by Pam Wright - Wright Law- Law Firm in Jackson, TN

to make your retirement years more enjoyable, here are five suggestions. We hope the ... transitions, whether it is your own or a ... deal of reliable information, at no cost, from the official Medicare website and from Tennessee's State ... Make sure you have a disability plan about how you will manage through a serious.
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Five Ways to Keep Your Golden Years Shining

by Pam Wright

Certified Elder Law Attorney

Pam Wright, Certified Elder Law Attorney Wright Law

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Five Ways to Keep Your Golden Years Shining

Have you been thinking about your retirement years? If you have been wondering how to make your retirement years more enjoyable, here are five suggestions. We hope the suggestions are helpful and encouraging. Each topic discussion includes links to more online information that may be of interest. These suggestions are general in nature. Some of the topics may apply to you and some will not. None of this information is legal advice.

Things change. You will face new challenges. Your ability to learn new things and accept new ideas will make it is much easier for you to adapt to changing circumstances. Opportunities for learning are everywhere. When you are ready to learn more about long term care, there are a number of resources to help you stay informed, or get “up to speed” quickly. If you don’t know where to look for the information you need, our website has a resource page that can get you started. Watch for community events that are geared to aging topics. The Northwest and Southwest Area Agencies on Aging and Disability have regular events that will include displays or presentations about the aging resources that are available in your community. The Facing Future Choices Conference is held each year in Jackson, Tennessee. It is sponsored by area businesses to provide education on topics related to aging, long term care and caregiving. There is an annual Alzheimer’s educational conference sponsored by the West Tennessee Healthcare Senior Services, West Tennessee Neuroscience and Spine, and the West Tennessee Healthcare Foundation in Jackson. Also, the West Tennessee chapter of the Alzheimer’s Association hosts Family Caregiver Classes and Support Group meetings locally. For more information, call 800-272-3900.

Pam Wright, Certified Elder Law Attorney Wright Law

1

Five Ways to Keep Your Golden Years Shining

We all dread those milestone birthdays. Turning 50 doesn’t seem so bad until you start getting those AARP mailings! I thought AARP was starting just a bit early. Turns out I was wrong. Age 50 is a good time to start thinking about future transitions, whether it is your own or a family member’s. During your fifties, you need to be visualizing your transition to retirement. Start by reviewing your employment benefits and retirement accounts. Learn the difference between Social Security’s early retirement and full retirement benefits. Have a contingency plan for unexpected caregiving responsibilities or changes at work. When you reach age 65, you are eligible to enroll in Medicare. Making decisions about Medicare starts at age 65, no matter when you retire or when you start drawing Social Security benefits. If you don’t make those decisions, or if you make poor decisions, you may have to live with the results for the rest of your life. Fortunately, you can find a great deal of reliable information, at no cost, from the official Medicare website and from Tennessee’s State Health Insurance Assistance Program. Of course, it seems like every year is a milestone year for children, but there are some years that are more significant from a legal planning perspective. You will want to include actions to address your child’s needs in your planning, if your child is enrolled in (or will be enrolled in) TennCare; or, has an impairment that will affect decision-making. Make a plan for the “tricky” years. As you age, you may find that there are times when you need help even though you are still able to live independently. Don’t hesitate to get trustworthy advice about managing investments. Make sure you have a disability plan about how you will manage through a serious illness or difficult disability. It should include a thoughtfully prepared durable power of attorney and, perhaps, other legal or financial str