Politics, Massachusetts Institute of Technology, Cambridge, MA

CR Fair Lending: The Year in Review and the Year Ahead

Location: South American AB

In this workshop, panelists will discuss recent settlements, filings, priorities and how these developments in the fair lending field will impact your community. In 2016, we saw important Supreme Court cases that addressed questions on whether cities can sue banks under FHA and jurisdiction for suits involving Fannie Mae. This year, we will see how the appointment of a new Supreme Court Judge may impact future fair housing cases. These issues and more will be covered. MODERATOR:

Carol Johnson, Executive Director, Arkansas Fair Housing

Commission, Little Rock, AR SPEAKERS:

Chris Brancart, Attorney, Brancart & Brancart, Pescadero, CA John Relman, Managing Partner, Relman, Dane & Colfax,

Washington, DC WCD Strengthening Community-Based Responses to

Natural Disasters

WCD Beyond Workforce Development: Creative Funding

Strategies for Impacting High Unemployment Communities Location: Senate

Professionals in the field will outline funding opportunities and programmatic strategies to address underemployed youth community activities, workforce training funding opportunities, case management strategies, job placement strategies, soft-skill training strategies, and communitypartnering activities. MODERATOR:

Jean Ishmon, Consulting Executive Director, Northwest

MODERATOR:

Dr. Robert Zdenek, Director, Special Initiatives, NCRC,

SPEAKERS:

SPEAKERS:

Shokan, NY Rev. Dr. Terrence S. Keeling, President/CEO, Central

Baptist Community Development Corporation, Wilmington, DE

2017 NCRC ANNUAL CONFERENCE

Low-income communities and communities of color, children, older adults, people with disabilities, and non-English speakers are disproportionately impacted by natural disasters. This workshop will focus on preand post-natural disaster planning. Participants will discuss organizing and resource strategies for rebuilding community wealth and resources in the wake of a disaster. Learn how community leaders, lenders and grassroots organizations have mobilized for disaster recovery and environmental remediation, and accessed new sources of funding leading to improved community outcomes.

Indiana Reinvestment Alliance, Hammond, IN; Vice Chair, NCRC Board of Directors Robert Hassinger, Workforce Employment Manager, NCRC,

16

Location: Pan American

Washington, DC Daniel Arndt, Lending Team Leader, Economic Development,

New Jersey Community Capital, New Brunswick, NJ Colette Pichon Battle, Esq., Executive Director, US Human Rights Network, Atlanta, GA Marcus Coleman, Jr., Acting Deputy Director, U.S. Department of Homeland Security Center for Faith-Based and Neighborhood Partnerships, Washington, DC Melissa Malkin-Weber, Sustainability Director, Self-Help Credit Union, Durham, NC

PA The Payday and Small-Dollar Lending Landscape

Location: Federal B

Payday loans and title loans come with high interest rates but little-to-no consideration of a borrowers’ ability to repay. These loans frequently trap borrowers, often service members, low- and moderate-income individuals, or people of color, in an unrelenting cycle of debt. This workshop discusses the current payday loan landscape, campaigns and legislation regarding payday loans, and the effect payday loans have on underbanked populations. MODERATOR:

Marceline White, Executive Director, Maryland Consumer

Rights Coalition, Baltimore, MD; Member, NCRC Board of Directors SPEAKERS:

Nick Bourke, Director, Consumer Finance, The Pew Charitable

Trusts, Washington, DC Jeanne Hogarth, Vice President, Center for Financial Services Innovation, Washington, DC Andy Morrison, Campaigns Coordinator, New Economy Project, New York, NY Diane Standaert, EVP, Director of State Policy, Center for Responsible Lending, Durham, NC

FRIDAY, MARCH 31 7:00 AM – 8:00 AM

THURSDAY

Housing Counseling Trainings Breakfast Open only to Housing Counseling Trainings participants

MARCH 30, 2017

8:00 AM – 2:30 PM

FRIDAY

HOUSING COUNSELING TRAININGS

MARCH 31, 2017

HCT Preparing Housing Counselors for the HUD

Certification Exam, Continued (Separate registration required) Location: Statler AB

HCT Financial Fitness, Continued

(Separate registration required) Location: Pan American

3:30 PM – 5:30 PM

STRATEGY SESSIONS Engaging in Federal Advocacy: A Bipartisan Approach Done in partnership with the creators of the Indivisible Guide Location: Senate

Participants will gain concrete tools for advocating for federal policy wins that promote a fair and just economy. We will take a closer look at tactics that focus on defending and advancing federal policy priorities within a bipartisan framework. Successful City-Level Campaigns Done in partnership with Local Progress Location: South American AB

Attendees will discuss ways to influence local policymakers to pursue just community and economic development in your city. CDFI Innovation Done in partnership with Hope Credit Union and City First Bank Location: Pan American

Hear how Community Development Financial Institutions (CDFI) create Community Reinvestment Act investment strategies for low- and moderate-income communities and communities of color. Strategies for addressing the needs of distinct underserved communities will be outlined, including partnerships between nonprofit organizations and CDFIs.

6:00 PM For NCRC scholarship recipients staying at the Holiday Inn Express in Silver Spring, MD, buses leave from the Capital Hilton for the hotel. 2017 NCRC ANNUAL CONFERENCE

17

AGENDA AT A GLANCE

SUBJECT TRACK KEY WCD PA

Workforce and Community Development Policy Advocacy

MONDAY, MARCH 27 7:00 AM – 8:00 AM HOUSING COUNSELING TRAININGS BREAKFAST

(Open only to Housing Counseling Trainings participants)

8:00 AM – 4:30 PM HCT Preparing Housing Counselors for the

HUD Certification Exam (Separate registration required)

Location: Statler AB HCT Financial Fitness

(Separate registration required)

Location: Pan American

TUESDAY, MARCH 28 8:00 AM – 9:30 AM BREAKFAST Location: Presidential Ballroom KEYNOTE ADDRESS: Maxine Waters, U.S.

Representative for California’s 43rd District

9:30 AM – 12:30 PM HCT Preparing Housing Counselors for the

HCT ACC

Housing Counseling Training Access to Credit, Capital, and Banking Services

PA Opportunities and Challenges of

Fintech and Marketplace Lending Location: South American AB

CR Appraisals and Their Impact on

Communities of Color

Location: Massachusetts H Programmatic Trends in Housing

Counseling

Location: Statler AB WCD Strategies for Rural Development Location: Federal A O Using Community Health

Location: Federal B

4:00 PM – 5:00 PM 2017 HILL DAY PREPARATION MEETING (Open to NCRC members, and others by invitation only)

Location: Congressional

Location: Statler AB

5:00 PM – 5:15 PM BREAK

HCT Financial Fitness, Continued (Separate registration required)

Location: Pan American 9:30 AM – 11:00 AM ACC Community Reinvestment Act Basics Location: Senate PA Defending the Consumer Financial

Protection Bureau and its Regulations

Location: South American AB H Equitable Development in Gentrifying

Communities

Location: Federal A ACC Fostering a Small Business Climate and

Improving Access to Capital

Location: Federal B 11:00 AM – 12:30 PM H The Current State of Homeownership: 

Policy Challenges and a Look Ahead Location: South American AB

WCD Community Development Financial

Institutions 101

Location: Senate O Social Media Strategies for Nonprofits Location: Federal B

12:30 PM – 2:30 PM WELCOME LUNCHEON Location: Presidential Ballroom KEYNOTE ADDRESS: Janet Yellen, Chair,

Board of Governors of the Federal Reserve System TO BE FOLLOWED BY: COMMUNITY BENEFITS AGREEMENTS RECOGNITION FEATURING:

Greg D. Carmichael, President and CEO, Fifth Third

Bancorp

Stephen D. Steinour, Chairman, President and CEO,

Huntington Bancshares, Inc. John Taylor, President and CEO, NCRC

Representatives of Community Advocacy Groups

Housing Civil Rights

3:00 PM – 4:15 PM CR Fair Lending Issues in Servicing Location: Federal B WCD Worker Cooperative Models Location: Statler AB ACC The Community Reinvestment Act

and CDFIs

Location: Senate O Two Tools for Reinvestment:

Affirmatively Furthering Fair Housing and the Community Reinvestment Act

Location: South American AB

Benefit Agreements and the ACC What’s New in Age-Friendly Affordable Care Act for Community Banking? Reinvestment Location: Federal A

HUD Certification Exam, Continued (Separate registration required)

H CR

5:15 PM – 6:15 PM

ANNUAL MEMBERSHIP MEETING

(This meeting is open to NCRC members only)

Location: Congressional

6:30 PM – 8:00 PM CHAIRMAN’S RECEPTION Location: Presidential Ballroom

WEDNESDAY, MARCH 29 8:00 AM – 9:00 AM BREAKFAST Location: Congressional KEYNOTE ADDRESS: Thomas J. Curry,

Comptroller of the Currency

9:00 AM SHUTTLES TO CAPITOL HILL (Pickup is at the 16th St. entrance of the Capital Hilton hotel)

9:00 AM – 12:00 PM 4TH AGE-FRIENDLY BANKING CONVENING Location: South American AB 9:00 AM – 1:00 PM HCT Preparing Housing Counselors

for the HUD Certification Exam, Continued (Separate registration required) Location: Statler AB

HCT Financial Fitness, Continued (Separate registration required)

Location: Pan American 9:30 AM – 12:00 PM HILL DAY CONGRESSIONAL VISITS 12:00 PM – 1:15 PM HILL DAY CONGRESSIONAL LUNCHEON Location: Hart 902 KEYNOTE ADDRESS:

Sherrod Brown, U.S. Senator for Ohio 1:00 PM – 2:30 PM HOUSING COUNSELING NETWORK ANNUAL MEMBERS LUNCHEON  (Open only to NCRC Housing Counseling Network members

and training attendees) 2:30 PM – 4:00 PM ACC What Determines a CRA Rating and Why Location: Congressional it Matters for Loans and Investments in 1:15 PM SHUTTLES TO THE HOTEL Your Community Pickup at Peace Circle (1st St. and Pennsylvania Ave. NW) Location: Pan American

4:15 PM – 5:30 PM H Monetizing Services and

Diversifying Funding for Housing Counseling Agencies  Location: South American AB

ACC The Racial and Gender Wealth

Divides

Location: Congressional CR Criminal Justice Reform is an

Economic Justice Issue

Location: Senate 6:00 PM – 8:00 PM NCRC NATIONAL AWARDS DINNER Location: Presidential Ballroom MASTER OF CEREMONIES:

Robert Dickerson, Jr., Chair, NCRC Board of Directors; Executive Director, Birmingham Business Resource Center KEYNOTE SPEAKERS:

Richard Cordray, Director, Consumer Financial Protection Bureau John Taylor, President and CEO, NCRC

THURSDAY, MARCH 30 8:00 AM – 9:30 AM BREAKFAST Location: Presidential Ballroom KEYNOTE ADDRESS:

Gregory Meeks, U.S. Representative for New York’s 5th District 9:30 AM – 12:30 PM HCT Financial Fitness, Continued (Separate registration required)

Location: Pan American 9:30 AM – 11:00 AM NATIONAL NEIGHBORS SILVER MEETING AND DISCUSSION Location: Massachusetts CR Detecting and Combating Old and

New Forms of Redlining

Location: South American AB PA The Future of Community

Reinvestment Act Organizing Location: Senate

H The Future of Homeownership:

Aligning Policy and Practice to Boost Homeownership Location: Federal B

O

Organizing

WCD New Sources of Financing for

Healthy Community Initiatives Location: Federal A

H Community Strategies for Non-

Performing Loans and Reclaiming Zombie Properties Location: Federal B

CR Fair Housing and Fair Lending

Compliance Regulatory Updates Location: Senate

STRATEGY SESSION

The Next Chapter in CRA Advocacy (Invitation only)

Location: Statler AB 12:30 PM – 2:00 PM LUNCHEON Location: Presidential Ballroom KEYNOTE ADDRESS:

Marc H. Morial, President and CEO, National Urban League 2:00 PM – 5:30 PM HCT Preparing Housing Counselors

for the HUD Certification Exam, Continued (Separate registration required)

Location: Statler AB

2:00 PM – 3:30 PM O Broadening Community Coalitions

for Economic Justice Location: Federal A

WCD Beyond Workforce Development:

Creative Funding Strategies for Impacting High Unemployment Communities Location: Senate

CR Fair Lending: The Year in Review and

the Year Ahead

Location: South American AB WCD Strengthening Community-Based

Responses to Natural Disasters Location: Pan American

PA The Payday and Small-Dollar

Lending Landscape

Location: Federal B

3:30 PM – 5:30 PM STRATEGY SESSIONS

Engaging in Federal Advocacy: A Bipartisan Approach Location: Senate

Successful City-Level Campaigns Location: South American AB

CDFI Innovation

Location: Pan American

FRIDAY, MARCH 31 7:00 AM – 8:00 AM HOUSING COUNSELING TRAININGS BREAKFAST

(Open only to Housing Counseling Trainings participants)

8:00 AM – 2:30 PM HCT Preparing Housing Counselors

for the HUD Certification Exam, Continued (Separate registration required)

11:00 AM – 12:30 PM O The Role of Cities in Advocating for

Location: Statler AB HCT Financial Fitness, Continued

Location: South American AB

Location: Pan American

Reinvestment

(Separate registration required)