Annual Fraud Indicator June 2013

Contents Foreword by Stephen Harrison........................................................................................................................................... 2 Introduction................................................................................................................................................................................ 3 Summary....................................................................................................................................................................................... 7 Key findings.................................................................................................................................................................................. 7 Fraud by victim......................................................................................................................................................................... 13 Public sector............................................................................................................................................................................... 13 Private sector.............................................................................................................................................................................. 17 Charity sector............................................................................................................................................................................. 21 Individuals................................................................................................................................................................................... 24 Fraud by enabler...................................................................................................................................................................... 26 Insider-enabled fraud.............................................................................................................................................................. 27 Identity-enabled fraud............................................................................................................................................................29 Cyber-enabled fraud................................................................................................................................................................30 Organised Crime Groups........................................................................................................................................................ 32 Fraud by type............................................................................................................................................................................34 Benefit fraud...............................................................................................................................................................................34 Blue Badge Scheme misuse.................................................................................................................................................. 35 Council tax fraud.......................................................................................................................................................................36 Grant fraud.................................................................................................................................................................................. 37 Housing tenancy fraud...........................................................................................................................................................38 Insurance fraud.......................................................................................................................................................................... 39 Mass marketing fraud..........................................................................................................