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CONTENTS

The Largest Jewish Family Monthly Magazine

NOVEMBER 2014

P.O. Box 290-642 Brooklyn, NY 11229 Tel (718) 627-IMAGE Tel (718) 627-4624 Fax (718) 627-4284

Features

Email: [email protected] Web: www.imageusa.com

32 Meatos, A Taste of Israel In New York

Jewish IMAGE Magazine is the official publication of Sephardic National Alliance a non-profit educational organization.

By Steven Matsas

40 Jewish Inventors and Their Inventions

Ben-Gurion Matsas Publisher/Editor

50

Rachelle Matsas Editor-in-Chief

The Wise Words of Golda Meir

68

Steven Matsas Managing Editor

Councilman Greenfield’s Sukkot Celebration

Jack Matsas Vice President of Sales

Contributing Writers

148

Bold and Exciting Decorating Trends

72

2014’s Top Tablets

78 The Most Dangerous Food Additives

92

What Happened to the Middle Class?

112 Parents of Young Kids, Test Your Financial Reflexes

122 2015 Is the Year of the Ankle Boot

Mr. Jack Avital Mr. David Betesh Mr. Saul Betesh Mrs. Joyce Chabbott Mrs. Diane Chabbott Mrs. Alice Chera Mr. Elliot Chrem Mrs. Mary Anne Cohen Mr. Barry Cohen Dr. Jacques Doueck Mrs. Francine Dweck Ms. Stephanie Franco Rabbi Michael Haber Mrs. Sophia Franco Mr. Charles S. Haddad Mrs. Sylvia Hamowy Mr. Norman D. Levy Ms. Natalie Mizrachi Mrs. Sarina Roffé Mrs. Laura Shammah Mrs. Randi Shomer Mr. Jack Srour Dr. Charles Suede Dr. Eddie Sutton Dr. David Tawil Ms. Karen Tovsky Mrs. Kelly Yedid Mr. Freddy Zalta

Contributing Photographers

90

Surprising Facts About Wealth

Morris Antebi Morris Gindi Mark Greenberg Benny Hayon Michele Shrem

Published Monthly, Sephardic IMAGE Magazine is devoted exclusively to Jewish issues, products, services, educational information, and community happenings. All readers are invited to express their opinions through letters to the editor. All articles and letters represent the opinion of each individual writer and do not reflect those of the publisher. The publisher will not be responsible for errors beyond the cost of the space occupied by the error. We are not responsible for the Kashruth of any product or establishment. Nor do we endorse any products or establishments. We reserve the right to edit or reject any editorial copy or advertising at our discretion. All materials designed and prepared by IMAGE Magazine are the sole property of the magazine and cannot be reproduced without the permission of the publisher.

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Deadline for advertisement is the 15th of the month, prior to publication. Subscriptions are available for $24 a year (12 issues).

TO ADVERTISE CALL: (718) 627-IMAGE, (718) 627-4624

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CONTENTS NOVEMBER 2014

Departments ARTS AND LEISURE Sudoku

FOOD 176

AUTOMOTIVE Car Care

Sylvia Hamowy

160

Jewish Book Suggestions

By Inez Sharaby

58 140

Blend Your Way to Health

178 CLASSIFIEDS 212 COMMUNITY ANNOUNCEMENTS 218 COMMUNITY CALENDAR 220 COMMUNITY EVENTS Around Town 138 The Opening of Hillel’s Founders Hall 164 EDUCATION MDYHS Students Learn About Media Bias 174 Vocabulary Quiz 158 EMPLOYMENT Make Your Resume Stand Out 172 By Barry Cohen

100

FILMS The Green Prince

128

Student Loan Forgiveness Money Saving Tips Good Deal or Bad Deal? Medicaid Planning with Help of a Trust

By Isaac Yedid and Raymond Zeitoune

96 98 102 108 118

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Girls and Eating Disorders Part 4

130

Getting Back on Track

132

From Anxiety to Addiction

134 136

By David Sutton

By Laura Shammah

A New Perspective for Fall

By Joanne Gerr

54

160

Winter Skin Care

HOW TOIIMPROVE How to Communicate Effectively

168

ISRAEL A Day of Play at the Yizhak Rabin Center

By Joanne Gerzon

Advocacy for Israel on Campus

By Rena Naser

30 162

178

Blend Your Way to Health

JEWISH COMMUNITIES The Jewish Community of Tucuman

By Sarina Roffe

186

LETTERS TO THE EDITOR 24 NEWS News Shorts

190 22

RESTAURANT GUIDE

216

SINGLES EVENTS

221

TECHNOLOGY 150

TORAH MESSAGE Pirkei Avot

26

Parashat Hashavuah

36

WRITERS’ THOUGHTS Colors of Life

182

The Energy of the Heart

184

By Diane Paige

FOCUS ON MDYHS, Trailblazer in Technology

84 116

Must Have Cell Phone Apps

FINANCE Saving for Retirement

The Diagnosis that Changed My Life

PUBLISHER’’S LETTER

FASHION Gold Jewelry Trends

The Benefits of Coconut Oil

By Mary Anne Cohen

BOOKS He Hath Not Let Me Die

126

HEALTH 144

BEAUTY Winter Skin Care

New Delicious Kosher Products

By Norman D. Levy

182

Colors of Life

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a Seph rdi

ational SNA

-U

THE PUBLISHER/EDITOR

Ben-Gurion Matsas

Alliance

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SA-

EDITOR-IN-CHIEF

Rachelle Matsas

Dear Readers, Fall is upon us, the weather is brisk, and everywhere you look there are leaves turning gorgeous shades of red, orange and gold. It’s the perfect time to wear a big, comfy sweater, take a walk and enjoy the autumn colors. This month Daylight Savings Time ends on the 2nd. Election Day is the 4th—don’t forget to vote—and Thanksgiving is on the 27th. This is our Financial Issue. Be sure to read our money saving tips and facts about wealth. Estate planning experts from Yedid and Zeitoune share their knowledge about Medicaid planning and trusts. Take a quiz to find out whether you’re a savvy parent when it comes to your children and money issues. Then take another to see if you can spot a good deal. You may be surprised by some of the answers. New York’s Health Marketplace will be accepting new clients beginning November 15th. In order to help our readers stay healthy, we have several medical articles, including the fourth part of Mary Anne Cohen’s series on eating disorders; all about food additives that may be harming your family; the diverse benefits of coconut oil, how anxiety can lead to addiction, and in “The Diagnosis that Changed My Life,” community member David Sutton explains how being diagnosed with diabetes was the best thing that ever happened to him. Everyone knows that Jews have contributed profoundly to the field of medicine. However, you may not know that we also came up with many modern inventions, including the ball point pen, the TV remote, the camera phone and more. Turn to page 40 to read “Jewish Inventors and Their Inventions.” There are hundreds of thousands of cell phone apps, it would probably take years to look through them all, so we’ve chosen some of the best to highlight in “Must Have Cell Phone Apps,” on page 150. Plus, check out the top tablets of 2014, our features about the latest trends in fashion, decorating and jewelry, Golda Meir’s memorable quotes, Jewish book suggestions and much more. Enjoy!

Ben-Gurion and Rachelle Matsas

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Y O U R

O P I N I O N S

Letters to the Editor The following letters to the editor are the opinions of the writers and not of IMAGE Magazine. Everyone is welcome to express his/her opinion or suggestions about an article or a subject of concern.


Dear Editor, New Jersey is now strategically positioned to lead the way back to liberty, with at least five candidates for Congress committed to the task. In a recent commentary in The Times of Trenton, Dr. Alieta Eck, Republican candidate for Congress from NJ’s 12th District, wrote: “I’m pleased to report that I am among five New Jersey candidates for Congress who are committed to reducing the size and reach of government, beginning with reduced taxes and parental choice in education. The others are Republicans Jeff Bell (U.S. Senate), Garry Cobb (1st Dist.), Anthony Wilkinson (6th Dist.) and Dierdre Paul (9th Dist.).” Most insight fully, Dr. Eck explained the critical importance of implementing universal school choice. “To restore bottom-up government we need to also restore bottom-up education.” It is important for people to recognize the link between government control of education and government control of everything, including the personal healthcare of every American and how much of their hard-earned income American workers may keep for themselves; for many this is less than half. Every voter with contacts across New Jersey has the ability to support and promote all five candidates, and help usher in a better future for all America. Israel Teitelbaum, Secretary Alliance for Free Choice in Education

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Data shows that driving at or below 25 MPH improves a drivers’ ability to avoid crashes and pedestrians struck by vehicles at the lower speed are half as likely to die. Driving at or below 25 MPH decreases stopping distance, gives drivers and pedestrians more time to see each other and react, and improves a drivers’ ability to avoid crashes. By lowering the speed limit just 5 MPH, many crashes can be avoided. The penalty for violating the speed limit will Dear Editor, range from $150 to $600, depending on how There is a new speed limit law which changes many miles per hour over the speed limit the the speed limit, on all NYC streets that do not have motorist is driving, and how many speeding tickets a posted speed limit, from 30 MPH to 25 MPH. It he/she has previously received. In addition, drivers officially goes into effect on November 7, 2014. will get points on their license. Streets with posted street limits over 30 MPH Many are worried that the lower speed limit and under 25 MPH will remain the same, for now. will make traffic worse. Travel time is primarily New York City is reducing the speed limit in order determined by factors like traffic signals, congesto make the city safer for pedestrians, cyclists, and tion, double parked vehicles, and turning vehicles. drivers and to help meet its goal of bringing traffic A 5 MPH decrease in speed will not make a signififatalities to zero. cant difference in traffic conditions. Client File Name: D. T. Date: IMAGE Magazine welcomes letters to the editor. If you wish to respond to something you’ve read, or Artist: simply voice an opinion, submit a letter. Email [email protected] or fax us at (718) 627-4284. You can also view the latest letters to the editor and post your own on Proofreader: our website: imageusa.com. The community has many people who are knowledgeable and whose contributions of articles in their field could be very beneficial Sales Person: to our readers. We encourage our rabbis, community leaders, business people, and professionals to share their knowledge and expertise B&W PDF: Yqthe rightNq with us. All articles, comments and suggestions are welcome. Make your voice heard and reach over 300,000 readers. We reserve to edit all submissions. Color PDF: Yq Nq

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T O R A H

M E S S A G E

In memory of Isaac J. Matsas A”H

Pirkei Avot Ethics of Our Fathers The son of Azzai said, run to perform even a minor mitzvah and flee from sin, for one mitzvah leads to another mitzvah and one sin leads to another sin; for the reward of a mitzvah is a mitzvah and the reward of a sin is a sin.” (Chapter 4, Mishna 2)


This Mishna teaches us that one should be meticulous even in the observance of a small mitzvah and should run from all evil acts. Sometimes the smallest of good deeds may generate the spark of interest in a child which will be kindled into a huge blaze of inspiration years later.

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The preceding was written by Rabbi Dovid Rosenfeld and adapted from Torah.org. It has been edited to fit the page.

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I S R A E L

A Day of Play At The Yitzhak Rabin Center Jeannie Gerzon

This past summer, Israeli children experienced a couple of months unlike any other. Instead of days filled with outdoor activities, non-stop play and exploration, many Israeli kids, especially those in communities near Gaza, spent their time indoors in bomb shelters, due to the Israel-Hamas conflict.


The American Friends of the Yitzhak Rabin Center (AFYRC), a non-profit organization based in Queens, NY, asked its supporters to help bring kids from Israel’s southern communities to the Yitzhak Rabin Center in Tel Aviv for an exciting summer program called A Day of Play. The program gave children the opportunity to take a break, have fun and enjoy an interactive educational experience. The day included a unique theatrical performance called A Leader is Born, followed by a tour of the Israeli Museum with the actors. The kids then participated in educational workshops and finally enjoyed a Disney movie and snacks. During the performance, conceived and created by the Orna Porat Children’s Theater group and

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consistent with the mission of the Yitzhak Rabin Center, the actors portrayed Israel’s most prominent leaders including David Ben-Gurion,

Golda Meir, Menachem Begin and Yitzhak Rabin interacting with the audience. Due to the generous response of AFYRC supporters and friends, over 1,400 children from Ashkelon, Sderot, Maslul, Netiv Hasara and Ashdod visited the Center. The mission of the Rabin Center is to teach the legacy of Yitzhak Rabin to future generations. Throughout his life and during his leadership, Rabin believed in making education readily available to all young people in Israel’s diverse society. The AFYRC is pleased to have made a meaningful impact on Israeli children during this emotional and stressful time. Jeannie Gerzon is the national director of the American Friends of the Yizhak Rabin Center.

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F O C U S

O N

MEATOS Steven Matsas


I

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recently had the pleasure of dining at Meatos Restaurant, where owner and chef, Koby Abed and his son Mach made me feel like family. As we spoke, I was presented with one appetizer after another. Each one was elegant, colorful, delicious and the spices and flavors of the Mediterranean came through in every bite. After the appetizers I was served an incredible meal, paired with the perfect wine, then desserts. It was a truly incredible feast. As the night wore on, Koby told me all about his family.

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five years old, his grandmother began teaching him all there is to know about Mediterranean food and the fine art of serving. However, as an adult, Koby felt something was missing from Israel’s culinary scene—high end kosher cuisine. Honoring what his grandmother taught him, and with much fanfare, he opened Meatos, one of the first kosher, gourmet restaurants in Tel Aviv. For more than 10 years, Meatos has been thriving. It’s one of Tel Aviv’s most popular restaurants. Recently, Koby decided it was time to expand to America

and opened Meatos Bar and Grill in Queens, where he and Mach, continue their family’s legacy. He still serves the same food, with the tastes of the Mediterranean, but in a brand new way. Old World, no more, the food at Meatos in America is now gourmet fusion, using the freshest, quality, kosher ingredients with all the spices and flavors that his


He comes from a family of restaurateurs that spans four generations. His grandmother began the family tradition with a food stand in Bat Yam, where she served authentic, delicious, old-world Mediterranean food. From that food stand, they opened a family style restaurant called Tsiporas, where they serve the tastes of home, treat each person like family and make sure everyone leaves happy. The success of the restaurant led to the opening of many more Tsiporas throughout Israel. Koby spent every spare moment in Tsiporas. When he was

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F O C U S

O N

Meatos... Continued from page 33


grandmother used. Putting his own spin on his grandmother’s recipes, Koby has come up with the most unique, eclectic kosher food in New York. With soft music playing in the background, the ambiance is open, quiet, yet chic, with a lovely bar and

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decorative wine display. The front of the restaurant is glass from floor to ceiling, modern and beautiful. The restaurant’s goal is to make their customers happy. That is the hallmark of Meatos, Tel Aviv. Once you step into the restaurant, you’re treated like family. The service is spectacular and the menu offers something for everyone, at a reasonable price. There are many appetizers to choose from, including vegetables, red tuna, salmon ceviche, chicken wings and even veal fillet carpacio, which is divine. The chopped liver is exquisite, not your grandma’s chopped liver. Main courses include

chicken, lamb kebabs, and Angus sirloin steak which melts like butter in your mouth. Their steaks are what they’re known for. There’s also an Asian chicken salad, burgers, chicken tortillas, pasta, fish and choices for children. Meatos means the highest quality, kosher food, so the name speaks for itself. Koby truly lives up to his grandmother’s standards of delicious food and great service. He already has future plans to open another restaurant in Manhattan. Meatos Bar and Grill is located at 185/01 Union Tpke, Queens; call (718) 454-3600 for reservations. They are supervised by Vaad Haraanim of Queens. Ask about their catering menu. It’s the perfect place to take the family for a lovely night out. Steven Matsas is IMAGE Magazine’s managing editor.

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T O R A H

M E S S A G E

Parashat Hashavuah


Parashat LechLecha

Towards the end of Parashat Lech-Lecha, G-d informs Abraham that he and Sarah will have a son. Abraham was nearing his 100th year at the time, and Sarah was approaching 90; the two had been married for 75 childless years, and Sarah was physically incapable of having children. Abraham already had a son, Ishmael, born 13 years earlier. Abraham’s reaction to the divine promise was to proclaim, “If only Ishmael would live before You!” Abraham seems to be saying that he would be happy to see Ishmael perpetuate his special relationship with G-d. However, G-d rejects Abraham’s proposal, telling him that only Isaac could be his true heir, and only Isaac could father the people with whom G-d would enter into a covenant. G-d’s insistence on Isaac as the progenitor of His chosen people tells us something very fundamental about the nature of our relationship with Him. Ishmael and Isaac differed in two significant respects: Ishmael came into the world by natural means, while Isaac’s birth was a supernatural event. Ishmael was circumcised at the age of 13, the age of daat (awareness), whereas Isaac entered into the covenant of circumcision as an eight day-old infant—an age at which a person is not even aware of what

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is taking place, much less of its significance. In other words, Ishmael represented a rational relationship with G-d, one that was based upon a person’s nature and understanding, but G-d insisted that His covenant with Abraham be perpetuated specifically through Isaac and Isaac’s descendants—a people whose commitment to Him would transcend the natural and the rational.

Parashat Vayera

Why do certain nations thrive, and others disappear? Historians will tell you about political, economic and military factors. However, our Torah informs us that ethical factors are far more consequential. Powerful nations fall if they are immoral, while weak ones succeed if they maintain moral excellence. Abraham and Sarah had a child, through whom they became the ancestors of Klal Yisrael (the people of Israel). Meanwhile, the mighty city of Sodom was destroyed. Why did this happen? The Torah points to hospitality: Abraham invited nomads, who turned out to be angels, into his home and was told of his future as the father of the Jewish people. Lot, too, invited angels into his home and was saved from destruction, but the people of Sodom, who sought to abuse Lot’s guests, were destroyed. Even Lot’s wife, who was halfhearted in her hospitality, did not survive.

The citizens of Sodom not only acted violently toward strangers; they also expressed contempt for justice. Abraham, on the other hand, demonstrated his just behavior by arguing with G-d over His decision to destroy Sodom. Hospitality and justice elevated Abraham and Sarah to the beginnings of a great nation, while intolerance destroyed Sodom. It is not strength, not might, but G-d’s spirit, that lifts and lowers nations. The moral and spiritual course chosen by a people determine its future.

Parashat Chayei Sarah

Parashat Chayei Sara tells us of three significant events: the death of Sarah, finding a wife for Isaac, and the death of Abraham. Each is deserving of study and comment: We are taught how Abraham dealt with the burial of his beloved wife and how he prepared for death. The Torah tells us: “Abraham breathed his last and died well up in years, old and satisfied.” He was able to die content, knowing that he had made arrangements for Isaac, and that he had made peace with Ishmael. Even though Abraham was grief-stricken by the loss of Sarah, he was determined to find a suitable wife for Isaac. He gave this responsibility to his servant, Continued on page 38

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T O R A H

M E S S A G E

Parashat Hashavuah Continued from page 36


Eliezer, assuring him that G-d would guide him. And so Eliezer asked G-d for a sign that would indicate when the right woman appeared. He took 10 of Abraham’s camels and went to the town of Haran to wait by a well, where the women of the town would go to draw water. He was looking for a woman of outstanding character, great kindness and sensitivity. He was not interested in finding a wealthy or beautiful girl, he was determined to find a woman with a big heart to be Isaac’s wife. Rebecca came to the well, and according to the Midrash, after giving Eliezer water, she went to draw water for the camels. Her acts of supreme kindness were enough to satisfy Eliezer that she was the one he was looking for. The word hesed, which means kindness, is repeated throughout this portion. We should all rededicate ourselves to being kinder to our family, friends, strangers, and especially each other.

Parashat Toldot

Few Biblical struggles are as tragic as the confrontation between Jacob and Esau. The twin grandsons of Abraham and Sarah were locked in a constant struggle over inheriting leadership over the family, and of course, inheriting the riches

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of the land which G-d had promised to Abraham. As the parashah unfolds, Jacob, the younger brother, gains through guile what had been granted to Esau by virtue of being firstborn. Together, Jacob and Rebekah conspired to transfer the blessing Isaac had intended for Esau over to Jacob. Isaac’s blessing bestowed the family legacy, leadership, and ownership of the land to Jacob. Yet, in the end, we read that Isaac granted an alternative blessing to Esau. Although the two blessings were not identical, Isaac, nonetheless, chose to depart from the tradition of granting a single blessing to his eldest son and instead blessed both of his children. Isaac’s deed offers us an important lesson in the contemporary struggle for peace. There are many elements in this story all too reminiscent of the conflict between Jews and Palestinians. This present-day conflict is also the story of two nations at war with one another from the moment of conception. And as the tragic violence continues between the contemporary nations, we are reminded that Jacob and Esau also fought over land. We are reminded that Jews and Arabs are both descendents of Abraham and like Jacob and Esau’s situation, the

conflict in the Middle East seems to be unsolvable. However, Isaac’s blessings for Jacob and Esau can give us hope. Isaac blessed both sons. We must also find ways to share the blessings of our ancestors and to share in the blessings of the land.

Parashat Vayetzei

In Parashat Vayetzei, we are told, “And Jacob departed Be’er Sheva and traveled toward Charan.” Rashi said: “When a tzaddik leaves a city, the city’s glory, splendor, and beauty depart with him.” Rashi’s simple explanation teaches a deep and essential lesson in the foundations of human relationships. When we have someone great in our midst we sometimes fail to appreciate his/her full value. Only when that person is no longer with us do we pine over the loss. Whether that person is a parent, spouse, a child or a friend, we often forget to disclose our feelings until it is too late. Why wait until they’re gone to remember and appreciate our loved ones? Why wait for the High Holy Days to develop a relationship with Hashem? By reciting the Shema on a daily basis, and digging a bit deeper into its words, we can enhance our perspective on the things that matter most.

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J E W I S H

H I S T O R Y

Jewish Inventors and Their Inventions From A Teddy Bear and Barbie Doll to An Uzi Submachine Gun and More

Considering that the Jewish people constitute just one half of one percent of the world’s population, it’s amazing how much they’ve contributed to the world. In the field of medicine alone, Jewish contributions are staggering. It was a Jew who created the first polio vaccine, who discovered insulin, who discovered that aspirin helped relieve pain, who discovered the origin and spread of infectious diseases, who identified the first cancer virus, and so much more. Jews actually came up with many modern inventions. Here are some that you may not know about.


Uziel Gal Uzi Submachine Gun Gal was born Gotthard Glas, in Germany. When the Nazis came to power, he moved first to the United Kingdom and later to Kibbutz Yagur in the British Mandate of Palestine, where he changed his name to Uziel Gal.

He began designing the Uzi submachine gun shortly after the founding of Israel. In 1951, it was officially adopted by the IDF and was called the Uzi after its creator, which didn’t make Gal happy. In 1958, Prime Minister David Ben-Gurion presented him with the first Israel Security Award. In the early 1980s, he assisted in the creation of the Ruger MP9 submachine gun. He continued his work as a firearms designer in the US until his death in 2002. László Bíró Ballpoint Pen While working as a journalist in Hungary, László Bíró noticed that the ink used in newspaper printing dried quickly, leaving the paper smudge-free. He tried using the same ink in a fountain pen but found that it would not flow into the tip. Working with his brother

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György, a chemist, he developed a new tip consisting of a ball that was free to turn in a socket; as it turned it would pick up ink from a cartridge and then roll to deposit it on the paper. Argentina’s Inventors’ Day is celebrated on his birthday, September 29. Robert Adler TV Remote Robert Adler was associate director of research at Zenith in the 1950s when the company’s founder, Commander E.F. McDonald Jr., challenged his engineers to develop a device to tune out commercials. Adler’s solution was to use sound waves to transmit signals to the TV—thus inventing the first remote control, called the Space Command. In the 1960s, Adler updated the remote control to use ultrasonic signals, a Continued on page 42

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J E W I S H

H I S T O R Y

Inventors... Continued from page 40

technology which was used for the next 25 years, until it was replaced by infrared systems. Adler’s last patent application was filed on October 6, 2006 for work on touch-screen technology. He passed away in 2007.


Ralph H. Baer Video Games

By the 1960s, millions of Americans had invested in televisions for their homes. In 1966, engineer Ralph Baer began to investigate how to play games on a television. Between 1967 and 1969, he and colleagues Bill Harrison and Bill Rusch created several video game test units. The result was the Brown Box, a prototype for the first multi-player, multi-program video game system which he licensed to Magnavox. In 1972, Magnavox released the design as the Magnavox Odyssey, paving the way for all video game systems that followed.

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Ruth Marianna Handler The Barbie Doll Ruth Marianna Handler was an American businesswoman and inventor. She served as the president of the toy manufacturer Mattel and is remembered for her role in marketing the Barbie doll. Her husband Elliot Handler and his business partner Harold Matson formed a small company to manufacture picture frames. Later, they began using scraps from the manufacturing process to make doll house furniture. The furniture was more profitable than the picture frames and they decided to concentrate on toy manufacturing. The company’s first big-seller was the Uke-a-doodle, a toy ukulele. Barbie debuted at the New York Toy Fair in 1959 but was not an immediate success. However, after the company ran TV commercials for the doll, Barbie became more popular and eventually rocketed Mattel and the Handlers to fame and fortune. Subsequently, they would add a boyfriend for Barbie named Ken, after the Handlers’ son.

Handler was diagnosed with breast cancer in 1970 and had a modified radical mastectomy. Due to difficulties in finding a good breast prosthesis, she decided to make her own. She went on to found a company, Ruthton Corp., which manufactured a prosthesis called Nearly Me. Continued on page 44

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J E W I S H

H I S T O R Y


Hedy Lamarr Spread Spectrum Communications

in response to a cartoon by Clifford K. Berryman depicting Teddy Roosevelt having compassion for a bear at the end of an unsuccessful hunting trip. Everyone loved the Teddy Bear and sales were so great that Michtom created the Ideal Novelty and Toy Company.


Dr. Abraham Nemeth System for Blind People To Read and Write Mathematics Born Hedwig Eva Maria Kiesler, she studied ballet and piano at age 10. As a teenager, she played major roles in German movies, and changed her name to Hedy Lamarr. Though known primarily for her film career as a major contract star of MGM’s Golden Age, she also co-invented an early technique for spread spectrum communications, a key to many forms of wireless communication. She made a valuable contribution to US intelligence by co-producing an anti-jamming device for torpedoes. She also devised a clever way of frequency hopping that prevented the interception of American military messages. Morris and Rose Michtom The Teddy Bear In 1902, Morris Michtom and his wife Rose invented the Teddy Bear. In 1887, he owned a candy shop in Bedford-Stuyvesant, Brooklyn by day and made stuffed animals with Rose at night. The Teddy Bear came about

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J E W I S H

H I S T O R Y


An American mathematician and inventor, Dr. Nemeth was blind from birth. He attended the Jewish Guild for the Blind School in New York. After graduating from Brooklyn College, he earned a Master of Arts degree in Psychology from Columbia University. During the 1950s, he accepted an offer from the University of Detroit to become a professor and remained there for 30 years. During the late 1960s he studied computer science. As the coursework became more advanced, he found that he needed a braille code that would more effectively handle the kinds of math and science material he was tackling. Ultimately, he developed the Nemeth Braille Code for Mathematics and Science Notation. The Nemeth Code has gone through four revisions since its initial development, and continues to be widely used today. After he retired, he transcribed Hebrew prayer books into Braille. He passed away in 2013.


Philippe Kahn Camera Phone Phillippe Kahn is a technology innovator and entrepreneur, who created the first camera phone. He is also a pioneer of wearable technology and founded three technology companies: Fullpower Technologies, LightSurf Technologies, and Starfish Software. He holds several dozen technology patents.

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Isidor Isaac Rabi Nuclear Magnetic Resonance Isidor Isaac Rabi was a Polish-born American physicist and Nobel Laureate, recognized in 1944 for his discovery of nuclear magnetic resonance, which is used in magnetic resonance imaging (MRI). He was also involved in the development of the cavity magnetron, which is used in microwave radar and microwave ovens. Samuel Ruben Duracell Batteries

Samuel Ruben was an American inventor who made lasting contributions to electrochemistry and solid-state technology, including the founding of Duracell. Although he had no college degree, he received several honorary degrees, including an honorary Doctor of Science degree from Columbia University in the Department of Chemical Engineering and Applied Science. Throughout his lifetime, he accumulated over 300 patents. The Army Signal Corps asked him to develope a mercury button cell in 1942 to replace zinc-carbon batteries, so he did. He passed away in 1988.

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Visitors from Brooklyn, stop by to see what all the excitement is about. What they see is way more than what meets the eye. It’s a symbol of a vibrant community, the energy of youth, a commitment to fitness, volunteerism, camaraderie and leadership. The numerous lessons being taught as each goal and touchdown is scored are immeasurable.


Pass by DSN’s sports fields on Sundays in November. Besides the acres of green grass and multi-colored foliage, you will be amazed to see over 350 uniform-clad boys and girls from Kindergarten through 12th Grade, soccer and football cleats a blur, as they rush toward the end zones and goals on their respective football and soccer fields. You’ll see dozens of volunteer coaches encouraging age-appropriate athletic skills and good sportsmanship. You’ll see droves of parents, moms and dads, beaming proudly, their store-bought coffees sloshing over the sides as they jump out of their lawn chairs with barely-contained enthusiasm. You’ll see professional referees, manning their stations with unbelievable concentration amid the action, focused on making the right calls. In short, you’ll see professional referees, manning their stations with unbelievable concentration amid the action, focused on making the right calls. In short, you’ll see a vital, living, breathing phenomenon known as DSN!

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Q U O T E S

The Wise Words of Golda Meir

olda Meir was the fourth prime minister of Israel and the most prominent female politician of her era. She is remembered for many thought-provoking quotes. Here are just a few.

G

yourself by fanning the tiny, inner sparks of possibility into flames of achievement.”

children. We will only have peace with the Arabs when they love their children more than they hate us.”

“It is true we have won all our wars, but we have paid for them. We don’t want victories anymore.”

“Trust yourself. Create the kind of self that you will be happy to live with all your life. Make the most of

“We can forgive the Arabs for killing our children. We cannot forgive them for forcing us to kill their

“My dear, old age is like an airplane flying in a storm. Once you’re in it there’s nothing you can do. You can’t stop a plane, you can’t stop a storm, you can’t stop time. So you might as well take it easy, with wisdom.”


“A man who does not hate war is not fully human.”

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“We Jews have a secret weapon in our struggle with the Arabs; we have no place to go.” “Let me tell you the one thing I have against Moses. He took us forty years into the desert in order to bring us to the one place in the Middle East that has no oil!” Continued on page 52

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Q U O T E S

Golda Meir... Continued from page 50

“We owe a responsibility not only to those who are in Israel but also to those generations that are no more, to those millions who have died within our lifetime, to Jews all over the world, and to generations of Jews to come.”


“We hate war. We do not rejoice in victories. We rejoice when a new kind of cotton is grown, and when strawberries bloom in Israel.”

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

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F O C U S

O N

Magen David Yeshivah High School The Trailblazer In Skills Based Technology Magen David Yeshivah is excited to be a leader in implementing project- or problem-based learning (PBL) in the fields of Jewish and secular education. In PBL, students tackle and solve real-world problems, producing multi-media creations that have value and relevance in the real world. The pedagogy also develops students’ creativity, digital literacy, collaboration skills, and other tools necessary for success in today’s world. Moreover, the joyful learning that occurs in the PBL classroom makes it a place infused with what Harvard educator Tony Wagner recommends for students: “play, passion, and purpose.”


One such example of PBL, is MDYHS’s new program called Virtual Enterprises International (VEI). Imagine for a moment, a situation where you could graduate from high school with the experience of running your own company. Where, before you even go off to college, you’ve already experienced the day-to-day grind of what works and what doesn’t work in the business industry of your choice—where some ideas may have failed and some may have succeeded—but you still showed up on time for work every single day.

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MDYHS is the only yeshivah in the country to join VEI, the multidimensional, experiential learning model, which is part of a global network of student-run businesses in over 40 countries. It transforms MDYHS students into independentthinking business professionals and their classroom, room 507, into an office with cubicles between each department. This in-school, virtual business simulation allows students to completely take the reigns of forming and running their own company, gaining a competitive edge through project-based, collaborative

learning and the development of 21st century skills in entrepreneurship. Participating senior students will learn problem solving, communication, finance and technology on a global level. Work begins promptly at 2 pm every day for these students, in the converted classroom that is their office, with each department (design, marketing, accounting, production, human resources, etc.) clearly delineated. The class starts with well-dressed bow tie connoisseur, former Army Ranger Professor Sterling Jasper, welcoming everyone and then announcing “Ok, Mr. Chairman, I am here purely in a consulting role. Please commence the work day.” CEO Jack Beyda, along with his co-CEO Judy Chalouh, elected by their office-mates, a select group of fellow senior employees, formed the virtual company 1-2-3-D—a 3-D printing enterprise. To ensure success, MDYHS has installed two 3-D printers, so the students can practice with them before they use them for the product they will ultimately be marketing—which, according to the CEOs—is still considered confidential and not for public dissemination. “We thought about the future and the way technology is heading Continued on page 56

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F O C U S

O N

Magen David Yeshivah...


Continued from page 54

and we believe 3-D printing is going to be the next wave, so why not prepare ourselves,” said Beyda. From the outset, the company had to create their product bearing in mind all the costs involved, including the cost of paying rent, travel, production costs, etc. Every Wednesday, visitors are allowed, with the CEOs’ permission of course, to observe and lend advice at the conference table to the various departments and department heads, who are often invited to shadow CEOs from Fortune 500 companies. In addition to giving students a head start on careers, VEI reinforces their academic skills and achievements, reignites their interest in education, and raises their desire to graduate and pursue lifelong learning, using the vital communication, analytical and technological skills they have learned and mastered. “I’m learning real-life skills, like deadline pressures and leadership responsibilities, that will definitely help me succeed in the future,” said Beyda. Mrs. Sabrina Maleh, Associate Principle at MDYHS, is one of the driving forces credited with bringing VEI to the high school. “I feel it’s important to have VEI here now, because it allows the students to be immersed in what running a real business is all about,” she said.

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“They are in control of how the business runs and how successful it will be. It infuses creativity, innovation, critical thinking, responsibility and accountability into a classroom experience.” Mrs. Maleh added that her intentions for the program are for all of the students involved in the experience to take away a strong sense of what it is going to be like in the real world. “They will learn how to celebrate small successes and how to be resilient when it comes to small failures.” In the spring, MDYHS’s 1-2-3-D will be traveling to San Francisco to compete in a national entrepreneurial contest. In related news, Magen David is proud to be a Founding School in the I.D.E.A. Schools Network, which was co-founded by MDY’s Chief Academic Officer, Tikvah Wiener, and Dr. Eliezer Jones, General Studies Principal of Valley Torah High School in Los Angeles, CA. The goal of the Network is to help Jewish schools employ projectbased learning (PBL) and innovative learning practices. The Network’s two founding schools will share resources as well as the successes and challenges of transforming into PBL schools; develop and curate a robust and interactive online community; and produce national creativity conferences. Educators and

schools in the Network will gain access to the information needed to implement PBL in a thoughtful and particularly Jewish manner as well as to a community of partners who can help them effect change. Tikvah Wiener, who ran the Summer Sandbox this past summer, an educator workshop on PBL sponsored by The Covenant Foundation, has now been awarded a Fellowship by the Joshua Venture Group. The Fellowship will support the work of the I.D.E.A. Schools Network. PBL is often referred to as passion-based learning. In order to tap into student passion in learning, MDY is also proud to be introducing a Maker Space, a place where students can use technology to design products related to their learning and interests. In addition, MDY is launching a SOLE, a sled-organized learning environment, where students can have access to whatever tools and materials they need to pursue their passions and interests. Magen David Yeshivah High School continues to set the bar high for its students in its state of the art architecturally and technologically advanced building. From entry into the warm environment of MDYHS students are taught skills and tools needed to master all subjects in an effort to insure that after four years all students are well on their way to any career they choose.

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B O O K E X C E R P T

Now You Can Read Excerpts From This Riveting Book By Sam Domb In IMAGE Magazine. If you missed any of the previous chapters, you can read them at samdomb.com or imageusa.com.


From Ashes to Life

He Hath Not Let Me Die


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Researched and Written By:

Gershon Stav Hebrew Language/Text Editor:

Yehudit Shwartz Translated Into English By:

Nachama Kanner English Editor:

Yael Unterman

Visit samdomb.com

Chapter 10 Part 1

From Arkhangelsk to Kutaisi “Who knows the tears that have yet to be shed, the storms that have yet to strike?" ""Mishut ba-Merhakim" (Back from the Distance) H.N. Bialik Our stay in Arkhangelsk was, as mentioned, not easy. I varied the daily routine by means of all sorts of activities with my sisters and other boys whom I met. I have already described Ita's role, but I must reiterate and emphasize that in our long stay in this godforsaken location, she truly outdid herself and inspired admiration. She continued to be both mother and sister to us, and none of us questioned her position. She took us under

her wing and, in this freezing cold, showered us with her love and warmth. Throughout the time we lived here, the trains never ceased arriving, bringing with them a stream of refugees, with news and updates. From them we heard about the concentration camps and the mass murders carried out by the Nazis. We had known about the atrocities and had even witnessed Continued on page 60

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some ourselves, but not one of us could have guessed the extent of the slaughter in these camps. Later we learned that in Treblinka itself, the Nazis had cremated 900,000 Jews! The human mind cannot fathom such numbers. Despite the change on the battlefield in winter 1942, which signaled the end of Germany's victories and rapid advance, the Nazi extermination machinery continued to operate at full steam in the occupied areas, as we later heard. At a certain stage of the war, the Germans were fighting against three great powers that had consolidated their civilian and military resources—Russia, Great Britain and the United States. Field Marshal Montgomery's forces eventually crushed Rommel and his army in the Battle of El Alamein. The Russians revived and initiated counterattacks that eroded the strength of the German military. Having heard nothing from Father, we did not know where he was stationed and on which front he was fighting. All we knew was that he had been conscripted in Minsk. We were very worried about him. Whenever I asked about him, Ita would reassure me, saying that we would certainly meet him after the war was over. Here in the intolerable cold, however, no end to the war was in sight, as evidenced by the ceaseless arrival of refugees and the horrifying news they brought. It is not clear to me exactly how long the duration of our stay in Arkhangelsk was, but I am positive that it spanned many months— more than a year, perhaps even two. It was an unforgettable period. I remember many events and details, but not their exact dates. My account here is based on my best attempt at recollection and on stories I heard, primarily from my sister Ita, of blessed memory. Once it became impossible for the camp to take in additional refugees, it was decided to release groups and individuals who were only marginally productive, such as families with children, the elderly and others. One day, the officer in charge came into our barracks and informed us that we were leaving. He turned to Ita and said: “You must report with

your belongings tomorrow morning. You will be transferred to a safe area in east Russia. There is nothing to fear, as your destination is far from the battle zones and you will be out of danger there.” The officer then turned to a number of others in our barracks with the same information. Ita asked: “Where exactly are they taking us?” The officer hesitated. After a short pause, he responded: “To be honest, I'm not really sure. But it was decided to send you to a safe place, with more suitable conditions. The train leaves tomorrow morning, and you are to report to the platform at 8 am.” He left. The other families who were told to leave gathered around us, and one frightened-looking woman grumbled: “The Russians are sick of us. They're going to abandon us far from the camp, where we'll freeze to death!” “Nonsense,” said a French prisoner to put her at ease. “The Russians are tough, but they aren't cruel like the Germans. I think they just want to make things easier for themselves and for us.” We had long been acquainted with this Frenchman, ever since the initial days of our arrival in Arkhangelsk, when he was already living in our barracks. Noticing that we were alone and unaccompanied by adults, he had offered his help to Ita. Every day, upon returning from work, he asked how we were; and on days when not required to work, he was available for conversation and assistance. Topics Continued on page 62

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of discussion included our life in the camp, the war and our future. Many people enjoyed conversing with him and a circle of listeners formed wherever he stopped to talk. A pleasant, wise and learned man, knowledgeable in many fields, he spoke gently and never argued with others. He always had the upper hand in the occasional disagreements that transpired; but he never insulted or harmed his listeners. On this occasion, however, his words failed to placate the frightened woman and she burst out crying. I was unable to sleep that whole night. Thoughts raced through my head and the woman's words echoed in my ears: “They're going to abandon us—we'll freeze to death.” I recalled the night we had gotten lost in the forest, the freezing cold and the terrifying bear attack. I preferred to dwell on the Frenchman's calming voice: “Nonsense— they just want to make things easier for themselves and for us.” Reading my thoughts, Ita approached my bed and said: “It's important that you try to sleep. I agree with the Frenchman, I also think they have good intentions. We're of no use here, and who knows, perhaps they'll take us to a place near Father.” Many families could be seen packing their belongings in the early morning. The Frenchman, also released by the Russians, offered to help us pack. Ita was delighted and, together, they folded the blankets and packed our things. Experienced by now and knowing that the trip could take days, Ita made sure that we dressed appropriately. The platform was bustling with people by the time we arrived. The Frenchman carried some of the bundles and tried to stay near us at all times. Soldiers maintained order and organized us in groups. The Frenchman insisted upon being in with us. The train arrived, a freight train with no seats. Ita grabbed a corner near the door where we placed our possessions and sat down with the Frenchman, who had boarded with us. Behind the passengers' blank expressions lay the unanswered question weighing on all of our minds: “Where are they taking us?” Here we heard from one of the Russian soldiers that military headquarters had decided to evacuate the camp to make

room for German prisoners-of-war, captured in battle. The train began to move and left the camp gates. The freight cars proved very uncomfortable, with dozens of people crowded inside each one. The Frenchman calmed us and told Ita not to worry; from now on, he would watch over us and help as much as he could.

After several hours' journey, the train stopped in the center of a town that looked populated, where we received a little food. At the station where we had stopped, we saw the Frenchman talking with one of the officers and with someone in civilian garb. After a short break, the train proceeded. “Indeed, we are going south. I spoke with the officer, who told me that they plan to bring us to the Caucasus,” said the Frenchman, offering Ita some of the food he had received. Ita thanked him and asked: “Where is the Caucasus? What country is it in?” “It's a mountain chain in southeast Russia, in an area famous for its oil wells. Most of the mountain chain is in a state called Georgia, east of the Black Sea,” answered the Frenchman, impressing his listeners with his expertise. “I hope the Germans haven't reached there,” said Ita. “I don't think so. From what I understand, the Russians have succeeded in repelling the German attacks on most of the fronts. Rumor has it that the German situation on the Leningrad front is terrible and supplies are not reaching the soldiers,” explained the Frenchman, winking at me encouragingly. Continued on page 64

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“How far is it to the Caucasus?” someone asked. “If I'm not mistaken, about 1,900 miles. A great distance, even if we don't have to detour around war obstacles on the way,” responded the learned fellow, precisely as if he had a map in front of him.

forests to starve and freeze to death. I told you! I told you!” wailed the older woman, who had scared us from the beginning. Trying to restore calm, the Frenchman declared: “I'll clarify the situation as soon as they let us open the doors. I suggest that we don't rush to draw conclusions.”

The Caucasus Mountains “What's happening in Moscow? Have the Russians managed to push back the Germans?” inquired one of the travelers. “The Russians are fighting heroically there and the Germans have failed to penetrate the city. The Russian at the station told me that the Germans are suffering heavy losses, but there have also been many Russian casualties in the attacks,” replied the Frenchman. The train continued on its way. Once again, the same scenery: endless forests, boundless spaces. After hours of traveling in the middle of nowhere, the train slowed and stopped. We were shocked. What was the meaning of this? Nothing could be seen all around except forests and desolation. “What happened?” asked a traveler. “Why did the train stop here?” asked another. “I told you, the Russians decided to get rid of us! They are about to abandon us in the

I believed the Frenchman. For some reason, his words made sense to me. His approach toward us and his pleasant manner instilled confidence, and we trusted him implicitly. He always spoke logically and demonstrated great knowledge about almost everything. After long moments of fear, the doors opened and soldiers boarded to explain that the stop would be brief. The officer in charge added: “We have reached a section where the tracks have been destroyed by German bombing. Luckily, it is a short section. Hundreds of workers who arrived before us are now repairing the track and I hope it will be fixed quickly.” A sigh of relief was heard from everyone in the car. One traveler asked: “How long do you think it will take?” Continued on page 66

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“I don't know, but the work has been going on for several days and is progressing rapidly. It could take a few days, perhaps less. We will let you know when we are updated. In the meantime, you can get out and freshen up a bit near the train. You must wait for an announcement from us.” The officer and soldiers moved on to the next car and we breathed a sigh of relief. We alighted from the car. The train looked completely out of place here. The Frenchman helped Ita out, and, as they set off in the direction of the engine, Ita turned to us and said: “I want you to stay here and guard our possessions. Don't go far from our car. I'm going with the Frenchman to clarify something and I'll be back very soon.” After a short while they returned with

Frenchman explained further: “We had best be ready for a wait of a day or two. The worker told me that the damage isn't that great and there remain only about 300 feet to fix. They've been working for several days.” Toward evening, Russian soldiers visited all the groups of refugees in the cars and distributed horse meat and bread. The Frenchman joined us and helped Ita prepare the “feast.” He reminded us again that he had decided to help us as much as we needed during this period and asked that we not be afraid of him. For the first time, our friend began to talk about himself. It turned out that he had been a medical student who, shortly before the end of his degree, had been arrested by the Russians on suspicion of spying and exiled

news, and people crowded around them to hear the update. Leaning on the car, the Frenchman related: “The officer spoke the truth—the Germans did, indeed, bomb the track several days ago, and we just saw workers busy repairing it. One of them told us that the work is almost done. Within a day or two at the most, our train can resume traveling. The officer said that they'll distribute food in the evening.” The Frenchman finished speaking and everyone near him continued talking among themselves, each with his own opinion about when the repair job would be finished. The

with others to the Arkhangelsk labor camp. Ita, in turn, related all our suffering since being expelled from Pultusk: Mother's murder, Father's conscription in Minsk and all our wanderings. Her words moved him and with tears in his eyes, he reiterated his promise: “I will take care of you from now on, until we reach a safe place.” He put his hand firmly into mine. For more information or to read previous chapters visit samdomb.com.

10/30/2014 2:14:20 PM

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C O M M U N I T Y

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E V E N T S

Councilman Greenfield’s Sukkot Celebration


ouncilman David Greenfield hosted the Speaker of the New York City Council, Melissa Mark-Viverito, at a sukkah gathering at the home of Renewal Chairman Mendy Reiner. Over 50 people were

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in attendance, including the heads of many community non-profit organizations, Jewish leaders and elected officials from across the city. The gathering gave the Speaker a wonderful introduction to the important Jewish holiday of Sukkot and

a unique opportunity to get to know the Jewish community on a personal level. Upon her arrival, Councilman Greenfield introduced her to the many community leaders in attendance, highlighting the important and diverse work they do in the communities of Borough Park and Midwood. Some of the organizations represented included the Boro Park, Flatbush and Bensonhurst Jewish Community Councils, Masbia Soup Kitchen, Mekimi, Reach for the Stars Learning Center, and Guardians of the Sick. A half-dozen council members also joined in the festivities including Mark Treyger, Helen Rosenthal, Alan Maisel, Vincent Gentile, Rafael Espinal, and the City Council’s Jewish Caucus Chair Mark Levine. Continued on page 70

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C O M M U N I T Y

E V E N T S

Greenfield’s Sukkot...



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Several national Jewish leaders were also in attendance, including Malcolm Hoenlein, Executive Vice Chairman of the Conference of Presidents, Rabbi David Zweibel, Executive Vice President of Agudath Israel of America, and Jeff Leb, Political Director of the Orthodox Union. Brooklyn Democratic Chairman Frank Seddio wished the crowd “A Gut Yom Tov,” and thanked the Speaker for adopting the Borough of Brooklyn as her own. He also praised Councilman Greenfield’s leadership role in the city and the Jewish community. Councilman Greenfield spoke about the Speaker’s unwavering support for the restoration of $10 million in funding for after school Priority 5 vouchers, the city council’s newly expanded Autism Initiative and her support against the nearly 40% increase in anti-Semitic crimes in NYC. He also spoke of the meeting the Speaker had with Jewish community leaders and her visits to Masbia and the Metropolitan Council on Jewish Poverty to prepare and distribute food for the needy before Pesach and Rosh Hashanah. Speaker Mark-Viverito thanked everyone for their support and friendship. She also reiterated her advocacy for the neediest in NYC and happily wished everyone a “Chag Sameach” in perfect Hebrew. “Sukkos is the most joyous holiday on the Jewish calendar. It’s the time to gather with friends and family and celebrate. My thanks to Speaker Melissa Mark-Viverito for joining us and sharing the holiday with so many of the Jewish community’s leaders,” said Councilman Greenfield. “I know the Speaker was impressed by the amount of hesed that was on full display at the event in her honor.” “I’m very grateful to Council Member Greenfield for hosting the gathering. Celebrating the joyous holiday of Sukkot with so many important community leaders was a great privilege,” said MarkViverito.

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T E C H N O L O G Y

2014’s Top Tablets


A

re you planning to buy a tablet soon? Do you know if you want an iPad, an Android or a Windows model? If you’re unsure, there are five factors to consider: the processor, screen display, connectivity, camera, and the size. For most people the processor is the number one consideration, because it determines the speed of your tablet—and faster is definitely better. Your minimum starting point should be a 1.2 GHz dual-core processor. The screen display is also very important. High resolution equals a better picture. The easiest way to understand the resolution is by the number of pixels. A higher pixel number will translate into better (clearer) viewing. You’ll want a resolution that is at least 1280 by 840. Access to the Internet is a must. Most tablets have online capabilities that will begin with basic Wi-Fi, to 3G/4G, and eventually even 5G. You can use your Wi-Fi in your home or anywhere else Wi-Fi is available. If you’re going to use a 3G/4G cellular connection, you must sign up for a wireless service plan with a carrier that the tablet is compatible with. If you don’t plan on taking it out of your house, you don’t need a cellular plan. If you’re a picture person, the tablet’s camera resolution is on top of the list. When you have a high resolution camera, you’re able to zoom in to clear, crisp pictures. As a general rule of thumb, 4 megapixels is the minimum specification for printing an 8 x 10 image, without distortion. Finally, the size of your tablet matters. The most common size range is from 7 inches to 10 inches.

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The Amazon Kindle Fire HDX 8.9 The Kindle Fire HDX is perfect for work or play, with an ultra-fast quadcore processor, the latest graphics engine, world-class Dolby audio, and a highly portable form. It provides three times more processing power than the previous-generation Kindle Fire HD and, combined with 2 GB of RAM, provides faster app launches, faster website load times, smoother multi-tasking, and better overall performance. The new graphics processor delivers high frame rates and console quality graphics. Its Dolby Digital Plus audio creates a world class audio experience and with advanced power management technology, Kindle Fire HDX delivers an uncompromising 11 hours of battery life. It has a high resolution display (1920x1200) and high pixel density for an incredible multimedia experience. The display features over 2 million pixels for vivid, lifelike images that go beyond standard HD. The Kindle Fire comes in 7 inch and 8.9 inch display and both have a front-facing 720p HD camera, perfect for video calls. Best of all the Kindle Fire is extremely affordable.

This is a matter of preference, the smaller ones are easier to take with you. The bigger ones give you more space to work and play. Storage and battery life are also significant. Following are the best tablets on the market today.


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T E C H N O L O G Y

Top Tablets... Continued from page 72

The Apple iPad Air This is the lightest weight iPad to date, at .29 inches and 9.4 x 6.6, it weighs just one pound. Even though it’s extremely light, it feels solid and durable. With a 9.7 inch display, which features over 3.1 million pixels, photos and videos look incredibly detailed and text is razor sharp. It’s very fast and comes with great apps for sending email, browsing the web, and making video calls. It also comes with fabulous movie, music, photo and presentation apps, plus the App Store has more apps designed specifically for the iPad. These aren’t just scaled-up phone apps. They take full advantage of iPad technologies. So there’s almost no limit to what an iPad can do. Every iPad Air comes in four storage sizes: 16 GB, 32 GB, 64 GB, and 128 GB. The more GB (gigabytes) you have, the more content you can store. If you have a large music library or you frequently download HD movies, it’s a good idea to consider a larger storage capacity. If you have a relatively small music or photo library or rarely buy movies, an iPad with a smaller capacity may be better for you.


The Apple iPad Mini The new Apple iPad mini 16 GB tablet with Wi-Fi gives you all the features of an iPad, in a slightly smaller form. With a 7.9 inch LED-backlit display, the iPad mini delivers a beautiful screen with a fast and fluid performance, allowing you to snap pictures, take video and talk to loved ones on a platform that fits in the palm of your hand. The Apple iPad mini has ultrafast wireless that gives you access to highspeed cellular data networks around the world. With up to 10 hours of battery life, it gives you the freedom to work anywhere, anytime. It even offers you all the amazing apps that are made for the iPad. It’s an iPad in every way and shape, but a slightly smaller form.

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T E C H N O L O G Y

Top Tablets... Continued from page 74


The Samsung Galaxy Note 10.1 The Galaxy Note 10.1 boasts extremely high resolution with crystal clear viewing quality on a big screen. The outstanding resolution offers you the utmost viewing experience. Full HD contents are fully supported without compromising quality. Every image and video is displayed vividly and sharply. This tablet allows magazine-like experiences. You can create your own menu screen by pinning your most used and loved apps, websites, videos, files, and folders to your screen. It offers you enough screen space to do multiple tasks simultaneously. You can activate two apps at the same time and you can draw or scribble while you are doing something else, like watching a movie. Samsung’s continuous innovation has given the Galaxy Note 10.1 a remarkably optimized exterior design. Despite the large screen, it’s light weight. Compose and manage notes easily and quickly. You can quickly scribble notes and sketch shapes—then S Note will edit them beautifully without having to rewrite or redraw them. Plus, the stylus gives you a pen on paper feel that may people love.

The Dell Venue The Dell Venue is available with a 7 inch, 8 inch or 11 inch screen. The Dell Venue 8 Pro delivers true productivity. With a quad core processor, Windows 8.1 and 2 GB RAM, you can power through work or play on this HD tablet. It features a 1.2 megapixel HD webcam for crystalclear calls and chats. There’s also a 5 megapixel camera for capturing all those special moments. Wherever you’re headed and whatever you need to do, the Venue has you covered. Whether you’re using Word, Excel, PowerPoint, or OneNote, Office Web Apps will ensure your documents are always synced and ready to view or edit. If you just want to relax, you are able to watch backto-back movies without a power cord, due to the Venue’s eight hours of battery life. Quite possibly the best feature is for $100 or less, you can purchase a wireless keyboard to transform your Dell Venue Pro tablet into a laptop.

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H E A L T H

The Most Dangerous Food Additives Food dyes are bad for you

Do you know what’s in the food you’re eating? Many food additives are extremely bad for your health. Additives are substances that are used in producing, manufacturing, processing, preparing, treating, packaging and transporting food. There are three different types


of additives: intentional, incidental, and chance. Intentional additives are actual ingredients, and these usually must be indicated in some manner on the label. There are some cases in which the label can be misleading. Some ingredients can be lumped together, rather than listed individually. Incidental additives are included by the manufacturer as a food component. For example, the oil in which fish fillets are fried, is an incidental additive, as are the anti-

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oxidants in that oil. Incidental additives often need not be listed on the label. Chance additives include contaminants that get into food accidentally, such as pesticides from produce, hormones from meat and poultry, antibiotics, and processing aids. They are not listed on labels. The FDA should ban many of the additives in our foods, because they are truly dangerous, yet many very bad substances, like food col-

orings and MSG are still used in the foods we consume. Additives can include toxic neurotoxins known as excitotoxins, which are highly addictive and directly linked to many diseases. These chemical preservatives, flavorings and thickening agents are wreaking havoc on our bodies. Neurotoxic chemical additives directly harm nerve cells, over-excitContinued on page 80

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H E A L T H

Additives... Continued from page 78


ing them to the point of cell death, according to Dr. Russell Blaylock. They’re found in diet soda, canned soup, salad dressing and even many manufactured vegetarian foods. They’re used to add flavor to overprocessed, boring foods that have had the life cooked out of them. Food companies manage to hide excitotoxins and taste additives by changing their names to confuse us. Once customers learned to avoid MSG (monosodium glutamate), the food companies started using yeast extract. Now that many people know that yeast extract is not good for them, the manufacturers have switched to “torula yeast.” Textured soy protein concentrate, carrageenan, maltodextrin, disodium inosinate, disodium guanylate and modified cornstarch are basically different names to hide ingredients that either contain Monosodium Glutamate (MSG) or form MSG during processing. That’s why you must know what to look for—and avoid. If you do, you can fill your cart with foods that will help you live a longer more vibrant life. Of course, some food additives are worse than others. Here’s a list of the top offenders. Artificial Sweeteners Aspartame, more popularly known as Nutrasweet and Equal, is found in foods labeled diet or sugar free. It is believed to be carcinogenic and accounts for more reports of adverse reactions than all other foods and food additives combined. Known to affect short-term memory, the components of this toxic sweetener may lead to a wide variety of ailments including brain tumors, lymphoma, diabetes, multiple sclerosis, Parkinson’s, Alzheimer’s, fibromyalgia, and chronic fatigue. It also contributes to emotional dis-

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Stay away from artificial sweeteners orders like depression and anxiety attacks, dizziness, headaches, nausea, mental confusion, migraines and seizures. High Fructose Corn Syrup High fructose corn syrup (HFCS) is a highly-refined artificial sweetener which has become the number one source of calories in America. It is found in almost all processed foods. HFCS packs on the pounds faster than any other ingredient, increases your LDL (bad) cholesterol levels, and contributes to the development of diabetes and tissue damage, among other harmful effects. Monosodium Glutamate MSG is an amino acid used as a flavor enhancer in soups, salad dressings, chips, Chinese food, frozen entrees, and many restaurant foods. MSG is an excitotoxin. Studies show that regular consumption of MSG may result in depression, disorientation, eye damage, fatigue, headaches, and obesity. MSG affects the neurological pathways of the brain and disengages the “I’m full” function, which explains weight gain.

Common Food Dyes Studies show that artificial colorings, which are found in soda, fruit juices and salad dressings, may contribute to behavioral problems in children and lead to a significant reduction in IQ. Animal studies have linked food colorings to cancer. Blue #1 and Blue #2 have been banned in Norway, Finland and France. They may cause chromosomal damage. They’re found in candy, cereal, soft drinks and sports drinks. Red Dye # 3 was banned in 1990, after 8 years of debate. Yet, this dye continues to be on the market. Red Dye has been proven to cause thyroid cancer and chromosomal damage in laboratory animals. It may also interfere with brain-nerve transmission. It can be found in fruit cocktail, maraschino cherries, cherry pie mix, ice cream, candy, bakery products and more. Yellow #6 and Yellow Tartrazine have been banned in Norway and Sweden. They increase the number of kidney and adrenal gland tumors in laboratory animals and may cause chromosomal damage. Yellow dyes are found Continued on page 82

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H E A L T H

Additives... Continued from page 80

in American cheese, macaroni and cheese, candy and carbonated beverages, lemonade and more. Sodium Sulfite This is a preservative used in wine-making and other processed foods. According to the FDA, approximately one in 100 people is sensitive to sulfites in food. The majority of these individuals are asthmatic, suggesting a link between asthma and sulfites. Individuals who are sulfite sensitive may experience headaches, breathing problems, and rashes.


Sodium Nitrate/Sodium Nitrite Sodium Nitrate/Sodium Nitrite are used as preservatives, coloring and flavoring in corned beef, smoked fish and other processed foods. They may sound harmless, but they’re actually highly carcinogenic once they enter the digestive system. They form a variety of nitrosamine compounds that enter the bloodstream and wreak havoc upon a number of internal organs, the liver and pancreas in particular. Sodium nitrite is widely regarded as a toxic ingredient, and the USDA actually tried to ban it in the 1970’s but was vetoed by food manufacturers who complained they had no alternative for preserving packaged meat products. BHA and BHT Butylated hydroxyanisole (BHA) and butylated hydrozyttoluene (BHT) are preservatives found in cereals, chewing gum, potato chips, and vegetable oils. They keeps foods from changing color, changing flavor or becoming rancid. They also affect the neurological system of the brain, altering behavior. BHA and BHT are oxidants which form cancer-causing reactive compounds. Potassium Bromate This is an additive used to

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increase volume in some white flour, breads, and rolls. It is known to cause cancer in animals. Even small amounts in bread can create problems for humans. Propyl Gallate Propyl Gallate is another preservative to avoid. It’s used to prevent fats and oils from spoiling and is often used in conjunction with BHA and BHT. This additive is sometimes found in meat products, chicken soup base, and chewing gum. Propyl gallate has not been proven to cause cancer, but studies done on animals have suggested that it could be linked to cancer, so it is an additive to be concerned about. rBGH rBGH stands for Recombinant Bovine Growth Hormone, which is a synthetic hormone that is marketed to dairy farmers to increase milk production. It’s injected into dairy cows. Despite opposition from scientists, farmers and consumers, the US currently allows its use, however it is not permitted in the European Union, Canada, and some other countries. Unfortunately, increasing levels of this hormone causes a number of problems with the milk, among them, raising levels of pus, antibiot-

ics residues and a cancer-accelerating hormone called IGF-1. Excess levels of IGF-1 have been reported to cause breast, colon, and prostate cancers. Consumer advocates worry that the pervasive use of growth hormones may cause health problems for children. Some parents believe that bovine growth hormones cause early puberty in young girls. Reaching puberty at a young age may increase the risk of cancer and other health problems. Another health concern is that children may develop milk allergies in response to the hormones. There are alternatives to regular milk, including soy milk and almond milk. Perhaps it’s time to give them a try. It may seem daunting trying to avoid the aforementioned additives, but it’s easy to make healthy food choices when you know what to avoid. Try to eat foods in their most unadulterated form and buy foods with ingredients that you can pronounce. Always read labels. When you come across food packaging that has a long list of ingredients, with names that sound like they’re from a distant planet, leave them in the supermarket. You don’t want to bring them home to your family.

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H E A L T H

The Benefits of Coconut Oil A Healthy, Natural Moisturizer

C

oconut oil is getting a lot of press lately. Nutritionists are touting its benefits. Many swear that it will help you lose weight, fight heart disease, and even help slow down Alzheimer’s disease. While this may or may not be true, we know for sure that it works wonders as a moisturizer. A jar of coconut oil is an all-purpose moisturizer great for all skin and hair types and much more. Always use unrefined coconut oil. Refined coconut oil has additives and is put through processes that remove some of the natural compounds that make it so good for you. Unrefined coconut oil is complete in its natural, healthy goodness.


Eye Treatment After you cleanse your face, rub a little coconut oil around your eyes. It’s a wonderful under-eye and eyelid cream. It helps moisturize

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the skin, improving dark circles and keeping wrinkles at bay. Rub a tiny amount around your eyes, focusing on areas that have wrinkles. Don’t use too much, just a pea sized amount for each eye. Of course, try to avoid getting the oil in your eyes. Facial Moisturizer (Before you apply it to your entire face, do a patch test to make

sure it agrees with your skin.) Once you’re sure your skin is fine, apply it gently using a circular motion after you wash your face. Let it absorb into your skin for 10 minutes before applying makeup. Use it in the winter, when your skin gets dried out from the cold and wind, and use it in the summer when your skin gets dried out from the sun. Then use it the rest of the year, because it makes your face look younger and healthy. Use a dime size amount for your entire face. You can also use it on your lips. Unrefined coconut oil softens and moisturizes chapped lips. The Rest of Your Body Apply coconut oil to the rest of your body after you’ve taken a bath or shower. It will be more readily absorbed, while your skin is still warm and supple. Scoop out a tablespoon of oil and place it on your arm. Use your opposite hand to rub it in until the coconut oil has melted over your skin. Smooth it on evenly and keep rubbing until it’s all gone. Repeat on your other arm. Use two tablespoons of coconut oil Continued on page 86

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H E A L T H

Coconut Oil... Continued from page 84


to moisturize your legs; keep rubbing until it is absorbed. Use another tablespoon to moisturize your torso and back. Finally, use it on your feet to fight athlete’s foot and fungus Use it as you would use any other lotion. It might take about 15 minutes for the oil to be completely absorbed into your skin. Moisturize Your Hair Using coconut oil is a wonderful, natural way to make your hair soft, radiant, and healthy. It can get a little drippy, so put on an old t-shirt or drape a towel around your shoulders to prevent it from getting on your clothes. It’s best to start the conditioning treatment in your bathroom, but you’ll be able to move around while you let it soak into your hair. Before you begin, have something ready to wrap your hair up in, like a shower

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cap, towel or another old t-shirt. Choose something you’ll be able to keep in place for several hours, or even overnight. Measure 3 to 5 tablespoons of coconut oil into a microwave-safe bowl. The amount of coconut oil you’ll need depends on the length and thickness of your hair. If you have long, thick hair, use 5 tablespoons; if your hair is shorter and thinner, you only need 3 or 4. It’s okay if you accidentally use more coconut oil than your hair really needs. It’s all going to be washed out, anyway! Heat up the coconut oil in the microwave for about 30 seconds on high. Give it a stir and heat it for another 30 seconds, until it has completely melted. You want the oil just warm enough to melt so it becomes easier to apply to your hair.

You can also heat it up by running the jar under hot water in a sink until it melts, which will only take a few seconds. When it’s melted, let it cool down for a few moments so it’s not piping hot, then pour it around the top of your head, evenly distributing it around your scalp. Use your fingers to massage it in and smooth it down your hair shaft all the way to the tips. Continue massaging it into your hair until your hair is completely drenched. Use a comb to help you distribute the oil evenly. Pull it down from your roots to your tips. If you just want to condition the ends of your hair, rather than the roots, apply the coconut oil to the ends of your hair instead of pouring it over your scalp. Massage it in with your hands. Once the oil is distributed well, pile your hair on your head and wrap it up in your shower cap, towel, or old t-shirt, so that your hair is completely covered. Use a towel to wipe away drips that might have gotten on your face during the wrapping process. Wait at least 2 hours or overnight for the oil to soak in. The longer you keep it in your hair, the more conditioned your hair will be. After the amount of time you have chosen, remove the wrapping from your hair and wash it. Use your favorite shampoo (preferably one with natural ingredients, to keep your hair healthy). Wash it two or three times, until your hair no longer feels oily. When your hair dries it will be soft, shiny, gleaming and dandruff-free. Wash Your Face Facial scrubs can be very expensive. There’s no reason to spend oodles of money on face wash when coconut oil works better Continued on page 88

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H E A L T H

Coconut Oil... Continued from page 86

than most products you’ll find at the store and it’s much less expensive. All you have to do is take a dime-sized amount of coconut oil and rub it into your palms and then over your face. Then wet a washcloth and scrub your face in a circular motion starting at your forehead and working clockwise. When you’re done, you’ll have baby soft, fully moisturized skin. Treat Acne and Heal Wounds Coconut oil contains lauric acid, which naturally fights the bacteria that causes acne. It also contains anti-inflammatory fatty acids which help wounds heal. You can even use it to treat diaper rash.


Remove Makeup Coconut oil is a great eye makeup remover. Even the most resistant waterproof mascara doesn’t stand a chance against it. Simply apply a bit to a cotton ball or tissue and press on your eyelid. Wipe away the makeup once the oil soaks in. Then wipe up excess oil with a fresh tissue. Foundation Primer Well known makeup companies, like MAC and Philosophy, sell primers to help your foundation last longer and improve its appearance—and they work wonders—but so does coconut oil. Put a pea-sized amount on your face, let it soak in and then apply your foundation. You’ll notice the difference immediately, when your makeup goes on smoothly and looks amazing. And More... Moisturize Your Cuticles. Coconut oil helps heal cracked cuticles and peeling skin around them. Apply it right at the base of your

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nails. It will also help your manicure last longer. Soothe Itches, Burns, and Bug Bites. All you have to do is rub some coconut oil on them to feel its soothing goodness. Tame Frizzy Hair Coconut oil is a great smoothing treatment. Just rub a dime-size amount in your hands and smooth your hair for a shiny, frizz-free style. Face Mask Combine one tablespoon of coconut oil with two teaspoons of raw honey and half a teaspoon of lemon juice in a small mixing bowl. When all the ingredients are combined you’ve created your own face mask. Apply a thick coating of the

mixture onto your clean face. Allow it to sink in for 10 minutes then rinse off with cool water and pat dry with a soft towel. Coconut oil has a small molecular structure which allows it to penetrate easily into skin pores enabling it to soften rough skin from within. It smooths and lubricates skin cells, breaks down dead cells, and hydrates the skin. Honey moisturizes the skin and contains antibacterial, antiseptic and antiinflammatory properties which fights blemishes. Fresh lemon juice is a natural astringent which helps tighten and shrink large pores. A lemon’s antibacterial properties kill germs and acne causing bacteria. When you mix these ingredients together you have the recipe for healthy skin.

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F I N A N C E


Surprising Facts About Wealth

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It’s not very surprising to learn that more than 25 million American families are living paycheck to paycheck. It’s more surprising to discover that one in 12 American households has a new worth of $1 million or more. According to a recent survey, most millionaires don’t think they’re wealthy; they tend to be conservative in their spending, except when giving to charity. When asked to rate themselves on a scale of lower to upper class, those with between $1 million and $5 million thought that they fell just above the middle class and would be truly wealthy if they had at least $7.5 million. In reality, they’re wealthier than about 92% of American households. People with a net worth between $5 million and $25 million considered themselves on the lower end of the upper class, when in reality they are among the top 1%. Seven out of 10 of the wealthiest said that saving and investing their money gave them greater satisfac-

tion than spending it. When they do spend, it’s most often on vacations, charitable giving, patronizing the arts and attending sporting events. Some spent money improving their homes, but only 8% spent more than $25,000. When it comes to investing, most don’t consider themselves experts, so they have financial advisors. That doesn’t mean they don’t want to be involved in the investing process. The more money they had, the more involved they wanted to be. When asked how their wealth was created, almost all of them cited hard work and education. Next came smart investing, being frugal and willing to take risks. Some said they were in the right place at the right time, others listed luck, inheritance and family connections.

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And all of them had the millionaire mindset. Their beliefs, attitudes and feelings toward money propelled them to success. If you believe it’s possible and extremely achievable to be a millionaire, you’re right. Yet, the opposite is true as well—if you believe you’ll never be able to hit the $1 million mark, you never will and no amount of information or direction will change the outcome. The first step toward achieving millionaire status is adopting the right mentality. Millionaires are agents of their own success—they create their own luck, fashion their own opportunities and build their own wealth.

10/30/2014 2:17:55 PM

F I N A N C E

What Happened to the Middle Class?


The United States once had the largest and most prosperous middle class in the history of the world, but now that is changing at a startling pace. Today, it seems the rich are getting richer, the poor are getting poorer and there isn’t much in between. According to Massachusetts Senator Elizabeth Warren, “It didn’t have to be this way. America knows how to build a middle class that is the envy of the world. After the Great Depression, America made two critical decisions. First, it put in place strong rules to level the playing field for families, it monitored financial markets and passed basic safety rules to temper the boomand-bust financial cycle.” “Second, the country made building a future for our children the priority. We invested powerfully in our education system, and we made sure that people who worked full time would stay above the poverty line. We built infrastructure—roads and bridges, our power grids—so that we had the right foundation for businesses to build jobs here at home. We also invested in basic medical and scientific research, confident that if we built a great pipeline of ideas, our children would have opportunities their parents could only dream about.” She continued, “These steps were aimed at building a strong middle class, and they worked. For a half a century, as the country got richer, our middle class got richer. America built a middle class that promised a bright future to each succeeding generation, a middle class that inched its way toward building opportunities, not just for some of our children, but for all our children. America was full of promise.” About 30 years ago, America began to move in a different direction. Washington slashed funding of our regulators, letting big banks load

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up on risk and target families with dangerous credit cards and mortgages. Washington also worked feverishly to cut taxes for those at the top, opening huge loopholes for big corporations and billionaires. According to the nonpartisan group Citizens for Tax Justice, by 20082012, while the corporate tax rate

The impact of these policies has echoed through the economy. Big banks, powerful corporations and billionaires—people who can afford to hire armies of lobbyists and lawyers—have amassed more and more wealth. Meanwhile, the foundations of our once strong middle class have begun to crumble.

on paper remained 35%, 26 Fortune 500 companies paid $0 in taxes. And how did Washington propose to balance a budget with lower taxes? They stopped investing in the future. Instead of supporting college kids, the government now uses them as a source of revenue, making billions of dollars in profits off student loans. Investments in roads and bridges have nearly ground to a halt. And government research has fallen by the wayside. Today, there’s only enough money to fund one out of six National Institutes of Health research proposals.

Starting in the 1970s, even as workers became more productive, their wages flattened out, while the costs of housing, health care and sending a kid to college, just kept going up and up. In 1980, the minimum wage was high enough to keep a working parent with a family of two out of poverty. Now, the minimum wage isn’t enough to keep a fully employed mother and a baby out of poverty—and recently, Senate Republicans filibustered a bill to increase the federal minimum wage modestly. Continued on page 94

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F I N A N C E

Middle Class...



According to a recent study, 85% of middle class Americans say it is more difficult now than it was a decade ago to maintain their standard of living. In just the last year, members of the middle class have seen their median household income and their household net worth fall. “The question is: ‘What has changed?’” According to one mortgage expert, after the real estate crash, many people lost homes, and then their ability to borrow money was significantly reduced. Frozen and tight credit markets have reduced the middle class’ ability to borrow and has impeded their ability to make bigticket purchases like cars, education or open small businesses. When the middle class doesn’t have access to borrowing money at a lower rate, the gap between their amount of income and their amount of debt gets bigger. However, according to Pew data, the middle class doesn’t cite the weak real estate market or the credit market as the reason for their discontent. The majority say a lot of the blame for their struggles lies with Congress, while almost as many people fault banks, financial institutions and large corporations. Other things blamed included the Bush administration, the Obama administration and foreign competition. Foreign competition is a problem. The globalism and “free trade” that our politicians and business leaders insisted would be good for us have had some nasty side effects. They didn’t tell us that a global economy would mean that middle class American workers would have to directly compete for jobs with people on the other side of the world where there is no minimum wage and very few regulations. The big global corporations

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Children must be our top priority

have greatly benefited by exploiting third world labor pools over the last several decades, while middle class American workers have increasingly found things to be very tough. The reality is that no matter how smart, how strong, how educated or how hard working American workers are, they just cannot compete with people who are desperate to work 10 to 12 hour days and get paid ten times less money than an American. Big global corporations are making massive amounts of money moving operations out of the US at breathtaking speed. Meanwhile, the American middle class is being systematically wiped out of existence. There are now about six unemployed Americans for every new job opening in the US, and the number of chronically unemployed is soaring. Many of those who are able to get jobs are finding that they are making less money than they used to. In fact, an increasingly large percentage of Americans are working at low wage retail and service jobs. The middle class in America

is dying—and once it is gone it will be incredibly difficult to rebuild. Thirty-two percent of middle-class adults say they are not confident that they will have enough income and assets to last throughout their retirement years, and 26% say their children’s standard of living will be worse than their own. However, another more tangible factor in the middle class’ worries is that they are simply spending more than ever because we have had a steady inflation that has not stopped in the last decade, and income has simply not grown that fast. The cost of living and the cost of borrowing have gone up. So, what can we do? Senator Warren said, “We know how to strengthen the middle class in this country because we have done it before. We need a level playing field to make sure everyone follows the rules—and that breaking the law has the same consequences for bank CEOs who launder drug money as for kids who get caught with a few ounces of pot. We need to decide that our children—not our biggest corporations—are our first priority. We can take on the student loan problem that is crushing our kids, and rebuild our roads and bridges, upgrade our power grids and expand our investments in basic research. We can pay for that by putting an end to the tax loopholes and subsidies that go to powerful corporations and the wealthiest Americans. We can repair the cracks in the middle class. We can strengthen our foundations and make sure that all of our children have a fighting chance, but it means changing who Washington works for—and doesn’t.”

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F I N A N C E

Saving for Retirement Throughout Your Career Most Americans are taking a careful and deliberate approach when it comes to their retirement plans, according to a recent survey conducted by Lincoln Financial Group. Among those who feel prepared, 77% believe they have saved enough to cover retirement expenses and 64% expect to be debt free during retirement. Here are some tips on how you can make this happen. It’s especially important for those about to being their career. First Job Create a monthly budget to prioritize your expenses as you begin your career. Include a line for retirement savings to help you get in the habit of contributing regularly and managing your new paycheck accordingly. As soon as it’s available to you, enroll in your employersponsored retirement savings plan. At this stage you’ll want to save at least up to the company match so you don’t leave money on the table.


Changing or In Between Jobs Throughout your career, you may find yourself in between jobs or ready to pursue a new one. To help you better prepare for life’s unexpected events, it’s important to have emergency savings to cover at least a few months’ expenses. When looking for your next career move, consider the employer’s retirement benefits as part of your overall compensation package. Learn about the company match, investment options and resources to help you stay on track with retirement savings. Mid-Career At this point in your career, you likely have competing savings priorities including mortgage and car payments, education expenses and more. You may be tempted to stop saving altogether or to borrow from your plan. Resist the temptation. Keep up your momentum and con-

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tinue to save as much as possible from every paycheck. Meet with a financial professional to help look at your entire savings picture and assess the best ways to maintain the momentum you’ve achieved so far. Career Advancement As you make more, save more. Increase your contributions and save extra from a bonus or any other unexpected income boost. If you’ve maxed out your contributions in your employer-sponsored plan, talk to a professional about investment and savings options that make sense for you.

Near Retirement Take advantage of income guarantee options that may be available in your plan. It’s also important to understand social security benefits in addition to the other income sources you’ve secured along your savings journey. If you begin saving when you’re first staring out, although retirement seems eons away, you can boost your retirement readiness and feel prepared for the road ahead. Courtesy of Statepointmedia.com.

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F I N A N C E

Student Loan Forgiveness Are You Eligible?


Under special circumstances, you can receive a deferment on the repayment of your federal student loans or you may even be eligible to have your entire student loan debt forgiven (or to use the technical term, discharged). There are many programs that offer to eliminate some or all of your student loans in return for choosing certain careers, military service, and even volunteer work. These programs can eliminate anywhere from a few thousand dollars to over $100,000 of student loans. Ironically, many of them receive a relatively small number of applications, indicating that many graduates are completely unaware of these opportunities.

than forgiveness programs, may be used to eliminate any type of loan including private loans. Under these programs, you either receive additional funds that you can use to pay down your loan, or a payment is made directly to your lender by your employer. To be eligible for deferment,

Loan Forgiveness vs Loan Repayment Student loan forgiveness programs are those backed by the Federal government and cover loans issued through Federal programs such as Stafford and Perkins Loans. When you participate in one of these programs, portions of your debt are literally erased from your lender’s books. Student loan repayment programs, which are more widespread

your loan can’t be in default. If it is, you have to get back on a satisfactory payment program and keep making payments until you receive approval for deferment. Here’s what you need to do to defer a Stafford Loan: In some cases, if you’re unable to find fulltime employment after you graduate or if you experience severe economic hardship you can be eligible. If you become a full-time elementary or secondary teacher for five

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consecutive years in an area that serves low-income families, your loan may be deferred. If you file for bankruptcy and the court decides that your student loan may be discharged, it will be. If, G-d forbid, you die or become permanently disabled, your loan will be eliminated. When making Perkins payments, you get a nine-month grace period, but you may be able to postpone repayment even longer if you’re unable to find work on a full-time basis or if you encounter severe economic hardship. Another reason for loan postponement is if you become a community service worker in such professions as law enforcement, corrections, or teaching in designated low-income areas. If you become a full-time special education teacher or a teacher of children with diagnosed learning disabilities, your Perkins loan may be eliminated entirely. It may also qualify for cancellation if you perform early intervention services for the elderly on a full-time, professional basis and up to 70% of your Perkins Loan can be forgiven if you enlist in the AmeriCorps VISTA Program or become a Peace Corps volunteer. There are hundreds of loan forgiveness programs available to graduates. Often, professional associations within different industries will maintain a list of student loan repayment and forgiveness programs that apply to their profession. For more information visit www.federal-student-loan-help.com.

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Conti

F A S H I O N

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Trends W


hether you’re shopping for a special gift for a loved one or treating yourself to a present, purchasing gold jewelry is exciting and always a good investment. For 2015, the usual gold chain has seen a makeover. It isn’t just about delicate linked patterns anymore. Chunky chains and geometric shapes are the latest jewelry trends. You can add semi-precious stones in all sorts of shapes. Make sure that you experiment with yellow gold and diamond contrast. That’s one of the brightest additions you can have in your jewelry collection. Try floral designs or have different colors on a pendant. Here’s a look at some of the hottest jewelry for sale right now.

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10/30/2014 2:31:45 PM


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10/31/2014 10:57:17 AM

F I N A N C E

Money Saving Tips

Unfortunately the economy is not what it used to be and many of us could use some extra money. There are many little steps you can take to improve your financial situation. Some of them require a bit of effort, but they’re all simple—anyone can do them. Each of them will help you save money and when combined, you’ll really see a difference. All of the tips will not apply to everyone. Just go through the list, find the ones that apply to you and give them a try. Sign up for customer rewards program. Almost every pharmacy and supermarket has a rewards program. They’re free to join and the savings add up. Many gas stations offer 10 cents off, per gallon, just for being a loyal customer.


Master the 30 day rule. Occasionally we’ll buy things just because we see them and they seem like a good idea. Whenever this happens, wait 30 days and then ask yourself if you still want it. Quite often, you’ll find that the urge has passed. . Write a list before you go shopping—and stick to it. How often have you gone into a supermarket planning to buy five items and left with over 50? It happens. That’s why you should never go into a grocery store without a strong idea of what you plan to buy. Make a list at home, then stick to it. Don’t put anything in your cart that’s not on your list, no matter how tempting. Invite friends to your house instead of going out. Instead of going to an expensive restaurant, invite your friends over for a cookout or pizza. Then sit and talk and enjoy each other’s company. Everything is less expensive when you do it at home.

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Make a shopping list and stick to it

Don’t spend big money entertaining your children. Most children, especially young ones, can be entertained very inexpensively. Play a game with them. Polish your daughter’s nails. It will be fun and way less expensive than a manicure. Call your credit card company and ask for a rate reduction. Take any of your credit cards that are carrying a balance, flip them over, and call the number on the back. Tell customer service that you want an interest rate reduction or you’ll take

your business elsewhere. If the first person you talk to won’t do it, ask to talk to a supervisor. If you have a $5,000 balance, even a 3% rate reduction will save you $150 a year. Quit smoking! A pack of cigarettes in Brooklyn now costs more than $10. Not only are they terribly bad for your health, they’re way too expensive. If you smoke three packs of cigarettes a week, you could save over $1,500 per year. Quit smoking, take the cigarette money and put it to better use. Continued on page 104

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F I N A N C E

Saving Money... Continued from page 102

Be diligent about turning off lights. Electricity is very expensive. Turning off a light takes a second or two. If a room is empty, there’s no need for a light to be on. Try it, you’ll smile the next time you open your electric bill. Don’t go shopping for entertainment. Take a walk, go for a ride, but don’t go shopping just because you have nothing else to do and don’t go to the mall for a fun day out with friends. You’ll end up spending money that you don’t really have on items that you don’t really need. Don’t spend lots of money on books. Reading is a wonderful way to relax, however there’s no reason to spend $20 on a brand new book, when the library has them for free. There are also websites devoted to swapping books with others and if you and your loved ones or friends have the same taste in books, you can share the ones you have.

Don’t go shopping for entertainment

Install CFL (or, even better, LED) bulbs. These bulbs might cost more initially, but they have a longer life than normal incandescent bulbs and use far less electricity. CFLs tend to use about 25% of the electricity of an incandescent and LEDs use about 2%.

Install a programmable thermostat. These devices regulate the temperature in your home automatically, according to the schedule that you set. Thus, when you’re not home, it allows the heat to turn off for several hours, easily cutting your energy bill by 10 to 20%.


Cancel unused club memberships. Are you paying dues at a club that you never use? Did you join a gym on a whim? How about a country club or weight watchers? If you’re not using them and there’s no contract involved, cancel these memberships, now, even if you think you might use them again someday. You can always renew the membership at a later date.

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What’s the difference? About $5

Try generic brands of items you buy regularly. Instead of just picking up the ordinary brand you buy, try out the store brand or generic version of the item. Many generic beauty products and analgesics are made with the exact same ingredients as the expensive brands. Once you realize that the imitations Continued on page 106

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F I N A N C E

Saving Money... Continued from page 104

are just as good as the real thing, you’ll save a lot of money. This is true of foods, as well. Just because a product is private label, doesn’t mean it’s not kosher. Often, the only difference between the two, is the packaging. Eat breakfast at home—and bring your lunch to work. Eating a healthy breakfast at home, will fill you up so you won’t stop for a bagel and coffee on the way to work. Buying a $3 breakfast every work day and a $10 lunch adds up over the weeks, months and years. Packing your own lunch is also so much better for your health. Most restaurants put way too much salt and other additives in their food. If you pack your own, you choose what goes into it. Don’t speed. Not only is it inefficient in terms of gasoline usage, it also can get you pulled over and cost you a bundle. As you write a check to pay for your ticket, you’ll kick yourself for speeding in the first place. It’s highly cost-efficient to

Speeding tickets are a waste of money

drive the speed limit, keep the gas in the tank, and the cops off your tail.

ter. The next time you have a little extra time, check one of them out.

Always ask for fees to be waived. Any time you sign up for a service and there’s a sign-up fee, ask for it to be waived. This works, sometimes (but not always). If you’re late paying a bill and there’s a late fee, you can ask for it to be waived, also. If it’s the first time you’re late, chances are they will oblige.

Cut down on vacation spending. Instead of going on a big, extravagant trip, pack up the car and see some of America. This is the perfect time of year to drive upstate to look at the fall foliage.

Collect coupons. There are lots of websites that can teach you how to be a competent coupon cut-

Cancel the cable or satellite channels you don’t watch. Many people with cable services often pay for a premium package but rarely watch the expensive extra channels. If you have all the premium movie channels and don’t really watch them, cancel them.


Keep looking ahead. Don’t let the mistakes of your past drag you down into more mistakes. The choices you make now won’t affect the past—but they definitely will affect the future. Remember how the bad choices you made earlier are costing you now, and don’t make those choices again.

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Don’t give up. Whenever the struggle against debt feels like it’s too much, read a personal finance blog and remember that there are millions of people out there fighting the same fight. Bring lunch to work and you’ll save around $50 per week

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F I N A N C E

Test Your Financial Savvy Is It A

Good Deal or Bad Deal?

The Internet, television ads and circulars bombard us with one “great deal” after another. How often have you seen an ad for something that’s “absolutely free,” but when you get to the fine print you find out that next month you’ll be charged $89.99 or that there’s a $29.99 shipping and handling fee? Often, what seems like a bargain at first, turns out to be a bad deal in disguise. Here’s a little quiz to see if you can tell the difference between a good deal and a bad one. What Do You Think? Good Deal or Bad Deal?

1. 2. 3. 4. 5.


6. 7. 8.

A department store offers 10% off on your purchases today, if you open a store credit card account. Buying long-term-care insurance for possible nursing home costs in your senior years. You’re booking a weekend getaway, and a budget airline is offering a fare that’s $40 cheaper than every other deal you can find. You racked up a $2,000 balance on your credit card, and those 0% balance transfer offers advertised by Discover, Chase, Citi and others look tempting. Deferred-income (longevity) annuity boasts much higher payouts than other products that offer guaranteed income. But the best payouts only start after you turn 80. A few days before you’re scheduled to fly to the Caribbean, a tropical storm is brewing in the Atlantic. You buy travel insurance to cover the flight and hotel costs in case it turns into a hurricane. You just celebrated your 62nd birthday. You’re eligible for 10%, 20% or 25% senior discounts on everything from hotel chains to rental cars to tourist attractions. Opting for a low deductible (and higher premium) on your homeowners policy.

The answers follow with full explanations why some of these deals are good and others bad.

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F I N A N C E

Good Deal... Continued from page 108

1. Bad Deal

On the surface, it may sound like a deal—immediate savings! But getting a retail credit card on a whim may lower your credit score. Just applying for new credit may affect your score. Plus store cards have low credit limits, which make it easier for you to run up a higher credit-utilization ratio. That’s the amount of debt you have relative to your credit limits, and it too affects your score. The lower the ratio, the better. Retail credit cards also can carry very high interest rates, often in the 20% range. Retail credit cards only offer a bargain if you’re fastidious about paying off your balance each billing cycle.

2. Good Deal

The potential costs of long-term care are just too large for most people to ignore. In Genworth’s 2014 Cost of Care survey, the median cost of nursing-home care in a private room topped $87,000 a year. And in-home care can cost much more. Without long-term-care insurance, you (or your family) have to foot the bill. Spending $2,500 per year on premiums for 30 years is preferable.


3. Bad Deal

On certain budget airlines, you may not pay much for your ticket, but you’ll pay dearly for everything else, including carry-on luggage. Spirit Airlines charges for buying online (up to $17 each way) and for bringing a carry-on ($35 to $50), as well as for selecting a seat, changing your flight and for food and drink. These extra costs can quickly exceed any savings on the ticket itself.

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4. Good Deal

If you utilize your balance transfers wisely, these deals are just as good as they appear. There are many generous offers that give you a year or more to pay off your balance at a 0% APR. Annual fees are often waived the first year. Or you can use the promo to negotiate a better rate with your current issuer. If you switch or negotiate a better rate, don’t fall into the trap of failing to pay the balance off within the specified time period or racking up more charges; it negates the point of a balance transfer in the first place.

5. Good Deal

The downside to a longevity annuity, of course, is that if you die before you reach 80, you get nothing—not such a bargain, although many insurers offer a “return of premium” that kicks in if you die before receiving any benefits. However, assuming you have a solid family history of longevity, the richer payouts at age 80 and beyond can be worth the risk. You’ll know exactly when your income stream will start, so you can better plan your retirement spending until your eighties. Plus, a recent Treasury ruling means you can now invest 25% (or $125,000, whichever is lower) in an IRA or 401(k) plan, without having to take required minimum distributions when you turn 70½. The Treasury ruling is expected to encourage more insurers to add deferred-income annuities to their lineups.

6. Bad Deal

Travel insurance is meant to cover cancellation costs due to

unforeseen events, so a tropical storm being tracked doesn’t qualify, and you won’t be reimbursed if you cancel your trip. If you add a rider (typically 50% to 60% of your ticket price for a 75% to 90% refund) allowing you to cancel for any reason, you still need to cancel a couple of days in advance to get your costs refunded.

7. Bad Deal

It’s not really a terrible deal, there are just many better deals. Well, often more trap than bargain. Even though senior status can net you some discounts, there are often much better bargains and special offers available to anyone, if you know where to look. Travel deal sites, retailer mobile apps, coupon sites, daily deal sites and rewards programs often can save you more money than a seniors’ discount.

8. Bad Deal

A lower deductible means you’ll pay less out of pocket if you file a claim, but consider that the average person files a homeowners insurance claim only once every eight to 10 years, and making small claims will elevate your rates for a few years after the incident—potentially erasing any savings from the lower deductible. It’s a better bargain to boost your deductible, which will reduce your premiums, and beef up your emergency fund to cover manageable problems in the future. Compare the premium savings with the extra dollar amount at risk to make sure that raising your deductible is worthwhile.

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F I N A N C E

Parents of Young Kids Test Your Financial Reflexes Every parent knows that raising kids can get pretty sticky—literally and figuratively. So we’ve taken ten common sticky situations regarding young kids and money to put your parental reflexes to the test. From allowances to gifts to spending, see if you can tell the best way to handle these real-life experiences, and start raising your own money-smart kid. 1. Your friend bought your child a very expensive birthday gift. Now your friend’s son has a birthday coming up. You should... A. Give him something of equal value. B. Stick to your usual gift budget.

2. At what age should you start giving your children an allowance? A. 3 B. 6 C. 12 D. Never

3. Your son receives $20 in his birthday card from Grandma and Grandpa. You... A. Let him spend it as he wants. B. Deposit the money in the bank for your son.

4. After


telling your children that they absolutely, positively cannot have a new video game system, their doting Aunt Millie arrives and presents them with one. You... A. Tell Aunt Millie the kids can’t accept the gift. B. Thank Aunt Millie for the gift. Later, you ask her to consult with you before purchasing expensive gifts for the kids.

5. Your child wants everything in sight when you go

to the supermarket. He begins to make a scene when you say no. You... A. Buy him what he wants. B. Let him choose one item. C. Give up, go home without the food and eat at a restaurant that evening.

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6. Your

4-year-old rips open his birthday cards, shakes them to see if there’s money inside and immediately asks to be taken to the store to spend it. A. Shocking! You must be raising one greedy little kid. B. No biggie. You must be raising one normal little kid.

7. Your child asks if your family is rich. You...

A. See this as a teaching moment and sit down with her to go over the family budget. B. Respond that you have enough money to buy things you need with some left over to share

8. It’s your child’s birthday, and she gets so many presents from family members that she quickly gets bored and runs off to play. What should you do? A. Put the gifts away to open another time B. Give the remaining gifts to a sibling C. Open the rest of the presents yourself

9. Your 7-year-old loses the $5 he got for his birth-

day from Uncle Bruce. You... A. Ask Uncle Bruce to send another $5. B. Give your son $5 of your own. C. Tell your child he should have been more careful.

10. You

are doing your child’s back-to-school shopping. He asks if he can have the Batman lunch box. You say... A. Yes. B. No. Continued on page 114

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F I N A N C E

Financial Reflexes... Continued from page 112

Answers

1. B. Stick to your usual gift budget. Don’t feel pressured to spend more. Remember birthday presents are for the children, not the adults and receiving an expensive gift won’t make the child feel more grateful. It’s better to buy something less expensive that the child wants.


2. B. 6 is the correct answer. You don’t need to give an allowance until your kids are at least 6. Preschoolers generally don’t understand the idea of money. Once children begin learning about money in school, it’’s a good time to give them some cash so they can learn how to spend it—or save it. 3. A. Let him spend it as he wants. It’s a gift—let him have some fun. If you feel it’s appropriate, you can encourage him to put a token amount into savings. But don’t whisk all the money away, never to be seen again. Learning how to spend wisely is important.

Section 04.indd 114

4. B. Thank Aunt Millie for the gift. Later, ask her to consult with you before purchasing expensive gifts for the kids. Not accepting the gift could be awkward and may seem rude to Aunt Millie. 5. B. Let him choose one item, it will defuse the situation. Next time, explain that he may choose one treat. If he settles on the first thing he sees, remind him that he only gets one choice and he might want to think about other possibilities before making a final decision. 6. B. No biggie. You must be raising one normal little kid. It’s completely normal, especially for preschoolers. If your child knows that money can be exchanged for things, you’re off to a good start. 7. B. Respond that you have enough money to buy things you need with some left over to share. Usually, what kids really want is a

reassurance that you’re doing ok. Don’t bog young children down with too much information. 8. A. Put the gifts away to open another time. She can always open them later. Take note, do not make her open all the presents. Have her thank all the guests for their gifts. If they ask, tell them she’s a little overwhelmed at the moment. 9. C. Tell your child he should have been more careful. Sad, but it’s an important life lesson. If you like, you can always let him do chores to earn another $5. 10. A. Yes. This is one of those times you can give in without guilt. If you have to buy a lunch box, you might as well let your kids pick them out. And the next time they accuse you of never buying them anything they want, you can always say, “Sure I do. Remember the Batman lunch box?”

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H E A L T H

The Diagnosis that Changed My Life David Sutton


It’s amazing how one diagnosis can change a person’s life forever. In December, 2011, I found out that I had type II diabetes. My doctor sent me to the hospital immediately, because my A1C was 12.8% (a normal level ranges from 4.5 to 6) and my blood sugar was 575 (average blood sugar changes throughout the day, however it should be between 70 and 100). My mom called me up in tears that night. I told her not to worry, that this would be the best thing that ever happened to me—and it was—because the day I was diagnosed was the day I started exercising. I started running and saw firsthand that before my run my blood sugar level would be 220 and after it was often as low as 80. That kept me running, but I still struggled to keep my blood sugar level down to a normal level and maintain it. I read books, visited websites, attended seminars and learned everything I could about diabetes. I found that in as little as three weeks, if I ate only foods that nature grows, like fresh fruit and veggies, I could be off my diabetic meds—with my doctor’s consent, of course. Today, I eat a whole food plant based diet and with the help of exercise I lost over 60 pounds. My blood sugar level is a maintained 85 and my A1C is now 4.9%, that of a non-diabetic. For breakfast I have fruit, snack is more fruit, lunch is a large salad along with more fruit. For dinner, my wife comes up with very creative dishes. She was so supportive of my life change that she jumped on the band wagon and became vegan along with me.

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I have studied the works of many doctors. It’s one thing to know you have to eat healthy, but to know the reasons why you have to eat healthy has changed me forever. When I was first diagnosed, I was on two types of diabetic meds, statin meds for high blood pressure, ADHD meds, antibiotics for constant skin infections and also an antidepressant. Now, I’m proud to say, I’m off all medications. I learned that knowledge is power. There is no magic pill that will make diabetes go away. The only thing that can help you is food and guess what? The answer is right there on the edge of your fork. People often ask me how I can eat so much fruit, which is high in natural sugar. I found that when you eat fruits and vegetables as your meals, the sugar passes through your body. I can eat an entire cantaloupe for dinner and two hours later my blood sugar will be back to normal and never elevate above 120.

It wasn’t easy to make such a huge change. I suffered for two weeks and had to pay the piper for my old eating habits, but once the clouds cleared, I felt like a new man and knew that I could never go back to who I once was. Before my change, I suffered from chronic cysts. After I became vegan, I never got another cyst. I have not seen my dermatologist in over two years. I finally gained control over my life. My depression is gone; I gained self-confidence and have a completely new outlook on life. Being diagnosed with diabetes was the greatest thing that has ever happened to me—next to the birth of my children. I went from being overweight and never exercising a day in my life to completing my first half iron man competition in 7:17:00. I urge everyone to eat well and exercise. David Sutton is an extremely healthy community member.

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10/30/2014 2:33:35 PM

F I N A N C E

Medicaid Planning with the Help of a Trust Isaac Yedid, Esq. & Raymond Zeitoune, Esq.


With careful Medicaid planning, you may be able to preserve some or all of your estate assets for your children or other heirs while meeting the Medicaid asset limit. The problem with directly transferring assets to another person’s name is that you immediately give away these assets now, as opposed to when you die. A safer approach is to put them in an irrevocable trust. A trust is a legal entity under which one person—the trustee— holds legal title to property for the benefit of others—the beneficiaries. The actual assets are usually not transferred to the name of the beneficiaries until after your death. The trustee must follow the rules provided in the trust instrument. Whether trust assets are counted against Medicaid’s resource limits depends on the terms of the trust and who created it.

Section 04.indd 118

A revocable trust is one that may be changed or rescinded by the person who created it. Medicaid considers the principal of such trusts (that is, the funds that make up the trust) to be assets that are countable in determining Medicaid eligibility. Thus, revocable trusts are of no use in Medicaid planning. Income-Only trusts An irrevocable trust is one that cannot be changed after it has been created. In most cases, this type of trust is drafted so that the income is payable to you (the person establishing the trust, called the grantor) for life, and the principal cannot be applied to benefit you or your

spouse. At your death the principal is paid to your heirs. This way, the funds in the trust are protected and you can use the income for your living expenses. For Medicaid purposes, the principal in such trusts is not counted as a resource, provided the trustee cannot pay it to you or your spouse for either of your benefits. However, if you do move to a nursing home, the trust income will have to go to the nursing home. You should be aware of the drawbacks to such an arrangement. It is very rigid, so you cannot gain access to the trust funds even if you need them for some other purpose. For this reason, you should always Continued on page 120

10/30/2014 2:33:39 PM

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F I N A N C E

Medicaid Planning... Continued from page 118


leave an ample cushion of ready funds outside the trust. You may also choose to place property in a trust from which even payments of income to you or your spouse cannot be made. Instead, the trust may be set up for the benefit of your children, or others. These beneficiaries may, at their discretion, return the favor by using the property for your benefit if necessary. However, there is no legal requirement that they do so. One advantage of these trusts is that if they contain property that has increased in value, such as real estate or stock, you (the grantor) can retain a special testamentary power of appointment, so that the beneficiaries receive the property with a step-up in basis at your death. This will also prevent the need to file a gift tax return upon the funding of the trust, as well as hopefully help your beneficiaries from the need to pay a capital gains tax if the property is sold right after your death. Remember, funding an irrevocable trust can cause you to be ineligible for Medicaid for the following five years (AKA The Five Year Look Back Rule). Testamentary Trusts Testamentary trusts are trusts created under a will. The most common testamentary trust is the credit shelter bypass trust, also known as the AB trust. The Medicaid rules provide a special safe harbor for testamentary trusts created by a deceased spouse for the benefit of a surviving spouse. The assets of these trusts are treated as available to the Medicaid applicant only to the extent that the trustee has an

Section 04.indd 120

Take care of the ones you love

obligation to pay for the applicant’s support. If payments are solely at the trustee’s discretion, they are considered unavailable. Avoiding the Five Year Look Back Rule The Medicaid rules also have certain exceptions for transfers made to certain individuals which would allow the Medicaid applicant to avoid ineligibility because of the five year look back rule. Therefore, it is possible to have a Medicaid trust without the imposition of a penalty period if the transfer is made to: (i) a qualifying relative; (ii) your child who is either under 21 years of age, blind or permanently disabled; (iii) your sibling, if he or she has an equity interest in the house and was living there for at least one year before you went into a nursing home; or (iv) your adult child, if that child has lived in the home for at least two years before you went into a nurs-

ing home and that child was taking care of you. Speaking with an experienced trusts and estates/elder attorney will be useful to you because the attorney will advise you on the options available to you which will allow you to use Medicaid to cover the cost of medical care without depleting your assets. In addition, planning in advance is a good option because the penalty period will likely expire before you may need to be admitted to a nursing home. Forming a New York Medicaid trust allows you to protect your family’s assets from being used to pay for your medical and nursing home care by justifying the need to receive Medicaid in the future to cover those expenses. The attorneys in the Trust & Estates Practice Group at Yedid & Zeitoune have a combined 20 years of legal experience.

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F A S H I O N

2015 Is the Year of the

Ankle Boot S


hoes, they’re usually the last thing we put on when we get dressed, but they can make or break an outfit. 2015 is the year of the ankle boot. High-heeled ankle boots are the hottest trend for fall and winter. They come in every color under the sun. Animal prints are very in style, as are open toe and color block boots. Here’s a look at some of the hottest from top designers.

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Alexander McQueen

Lose yourself in a luxurious world of enchantment with the exciting elegance, inexplicable awe and edgy intensity of Alexander McQueen. Alexander McQueen footwear is known for the contemporary nature of his designs and for the juxtaposition between contrasting elements: fragility and strength, tradition and modernity, and fluidity and severity. Alexander McQueen boots project a profound respect for the arts and crafts tradition.

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Manolo Blahnik Manolo Blahnik’s boots are the real deal, a handmade, artisan experience, nothing remotely mass-produced. He hates wedges and believes in the power of heels. Like any great couturier, his shoe styles are kept to small exclusive production numbers and his style signature is easily recognizable.

Section 04.indd 123



10/30/2014 2:34:33 PM

F A S H I O N

Ankle Boots... Continued from page 123

Other Great Designer Ankle Boots

Fendi V-Neck Fur Ankle Boot Christian Louboutin Zebra Print

Givenchy Floral Lace Open Toe

Prada Leopard Print

Christian Louboutin Sneaker Boot

Jimmy Choo Black and Gold Metallic High Heeled Ankle Boots


Gucci Pant Leg Ankle Boots

Section 04.indd 124

Louis Vuitton Evening Boot

Jimmy Choo Cuff Boot 

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F O O D

New Delicious Kosher Products For millennia, if you wanted something sweet, yummy and kosher you had to make it yourself. Kosher foods have come a long way. Now, if you want something kosher and delicious, you can pick it up in your local grocery store. Here’s a look at the newest delicious kosher products.

Breyers Gelato Indulgences has become certified under the KOF-K. Check for the kosher symbol, as there are still products in stores that were made before they were certified. has s z lato a -D G e us n e g s cio Haa d it deli Chip e e d d a an clu an ch e x p to in d Ban of ri o e at d e l z lin meli blen a ge laty a r a a n o a C c , ato ban et cho Gel m e l e w s a car semiwith s. chip


Freezin’ Meringue Cookies from Divine & Light are unique, flourless, meringue-style cookies, intended to be eaten directly from the freezer, creating a new category of decadent-but-light desserts. Think crunchy, chewy, cold, rich, but still light. They come in two flavors: Vanilla Coconut Chocolate Chip and Fudgy Chocolate. All Freezin’ Meringue Cookies are pareve and contain no wheat, butter, margarine, or artificial preservatives.

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Hershey Co. recently introduced Brookside Crunchy Clusters, clusters of crispy multi-grains with soft fruit flavored centers, all covered in smooth dark chocolate. There are two new kosher nutrition bars from Mediterra, inspired by the Mediterranean Diet. The two new unique flavors are the Savory Bars and Yogurt and Oat Bars. The bars feature various fruits, vegetables and grains. All bars are all-natural, providing ancient nutrition in a modern and convenient way.

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F I L M S

THE GREEN PRINCE The Story of Mosab Hassan Yousef

The movie The Green Prince is the fascinating story of Mosab Hassan Yousef, the son of the top Hamas West Bank leader, who became one of the most important spies for Israel in the last quarter century.


As a defiant teenager growing up in Palestine, his fervor against Israel was unquestionable, ultimately landing him in prison. Shaken by Hamas’ brutality within the prison’s walls, killing other Palestinians on a false suspicion of snitching, his disgust for their methods grew—particularly suicide bombing. After prison, he had an unexpected change of heart and began to see Hamas as more of a problem than a solution. Recruited

Section 04.indd 128

by the Shin Bet (Israel’s internal security agency) and given the code name Green Prince, he spied on the Hamas elite for over a decade, constantly risking exposure and certain death while grappling with the perception that he had betrayed his own family and people. Along the way, what started as a cautious alliance between Mosab and his Shin Bet handler, Gonen Ben Yitzhak, grew into an enduring loyalty that no one could’ve ever predicted. Based on Mosab Hassan Yousef’s bestselling memoir Son of Hamas, The Green Prince exposes a complex world of terror, betrayal, and impossible choices. Through exclusive first-hand testimony, dramatic action sequences, and rare archival footage, decades of secrets come to light in this unflinching exploration of a profound spiritual transformation and the transcendent bonds of friendship. The Green Prince will challenge much of what you know about the ongoing IsraeliPalestinian conflict. Yousef’s story is one of unimaginable courage and moral awakening. The film consists of a long interview with each of the two principals and docudrama reenactments. It won the Sundance Film Festival’s 2014 Audience Award for Best Documentary, World Cinema and the Moscow International Film Festival’s 2014’s Audience Award. The movie will open in theaters on December 5, 2014. Check movie listings for a theater near you.

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10/30/2014 2:46:15 PM

H E A L T H

Declaring Peace with Emotional Eating Girls and Eating Disorders, Part IV Mary Anne Cohen

“Eat your broccoli or you’re gonna get fat.”


G

irls are vulnerable to developing eating disorders because of three key factors: (1) relentless cultural messages to be thin, (2) low self-esteem and insecurity, and (3) going on a strict diet. These factors create the perfect storm for the development of an eating disorder. A sad illustration of how vulnerable and insecure girls can be was described in a New York Times article, “Am I Pretty? Girls Post Videos of Themselves Online.” Over 23,000 girls have taken movies of themselves, posted them on YouTube and asked, “Am I pretty or am I ugly? Tell me the truth!” These girls are so anxious for validation, and so unsure of how they look, that they are willing to pose their question to complete strangers. Of course, we know that no amount of online external approval will truly convince them, if they feel so fragile and unlovable within themselves. These YouTube videos clearly show girls suffering from depression and anxiety which they then pin on worries about their bodies and their looks. The same article profiled Sammie, a shy 13-yearold girl from New Jersey, who made an online video titled, “Am I Ugly or Pretty?” Sammie revealed that after several months, 72,000 views and more than 2,000 comments, she was no less insecure about her appearance. (I wonder where the parents are as their daughters obsessively post online about their anxieties.) When a girl feels insecure about her looks, her popularity, her intelligence, her family or school life, or her future, she searches to find a cure that will calm her confusion and uncertainty. She often settles on going on a diet. The diet provides an escape route away from her insecurity by providing an external structure, a scaffolding on which to hang her confusion. Dieting provides clear and easy answers, black or white, right or wrong, you lost or you gained. There are no nuances or shades of meaning in the girl’s relationship with a scale. All of life is reduced to “how little can I eat today.” Trying to lose weight becomes a pseudo-solution to her insecurities. A girl’s self-esteem grows when she has a sense of belonging in her home and a loving connection to her family and to friends. Healthy families build self-esteem in their children by having fun and enjoying one another’s company, everyone participating in the responsi-

Section 05.indd 130

~ Rap song written by two 9-year-old girls

bilities of the home, talking about problems, discussing differences, and no one is expected to be perfect. Healthy families generally eat dinner together and also allow each member to have time alone for their separate interests. A family’s easy flowing togetherness, yet separateness, enhances a child’s development. They are a part of something larger than themselves and yet have privacy to develop their personal and unique activities. A sad, yet funny, example of a parent giving her kid all the wrong messages is the story of Real Housewife of New York, Bethenny Frankel, that made the news this summer. At age 43, Bethenny boasted she is now so thin that she can fit into her 4-year-old daughter’s tiny pajamas; the photo of her flaunting herself in her child’s baby doll pajamas appeared with the article. Although Frankel confessed to eating disorders in 2011 to maintain the figure behind her line of “Skinnygirl” beverages and books, it appears she hasn’t learned much about how to be a role model for her child. Andrea Peyser of The New York Post observed, “Frankel is showing a narcissistic need to compete in a kind of Skinny Olympics with her child.” Good, strong parents help their children grow into wholeness, not yearn to fit into their pajamas from when they were four years old! Mary Anne Cohen is Director of The New York Center for Eating Disorders in Brooklyn.

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Fast ForWord

10/30/2014 2:46:23 PM

Con

H E A L T H

Laura’s Lessons

Getting Back on Track Laura Shammah

Let’s face it, everyone blows his or her calorie budget every now and then. No one is perfect in their eating habits. What we have to learn is that we are giving ourselves permission to over do it once in a while and as soon as it’s over, we should go back to the eating plan we normally follow. Forget the old saying, “a moment on the lips, forever on the hips.” You can get your eating back on track if you follow these tips.

Have Breakfast

Even if you wake up feeling full and sluggish from all that _____ (fill-in-the-blank) you ate the night before, force yourself to start the day with a healthy breakfast. Not only will it reset your body by getting your metabolism going, it will also help you set the tone—mentally— for a regular eating day.


Have a Filling Salad for Lunch

The water in the veggies will help hydrate you and take away that groggy food-hangover feeling. Add some protein to boost your energy.

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Hydrate, Hydrate, Hydrate Water is extremely important on the day after you overeat. Why? It helps you feel full, so you won’t be as tempted to carry your overeating into the next day.

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Eat an Afternoon Snack

Don’t skip out on this! It’s important to keep your metabolism going so you don’t suddenly crash and begin another overeating session. Twenty almonds and a piece of fruit should do the trick.

Eat a Clean Dinner

Squeeze in a Workout

Go for clean foods, like a piece of broiled fish with roasted veggies and a whole grain like quinoa or farro. They’ll give you the nutrients you need without all the processed junk, which would only perpetuate your bloat.

Laura Sasson Shammah is a nutritionist working in Brooklyn.

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When you feel bloated and heavy, building up the mental energy to hit the gym can seem majorly daunting. But really try to do it because you’ll feel so much better. Even a light yoga class or lifting some easy weights will suffice. Just get moving.

10/30/2014 2:46:49 PM

H E A L T H

From Anxiety to Addiction


It is completely normal to feel shy occasionally, especially when you’re with total strangers or judgmental individuals, but for some people, shyness can be debilitating and even dangerous. People with intense social anxiety may experience palpitations, dizziness, shortness of breath, sweats, and blundering speech. Often, individuals suffering from this level of discomfort with social interaction turn to drugs or alcohol to “loosen up” and help them get through an event. However, this type of dependency and self-medicating can quickly lead to a full-blown addiction requiring addiction treatment. Studies have shown that approximately 20% of individuals with social anxiety struggle with abuse. Living with both a social anxiety disorder and a substance abuse addiction can be more than overwhelming. In addition to the well-known dangers of addiction, studies suggest that those living with social anxiety and substance abuse live lives filled with shame, loneliness and a lack of empower-

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ment. They are also less likely to get married, which is often due to their difficulties in developing close interpersonal relationships. Studies also show that alcoholics with social anxiety disorder have lower job status and fewer friends to offer social support than alcoholics who don’t have this disorder. According to Murray Stein, MD, alcohol use can also increase anxiety, irritability, and depression, leading to even more social problems. Shyness is rooted in doubt and insecurity. If a person suffering in this way learns to understand how and why these insecurities formed, he can learn to view himself differently and slowly but surely overcome this problem. This can be done effectively by a therapist. Once an individual finds a therapist he trusts, it will be possible to explore

the problem in greater depth and arrive at solutions. One thing a good therapist will do is help his client learn to identify damaging thinking patterns. For example, many people with social anxiety have very negative, selftalk. “I’m stupid” and “Everyone is going to talk about me,” are typical thoughts for one suffering from social anxiety. Therapy can help the patient understand that there are more positive ways to think about themselves and social situations. A good counselor can teach someone who is battling intense feelings of social anxiety to lead a productive, happy, and empowered life, free from debilitating shyness and addiction. If you fear that your shyness has led you to abuse drugs or alcohol, please call SAFE’s 24-hour tollfree helpline at (866) 569-7233.

10/30/2014 2:46:53 PM

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10/30/2014 2:46:59 PM

H E A L T H

A New Perspective for Fall Joanne Gerr


I

t’s fall and we are all busy again. The air is crisper, leaves are turning, and it feels good to be outside. Amidst all of the hustle and bustle, we begin preparations for fall family get-togethers and holidays. This is the traditional time for harvesting—a time when our ancestors gathered together for feasting and celebration. And we are no different. Out come our favorite seasonal recipes, comfort foods, and gourmet treats for special occasions. Everywhere we turn, we see food. No matter how stern we are with ourselves, the promises we make, the hours and days of control and good behavior we have, the sweets and treats seem to call to us. When our resistance fails, we find ourselves back in the sugar again. How can it be our fault? The office has celebration cake. Our friends offer fancy appetizers and desserts

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to delight us. We don’t want to be rude or stand apart, but it often seems impossible to keep up with all the social situations and not gain weight. So we take a bite—and then two. Before we know it, we’ve eaten the whole thing. We are so tired of trying to get skinny, stay thin, resist food, control ourselves, and stay on plan. We struggle to fit in exercise between meetings and family responsibilities. Overloaded days stretch into late nights. We don’t have time for quiet, thoughtful, and well-planned meals. We eat on the run, we scoot from appointment to appointment, and we try our best no matter how jammed our schedule is. However, eventually, it all catches up with us. We get exhausted, we lose control and before we know it, we are eating again. To find a peaceful center in this kind of hectic life takes a new per-

spective. We must learn to stop this pattern and choose to be good to ourselves. This means beginning to schedule in time for relaxing, going outside, and getting a full night’s sleep. It includes becoming empowered around food, so sweets and treats don’t ruin our lives anymore. By becoming more aware of who we are and what we really want, we can find the inner strength to make choices that feel good and healthy. This is the personal harvest that fall offers us. It is the time to reflect on ourselves, gather our energy to make change, enjoy the season without feeling run over by food, family, or fun, and move forward one new, positive decision at a time. Joanne Gerr, M.S.W., C.S.W., works with a broad spectrum of clients with offices in both New Jersey and Manhattan. Her areas of expertise include: eating disorders, weight control, binge eating, addictive behavior, the psychology of women and individual therapy.

10/30/2014 2:47:04 PM

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10/30/2014 2:47:08 PM

C O M M U N I T Y

E V E N T S

Around The Town

Brooklyn, New York and New Jersey News

Teamwork at the Yeshivah of Flatbush

Teachers were pleased that the students remained with their teams, even after the activities ended. “It was great, and meaningful, to see that the teams sat together at the campsite, and toasted marshmallows together. They really learned something about what it means to work together and create a strong team foundation,” commented faculty member Avi Smus, known as General Smus on the trip. The words “this is the best trip I’ve ever been on,” echoed on all three buses returning to YOF late that day. Many thanks to Mr. Smus, Rabbi Benhamu, and Student Activities Coordinator Mrs. Ellen Pearlman for directing this event. Teachers and students alike agreed that it was an amazing way to bring the grade together for their transition year to high school.

The Brooklyn Bolts


Yeshivah of Flatbush 8th graders took a trip to Bear Mountain Adventure, where they had a day of team building and leadership training—IDF-style! Rabbi Avraham Benhamu prepared the students for the day’s events by explaining that each IDF unit in Operation Protective Edge was essential to the whole, but the tactical success, and a lower soldier fatality rate, were dependent on how each unit worked together. Like those units, the students would have to work together to succeed in the day’s activities. There were six teams; each one was named after an IDF military unit and was led by a teacher and student captain. They were divided by colored bandanas and worked together to create flags and banners. For a warm-up, students did jumping jacks and jogged in place. The military exercises were more difficult. They did push-ups, sit-ups and learned how to navigate through a minefield. Students were asked to design each other’s faces in creative camouflage patterns, competing for the most worthy artistic effort. During the stretcher march, they created emergency stretchers with two tree limbs tied together with sweatshirts, and walked in two straight lines, keeping in mind how teamwork was critical in order to master this action. They repeatedly had to brainstorm the best ways to boost team morale when they were on the “front lines.” What students took away from the various teambuilding events was the importance of strong cooperation, achdut (unity), and a better appreciation for each other’s strengths and weaknesses.

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MCU Park once again played host to a historic moment in Brooklyn sports history as the Brooklyn Bolts, a member of the newly formed FXFL, kicked off their Inaugural Season on October 15, winning their first game against the Boston Brawlers.

The Bolts, along with the Miami Blacktips, Omaha Mammoths and Boston Brawlers will be the initial members of the Fall Experimental Football League (FXFL) which will play a six-game regular season schedule. Games will be televised and played on weeknights to avoid scheduling conflicts with the NFL and collegiate football. The FXFL is intended to be a developmental platform for players, coaches and referees who are on the cusp of fulfilling their NFL dream. Rosters will consist of recent college grads and NFL players cut during the final weeks of training camp.

10/30/2014 2:47:14 PM

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10/30/2014 2:47:26 PM

B O O K S

Jewish Book Suggestions Inez Sharaby

It’s that time of year when we pull out our favorite sweaters and cozy up with some hot chocolate by the fireplace. Add to that a good book and you have a lovely way to spend a Sunday afternoon or evening—or both—if it’s a great book. So put your cell phones on silent and get lost in some of the greatest Jewish novels ever written.


Exodus By Leon Uris

Exodus, published in 1958, is based on the immigration ship of the same name. It was the best selling book in the United States since Gone with the Wind (which was published in 1936). The story begins in British-occupied Cyprus, with thousands of Jewish survivors of the Nazis in refugee camps. The hero, Ari Ben Canaan orchestrates a daring scheme that would allow the refugees to proceed to the Promised Land. Uris uses flashbacks to tell the history of Zionism, and about the development of the Palmach, the Haganah and the Irgun. Other flashbacks describe various aspects of the Holocaust. Although the book ends differently than the reality, the climactic moments when Israel becomes a state are incredibly moving. My Name is Asher Lev By Chaim Potok This is the story of a Hasidic Jewish boy in New York City. Asher is a loner with artistic inclinations. His

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paintings, however, cause conflict with his family and other members of his community, which revolves around a charismatic Rebbe. At

times his gift threatens to estrange him from that world and the parents he adores. My Name Is Asher Lev is both heartbreaking and exultant—a modern classic. The Outside World By Tova Mirvis

Tzippy Goldman was born ready for marriage. She and her mother

had always assumed she’d graduate high school, get set up with the right boy, and have a beautiful wedding. But at 22, Tzippy’s fast approaching spinsterhood and dreams of escape. Instead, she decides to spend a year in Jerusalem, where she meets Baruch, the son of her mother’s college roommate. When Tzippy last saw him, his name was Bryan and he wore a kippah. Now he has adopted the black hat of the ultra-Orthodox, the tradition in which Tzippy was raised. Twelve weeks later, she’s engaged and discovering that desire and tradition, devotion and individuality aren’t the easiest balance. Hilarious, compassionate, and tremendously insightful, The Outside World illuminates an insular community, marvelously depicting that complicated blend of faith, love and family otherwise known as life in a modern world. While We’re Apart By Lynn Austin

In an unassuming apartment building in Brooklyn, New York, Continued on page 142

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B O O K S

Jewish Books... Continued from page 140

three lives intersect as the reality of war invades each aspect of their lives. Young Esther is heartbroken when her father decides to enlist in the army shortly after the death of her mother. Penny Goodrich has been in love with Eddie Shaffer for as long as she can remember; now that Eddie’s wife is dead, Penny feels she has been given a second chance and offers to take care of his children in hope that he will finally notice and marry her after the war. Elderly Mr. Mandel, the landlord, awaits the end of the war to hear what has happened to his son, trapped in war torn Hungary. During the long, endless wait for victory overseas, life on the home front goes from bad to worse. Yet these characters find themselves growing and changing in ways they never expected and ultimately discover truths about G-d’s love, even when He is silent.

attending opening night at the opera when Ben Solomon, a retired Polish immigrant, makes his way through the crowd and shoves a gun in Rosenzweig’s face, denouncing him as former SS officer, Otto Piatek. Solomon is blind-sided, knocked to the floor and taken away, but Rosenzweig uses his influence to get him released from jail. Then Solomon commences a relentless pursuit to bring Rosenzweig before the courts to answer for war crimes. Once We Were Brothers is a contemporary legal thriller and a poignant look back into the lives of small town Poland during World War II.


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The Chosen By Chaim Potok

The Lost Wife By Alyson Richman The Chosen is the classic story of two 15 year old boys who live in Brooklyn. Danny is a Hasidic boy and Reuven is Modern Orthodox. Danny is expected to become a rabbi like his father, but wants to become a psychologist. He confides in Reuven who becomes his good friend. The story follows the two boys and their relationships with each other and with their fathers.

Once We Were Brothers By Ronald H. Balson

This is the gripping tale of two boys, once as close as brothers. Elliot Rosenzweig, a respected civic leader and wealthy philanthropist, is

explores the power of first love, the resilience of the human spirit and the strength of memory.

In pre-war Prague, the dreams of two young lovers are shattered when they are separated by the Nazi invasion. Decades later, thousands of miles away in New York, there’s an inescapable glance of recognition between two strangers. Providence is giving Lenka and Josef one more chance. From the glamorous ease of life in Prague before the Occupation, to the horrors of Nazi Europe, The Lost Wife

Inez Sharaby is a college student and an intern at IMAGE Magazine.

10/30/2014 2:47:52 PM

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10/30/2014 2:47:58 PM

A U T O M O T I V E

Car Care Running On Empty

WHETHER INTENTIONAL OR PURELY CIRCUMSTANTIAL, IT’S LIKELY THAT MOST EXPERIENCED DRIVERS HAVE SEEN THE LOW-FUEL LIGHT ILLUMINATE THEIR VEHICLE’S DASHBOARD AT LEAST ONCE. FOR SOME DRIVERS, THE FUEL LIGHT IS A SOURCE OF ANXIETY, AS THEY SEARCH FOR THE CLOSEST GAS STATION. FOR OTHERS, IT CAN BE A BRAGGING RIGHT, PROUDLY BOASTING HOW FAR THEY PUSH THEIR GAS TANKS TO


THE LIMIT.

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It’s no secret that an automobile can continue to run after the fuel light comes on, but should drivers rely on the extra mileage it allows? It seems like the fuel light often comes on at inopportune times, like when you’re stuck in traffic on a highway, running late for an important appointment, or driving on a country road with no gas stations in sight. These are times when you have no choice but to push the fuel gauge past the ‘E.’ Some popular car models can make it between 30 and 50 miles after the fuel light goes on, according to a study, the average Chevrolet Silverado will continue for about 33 miles beyond empty. Smaller cars like the Volkswagen Jetta average about 43 miles and the Toyota Corolla tops the list at 47 miles. Knowing how far a vehicle can drive with low fuel may be reassuring, but the effects of low-fuel driving can be damaging to the car. “When you’re running low on gas, it’s best not to push your luck,” said Neil Hoff, a refined fuels specialist. “Stopping to fill up before your gas gauge hits ‘E’ could save you stress, damage to your car and time spent on the side of the road.” Hoff explained that by allowing a car to run on empty, dirt and contaminants are more likely to become suspended in the fuel and block the fuel filter. When fuel is extremely low, the fuel pump can overheat. In some cases, low fuel can even affect power steering and brakes. To avoid an expensive trip to a mechanic, Hoff advises taking a proactive approach to fueling, advising drivers to keep at least a quarter tank of gas in the tank at all times. Running out of gas in heavy traffic is not only inconvenient but also dangerous, so Hoff recommends fueling up before getting on highways or major roads. Also, becoming familiar with where gas stations are along a driving route will help prevent running out of gas on long trips. Always keep an empty gas can in the trunk in case you have to walk to a gas station and bring gas back with you. Continued on page 146

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10/30/2014 2:48:13 PM

A U T O M O T I V E

Car Care...


Keeping your car fueled is cheaper and safer, in the long run, than driving on empty.


MORE CAR CARE TIPS Although you can have your mechanic rotate your tires, check your fluids, anti-lock brakes and your battery, there are also many things you can do to keep your car running smoothly. • Do not race your car’s engine during start-up. This is a quick way to add years of wear to your engine, especially if it’s cold outside. • Extend the life of your tires with careful driving. Observe posted speed limits. Avoid fast starts, stops, and turns. Avoid potholes and objects on the road. Don’t park with your tire pressed against the curb. • When turning your steering wheel, don’t hold it in an extreme right or left position for more than a few seconds. Doing so can damage the power-steering pump. • Don’t fill up if you see a tanker. If a gasoline tanker is filling the tanks at your local gas station, go to a different station. As the station’s underground tanks are being filled, the turbulence can stir up sediment. Sediment in your gas can clog fuel filters and fuel injectors, causing poor performance and possibly necessitating repairs. • Go easy when you’re stuck. When stuck in mud or snow, don’t make the problem worse by damaging an expensive component. Gently rocking in an attempt to free the car is fine. However, if it looks as though you’re really stuck, throwing your car from forward to reverse repeatedly, as well as spinning tires at high speeds, can generate lots of heat and spell trouble for transmissions. It may be cheaper in the long run to call a tow truck rather than risk big repair bills down the road. It’s a good idea to carry a traction aid in the trunk, such as sand, gravel, or cat litter.

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Don’t hang too many keys from your ignition

• Lighten up your key chain. Does your car key share a chain with a dozen or more other keys? That’s a pretty heavy load hanging off the car key when it’s in the ignition. The weight, combined with bouncing while you drive, can wear out the tumblers inside the ignition and eventually lead to ignition switch failure. To add years of service to your ignition switch, drive with only the ignition key in your ignition. • Change oil frequently. Taking your car for frequent oil changes will flush abrasive dirt and metal particles out of the engine, prolonging its life. • Run your AC in winter. To keep your car’s air-conditioning system fit for the next warm season, run it a few times throughout the winter. This will prevent moving parts in the compressor from seizing. Also,

circulating the refrigerant will help keep the seals soft and pliant. • Check your tires. Underinflated tires are a tire salesman’s best friend. They create excessive heat and stress that can lead to tire failure. If you want to get every last mile out of your tires, get yourself a tire pressure gauge and use it at least once a month (more in hot weather) to keep your tires inflated to the recommendation in the vehicle’s owner’s manual. Also check for uneven wear. If you’ve maintained tire inflation properly, uneven wear may indicate the need for a wheel realignment. It can also mean improperly operating brakes or shocks, a bent wheel, or internal tire damage. Taking the time to check your car on a regular basis and following our tips will hopefully keep your car running for a very long time.

10/31/2014 10:41:03 AM

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10/30/2014 2:48:25 PM

H O M E

Bold and 2015 is all about taking chances. Open floor plans make a home feel spacious and comfortable. Modern, retro and contemporary design ideas, traditional and new materials, fresh colors, exotic motifs, artistic details and a surprising blend of textures create bold and interesting spaces that have personality and make this coming year’s interior design trends new and exciting.


2015 is the year of the modern bathroom, with comfortable and attractive furniture, gorgeous details, beautiful lighting and a spacious, stylish and chic look.

The dining room is a simple space. Unlike the kitchen and living room, which often have multiple purposes, your dining room is solely about eating and entertaining. Beautiful, modern, neutral, dining rooms are in style, as long as there is an interesting chandelier. Mirrors are a nice touch and make the room look bigger.

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Your bedroom should be your refuge. The 2015 bedroom is a str colors and comfortable bedding. If you have room for a sofa and

10/30/2014 2:48:38 PM


Exciting Decorating Trends Gone are the family room and den, today the room where the family hangs out is the media room. Here are some tips for making one of your own. It’s best to place your screen and main speakers along a short wall for best sound projection. Wall-to-wall carpet, with a new cushy pad underneath, absorbs ambient sound, contributes to coziness and kids like to sprawl on the floor to watch TV. Paint your walls as dark as you can stand them, because bright colors reflect light which is distracting when there’s a brightly lit scene on the screen. Go with neutral browns, tans and olive.

Today’s living room should be modern, sophisticated, elegant and comfortable. If you prefer a very modern look, go for a light and sophisticated color scheme. Be sure to purchase stylish sofas and make it a space you’ll be proud to entertain in.

An open floor plan, with a kitchen that integrates into the dining room or living room offers more casual living space and satisfies a desire for gathering and connecting.



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bedroom is a stress-free, private sanctuary, bathed in soothing om for a sofa and chair, it will be the perfect place to relax.

10/30/2014 2:48:58 PM

T E C H N O L O G Y

Must Have Cell Phone Apps


A Brief History of the Smartphone Smartphones are a relatively new piece of technology. In 1992, the first smartphone was invented by IBM. It was nicknamed, Simon, and had a plethora of features including a calendar, address book, calculator, email service, and even a touch screen. At $899, most people couldn’t afford to buy one. In 1996, Nokia launched a series of smartphones that were a cross between a cell phone and a PDA. Ericsson developed the R380 in 2000. It was a touch screen smartphone with a foldable keyboard—the first all-in-one device to actually be called a smartphone. The smartphone revolution took off two years later. Blackberry was introduced with its email services, as well as the Palm Treo and its full QWERTY keyboard and Ericsson’s P800 model. Several new features were added to smartphones including an MP3 player, camera, and wireless technology. In 2007, just seven years ago, Apple introduced the iPhone, with its massive app store. A year later, the Android operating system started to take off, supported by Google, Intel, HTC, and a variety of other developers. Today, new smartphones are constantly being introduced to the market. In 2009, Apple said, “There’s an app for that,” and it’s true. There is now an app for virtually anything and everything you could ever hope for.

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Simon, the first smartphone

There are over one million iPhone apps and Android has even more than that. What many people don’t know is that more than 75% of all apps are free. Everyone knows about YouTube, Facebook, Instagram, Twitter and all the other popular apps. Here are the best of the rest of the free apps. Continued on page 152

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T E C H N O L O G Y

Cell Phone Apps... Continued from page 150

Health

food diary. MyFitnessPal provides a comprehensive library of nutritional information and more than 350 exercise suggestions. It helps you set goals and connect with friends who use MyFitnessPal so you can cheer each other on. It also creates detailed reports of your progress.

benefits of herbs, spices, fruits and vegetables and it’s helpful for common problems like colds, coughs, acne and boosting immunity. Winter Survival Kit: This is an

Fooducate: This app helps you eat healthy and tasty food. While food shopping, you can scan a product barcode to see what’s really in it, then Fooducate will offer healthier alternatives. Instant Heart Rate: According to industry experts, this was the best Health & Fitness app of 2011. Three years later, it’s still a must-have. It is the most accurate heart rate monitor app for any smartphone and it does not need any external hardware. Accuracy is constantly tested by fitness coaches, nurses, doctors, EMTs and 5 million users.


MyFitnessPal: This app helps you track your activity and food/caloric intake using an activity log and

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MedCoach: For many people, taking medication is an important part of daily life. Remembering to stay on schedule isn’t always easy. MedCoach sends friendly reminders to your phone and can connect users to their pharmacy for prescription refills. Home Remedies: Learn homemade remedies for heart health, obesity, diabetes, skin and hair care. This app has 50+ home remedies which can be used to treat common health problems. It will teach you the

essential app if you find yourself stuck or stranded in severe winter weather conditions. It will help you find your current location, call 911, notify your friends and family, calculate how long you can run your engine to keep warm and stay safe from carbon monoxide poisoning. It will alert you every 30 minutes to turn off your engine and to check your exhaust pipe for snow buildup. These alerts will help you avoid deadly carbon monoxide poisoning.

Shopping Amazon and Ebay both offer mobile apps which allow users to browse, shop, search, and compare prices, as do most department stores and pharmacies. Continued on page 154

10/30/2014 2:49:15 PM

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T E C H N O L O G Y


Groupon: Like Groupon.com, this app features 50% to 90% off deals on all sorts of products. Discount Calculator: Figuring out the price of sale items can be tricky—especially if you’re not very good at math. If an item was originally $122 and a sign says to take 25% off, how much does it cost? Your Discount Calculator will figure it out for you. ZipList: A lot of people don’t make a list before they shop, even though studies show that it saves money and time. This app creates a master list of groceries that you buy regularly, so you only have to do it once. It even organizes the list, according to the layout of participating stores. Barcode Scanner: Scan barcodes on products. This app is a straight scanner that handles both UPC codes and QR codes with ease and throws in a few extra features (like searching within a book you scan) as a bonus.

Entertainment/Music


IMDb: This is the world’s largest collection of movie, TV and celebrity information. You can use it to find show times, watch trailers, browse photo galleries, get TV listings, find the latest DVD and Blu-ray releases and share movie information. Find information about every movie and TV show ever made. Redbox: This app takes your rental experience to a whole new level. Find a Redbox near you, decide what movie or game you would like to rent, then click reserve check out, and pick it up later that day. Search by release date, genre or rating and watch trailers.

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ESPN SportsCenter: Are you a diehard sports fan? Then this app is a must-have, as it provides live scores, video highlights, breaking news, in-depth analysis, and features galore on all major sports. Photo Grid: This is a top-notch photo collage and video creator app you’ll adore for its ease of use and its seemingly endless creative possibilities. It is also the top photo sharing app for Instagram but it’s popularly used for other social media as well. IHeartRadio: Listen to your favorite live stations or create your own and enjoy them—commercialfree. Shazam: When you hear a song that you like, but have no idea who is singing it or what it’s called, before it ends, ask Shazam. This app analyzes the audio, identifies the song, and even offers a link for you to buy the track. Pandora: Choose a performer or song that you love and Pandora will do the rest. This app will find other artists or songs like the ones you love, to create personalized stations that play music just for you.

Security AVG AntiVirus: This app protects your phone from harmful viruses, malware and spyware and helps keep your personal data safe. It is also a phone locator, task killer, and app locker that guards your online identity. Clean Master: Clean Master is designed to increase the speed of your device. Features are continually added and updated to make your mobile life easier and more convenient. It provides professional quality antivirus security, deletes junk files, and protects your privacy by deleting personal information like your search and browser history. Avast Mobile Security: Avast offers an impressive range of tools. It has antivirus protection, it scans your apps to provide details on what they are doing, and it has a Web shield that scans URLs for malware. The best tool is the anti-theft component. The app is actually based on an old app called Theft Aware which Avast acquired. The anti-theft feature is hidden and allows you to remote control your smartphone using SMS. So if you lose your phone, you can remotely lock it, locate it, or wipe it. You can make it play a siren sound, lock down the SIM card, and prevent USB debugging as well. It’s a comprehensive solution for theft protection.

Money Ringtone Maker: As its name suggests, this app creates ringtones. It also creates alarms, and notifications from music files on your phone. Set the start and ending notes by sliding arrows along the time line.

It’s easy to do banking 24/7, right from your phone. Most banks have their own mobile apps which let you view your statement, transaction history and more. Check out your bank’s mobile app now. Continued on page 156

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T E C H N O L O G Y


MyStocksPortfolio: MyStocks Portfolio allows you to quickly monitor stocks and the performance of your portfolio. Get real-time quotes for most markets. This app syncs across many financial data sources to provide comprehensive and reliable coverage. Gas Buddy: Save money with this app. Find the cheapest gas on the go. Locate gas stations near you and see their current prices.

Games Candy Crush Saga: Switch and match your way through more than 400 levels in this delicious and addictive puzzle adventure.

Words with Friends: This app offers a social twist on Scrabble. Challenge others to a game, and chat with them. This simple wordbuilding game is a fun way to keep in touch with friends.


Dropwords: This game is laid out like your standard block-based puzzle game, the difference is it is, players make blocks disappear by spelling out words from a jumbled heap of letters. It’s an addictive word game. Mobile Sudoku: Mobile Soduko automatically generates an unlimited number of boards with six difficulty levels. It supports touchscreen and keyboard control.

Jewish/Kosher The Kosher Restaurants GPS App: This is your one-stop solution for all your Jewish and kosher needs. Updated daily, it spotlights

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everything kosher in your area, taking the guesswork out of kosher travel. So whether you’re looking to “eat, daven or dip,” this kosher app is your go-to source for thousands of restaurants, minyanim and mikvahs across North America. The Kosher Restaurants GPS app also highlights deals and discounts offered by local restaurants. More and more restaurants are joining every day. Kosher Recipes by ifood.tv: This app brings thousands of food videos on kosher cooking to you. Learn how to prepare healthy, and easy kosher recipes you will love.

yourself with your childhood home. Browse roads, borders, places, photos and more. Use the new “tour guide” to easily discover exciting new places. With new 3D imagery, you can now fly through complete 3D recreations of select cities. With every building modeled in 3D, you truly get a sense of flying above the city. 3D imagery is available on select devices. Google Translate: Break through language barriers with Google Translate. This app knows more than 70 languages. Speak, type, or write to translate. Google Latitude: If you want to know where your friends (or kids) are at any given minute of the day, Google Latitude acts like a LoJack for your loved ones. It displays where all your friends, children or spouse are located on a Google map.

The OK Kosher Food Guide: This app provides the most up to date database of products certified kosher by OK Kosher Certification. Search by company or by category and have the latest info at your fingertips. Whether you are in the supermarket, on the road, or at home, access OK’s extensive product list on your phone.

Miscellaneous The Weather Channel: The Weather Channel provides you with the most accurate weather information whenever, wherever, and however you want it. Google Earth: Fly around the planet with a swipe of your finger. Explore distant lands or reacquaint

KAYAK: This travel app lets you compare hundreds of travel sites to find the best deal on hotels, flights and care rentals. You can also quickly check your travel itinerary, baggage fees, flight numbers, and other related info to stay on track while on the go. Waze. If you don’t have a GPS, you need Waze. Even if you do, Waze may be better! This app stormed the GPS navigation scene this past year. Like any navigation app, it will get you from point A to point B via the quickest route. However, the app sets itself apart by incorporating a community aspect to get the most accurate traffic reports. If you see an accident or road debris, report it on Waze. These are just a few of the hundreds of thousands of free apps available. Look for other apps that are of interest to you, chances are you'll find one or a dozen.

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E D U C A T I O N

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 Winter Skin Care  B E A U T Y



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DURING THE WINTER, OUR SKIN IS FACED WITH MANY CHALLENGES, PRIMARILY WIND AND COLD, WHICH DRY IT OUT.

Moving instantly from the freezing cold outside to warm temperatures indoors, from wind and cold to dry overheated rooms, your complexion takes abuse. This is the time to take special care of your skin. Use a moisturizer as a barrier between your skin and your makeup. This is not the time of year to run and do errands without the protection of a good moisturizer. If you apply it in the morning and your skin feels dry later, you need a richer moisturizer. After 20, everyone needs a good moisturizer, no matter how beautiful their skin appears. Without it, skin begins to slowly deteriorate and it will not be evident until it is too late. So, if you have oily skin, don’t go without moisturizer, choose one that’s non-oily and apply it daily. It is moisture, not oil that your skin desires. Avoid over scrubbing your skin. Twice a day is perfect. Also avoid extremely hot or cold water. Wash your face with a gentle cream cleanser and rinse with lukewarm water. I prefer removing my eye makeup first, using a damp wash cloth to take it off and then using the cleanser. If you do this, your skin will be clean, but shouldn’t feel tight. Using a face scrubber sponge or a gentle facial brush with the cleanser makes your skin cleaner. Always follow with a toner if your skin is dry, and an astringent for oily skin. This step is important, as it closes your pores and removes bacteria. These

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



are the minimum steps we need to take to maintain our skin. If you have normal to dry skin, using a rich emollient night cream will keep skin in optimum shape, and keep wrinkles away. The most advanced anti-ageing technique is using an anti-oxidant serum under your moisturizer or night cream. I highly recommend Vitamin C serum. Adding a few drops under your moisturizer will keep your skin nourished. Using a neck and throat cream will keep away wrinkles and your throat will not age faster than your face. Vitamins A, E and D are the ingredients to look for. Don’t forget to exfoliate. Removing dead skin allows the new skin to shine through. Most of us don’t feel the flaky buildup. If you are dry you will love an exfoliant that adds moisture to your skin. For those with oily skin, using a clay masque will remove your impurities. For most of us, once every 10 days to two weeks works best.

Using an eye cream is a necessity! If you have young eyes, starting early with a light eye cream will help keep away those tiny fine lines. If you have more mature eyes, use a light eye cream under your eye makeup for a softer look. At night or when you aren’t wearing makeup, keep your eyes bathed in a rich emollient eye cream, one without any fragrance. Fragrance makes eyes swell. I prefer an eye cream rich in olive oil. Your eye makeup will go on smoother the next morning. It can also be used around your lip line, if your lips are beginning to crack from the cold. Finally, take care of the rest of your skin with a body cream. You will have beautiful skin all over. Taking care of your skin now will prevent those fine lines later on. Sylvia Hamowy is the owner of Reflections Cosmetics. She is a professional makeup artist, beauty editor and former radio show host. She is featured in the International Who’s Who of Entrepreneurs.

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I S R A E L

Advocacy for Israel on Campus Rena Nasar


It is no secret that the Israeli-Palestinian conflict had many dimensions but one that did not get enough attention is the battle on college campuses. The anti-Israel movement has transformed college campuses across the country into places of intimidation and hate. The movement strives to disseminate false propaganda about Israel and pressures students to do the same; those who don’t are often isolated or ostracized. Many Jewish students take the easy route and decide not to get involved—for various reasons. These reasons, while they may seem valid at the time, cannot possibly be justified. If Israelis in their late teens and 20s can give their lives defending their country, we owe it to them to speak up for what’s right. One of the easiest excuses is, “I don’t know enough about the conflict.” Getting educated on the subject is very simple. There are ample educational resources offered by various pro-Israel organizations, all accessible via website, as well as social media. Some of these organizations include CAMERA (Committee for Accurate Middle East Reporting in America), StandWithUs, Hasbara Fellowships, The David Project, and AIPAC (American Israel Public Affairs Committee). Another common excuse is “I don’t need to get involved, someone else will.” Some campuses are fortunate enough to have an active Israel Club or Hillel,

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but that is still no excuse not to get involved. Whoever represents the pro-Israel activity on campus is constantly fighting an uphill battle against increasing antiIsrael sentiment. The clubs they have to face like SJP (Students for Justice in Palestine) have a strong influence on campuses with large public demonstrations. The pro-Israel groups/Hillels cannot handle this alone. Every student doesn’t have to lead a club, but they should show their support. They should stop by one of the Jewish clubs to introduce themselves, and make sure they’re in the loop about the events being planned, as well as anti-Israel events. A third excuse that mistakenly seems genuine is “I’ll get involved during wartime.” It might seem completely logical to speak up during an escalation of violence, but this just leaves them a step behind their opponents. The voices of all Jewish students should be added to the pro-Israel narrative before a violent outbreak. Israel activism needs to be proactive, not reactive.

10/30/2014 3:03:23 PM

Chances Are There’s A Hillel On Your Campus

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On average, 10% of students on campus are pro-Israel and 10% are anti-Israel, leaving 80% of the student population uninformed and unconnected to the conflict. This 80% needs to find their own connection to Israel, whether it be through its green initiative, tech sector, food, etc. Even those who aren’t Jewish should be shown that Israel is worth fighting for. This is called coalitionbuilding and it is a crucial tool to use when tensions rise between Israel and the Palestinians. If that 80% would get involved, when SJP starts riling up a campus, they could be called upon to help support pro-Israel initiatives. The last excuse, which relates to the third, is “There isn’t an SJP or anti-Israel club on my campus, so I don’t need to do anything.” It might seem futile to get involved if there is no anti-Israel club on campus but it’s important to remember that these clubs can spring up over the course of a semester and completely shift the dynamic of a campus. While there is no SJP on campus is the best time to build coalitions with other students and introduce Israel in a non-biased space. All students must be proactive, not reactive. At the end of the day, apathy and ignorance among Jewish students are Israel’s biggest enemies on campus, not SJP. The anti-Israel movement is only getting stronger and picking up momentum as it continues to take over campuses. It is the responsibility of every Jewish student to take a stand and defend the truth. We can no longer be silent.



10/30/2014 3:03:39 PM

C O M M U N I T Y

E V E N T S

The inaugural class of the Leadership Academy

The Opening of Hillel Yeshiva’s Founders Hall and Leadership Academy


Over 700 people showed up to dedicate Hillel Yeshiva’s new Founders Hall. The evening was beautiful, even the weather cooperated, as a huge cross-section of the community enjoyed a wonderful buffet dinner in the new hall. The building, named in blessed memory of Saul E. Ashkenazi, Ely E. Ashkenazi and Morris I. Franco, was inspired by the idea of transmitting the values of these three visionaries to the next generation of our community.

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Sammy Saka, Jack D. Franco and Isaac D. Massry

The evening’s Master of Ceremonies was Isaac D. Massry, who introduced all the speakers and presenters who included: Rabbi Saul J. Kassin, Senator Jennifer Beck, Jack D. Franco, Dr. Gayle Krost, Ms. Dorothy Newman, the Valedictorian of the Class of 2014, and Mr. Sammy Saka who presented a special award to Darren Shabot for his “boundless energy, attention to detail and endless devotion to the completion of the Hall.” The new building comprises the Jherin Gorcey Alumni Hall, (named in memory of a beloved student), The Gindi Auditorium and Founders Continued on page 166

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C O M M U N I T Y

E V E N T S

Hillel’s Founders Hall... Continued from page 164

The new Founders Hall


The grand opening event

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The wall of high school graduates in the Jherin Gorcey Alumni Hall

Hall which includes the Harry I. Franco Leadership Academy. The areas combine to represent important components of the Deal community. The Alumni Hall features portraits of every graduating class beginning with the very first, the Class of 1986. Founders Hall, along with the large auditorium, will serve as a meeting area for community functions, alumni events, graduation and school programs. The new classrooms will house the Leadership Academy. What exactly is the Leadership Academy? The ever present question in the minds of today’s community leaders is “Who will lead tomorrow? How will our community be sustained?” The idea of developing a program that will generate new leaders who will serve with vision and dedication was the answer. Hillel Yeshiva High School students enrolled in the Leadership Academy will be immersed in a certified leadership development program including coursework in management, community needs, organization and fundraising. Participants will learn from accomplished leaders, prominent speakers, mentors and will be involved in special projects. Leadership is the ability to translate vision into reality. We are thrilled that our vision has become a reality with over 40 enthusiastic students participating in the academy. We are developing the leaders of tomorrow so that our community may continue to grow and make a positive impact on the world around us.

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H O W

T O

I M P R O V E

How To Communicate Effectively Relationships are complicated and no matter how good a relationship is, differences of opinion will pop up now and then. When they do, effective communication is key—and as simple as communication seems—much of what we try to communicate gets misunderstood, which can cause conflict and frustration. By learning effective communication skills, you can better connect with those around you. Communicating effectively is about more than exchanging information; it’s about understanding the emotion behind the information. Effective communication can improve relationships at home, work, and in social situations by deepening your connections to others. It’s important to know how to communicate negative or difficult messages without creating conflict or destroying trust. It takes time and effort to become an effective communicator. The more you practice, the more instinctive and spontaneous your communication skills will become. In order to communicate well, you must know how to be a successful listener. This means not just understanding the words or the information being communicated, but also understanding how the speaker feels about what he/she is saying. Making the speaker feel understood can help build a stronger, deeper connection between you. If the speaker feels that he has been truly heard, it can help to calm him down, relieve negative feelings, and allow for

real understanding and problem solving to begin. If your goal is to fully understand and connect with the other person, listening effectively will often come naturally. If it doesn’t, remember to focus fully on the speaker, his body language and other nonverbal cues. If you’re daydreaming, checking text messages, or doodling, you’re almost certain to miss nonverbal cues in the conversation. If you find it hard to concentrate, try repeating his words in your head—it will reinforce his message and help you stay focused. When the other person is speaking, do not interrupt or try to redirect the conversation to your concerns. Listening is not the same as waiting for your turn to talk. You can’t concentrate on what someone’s saying if you’re forming what you’re going to say next. The speaker will know that your mind is elsewhere. Once it is your turn to speak, avoid being judgmental. In order to communicate effectively, you need to set aside your judgment and withhold blame and criticism. The most difficult communication, when successfully


His body language is very clear

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H O W

T O

I M P R O V E

Communication...



executed, can lead to the most unlikely and profound connection. When we communicate things that we care about, we often use nonverbal signals, such as body language, facial expressions, gestures, eye contact, posture, tone of voice, and even muscle tension and breathing. The way you look, listen, move, and react to what the other person is saying, tells him more about how you’re feeling than words alone ever could. Understanding and using nonverbal communication can help you connect with others, express what you really mean, navigate challenging situations, and build better relationships. You can improve how you read nonverbal communication by observing people in public places. Notice how people act and react to each other. Try to guess what their relationship is, what they’re talking about, and how each feels about what is being said. Emotions play a huge role in the way we communicate. It’s the way you feel, more than the way you think, that motivates you to communicate in the first place. If you are out of touch with your feelings, and don’t understand how you feel or why you feel that way, you’ll have a hard time communicating your feelings and needs to others. This can result in frustration, misunderstandings, and conflict. Once you’re aware of your own emotions, you’ll be able to understand the emotions of others. Although knowing your own feelings may seem simple, many people ignore or try to sedate strong emotions like anger, sadness, and fear. But your ability to communicate depends on being connected to these feelings. If you’re afraid of strong emotions or if you insist on communicating only on a rational level, it will impair your ability to fully understand others, solve problems creatively, resolve conflicts, or build affectionate connections. The ability to manage all of your feelings appropriately is the basis for effective communication. It helps you understand and empathize with what is really troubling the other person. Understand yourself, including what’s really troubling you and what you really want. Stay motivated to understand and empathize with the person you’re interacting with, even if you don’t like what he is saying. When emotional awareness is strongly developed, you’ll know what you’re feeling without having to think about it and you’ll be able to understand what the other person is really communicating to you. The goal of effective communication is to find a healthy balance between your intellect and your emotions, between thinking and feeling.

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If you’re involved in an argument and you’re feeling very stressed, you’re more likely to misread the other person, send confusing or off-putting nonverbal signals, and lapse into unhealthy knee-jerk patterns of behavior. This will hamper effective communication by disrupting your capacity to think clearly and creatively, and act appropriately. By learning to quickly reduce stress in the moment, you can safely face any strong emotions you’re experiencing, regulate your feelings, and behave appropriately. When you know how to maintain a relaxed, energized state of awareness—even when something upsetting happens—you can remain emotionally available and engaged. Therefore, you must recognize when you’re becoming stressed. Are your muscles or your stomach tight? Are your hands clenched? Is your breath shallow? Are you “forgetting” to breathe? If so, take a moment to calm down. This may be a sign that it’s time to reach a conclusion. If you can both bend a little, you’ll be able to find a happy middle ground that reduces the stress levels of everyone concerned. If you realize that the other person cares much more about what you’re discussing than you do, compromise may be easier for you and a good investment in the future of the relationship. If compromise is not the answer, perhaps you can agree to disagree so that you can take time away from the situation and you both can calm down. Emotional awareness is a skill that, with patience and practice, can be learned at any time of life. You can develop emotional awareness by learning how to get in touch with difficult emotions and manage uncomfortable feelings, including anger, sadness and fear. When you know how to do this, you can remain in control of your emotions and behavior, even in very challenging situations, and communicate more clearly and effectively, thus reaching conclusions that make everyone happy—or at least ones that solve the problem at hand.

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10/30/2014 3:04:56 PM

E M P L O Y M E N T

Make Your Resume Barry Cohen

STAND OUT

According to a recent poll, poorly executed resumes are stifling the career opportunities of many job hunters. Out of 20,000 resumes received this year by American Express, only 5% were actually read. That’s a sad statistic. Here are some tips to make your resume better.


Have a Job Objective The first line of your resume should state the position you are seeking. Fold your resume in half—that’s what a hiring manager sees up front. Your objective shows a potential employer that you know exactly what you want. Don’t rely on the reader to understand your career objectives—you only have 8 seconds to convince him/her that you are worthy of a job interview. Use Power/Action Words One of the most effective ways to impress a potential employer is by describing the work you’ve accomplished with strong/action words. For example, instead of stating you were responsible for running a department, state that you oversaw and managed the day-today operations of 18 managers and support staff, while generating over $700,000 in revenues. Use words like conceived, negotiated, sold, conceptualized, transformed and negotiated. Use Bullets Generously This is how you instantly catch an employer’s eye. When you use bullets to highlight your accomplish-

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ments, qualifications and capabilities, you force the reader to read them. Bullets also tend to break up blocks of text, creating more white space and making your resume more visually appealing. Be Focused and Selective Include only information that supports your job objective. If you believe that some information may not be right for the position you want, leave it off your resume. If you are applying for a management position, slant your job duties to support that objective. You might want to leave off experience that goes back over 25 years (most employers care most about the last two or three positions). Think about how the computer industry has changed over the past 25 years—you don’t want to portray yourself as old and out-of-touch. If you’re still not sure how to make your resume strong, you may want to hire a professional to write it for you . Before you select a resume-writing service ask for references. The best referral is from someone who has used an expert and gotten his/her dream job. Barry Cohen is an award-winning job coach and resume writer.

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● Real Estate ● Wills & Trusts

● Corporate Matters ● Income Taxes

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E D U C A T I O N

MDYHS Students Learn about Media Bias Against Israel “Whenever the people are well informed, they can be trusted with their own government…” ~Thomas Jefferson, 1789.


Students at Magen David Yeshivah High School are involved in a very exciting program relating to media bias directed against Israel. The First Amendment is best served by an audience capable of reading and viewing critically, rather than accepting passively. For too long we have been at the mercy of the media, especially when it comes to reporting about Israel. The media distorts news about Israel by misrepresenting facts and events, omitting key information, employing misleading headlines, obsessively over-reporting on Israel and using inflammatory photos. The First Amendment was enacted to benefit the people, not the media. This past summer, we saw how the media was biased and distorted in the manner that it covered the war. For example, it was barely mentioned that Hamas was using human shields in areas that rockets were fired from and the fact that Israel was trying to avoid civilian casualties in every way they could—putting Israeli soldiers at risk—was reported even less. Imagine if the roles were reversed. How would this have been reported? Rabbi Elinatan Bitton and Mr. Heshy Katz, of Media Response Network, have been teaching MDHS students about this bias and getting them actively involved in responding to the media’s mistreatment of Israel. They have been learning the truth about Israel and are spreading the word to others.

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A R T S

&

L E I S U R E

Sudoku Sudoku is a logic-based number placement puzzle that has existed in various forms for hundreds of years. The game is played over a 9x9 grid that is divided into 3x3 sub grids called regions. The game begins with some of the grid cells already filled with numbers. The object of Sudoku is to fill all empty cells with numbers between 1 and 9, with one number only in each cell. A number can only appear once in each region, row, and column.

1. 9

7

5

8 4 2

2 5 4 2

7

7 9 3 8 4 1 6 5 8 2 5

2 6

9 3 9 6 5

2 4 3

Difficulty: Easy

2 7 9 6

2. 2 7 2 1 9 6 4 2 5 8 9 6 4 5

4 2 6 4 9 6 1 9 3 1 2 3 5 4


Difficulty: Hard

Some tips to help you solve the puzzle: There’s no right or wrong place to start, but we do have to start somewhere, so let’s look at the three boxes at the top of the sample puzzle to the right. There’s a 1 in the middle box, and 1 in the box on the right, but the box on the left still needs a 1. At first it seems that the 1 can go in any of the empty cells. However, the 1 cannot go in the top row of the box, because the top row of the grid already has a 1. A grid-row has room for only one of each number. Nor can the 1 go in the second row of the box because the second row of the grid already has a 1. There is only one place for the 1 to go. Look for similar patterns throughout. You can’t change the digits already provided in the grid; you have to work around them. Also, every puzzle has just one correct solution. Try and approach the puzzle below in this manner, and see if you can complete it in under an hour. Answer on page 217

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B O O K

Blend Your Way to Health 365 Smoothies


Everyone knows that fruits and vegetables are the best foods you can consume. Yet, lots of people don’t like eating several servings of each, per day. If you’re one of those people, this book is for you.

Top vegan and health blogger Kathy Patalsky, who has over 100,000 followers on Twitter, created a collection of delicious vegan smoothies that provide healthy and fun ways to eat your fruits and veggies all year long. 365 Vegan Smoothies goes beyond classic frozen fruit smoothies. Kathy has created a wide range of choices from frothy coolers and vibrant green smoothies to rich protein shakes, creamy grain shakes and more. All her recipes provide daily doses of nutritional wellness combining key nutrients and seasonal foods for year-round health.

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“You start by gathering a few of your favorite healthy ingredients. Then after a quick swirl in a blender those ingredients spin into a brandnew delicious creation. I look at smoothies as a daily boost. In one colorful glass you are getting a wide rainbow of nutrients,” said Kathy. With 365 different recipes to choose from, you can try a new smoothie every day for an entire year. The book provides a chapter called Smoothies 101, covering all the basics of smoothies, kitchen tips, equipment, ingredients needed, and how to use the book to

its best advantage. There are 12 months of smoothie themes, which include detox smoothies, energizing smoothies, slimdown smoothies, anti-aging smoothies, calming smoothies and more. Some of Kathy’s mouth-watering smoothie recipes include Vibrant Kiwi-Pineapple, a detox smoothie; Macadamia-Banana Daydream, a mood boosting smoothie; Green Tea-Lemonade Melon Frosty, which is an anti-aging smoothie, Chocolate Peanut Butter Cup, which is a yummy beauty boosting smoothie and over 300 more. Continued on page 180

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B O O K

365 Smoothies... Continued from page 178

Ingredients • 1 cup chopped kale leaves • 1 cup chopped spinach • 1 kiwi, peeled • ½ cup green grapes • ½ cup non-dairy milk • 1 banana • ½ cup coconut water ice cubes Boost it: 1 tablespoon nut butter


Each recipe provides a summary of the smoothie’s nutritional properties and explains the benefits of its ingredients. Kathy has also provided a 12 month wellness program which will get you into the habit of incorporating a smoothie into everyday life. You don’t have to be vegan to love Kathy’s smoothies. Here are some of her recipes. Watermelon Frosty Slim Down (201 calories) Stay in a skinny mood by sipping on this frosty pink blend of watermelon, lime, banana, and coconut water. Add some cayenne to heat things up; spicy foods like cayenne give your metabolism a boost. Ingredients • 2 cups frozen watermelon cubes

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• 2 tablespoons fresh lime juice • ½ banana • 1 teaspoon maple or agave syrup • ½ to 1 cup coconut water Boost it: 1 pinch of cayenne Directions Combine the watermelon, lime juice, banana, sweetener and ½ cup coconut water in a blender. Turn on blender to low speed to get things moving. Slowly add more coconut water and blend, increasing the speed to high until the mixture blends into thick, frosty bliss. Green with Energy Energizing (295 calories) Don’t be surprised by the supercharged energy you feel after drinking this smoothie.

Directions Combine all the ingredients in a blender and blend from low to high until smooth. Limes Over Laser Anti-Aging (281 calories) Forget about laser and Botox, and grab some limes, kiwis and mint, for a delicious smoothie that will make you look and feel younger. Ingredients • 3 tablespoons fresh lime juice • 1 tablespoon chopped mint • 3 kiwis, peeled • 1 frozen banana • ½ cup coconut water • ½ cup ice Boost it: 1 teaspoon aloe vera juice Directions Combine all the ingredients in a blender and blend from low to high until smooth.

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W R I T E R S ’

T H O U G H T S


Colors of Life

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Diane Paige

L

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our heart’s desire. Next comes fall. Many of the colored flowers start to disappear and the green of our trees begins to be replaced by the powerful colors of orange, yellow and red. Why do infant girls wear pink? It’s soft and delicate. Why do boys wear blue. Is it because blue is considered a stronger color? Whether we realize it or not, our lives are intertwined with colors.

We use the expression “it’s black and white,” for something that cannot be refuted. People are blue when they are sad. We’re green with envy and we see red when we’re angry. Yet, lovers present their mates with red roses, because red also represents love and passion. There are so many ways to face the colors of our lives. So pick your favorite color and live it. Love life and life may just love you back.


ike flowers, life has many colors. How do colors relate to life? We have colors that make us feel good and colors that give us a sad feeling. Like flowers of many colors, life is multifaceted. When we feel happy or on a high, we often take it for granted. This is why we must remember to thank G-d for our blessings. When some of us hit rock bottom, we cry “poor me.” Others stand up and fight for their survival. Yet there are others that go with the flow. Like the Serenity Prayer, they have the courage to change what they can and the wisdom to accept what they cannot change. Colors relate to every aspect of our lives, especially the four seasons. Our calendar starts with January and winter. Next to the other seasons it is colorless. Next we go into spring. As we start to warm up, so do our spirits. We begin to see the colors come back. We start with green and the beginning of some colored flowers. Then comes summer. It is a happy season. We are warmed inside and out. We see all the beautiful colors

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W R I T E R S ’

T H O U G H T S

In loving memory of David Levy

The Energy of the Heart Norman D. Levy


The heart is the central station of the human body. It is constantly pumping fresh blood into our lungs and throughout our bodies. The heart is a little muscle responsible for close to 100,000 beats a day. The heart is the seat of emotion and is the first area of the body that reacts to emotion. When we receive amazing news, the heart expresses itself with refreshed energy to approach the day with vigor and confidence. Proper diet and exercise maintains proper blood flow into our veins and arteries. One’s attitude upon awakening usually sets the stage for his day. A healthy routine usually maintains a healthy heart. Every 24 hours, Hashem recreates the day with refreshed energy. Imitating Hashem and recreating oneself daily maintains a refreshed, heart ready to approach a new day! The element of energy is planted into each soul. Energy never dies! Energy never gets old! A prime example of a person with positive energy was Yosef. At 17 years of age he was thrown into a pit by his own brothers. Afterwards, he was sold into slavery starting a 22 year exile from his family. Throughout his journey he was able to maintain a positive outlook. He was known as a man who succeeded. He was able to assist others even while he was in prison. He didn’t let the dark times cause him to close the energy of his heart. Yosef maintained a positive flow of energy throughout his challenges. Eventually, he became the viceroy of Egypt and saved the world from a global famine. His key

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ingredients to success were faith, confidence and prayer. Negativity and a toxic atmosphere usually compromise energy levels. If you close your heart, the energy stops flowing. Unhealthy emotions compromise energy flow and cause emotional blockages towards the heart, causing fatigue and an emotional heart attack! During a challenge, you should try to maintain a proper atmosphere. Speaking to a Rabbi, friend or family member who understands the challenge and offers good advice can help you conquer your challenge. One of the most effective methods is to seek advice from someone who has experienced a similar situation. With good advice, drained energy will transform into revitalized energy and cause you to feel renewed. Receiving great advice and kind words of encouragement and support will reenergize you and bypass

the blockages of your blood flow towards your heart. Man was created with unlimited capacity for greatness. Each person is created with different talents. One must explore his finest talents and contribute them towards his personal success. Sharing one’s talents, and contributing to others, creates healthy energy levels in the atmosphere. Contributing to others causes one to feel invigorated and refreshed. During these times, Hashem is coordinating energies to recharge our hearts to connect to Him. One of the best methods of recharging one’s heart is imitating the traits of Yosef. Faith, prayer and support for others will energize Hashem’s mercy and cause us to proceed to Jerusalem to see the final redemption in our time. Amen! Norman D. Levy is a community member who likes to write articles of inspiration.

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J E W I S H

C O M M U N I T I E S

A R O U N D

T H E

W O R L D

The Jewish Community of Tucuman, Argentina Sarina Roffe

The 90 year old Sephardic Jewish community of Tucuman is proud to announce the appointment of Rabbi Yehonatan Said as its new rabbi.


Tucuman is located in northwest Argentina. With 150 families, and 2,500 Jews in Tucuman Province, it’s the most active Argentinean Jewish community outside of Buenos Aires. Community members attend activities, including Shabbat and holiday services and follow the Sephardic tradition and minhag. They are very excited to have Rabbi Said join them as their spiritual leader. He is a dynamic young rabbi, whose warmth, caring and acceptance of others have made him a successful educator. He has had many informal teaching roles and his students often choose him as their personal mentor. His sincerity and concern for his students help him connect with them at a very deep level. He imparts powerful Torah concepts through an array of different media and his love and passion for Torah bubble over in his teaching and in his everyday life. Rafael Blanca, past community president admitted that, “When Reform leaders came from America, the community realized the need for strong rabbinical leadership. During the late 1980s, the Chabad helped the community. Then, Rabbi Zaed, a Sephardic rabbi from Buenos Aires, served the community for eight years.”

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Rabbi Yehonatan Said, his wife Aliza and their daughter

“Rabbi Sam Kassin (Dean of the Shehebar Sephardic Center) helped to educate our community ever since,” said Gavriel S. Hemsy, president of the board. “Our facilities include a beit knesset, library, mikveh, kosher kitchen, mini-market, banquet hall, and study room. During the year we have many classes, lectures and outreach programs. More than 100 people attend weekly Shabbat services.”

Until recently, the community used the only existing Jewish cemetery in the area. Now, they’d like to have their own. “Finding the land for our own cemetery is of primary importance,” said Mr. Hemsy. Since, assimilation and intermarriage are a threat to many Jewish communities, the Tucuman Jewish community operates an aggressive outreach program for university students. More than 40 young adults attend classes four times a week. Jewish education is fundamental to Jewish identity and continuity. To provide an observant framework for the children, the Kehilá Sefaradí opened its first Jewish preschool in a temporary location, while it builds its own. The community is also working on renovating its existing building and increasing its outreach activities. “Rabbi Yoni will play a pivotal role in helping the community Continued on page 188

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J E W I S H

C O M M U N I T I E S

A R O U N D

T H E

W O R L D

Tucuman, Argentina... Continued from page 186


increase its observance,” said David Levy, past community president. Rabbi Said’s experience includes helping bridegrooms prepare for marriage, teaching bar

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mitzvah students, tutoring young children, working as a high school counselor and volunteering with special needs children. His education is very impressive and he

Mr. Hemsy at a brit milah

speaks fluent Spanish, Hebrew and English. Rabbi Yoni’s wife Aliza is also fluent in Hebrew and English. She is working on her BA in education, specializing in Bible and geography. As rebbetzin, Aliza’s unique, energetic teaching style will be an asset to the community and to its outreach goals. Rabbi Yoni and Aliza have a young daughter. “The Saids will be helping the community achieve its mission of strengthening Jewish education, values and identity,” said Mr. Hemsy. “The goal is to counter the effects of assimilation and intermarriage by filling the critical need for education and conducting an aggressive outreach program. In this way, the Tucuman Jewish community will address the everyday challenges faced by all Diaspora communities.” Community member Sarina Roffe is President of Sarina Roffe Consulting Group, Inc. and Sarina’s Sephardic Cuisine.

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N E W S

SHORTS

A Little Look at Big News Happening Around the World Joan Rivers Is Still Making Us Laugh A few months before she passed away, Joan Rivers agreed to contribute to a book about Jewish food, titled “Eating Delancey,” set to be published in December. It features memories and recipes from famous Jews including Don Rickles and Itzhak Perlman, and many others. When the publishers were putting together a wish list for the book, they quickly thought of Rivers, a legend among family and friends for her Passover gatherings. She provided so much wonderful information that the publishers decided to use it as the introduction to the book.

Wearable Technology


You’ll sleep more soundly when your baby wears a onesie that monitors his/her breathing

Wearable Technology The inaugural WearableTech Conference took place recently in Tel Aviv. Participants from several countries attended to take a peek at the latest Israeli ingenuity. Some of the products we can expect to see in the near future are sensor-embedded shirts that transmit heart-rate data to our physicians, ski goggles that tell us where we are on the mountain and how fast we’re going; bracelets with embedded RFID tags so we’ll never have to carry around credit cards. Dogs will wear collars that let owners keep track of how much they’re eating and where they are, and infants will wear onesies embedded with sensors to monitor their breathing. Some of these futuristic products are almost on the market. Nir Kouris, cofounder of Innovation Israel and one of the organizers of the event, said that it was a smashing success.

A Last Wish Granted In Israel The ashes of Lt.-Col. John Henry Patterson, the commander of World War I’s Jewish Legion, and his wife Frances Helena, were recently brought to Israel in fulfillment of the former’s dying request to be buried in Israel alongside his former Jewish Legion soldiers. His ashes will be interred in a special plot at Moshav Avichayil, overlooking the military section of the cemetery, which holds the remains of numerous Jewish Legion veterans. A memorial ceremony will be held and Israeli President Reuven Rivlin, Prime Minister Binyamin Netanyahu, IDF and UK armed forces representatives, members of the Patterson family and Avichayil residents are expected to attend. Continued on page 192

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N E W S

News... Continued from page 190

Mayor de Blasio and The Death of Klinghoffer Mayor de Blasio criticized Rudolph Giuliani (who led a protest outside the Met) for objecting to the Metropolitan Opera’s performance of “The Death of Klinghoffer” and defended the Met’s right to stage the performance. “I really think we have to be very careful in a free society to respect that cultural institutions will portray works of art—put on operas, plays, that there will be art exhibits in museums,” de Blasio said. “And in a free society we respect that. We don’t have to agree with what’s in the exhibit but we agree with the right of the artist and the cultural institution to put that forward to the public.” De Blasio added that he thinks the focus should be shifted to the anti-Semitism problem taking place around the world. “I think there is a serious problem today in the world that has nothing to do with this opera. There’s an anti-Semitism problem in Western Europe that worries me greatly. I don’t think an opera is what the focal point should be right now. The only thing I know about the opera is that the Metropolitan Opera has a right to show it.”

The 10 Best (and Worst) Careers A GOP lawmaker recently estimated that there are 91 million people unemployed in America. That’s a grim statistic. One has to wonder if any jobs are still lucrative, especially for those right out of college. Every year since 1988, the Jobs Rated Report has measured dozens of careers based on a variety of factors. This year the 10 best careers are mathematician, university professor (tenured), statistician, actuary, audiologist, dental hygienist, software engineer, computer systems analyst, occupational therapist and speech pathologist. The 10 worst jobs (based on high stress, low pay and a shrinking job market) are lumberjack, newspaper reporter, enlisted military personnel, taxi driver, broadcaster, head cook, flight attendant, garbage collector, firefighter and corrections officer. This information should give those pondering their career paths something to think about.


Chief Rabbi of Jerusalem Following months of speculation as to his longterm political ambitions, Former Sephardic Chief Rabbi, HaRav Shlomo Amar formally submitted his candidacy to be Sephardic Chief Rabbi of Jerusalem just one day before the deadline. In a statement to the press, Amar said that if elected chief rabbi of Jerusalem, he would work to unite all communities of the city and to unify the ranks of traditional Sephardic Judaism.” It was announced recently that he was elected Sephardic Chief Rabbi and Aryeh Stern was elected Ashkenazi Chief Rabbi of Jerusalem. Mazal Tov to both of them. 1,900 Year Old Mikveh A 1,900 year old ritual bath (mikveh) was recently exposed at Ha-Ela Junction in excavations undertaken by the Israel Antiquities Authority, prior to widening Highway 38. An enormous 1,700 year old water cistern was revealed nearby in which graffiti was discovered that had been engraved on the reservoir’s ceiling by Australian soldiers during the Second World War. Yoav Tsur, excavation director, said, “We exposed a mikveh in which there are five steps; the fifth step being a bench where one could sit at the edge of the immersion pool. We found fragments of magnificent pottery vessels dating to the second century CE, among them lamps, red burnished vessels, a jug and cooking pots. Apparently the mikveh ceased to be used during the second century CE, perhaps in light of the Bar Kokhba revolt.

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N E W S

News... Continued from page 192

A Righteous Man Sebastian de Romero Radigales, a Spanish diplomat whose efforts saved hundreds of Jews in the Holocaust, was named Righteous Among the Nations by Yad Vashem. His granddaughter Elena Colitto Castelli accepted the posthumous honor at a ceremony at the Holocaust Memorial and Museum in Jerusalem. Among those on hand were Spain’s Ambassador to Israel, Fernando Carderera, and Holocaust survivor Isaac Revah, who was among those saved by Radigales.

Miss Ostland Contestants

Unbelievable A Russian and Ukrainian Neo-Nazi group named “Adolf Hitler” has launched a beauty pageant on the VKontakte social media network, the Russian equivalent of Facebook, which is aimed at finding a candidate who adheres the most to Nazi requirements and ideology. The contest is officially called Miss Ostland, named after the regions in Eastern Europe that fell under Nazi occupation

during World War II and in which over a million Jews were murdered. Women were asked to post their photos to the page, which has more than 7,000 followers, and to explain why they believe they are right for the category, showing that they love and revere the Third Reich of Adolf Hitler. The woman whose picture receives the most likes will be declared the winner. More than a dozen women entered the contest.

Elena Colitto Castelli,


On August 13, 1943, a group of 367 Jews with Spanish citizenship arrived in the Bergen-Belsen concentration camp. Radigales protected them until the Spanish government permitted their transfer to Spanish Morocco. Their travel documents bore Radigales’ signature. Hamas Leader’s Daughter in Israeli Hospital A daughter of Gazan Hamas leader Ismail Haniyeh was treated recently at a Tel Aviv hospital. She received emergency treatment at Ichilov Hospital, where she remained hospitalized for about a week. The hospital did not name the daughter—Haniyeh has 13 children—and did not disclose her ailment. Palestinian officials would not confirm the hospital stay to Israeli media. Ichilov Hospital said it treats more than 1,000 patients each year from the Gaza Strip and Palestinian Authority. Haniyeh’s mother-in-law and granddaughter were also cared for in Israeli hospitals this year.

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Really Unbelievable Dozens of suspected Nazi war criminals and SS guards collected millions of dollars in Social Security payments after being forced out of the United States. The payments were made possible by a legal loophole that gave the US Justice Department leverage to persuade Nazi suspects to leave the US. If they agreed to go, or fled before deportation, they could keep their Social Security. The deals allowed the Justice Department’s former Nazi-hunting unit, the Office of Special Investigations, to avoid lengthy deportation hearings, as well as increase the number of Nazis it expelled from the United States. The Justice Department denied using Social Security payments as a tool for removing Nazi suspects. But since 1979, at least 38 of 66 suspects removed from the country kept their Social Security benefits. There are at least four living beneficiaries, including Jakob Denzinger, a former guard at Aushchwitz. Denzinger, 90, lives in Croatia, where he receives approximately $1,500 a month in Social Security payments.

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G & G Realtors

Norwood Ave, Ave, Deal Deal NJ NJ 07723 07723 Norwood Between Roosevelt Roosevelt && Jerome Jerome Aves Aves Between

732-531-2000 www.GandGRealtors.com

LOCATION, LOCATION, LOCATION!!!

FOUR LEVELS OF LUXURY

You must see this immaculate Expanded Ranch home to appreciate all that it has to offer. Spacious 5 bedrooms & 4 full baths & open floor plan. The beautiful pool area with full sun & natural environment makes this the most peaceful spot in all of Deal. $2,350,000.

Home features 5 bdrms, 3 baths on 150 x 240 property w/28 x 30 deck. Kit. has stainless steel appl’s. Partially finished bsmt. A great heated pool + cabana with 2 dressing rooms, full bath, laundry, kitchen & eat in bar area. Close to houses of worship. $1.6M

OAKHURST WEST DEAL AREA

4 BEDROOM CAPE WITH 2.5 BATHS

Five bedroom Colonial with a gracious entry foyer, inviting dining room & eat in kitchen. Be in your own heaven with large gunite pool. Large fam. Room & Liv room add to the wonderful floor plan for entertaining. $900,000.

Super Spacious living room, master bedroom with a master bath and walk in closet, this house just needs your personal touches. Quiet fenced in backyard, delightful during the summer months. Did I mention 2 zone central air!?! Near the beach, houses of worship and parks. $324,900.

GI-NORMOUS Deal Home

SELECTED TO BE FEATURED ON H.G.T.V. ENTITLED: “BEACHFRONT BARGAIN HUNT:”

5000 sq. ft. features 6 BRS, 5.5 Baths & gorgeous granite entry foyer. Living room has 24’ ceiling. Property is 183 x 150 with room for pool & more. Southern side of Deal near Allenhurst beach. Priced at $1,700,000.

2 bedroom condo, newly refurbished with wood floors, state of the art kitchen & 2 new bathrooms. Live in it or rent it out. Amenities include gated pool, a block to beach and West End’s trendy shops. $272,000.

Midtown-based, growing private real estate company seeks a Real Estate Controller with 7-10 years of real estate experience to manage the accounting needs of a portfolio of commercial buildings and newly acquired development projects. Yardi real estate software proficiency is a must. Understanding of accounting for construction a plus. CPA preferred. Responsibilities:

Proofreader: Sales Person: B&W PDF: Yq Color PDF: Yq

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• Work directly with the partners to provide financial data, cash flows, budgets and strategic planning. • Liaison with the tax accountants and prepare all year-end workpapers. • Ensure timely monthly, quarterly, and year end closings. • Monitor cash requirements and provide monthly cash flow analysis to the partners. • Fully handle all daily and monthly accounting related tasks including payables, receivables, bank reconciliations, and timely payment and recording of mortgages and real estate taxes. Client File Name: g and g realtors_half • Maintain tenantDate: ledgers, process monthly rent statements and review monthly charges. Artist: • Complete annual reconciliations of CAM, RE Tax and insurance escalations.

10/30/2014 3:30:34 PM

G&G Is Celebrating Its 47th Year

G & G Realtors 732-531-2000

Norwood Ave, Deal NJ 07723 Between Roosevelt & Jerome Aves

www.GandGRealtors.com

HOME FOR SALE IN

DEAL Prime Ocean Ave

Live on the beach … surf, swim, relax ...


and enjoy your very own custom built & designed 6 bdrm, 7 bath private beach house with over 2 acres, a 60 ft pool & pool house. Walls of glass enhance the breathtaking beach & ocean view experience. Sand replenishment is coming soon that will give more beach than ever before! Contact Exclusive agent at G & G Realtors for brochure and appointment. Call 732-531-2000.

Section 07.indd 202

Location

Grand 30’ Entrance Foyer • 9 Bedrooms 4.5 Bathrooms 24 x 50 heated pool with attached spa • Lot size 150 x 200 Basketball Court • One block to Hathaway Shul

For more information please call 732 531-1918

Client File Name: g and g realtors 25 Date: Artist: Proofreader: Sales Person: B&W PDF: Yq Nq Color PDF: Yq Nq

Client File Name: sonya grill real estate Date: Artist: Proofreader: Sales Person: B&W PDF: Yq Nq Color PDF: Yq Nq

10/30/2014 3:30:49 PM

SARDELL REALTY

368 AVENUE U, BROOKLYN, NY 11223

HOUSES FOR SALE

East 12th Ave R CORNER HOUSE 4 BDRM, 3½ BATH, FINISHED BSMT, PRV DRV, GREAT DEAL. ASKING $1.1M

East 8th St Avenue V

DETACHED BRICK ONE FAMILY 3 BEDROOMS 2½ BATHS RADIANT HEATED FLOORS MODERN THROUGH-OUT 2 CAR GARAGE LOVELY QUIET BLOCK ASKING $1,150M

OFFICE SPACE FOR RENT

STORE FOR RENT

East 2nd St/Kings Hwy STORE FOR RENT GATED AND ALARMED AVAILABLE IMMEDIATELY. ACROSS FROM CHASE BANK, DUANE READE, NEXT TO BRIGHT EYES OPTICAL.

BUY AND SELL WITH SARDELL

SARDELL REALTY 718-946-0600 [email protected] Section 07.indd 203


EAST 1ST ST/OFF AVE U NEWLY CONSTRUCTED OPEN OFFICE SPACE AVAILABLE IMMEDIATELY. SECOND FLOOR ALSO AVAILABLE.

West 1st St SEMI DETACHED ONE FAMILY 4 BEDROOMS, 3½ BATHS, PRV DRV, FIN BSMT. ASKING PRICE $1.2M

10/30/2014 3:30:54 PM

Audrey Dweck

INC

(718) 859-8616 • Cell: (908) 804-7465 E-mail: [email protected]

For Sale Exclusives of the Month We Will Gladly Help You With All Your Real Estate Needs - Buying & Selling

HOUSES FOR SALE

Ave J/Corner of East 9th St

Ave I/O.P./Midwood Manor

Large corner home on 60 x 100 lot. Many many bedrooms. Centerhall, new kitchen, needs T.L.C.. Luxury buyer.

Charming 1 fam, 40 x 120 lot, center hall, den, 4 bdrms, 3 baths, MIC, prv drv. Asking $2.7M neg.

East 10th St/J & K

Ave J/East 4th St Adorable 1 fam, 30 x 100, new on market, newly renovated, large den, sun room, 4 bdrm, master bath, fin bsmt, C/A, lots of closets. A must see!! Call for price and appt.

1 fam, 30 x 100, a lovely home with 5 bdrms, 3 floors, needs TLC, great location. Call for price and an appointment to see

Section 07.indd 204

10/30/2014 3:30:56 PM

Audrey Dweck

INC

(718) 859-8616 • Cell: (908) 804-7465 E-mail: [email protected]

Audrey Dweck R.E. Broker

HOUSES FOR SALE MIDWOOD MANOR

Van Sicklen - 18/100, 2 bdrm, $600,000. East 10th St/J & K - 1 fam, 30 x 100, 5 bdrms, needs TLC, asking $1.5M neg. Ave I/East 8th St - 1 fam, 40 x 100, 5 bdrms, great spot asking $3.1M. Ave I/O.P. - Lrg corner home, 100 x 100 lot, 4 bdrms, 5 baths. Very grand luxury buyer. Ave I/O.P. - Corner charming 60 x 100, 4 bdrms, huge master suite, luxury buyer. O.P./I & J - Grand home, 40 x 150 lot, C/A, 7 bdrms, 5 baths, lrg dining rm, den. lrg grounds! East 8th St/I & J - Charming 1 fam, 40 x 100, 4 bdrms, master suite on 3rd fl. Asking $3.4M neg. East 8th St/Dead End - 1 fam, 30 x 100 walkthru, newly built den, 5 bdrms, plus big loft. Asking $2.2M. East 9th St/I & J - 40 x 100 lot. Build your dream home asking $2M. East 10th St/J & K - 1 fam, 30 x 100, 3 bdrm, 3½ baths. Asking $1.6M. East 10th St/J & K - Legal, 3 fam, 30 x 100 lot. Asking $1.5M. East 12th St/Ave R - 40 x 100, 4 bdrms, needs T.L.C.. New on market. Ave V/East 8th St - Lovely 1 fam, move in, 3 bdrm, 3 bath, C/A, large grge, 25 x 100, asking $1.250M. Ave K/East 23rd St - 50/100, corner 4 bdrms, move in!! Luxury buyer.

East 4th St/M & N - 40 x 100, legal, 3 fam, needs work $1.2M. Ave K/East 23rd St - 60/100, corner 6 bdrms, needs T.L.C., luxury buyers. Ave L/East 23rd St - Corner grand home, 6 bdrms, move in, luxury buyer East 7th/K & L - 1 fam, semi-att, 20/120, 4 bdrms, asking $1.2M. East 4th St/I & J - 1 fam, 25/100, semi-att, prv drv, all redone 4 bdrms, den, asking $1.250M. East 4th St/Quentin & Kings - Legal 2 fam, 32/100, asking $2.3M. East 10 th N & O - 1 fam, 40/100, lrg 7 bdrms, new kit, asking $1.6M. O.P./M & N - Lrg 2 fam, 38/140, 3/3, prv, drv asking $2.5M. East 4th/N & O - 23/100, 1 fam, needs T.L.C., asking $790K. East 3rd St/Quentin & Kings - 1 fam, semi 24/100, 3 bdrms, asking $1.1M. East 4th St/S & T - 40/100, 1 fam, luxury buyer. East 4th St/S & Kings - 1 fam, luxury, 7 bdrms. Call for details. East 5th St/Ave S - Call for info, there are a few available. East 9th St/Ave R - Lovely corner, 35/100, 4 bdrms $2.5M.

CONDOS FOR RENT & SALE Akoya 1236 O.P. Venetian 448 Ave P 1 Bristol/O.P. & Ave L

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Rental Department: Robyn 917.825.7138 APTS FOR RENT

Section 07.indd 205

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APTS FOR RENT

Ave J - House for rent, prime block, 4 bdrms, parking $5200. Ave O/East 7th St - 1st fl plus bsmt, 3 bdrms, 3 bath, parking $4000. Ave X/Ocean Parkway area - 2 bdrm, walk-in all new. $1500. Ocean Parkway/Ave S - Luxury 2 bdrm, parking, $5000.

HOUSES FOR RENT Ave U/Low Easts - Prime location. 3 bdrm, needs T.L.C. $4000.


Ave W/Low Easts - 1 bdrm apt, parking, $1600. Ave W/Low Easts - 2 bdrm apt, newly renovated, W/D hookup, parking, $2800. Ave V/Low Easts - 1st fl, 3 bdrm, new kitchen, new bathroom, $3000. Ave O/East 7th St - 2nd fl, 3.5 bdrm, new kitchen, new bath, $3000. Ave W area - Walk-in apt, 2 bdrm, newly renovated, $1800.

2 - 3 bdrms

10/30/2014 3:30:57 PM

Shirley917-771-7447 Hanan RE [email protected] www.ShirleyHananRealEstate.com

Shirley Hanan R.E. Broker

Nancee Hedaya

Sell with Shirley Hanan, R.E. Sales Agent decades of experience and a lifetime of integrity. 917.293.3212

Houses for Sale

Ave I-J-K/Low E (Midwood Manor) *1 fam, elegant corner house, 60 x 100, dramatic C/H, 4 bed, huge master bath w/large bathroom *1 fam, center hallway, 40 x 150, 6 bed, Master bath, lg kitchen + den *1 fam, corner house, 65 x 100, center hallway, lg kitchen + den *1 fam, beautiful block, 40 x 120, private drive *1 fam, detached, 4 bed, best block, driveway, new listing, $970K *1 fam, 40 x 100 det, prv drv, 3 stories, den, great zoning $1.8M *1 fam, 40 x 135, 8 bed, asking $2M *1 fam, 40 x 100, new listing, 5 bed, 4.5 bath, private drive $2.8M *1 fam, 40 x 120 center hallway, den, 5 bed mstr bath, prv drv, $4M *2 fam, duplex, 20 x 120, 5 bed, L/R, D/R, large dinette, den, front porch, deck 2 bed walk in apt Plus garage Excellent condition AVE L/M/N/O/P/ LOW E *1 fam 25 x 100 3 bed 2 bath, den, driveway, MIC $879K *1 fam legal 2 fam, 3 bed, 1.5 bath + to bed, 1 bath in bsmt, MIC $710K *1 fam, 40 x 100, 9 bed, 5.5 bath, 2 car garage $1.65M *1 fam, 30 x 120, 5 bed, center hallway, MIC, must see *1 fam, 40 x 100, newly built, state of the art appliances thru-out house, 5 bed, 4.5 bath, prv drv, truly luxury *1 fam 42 x 110, C/H, den, 4 bed, mstr bth, prv, drv, 1st fl 5 bed, bsmt 3 bed *1 fam, 40 x 100, private drive, 5 bed, mstr bth, den, luxury $1.8M *1 fam, 3 bed, 1 bath, 16 x 120, $750K *3 fam, 30 x 100, 3 bed, 1.5 bath over 3 bed, 1.5 bath over 2 bed, 1 bath MIC $1.2M Ocean Pky Ave M 3 fam 3 bed over 4 bed over 4 bed, mstr bath, brand new, luxury, drive, elevator *Ave M/N 2 fam, best block, 3 rear beds, 30 x 140, $2.5M *Ave N 1 fam center hallway, 5 bed, mstr bath, prv drv asking luxury Ave R/S *2 fam, 31 x 100, detached, drwy, 3 bed over 3 bed, estate sale $2.3M *1 fam 30 x 145, center hallway, 4 bed, mstr bath, den, $3M *Ave U 1 fam C/H den, 5 bed, 5 full bath, gym, sauna, maid’s room, play room, central vac, prv drv, new listing *Ave X Duplex, brick, 3 beds, completely renov, front porch, walk-in apt, exclusive, driveway, $900K

Quentin Rd/Ave R/S/T/U/V Low E *1 fam, (Kings hwy), 3 bed, den, 1.5 bath, new kitchen $1.1M *MIC,1 fam house, 4 bed, 5 bth mstr bth, new kitchen, den, sunny large porch $3.2M *1 fam, ( R/S low E), 4 bed, new kitchen, 2.5 bath, prv drv, $1.8M *1 fam, 60 x 100, architectural beauty, luxury buyer *Magnificent 1 fam house, impeccable condition, top of the line appliances 4 bed, mstr bath den luxury *Ave T 40 x 100 prv drv, 4 bed, ready to sell, $3.5M *1 fam, 20 x 100 brick house C/H best block $3.4M *Ave W 1 fam, 40 x 100, C/H, state of the art kitchen, den, 6 bed, luxury, luxury, call for info Ave N Teens 1 fam, 35 x 100, det, new kitchen and basement, den, library, 6 bed, 5 bath $1.6M Ave S/T Teens *40 x 100, 2 fam, best block, private drive, $1.6M could be converted *1 fam, 30 x 100, det, prv drv, $825K *1 fam, 21 x 100, 3 bed, 2 bath, C/A, fin bsmt w/maid’s room & bath, asking $1.2M Madison *2 fam, detached, 3/3 bed, MIC, new listing, driveway, asking $1.1M *1 fam, 36 x 100, good condition, 3 bed, private drive, best block, asking $1.1M *1 fam, 3 bed, 2.5 bath, private drive, asking $849K *1 fam, 40 x 100, C/H, 4 bed, mstr bath, prv drv, MIC, Call Nancee Bedford Ave J, 20s *1 fam, 40 x 100, C/H, C/A, 6 bed, 3.5 bath, prv drv, $1.7M *Ave K, High 20s *1 fam, 40 x 100, den, 8 bed, mstr bath, top of the line appliances, asking $1.8M *1 fam, corner house, majestic, 50 x 100, 4 bed, large den, large EIK, extra large master bed & bath $3.5M call for info

Luxury Condos Available @ Ave U Great Value at the Venetian (Ave P) Price Reduced Call for Info Bristol - 3 bed 4 bth true luxury call for info

New houses daily, will negotiate best prices for buyer and seller

Nancee Hedaya • R e n t a l D e p t • 917-293-3212 Apts For Rent


Ave N/ Low E 3 bed, 1 bth + bed & bath in bsmt, parking, MIC, 1st flr, $3000 Ave O/Low E 3 bed, new bath, MIC. $2800 *4 bed 1.5 bath parking $3000 Ave P/ Low E 3 bed, 2 bath, MIC, parking, $3000 Quentin/ Low E *4 bed, 2 bath, parking, 1 year rental, $2900 *2 bed, $1600 O/P Ave N 3 bed, 2 bath + bsmt, parking, $3600 O/P Quentin 3 bed, 1.5 bath, C/A $3000 Ave S/ Low E 2 bed, $1850 1st floor 1 bed $1500 2 bed, 2 bath, renovated elevator building $2000Ave R Teens 4 bed 3 bath luxury parking $3500

Section 07.indd 206

Apts For Rent

Ave S/ Low E 2 bed, $1850 1st floor 1 bed $1500 2 bed, 2 bath, renovated elevator building $2000Ave R Teens 4 bed 3 bath luxury parking $3500 Ave U/Low E 3 bed + bsmt MIC parking $3500 Venetian 3 bed, 3.5 bath, $6000 Akoya 3 bed, 2 bath, $4500 Ave Ave Ave Ave Ave

Houses For Rent

I Low E Lrg L/R, 4 bed, mstr bath, luxury $7500 L Low E 3 bed 2 bath fully renovated $3300 O Low E 5 bed 4 bath C/A MIC driveway $4000 S/Low E 3 bed 2.5 bath $4200 U/ Low E 3 bed, 1.5 bath $3500

NEW HOUSES DAILY

10/30/2014 3:31:00 PM

Shirley Hanan RE Houses for Sale Ave I

* 1 fam, elegant corner house, 60 x 100, dramatic C/H, 4 bed, huge master bed w/large bathroom

Ave J/Low E/Midwood Manor

*1 fam, C/H, 60 x 100, 4 bed, master bth, attic, den, $4.35M

Ave I/Midwood Manor

Ave I/Midwood Manor/ Low E * 1 fam, 40 x 100. 5 bed, 4.5 bth, exclusive, prv drv

1 fam, 40 x 150, 5 bed, den, lrg kitchen, prv drv, must see.

Ave K/L Low E EXCLUSIVE

2 fam duplex, 20 x 120, 5 bed, l/r, d/r, large dinette, den, front porch, deck, 2 bed, walk-in apt plus garage. Excellent condition, $1.625M

Ave J/Low E Midwood Manor 1 fam, 40 x 120, Best block. Survey showing PRV DRV on left. $2.8 exclusive

Ave R & S/Low E

Ave T Low E

*1 fam, 4 bd, master bath, den, luxury. Call for info

Section 07.indd 207

* 45 x 100, 1 fam, build the house of your dreams, R5 zoning. Call Nancee

Ave O/ Low E

Exclusive listing, 1 fam, newly built, 40 x 100, State of the art kitchen, 4 bed, 2 bath + mstr suite w/huge bath, prv drv

Ocean Pkwy/Ave N IMAGE t NOVEMBER 2014 t 207

4 bed, new kitchen, 2.5 bth, prv drv, $1.8M

Ave J & K/Low E

*1 fam, center hallway, 5 bed, mst bath, prv drv, luxury Call Nancee

10/30/2014 3:31:15 PM

Lorraine Franco Realty L.L.C. 718.645.2778 • 917.696.4268 • [email protected] Introducing my 2 associates

Tuni Hidary (917) 945-7248

Monique Haddad (201)400-4446

To also help you with your buying/selling/renting needs

• Exclusive Houses For Sale East 2nd St / Ave T - 30/100 beautiful 1 fam 3 bed master math den, C/A fin bsmt. Beautiful kit. Completely renovated call for appt. Ave S - 60/100 1 fam, 4 bed, luxury buyer. 1843 - East 4th St - 1 fam, det, 3 bed, great starter home. East 8th St / R & S - 1 fam 30/120 prv drv, Needs T.L.C.. East 9th St / Ave S - 2 fam, semi, lg lot, priced to sell. Homecrest - 1 fam, 5 bed, 30/100, renovated, call to see. Ave T - 60/100, luxury buyer. East 8th St Ave R - Great home, 40/100, needs T.L.C.. Ryder Ave - 1 fam, great starter home. East 2nd St / Ave V - 40/100, build your dream home. Ave T - 1 fam, 30/100, call to see. Ave T Low / East - 2 fam, 34/100. Also 1 fam, 30/100, build your dream home. Ave T - 35/100 4 bed renovated move in condition.


• Houses For Sale East 9th / Ave S - 30/140, 1 fam, price reduced. East 1st St Ave T - 2 fam build your dream home. East 5th St Ave T - 40/100, 1 fam, luxury buyer. Also East 3rd St / Ave S - 1 fam, renovated, luxury. Ave S - 40/100 available. Ave S / East 3rd St - 1 fam for sale or rent. East 2nd St Ave X - 1 & 2 fam homes available. Ave O - 1 fam available. East 7th St / N & O - 40/120, 2 fam, det, prv drv, move in condition. East 5th St / Quentin - 28/100, build your dream home. East 2nd St Ave U - 1 fam, must see, a great renovated home. Ocean Parkway / Ave S - 2 fam, newly built, luxury buyer. O.P. / Ave S - 60/130, 6 fam, available. Great income property. O.P. Ave T - 2 fam available, good condition. Bedford Vic - 1 fam homes available. Ave J - 60/100 available. Also 45/100, beautiful home available, luxury buyer. Ave S - Beautiful 40/100, 1 fam, must see, great home, luxury buyer. East 8th St /Ave I - 30/100, 1 fam, det, renovated, must see. West St - 4 bed, built new, magnificent, must see, luxury buyer.

Section 07.indd 208

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Houses For Rent

East 3rd / Ave S - 4 bed, renovated, also for sale, luxury buyer. Ave S - 4 bed available, also for sale luxury. West St - Magnificent home for rent 4 bed. East 5th / Ave U - 3 bed. East 5th / Ave O - 3 bed available.

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Apts For Rent

O.P. / Ave S - beautiful apt renovated 3 bed available immediately. O.P. / Ave S - 1 bed + bsmt available removed. O.P. / Ave T - 2 bed available. Also 3 bed available. Venetian - 2 & 3 bed available. Akoya Ave L Ave U - 2 bed available.

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Lots For Sale

East 4th St / Ave U - 54/100 & 40/100, available, great block, build your dream home. O.P. / Ave R - Great lots for sale, 150/150 can be split what size you need & build your dream home.

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Co-op For Sale

1811- O.P. - 3 bed available new kit. Price reduced.

• Condo For Sale Kings Hwy / East 2nd St - Beautiful apts available. Call for appointment. Ave U - 2 bed available.

• Condos For Sale 400 - Ave U - 2 bed available don’t miss out only a couple apts available. Great building. Kings Hwy / East 2nd St - 2 & 3 bedrooms available. Call for appointment. Bristol O.P. / Ave L - Beautiful 3 bed, 3 baths available. Akoya - Great building apts for sale & rental.

•

Florida Apt for Sale

Turnberry South building apt 12J 3 bed 3 baths walk in closet decorated Beautiful view wrap around terrace also terrace from master bdrm Must see great building. Call Lorraine 917-696-4268

NEW HOUSES AVAILABLE DAILY. CALL ME SO I CAN HELP YOU. 10/30/2014 3:31:28 PM

MELANIE KISHK

LICENSED REAL ESTATE BROKER LICENSED SFR - Short Sales and Foreclosure Resource

718-415-8800

Investment property for sale! Mixed use building includes 4 stories of apartments plus retail space. Huge potential. Can be upgraded to a $500K yearly rent roll. Call for details or to schedule a showing.

Wolf Properties Inc.

170 Gravesend Neck Rd • Brooklyn, NY 11223

Tel: 718.382.9653 Fax: 718.382.3384 [email protected]

SHORT SALES, BANK NOTES AND R.E.O. PROPERTIES AVAILABLE. CALL FOR LISTS AND DETAILS

Proofreader: BEST DEAL IN GRAVESEND Sales Great Location!!! This property has beenPerson: semi gutted and prepared for construction. The house sits on a 45 x 144 lot with an amazing B&W PDF: Yq Nq yard!!! There are approved plans to build a 5,000 sf 1 family home or a 2 family home. Priced to sell Color at $1,299,000. PDF: Yq Nq

Section 07.indd 209


Client File Name: melanie kishk 25 Date: 2335 - 2343 West St Artist: Proofreader: 6,000 Sq Ft Lot Great opportunity to build a dream house. property consists of SalesThis Person: 2 lots (20 x 100 & 40 x 100) being sold together. 6,000 sq ft r4 zoning. The home is a 2 fam 2 br over 2 br 2.5 bath with a full fiB&W nished bsmt. The lot and block PDF: otherYq Nq is 7176-0061. The properties will only be sold as a package deal. This property is priced to sell and the owner is motivated toColor make aPDF: deal!!! AskingYq $1,599,000.Nq

Client File Name: friendly re sarah sasson

Gravesend Date: Village Rd East Artist:

10/30/2014 3:31:34 PM

Real EstateR E A L Tova Arazi

Real Estate Broker

718-496-7699

Email: [email protected]

Ave P/Off Ocean Parkway - Beautiful 1 fam, all new, move right in 5 bdrm, 4½ bath, C/A/C, radiant heat, parking, must see. East 8th St/Ave T & U - Great starter home, 1 fam, detach, 3 bdrm, 3½ bths, C/A, renov, priced right. Also East 4/Ave T. Ave W/Low East - Brand new, very nice 1 fam attach, 3 bdrm, 3 baths, C/A/C, custom kitchen parking, MUST SEE. Ocean Parkway/Ave W - Great opportunity to own large 2 fam on 55 x 140,can easily be converted to large 1 fam. Quentin/Low East - Detach large 2 fam 32 x 100 lot, building size 23 x 60, private driveway, 3 bedroom over 3 bedroom, finished basement Ave T/East 7th St - Lrg 1 fam 6 bedroom, 6 baths ,full fin bsmt, driveway, great buy.

E S TAT E South Florida Specialist

JOAN J. DWECK

Coldwell Banker (305) 924-0366

LUXURY

ARE YOU NERVOUS ABOUT SELLING YOUR HOME IN TODAY’S MARKET? LET PROFESSIONALS DO THE JOB FOR YOU. SELL YOUR HOUSE TODAY !!!! CALL FOR A FREE MARKET ANALYSIS

RESIDENTIAL PROPERTIES NEW LISTINGS IN PORTO VITA, AQUALINA, ST REGIS, TRUMP, JADE, REGALIA, PORSCHE PRIVE AND MORE!! CALL FOR DETAILS.

STILL IN BUSINESS STILL SELLING STRONG!

BATH BEACH - 8,350 sq’ vacant land. Frontage on 3 sides. Great for condos!! Zoning is R5 with a commercial overlay C 1-2. BORO PARK/PRIME AREA - Det large 2 fam on 3750 sq’. House needs T.L.C. We sold our inventory. Now let us sell your home. We make it easy and painless. Call Raizy for a free confidential market analysis!!!

Rita Levy Real Estate Inc. 718-338-0124 917-837-7713

Rita Chouicha Broker/Owner

Houses For Sale


Ave V/Low East - 1 fam, detach, prv drv, fully renov, 4 bed, 4 bath, $1.450M. Ave T/East 12th St - 1 family detached, new construction, modern, prv drv, Luxury house. Asking $1.35M. Ave T/Teens - 6 fam brick new $1.3M. Ave Y/Low East - 3 fam brick, prv drv, extraordinary house, only $1.3M. East 13th St/Ave V - 1 fam detached, drv, 3 bed $680K. Ave T/Low East - 1 fam fully renov, brick top location, extension, drv $1.25M.

Apt & Houses For Rent

Neck Road/East 4th St - 2 bed, custom kitchen + bath, W/D, hook up, prv drv, including heat $2400. East 5th St/Ave W - 3 bed, new $2700. East 4th St/Ave X - 2 bed $1400. Ave X/East 7th St - 3 bed, new $2400. East 4th St/Ave T - 1 fam 3 bedClient New File $3800. Name: tova arazi Ave X - 2 bed, walk-in $1600. Date: Serving The CommunityArtist: For 25 Years. Proofreader: Sales Person: Section 07.indd 210 B&W PDF: Y N

Gorgeously renovated, large, brick, semidet 3 fam. Lot 25” x 100”, house 22” x 61”. 3 bdrm, 1.5 bath over 2 bdrm, 1.5 bath, over 2 bdrm 1 bath. Bright and airy rooms, Italian kitchens, beautifully tiled baths, hardwood floors, balconies, yard, private drive, garage.

Asking 1,350,000. Wilk R.E. Lana 347.210.9037, 718.376.0606

WILKREALESTATE.COM [email protected] 626Client AVEFile U Name: • BKLYN, 11223 File Name: b Joan JNY Dweck Haddad Client bc Date: Date: 718.376.0606 Artist: Proofreader: Sales Person: B&W PDF: Yq

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Artist: Proofreader: Sales Person: B&W3:31:43 PDF: Y 10/30/2014 PM Color PDF: Y

Real EstateR E A L

E S TAT E REAL ESTATE

REAL ESTATE (718)376-4994 Midwood Detached 35 x 100 Lot! 3 bdr duplex, Large LR, formal DR, Large EIK, bath on every floor, full bsmt, private drive, garage, yard. PL1396 Call for more info! Midwood! Detached duplex, 4 bdrs, 2 baths, Large LR, DR den, hardwood floors throughout, new boiler, private driveway and garage. Very quiet block. 58 x 100 lot! Call for more info! Midwood!! Detached 33 x 100, 4 bdr, large LR, DR, EIK, enclosed front porch, hardwood floors throughout, private driveway, large rear yard, 1 car garage. $890s Marine Park! 30 x 100 Lot! Detached 3 bdr, 3 bath duplex, finished basement, EIK, beautiful deck, yard, private drive. PM1375 $630s

KRONE REALTY STORE FOR RENT FAMILY OWNED & OPERATED ESTABLISHED 1954 BROOKLYN (718) 338-1915 • (646) 286-6208

Gravesend/East 3rd St - Fully det, solid brick 2 fam. Large walk-in 1 BR apt. Second floor spacious 3 BR apt, formal living/dining rms, kitchen, full bath w/separate shower, front & back porch, prv drv, attached garage. Move in condition. Close to all. Homecrest/East 19th St - Prime location. Beautiful 1 fam, det. on 25 x 125 lot, renov 4 BR duplex, 2.5 baths, parquet floors, private driveway, large backyard. Madison/East 24th St - Excellent det 1 fam, formal living & dining rooms, 3 BR duplex, 2.5 baths, full fin. bsmt, Large backyard, private parking. Won’t last!!! Madison/East 28th St - Great opportunity. 1 fam det on 40 x 100 lot, 2 floors plus attic, 5 BR, full basement, private driveway. Near all. Midwood/Ave O - Det. 4 fam, 2.5 Levels, renovated 8 yrs ago. All 3 BR duplex apts with balconies. Separate boilers and hot water. Heaters, central air, shared driveway, garage. Great location. Near all. Sheepshead Bay/East 7th St - Very nice 2 BR, 1 bath Co-op first floor. Move-in-condition, formal living & dining rooms, kitchen w/window & large eating area, bathroom w/window, plenty of closets, parquet floor. Quiet block, near all.

ONE FAMILY HOUSE

PRIME Up to 1000 sq ft INVESTMENTS 6 FAMILY BRICK • PARK SLOPE for rent. Available Bldg. 26’ x 64’, Lot: 26’ X 98’ immediately. Great bldg, Must See!

8 FAMILY • WINDSOR TERRACE

*Residential Income / Condo Conversion* Bldg for Sale! 10,000 Sq. Ft., Brick, Detached, C/A, Beautiful 2 Bdrms, Terraces, Parking. Call for Details.

CALL 718.395.3140

Co-ops For Sale

OCEAN PKWY / AVE L

• Sunny large Jr 4 apt. Can easily be conv to 2 bdrm. Apt has parquet floors & many closets throughout the apt. Can have EIK & separate dining rm. Owner relocated. Motivated seller Priced to sell $169,000 • Sunny large Jr 4/2 bedrooms, on low floor. Motivated seller, Priced to sell $185,000 Above Apts in Manhattan-like building w/24hr doorman. Heated pool w/lifeguard & C/A/C, Maint includes G & E & C/A/C. Near transportation, shopping & parks

OCEAN PKWY / AVE M

www.century21mizrahi.com

STORAGE SPACE FOR RENT

House for Sale Bklyn

Ocean Ave Ave W Storage space 400-4000 sq ft. For more info call

917.385.9247

MARCELLE SASSON Broker Associate G & G REALTORS

Client File Name: Real Estate 10 OfficeTracey (732) 531-2000 Date: Cell (732) 539-1850 Email: [email protected] Artist: Proofreader: Sales Person: B&W PDF: Y N

Manhattan Beach

Custom California style ranch on a large lot, huge finished bsmt, cathedral ceiling, C/A/C, 2 car garage, near shuls, beach & transportation.

Jon Sobell Broker

718.646.5300

Timeshare For Rent Aruba Marriot Ocean Club

2 bdrm, oceanfront apt. Winter vacation, Jan 11 – Jan 25. Client File Name: centruy 21 mizrahi realty Date: Call Alan at 646-327-3207 Artist: Proofreader: Sales Person:


For All Your Real Estate Needs at the Jersey Shore

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TEL+FAX (718) 375-1920 EMAIL: [email protected]

• Bright 1 bdrm on low flr, kit & bathroom w/windows, very low maint. $139,000 Apt in doorman building w/garden sitting area & laundry room on lobby floor. Near transportation, shopping & parks

MIDWOOD • AVE J

East 19thVicinity: St Ave J / Low East Sts. Lot: 22’ x 100’, Semi-Det., Gravesend 4 Bdrm, 1.5 Bath, Living Rm, Rm, Kitchen, Garage, Neck RdDining Beautiful Block. Call for Appt.

BEST REALTY GROUP SERVICES LLC

Client File Name: best r Date: Artist: Proofreader: Sales Person: 10/30/2014 B&W 5:16:31 PDF: PM Y

Classifieds HELP WANTED

CO-OP FOR SALE BROOKLYN

TIMESHARE FOR RENT ARUBA

Exp Sales help needed. High-end jewelry store. Uptown Manhattan full or part-time. Contact Mr. Marco 1-212-245-5566

Ocean Parkway Ave J-K - Beautiful 3 bedroom, living room, dining room, wood floors, low maintenance, move right in. Keys and exclusive with Bassie Realty 718-377-1627

Marriott Aruba - Ocean Club, 1 Bdrm Villa, Sun-Sun 18-25. Also Surf Club - Sun-Sun Jan 18-25, 2 bdrm villa closest to the ocean. Call Emma 917-743-2020

Reflections Makeup Academy - Learn to be a professional makeup artist classes start after the holidays. Sign up now. Sylvia Hamowy 718-757-1777

1811 Ocean Parkway - Best location 1 bdrm, 2nd flr front, all new kitchens, prime location avail now. A-Must-See Price reduced. Call broker Sandy 917-842-9284

Marriott Surf Club - Sun-Sun Jan 18-25, 2 bdrms, 2 bths, full kit, sleeps 8. Great price. Call 917-326-9074 or 917-567-4550

PROFESSIONAL SERVICE

APT FOR RENT BROOKLYN

Marriott Aruba Ocean Club - Sun-Sun Jan 11-18. Ocean view 2 bdrm, 2 bths. Also Fri -Fri Jan 16-23 2 bdrm, 2 bths. Call Mitchell 516-509-1940

Shomer Shabbos Certified Holistic Health coach and experienced Personal chef and cooking instructor designs menus with you and prepares delicious and nutritious organic meals at your home. Various diets. References. Chana 646-300-5723

Ave S / East 8th St -On 2nd floor 2 bedrooms, LR, DR, newly renov, heat incl. Avail Imm. Call Agent 646-662-5940. Asking $2000

Marriott Aruba Surf Club - Ocean side villa 2 bdrm, 2 bths, Thur-Thur Jan 15-22 2015, text 718-344-6374 or Call 718-344-6435

Gravesend / Neck Rd - 3½ rooms apt in a prv 3 family home, heat and hot water inc. Avail Nov 1. Call 718-946-1561

Surf Club - Thurs-Thurs Jan 15-22 3 bdrm apt also 2 bdrm apt & 1 bdrms. Call 917-865-7777

ENTERTAINMENT

Ave R / East 17th St - 3 bdrm, 1½ bths, new kit, w/appliances, front & back Terrace on 2nd fl, heat inc. asking $2650. Call Rachel 917868-0220 No Brokers.

BUSINESS OPPORTUNITY

RICO THE CLOWN, MAGICIAN AND COMICAL NERD! Magic, Balloon Sculpting, Comedy, Roasting & Educational Shows. Adults/Kids. Rico is a university professor of speech & communications. Call 718-4349697/ 917-318-9092 SPACE FOR RENT BROOKLYN Room avail in a beauty salon & spa, on a busy location on 18th Ave. Call for more info 646-288-1573 STORAGE SPACE FOR RENT BROOKLYN East 19th St / Ave V & W - Storage space 400-4000 sf. For more info call 917-385-9247 or 718-395-3140 PARKING SPACE FOR RENT Brooklyn Coney Island Ave / Ave V - Parking space avail imm. Call 917-385-9247 BRIDAL WEAR


Vera Wang Lillian Bridal dress for sale. Brand new, never worn, original receipt, size 2 Ivory Asking $3500 Call 917-716-6107

We have Ocean Club & Surf Club 1,2,&3 bedrooms, avail for intersession. Call Rachel 917-685-0048 or Elyse 917-903-4435

West Deal - Beautifully clean 4 bdrm ranch, 2 zones, central heat, C/A, and 2½ bths. New BBQ, 2 car grge, corner house, marble flrs, newly painted inside and out, next to West Deal Shul. Call 718-757-1777

Marriott Aruba Surf Club - Mon-Mon Jan 19-Jan 26. One week of pure luxury. 2 BR, 2 bths, full LR with additional sofa bed, full granite countertop in gorgeous kit. Ocean views from balcony. W/D in apt. Great apt for large family. Sleeps 6 +. Lazy river pool, children’s area, gym in bldg. steps from the beach. Shopping nearby. Call 516-569-4375 or cell 516-449-3169 won’t last at this fabulous price!!!

HOUSE FOR SALE NJ

CONDO FOR RENT FL

West Deal - Colonial home for sale on Joanna Ct. 4 large bdrm, 2/12 baths, including master bath, plenty of closet space, large den, large DR, EIK, large LR, 2 new C/A/C new appliances C/H, full extra large fin bsmt with housekeeper’s quarters, beautiful grounds on double lot, enough room for pool, two car garage! Call 917-797-6412

Aventura - Brand new condo at Turnberry Village. Next to Shul and front of Porto Vita. 5 star resort with all amenities. Top appliances, luxury finished granite kit & marble baths, and big 3 beds/3 baths. Unfurn, 2 parking space & storage space. Avail Nov 1. Great deal. Min 6 months rental. Call Nisso 347-416-0101

Deal - 21 Roseld Ave - One house off the Ocean. 103x300, 7 bed, 5 bths, DR, Kit, LR, Backyard, front yard, coved deck, 2 story garage. Call David 718-795-8769

Vacation Villa For Rent - 4 bedroom, 3 bathroom, sunny private pool, 15 mins from Disney, in a golf community $100 nightly. Call 347-413-1342

WINTER RENTAL NJ

VILLA FOR RENT FL

Place Your Free Online Classified Ad At www.ImageUSA.com Reach over 200, 000 unique visitors.

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 

“

HOD

REFAELS BEST MOVING

PIPING & HEATING

Moving Storage and Rubbish Removal

~ NO JOB TOO BIG OR SMALL ~

Days and Nights & Long and Short Distance SPECIAL RATE per hour. 2 men, 1 truck. Serving All Boros • Lowest Prices Guaranteed Licensed & Insured • Residential and commercial

BOILERS • HEATERS • BATH • KITCHEN • ALL REPAIRS & NEW PLUMBING

Many references available

We will beat any of our competition quotes. Yearly sewer maintenance contracts available

Main & Under Sink Water Filters by DAY

646-244-6127

FREE ESTIMATES

u

24 Hour Emergency

718-252-2151

Da Vinci Venetian Plaster & Paint



Exquisite Elegance. The finest materials. The highest craftsmanship.

www.DavinciVenetianPlaster.com Email: [email protected] Phone: 347-263-0802

Home



$58

Toll Free: 855-70moving 347-737-0652

“THE HANDY MAN”

Carpentry • Electrical • Plumbing • locks

Over 25 Years Experience A

EDDY GINDI

917- 601-7317

Always FREE Estimate

Brooklyn, Deal Five Towns NYC

ARIK J. MOVING & STORAGE

US Dot #130966

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Client File Name: HOD Date:

The Company has the right to change prices at any time.


Special Local Job By Hour Only For This ClientMonth File Name: Joseph Sons 25 Client File Name: Reputable Moving 2 Men Date:w/Truck $59/Hr. Date: Artist: 3 Men w/Truck $69/Hr. Artist: Proofreader: 4 Men w/Truck $85/Hr. Proofreader: Fully Licensed & Insured 5% Off w/This Ad Sales Person: $99/Hr. 5 Men w/Truck (Four Hr. Job min.) Sales Person: B&W PDF: Yq Nq Toll Free 877-668-3186 B&W PDF: Y N Color PDF: Yq Nq 212-321-MOVE • 212 321-6683 Color PDF: Y N

10/30/2014 3:32:13 PM Client File Name: Refael Best Moving bc

Here’s My Card

400,000 PEOPLE

will see your ad in IMAGE Magazine. To Advertise Call (718) 627-4624

Professional Driver by Richard

[email protected]

STOP SMOKING

NOW

917.584.4160

917-613-6840


Individuals, Couples, Groups, Corporations

● Laser Vision Correction ● Treatment of Eye Disease ● Adult Eye Examinations ● Custom Designer Eyewear ● Contact Lenses ● Pediatric Eye Care

372 Avenue U ● Brooklyn, NY 11223

Client File Name: lismat designs corp Date: [email protected] ● www.SunsationEyewear.com Artist: Proofreader: Sales Person: Section 07.indd 214 B&W PDF: Yq Nq

Tel. 718-946-5060 ● Fax. 718-946-5161

STOP SMOKING

NOW

Client File Name: Go Kosher bc Date: Artist: Proofreader: Sales Person: B&W PDF: Yq Nq Color PDF: Yq Nq

● Individuals ● Couples ● Groups

● Corporations 10/30/2014 3:32:36 PM

Wedding & Party

Make-up by Joy LOOK GREAT FOR ALL YOUR OCCASIONS In your Home or at the Hall — anywhere.

For appointments call Joy Azar Tel.: 718-375-4959 Cell: 718-614-6319

Hedy’s

Love Sophie June

Hat Rack

Designer and Custom Made Hats for all Occasions... In every style!

Fine Baby Stationery by Candice Bailey

Serving the community for many years

• Fabrics and Trimmings •

732-778-6011

1323 AVE P (Side entrance on East 14th St.) BRING IN THIS AD FOR A 5% DISCOUNT!

Hedy’s Hat Rack 2014

718.376.7695 • Hedy Needle

[email protected]

By appointment

Alan Setton 917 • 273 • 1973

Esta Ades

Weddings • Bar Mitzvahs Engagements • Informals Baby Thank You Notes

(718) 338-5790 (917) 407-7064 [email protected]

Invitations By Esta Computerized Calligraphy

Stuffing & Hand Delivery Available Personalized Napkins Successfully Serving the Community for 31 Years


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Dining Out

BROOKLYN, NEW YORK The Only Place You Can Enjoy Sophie’s Melauach International and authentic Italian pasta dishes fish, pizza & savory soups All kinds of salads & deserts Breakfast, Lunch & Dinner

Chalov Israel • Pat Israel Bishul Isaral Kemach Yashan

Large Garden Seating

1904 Coney Island Ave (bet O & P) 718-444-6222 • f: 718-998-0918 • www.sophiesbistrony.com

Glatt-A-La-Carte

T (718) 438-6675 F (718) 438-6764

Glatt Kosher - Bet Yosef Available

5123 18th Avenue, Brooklyn, NY

Elegant Decor • Relaxed Atmosphere • Grill & Continental Cuisine Featuring A Select Variety Of Wine & Beer • Mouth Watering Desserts

The Diet Gourmet 167 Lincoln Avenue 732-870-3287

“The Best Kosher Sushi in Town”

Order Online at: www.glattalacarte.com

ELBERON, NEW JERSEY

Sun-Thurs 1:00-10pm Reservations Suggested Under the Supervision of Rabbi Babad-Tartikov

Perizia Kosher Pizza 1626 East 16th St 718-513-4900

LAKEWOOD, NEW JERSEY 1880 Deli Restaurant 1880 West County Line Rd. 732-784-3354

NEW JERSEY DEAL, NEW JERSEY

Bagel Nosh 380 Clifton Avenue 732-363-1115

Dougie’s BBQ 256 Norwood Avenue 732-517-0300

Circa NY 415 Cedar Bridge Avenue 732-942-0700

Jerusalem Pizza 106 Norwood Avenue 732-686-1156

Delux 1700 Madison Avenue 732-901-2233

Sarah’s Tent 100 Norwood Avenue 732- 531-5560

Estreia 978 River Avenue 732-994-7878

Client File Name: Getkosher bc2 Glatt Bite Slices Pizza 163 East Kennedy Blvd. 732-363-6884 250 Norwood Avenue 732-531-6811 Date:

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Artist: Proofreader: Sales Person: B&W PDF: Yq

Nq

10/30/2014 3:33:04 PM

Dining Out Yussi’s Grill 84 Hillside Blvd. 732-370-GRIL

A Kosher American Bistro Glatt Kosher J.S.O.R

(732)728-9656 Glatt Gour-www.656oceanlongbranch.com Reservations Held 656 Ocean Ave, West End met For 15 Minutes Only Long Branch, NJ 07740 1094 River Avenue 732-364-5564 Catering and Private Room Available

LONG BRANCH, NEW JERSEY

Pitalleh 32 Clifton Avenue 732-370-5055

656 Ocean A Kosher American Bistro 656 Ocean Ave 732-728-9656

Pizza Plus 241 4th Street 732-367-0711

Crawford’s Cafe & Coffee Bar 139 Brighton Avenue 732-229-6999

South Side Sandwich Shop 100 River Avenue 732-961-6126

MANALAPAN, NEW JERSEY Levy’s Kosher Italian 335 US 9 South 732-683-9978

The Kosher Taco 1091 River Avenue 732-730-1144

OAKHURST, NEW JERSEY

The Pizza Place 100 Hillside Blvd. 732-730-1144

Slices, Inc 250 Norwood Avenue 732-531-6811

The Reserve 95 East Kennedy Blvd. 732-942-6555

TK Asian Restaurant 1610 Route 35 South 732-695-3780

A R T S

&

L E I S U R E

Sudoku Answer.

Puzzle on page 176

2.

1.

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10/30/2014 3:33:07 PM

C O M M U N I T Y

A N N O U N C E M E N T S Jewish Soul Food: from Minsk to Marrakesh At the Museum of Jewish Heritage Sunday, November 23 at 2:30 pm

Congratulations Mabrouk -Mazal Tov BIRTHS Aviva and Morris Didia...Boy Susie and Assaf Kampf...Girl Helene and Albert Palacci...Girl Lizzy an Eddie Rishty...Girl

ENGAGEMENTS Lorraine Dana to Gavi Malakh Danielle Kherzie to Albert Hazon Deborah Dweck to Ezra Safdieh


WEDDINGS Susie Edery To Joey Chahova

Call (718) 627-4624, fax (718) 627-4284 or email [email protected] to submit your announcement. You can also view an updated social announcement list and submit your own at www.ImageUsa.com.

Section 07.indd 218

Author Janna Gur will discuss her new cookbook, “Jewish Soul Food: from Minsk to Marrakesh.” For more than 2,000 years, Jews all over the world developed cuisines that were suited to their religious and cultural needs and that also reflected the influences of their neighbors and carried memories from their past wanderings. These cuisines may now be on the verge of extinction, because most of the Jewish communities in which they developed no longer exist. “Jewish Soul Food” invites cooks of all levels to explore and enjoy these diverse recipes, while keeping them alive for new generations. For more information visit mjhnyc.org. Support Groups for Women

MHR/SBH is offering a number of support groups for our community members. Under the supervision of Sephardic Bikur Holim’s compassionate and understanding social workers, one can feel comfortable openly share experiences of tragedy, loss, grief, pain, etc. Those who attended past groups have commented that SBH provided a safe environment in which to discuss problems with others who understood them. Mothers Without Mothers — a supportive/ bereavement group where women can talk about their losses and their special mother/daughter relationships. Mothers Who Have Lost a Child — a group where women will feel a sense of commonality in a safe environment to discuss this unbelievably painful loss.

10/30/2014 3:33:14 PM

C O M M U N I T Y Postpartum Depression — a group for new mothers who are experiencing feelings of sadness. Many women don’t know who to talk to about this, especially when others are expecting them to feel joyful. Here, these emotions will be understood and discussed with other new moms who are experience similar feelings. Caregivers — Are you providing care for your elderly parent? Do you need to improve your communication with your elderly spouse? Are you caring for a person suffering from Alzheimers/Dementia? Find support and helpful tips at this support group. After The Divorce — in this group, women can feel safe discussing their experiences with this difficult process. ADHD — learn about this diagnosis and share your ideas with others in this supportive group. Anger Management — anger is a feeling that can be controlled and reduced. This group will help you

FREE SHORT TERM LOAN OF BEAUTIFUL BRIS PILLOW/BABY GOWN

David Masri 347-359-8945

Engaged? TO REGISTER FOR OR TO RECEIVE INFORMATION REGARDING THE MARRIAGE CLASSES REQUIRED FOR EVERY BRIDE AND GROOM CALL FRIEDA KASSIN (718) 998-3291

COMMUNITY MIKVEH, LTD. THE FREIDA KASSIN MIKVEH THE GRACE CAYRE BUILDING 583 KINGS HIGHWAY, BROOKLYN, NY 11223

Mikveh Information • Bride Appointments Tel: 718-375-6660 Personalized Hattan & Kallah Classes Tel: 718-998-8171

A N N O U N C E M E N T S

understand why you feel this way and how to use this emotion in a positive way. Call (718) 787-1100 ext. 315 for details, dates and times. If there is a group you would like to start, let them know. The DSN Community Center’s Grand Opening November 2 The Deal Sephardic Network’s mission is to provide a safe, social and happy environment for youth, teens and adults through daily programs and sports, while promoting the important values of community and leadership. Their programs are deeply connected to the traditions of our Sephardic community. Established in 2007, DSN has developed into a fully functional organization with hundreds of children participating weekly in Sunday programs, sports leagues, trips, holiday events and much more. DSN`s efforts are geared from Pre-School youth through adult. Sports leagues include baseball and softball in the spring, flag football and soccer in the fall, as well as basketball in the winter. The new community center is located in the heart of Deal. For more information email [email protected]. World War I and the Jews At the Center for Jewish History November 9 and 10 To mark the 100th anniversary of the beginning of World War I and to consider the war’s legacies in the present day, the Center for Jewish History is launching a series of exciting public programs to explore the way that the war transformed Jewish life around the globe. This includes a conference, a film series, a concert and an evening of performance. An international roster of scholars will discuss cutting-edge research on Jews in World War I, examining how the war disrupted Jewish ties around the globe and forged new ones, bringing about an entirely new era of ideologies, nation states, and circumstances that have affected Jewish life to the present day. The conference begins on November 9 and runs from 9 am to 6:30 pm and continues on November 10 from 8:15 am to 6:15 pm. For more info visit cjh.org.

To receive/donate new & good condition furniture and appliances Brooklyn and Deal, NJ [email protected] Sarah Sasson 917-361-8268

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SephardicDating.com

Where Singles Meet


FURNITUREGEMACH.COM

10/30/2014 3:33:17 PM

IMAGE Calendar of Social Events We’re keeping a record of all the events in our community. You can view this calendar on our web site: www.ImageUsa.com, “calendar of events.” SCAN HERE for all the latest community events online.

November SUNDAY

MONDAY

TUESDAY

OCTOBER 26

OCTOBER 27

OCTOBER 28

2014 WEDNESDAY

THURSDAY

FRIDAY

SATURDAY

OCTOBER 29

OCTOBER 30

OCTOBER 31

1 Parashat Lech Lecha Maqam Saba

2

Daylight Savings Time Ends DSN Community Center Grand Opening

9

3

Pop Up Boutique at the JCC

4

Election Day

10

11

Veterans Day HeartScan (Free 50+) Services at Maimonides

16

18

17

23

6

Shaare Torah Auction

7

8

Parashat Vayera Maqam Nawah 4:27

World War I and the World War I and the Jews, Center for Jew- Jews, Center for Jewish History ish History

Rosh Hodesh Kislev

5

24

Senior Bellydance Party with Gem at JCC

25

12

13

Vegetarian Cooking Class JCC

14

15

Parashat Chayei Sarah Maqam Hijaz 4:20

19

20

21

22

Parashat Toldot Maqam Mahour 4:15

26

27

Thanksgiving

28

29 Parashat Vayetzi

_______________________


30

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Maqam Ajam

ATT: Organizations, yeshivahs and synagogues. FREE advertising. List your event with us. Reach over 400,000 readers and over 200,000 unique visitors. Email: [email protected] Tel: 718-627-4624 Fax: 718-627-4284

10/30/2014 3:33:32 PM

Singles EVENTS MONDAY, NOVEMBER 3 Sophisticated Singles Ages 35 - 55, JCC, Oceanside, 7:30 pm, (516) 766-4241 x 133 Discussion for Ages 40+. Mid-Island Y, 7:45 pm, (516) 822-3535 x338 Two programs at the 92 St. Y, Widows and widowers learn to cope with loss at 6:30 pm six sessions; Losing a Parent, difficult at any age, 8 pm, (212) 415-5500, 92y.org, Learn about Engage Jewish Service Corps, 40s and 50s, JCC Manhattan, 6 to 7 pm, Contact Rabbi Brian Fink at [email protected] or call (646) 505-4408 TUESDAY, NOVEMBER 4 Ballroom Dancing, Ages 30+, Temple Emanuel, 3315 Hillside Ave, New Hyde Park, 7 pm, (718) 891-4209 email dancezee@aol. com Social Gathering, Ages 40+, Mid-Island Y, Plainview, 7:45 pm, (516) 822-3535 x 338\ Make Peace with Your Inner Critic, 7 pm, at the 92 St. Y, (212) 415-5500, 92y.org, WEDNESDAY, NOVEMBER 5 Social Ages 55+, JCC, Oceanside, 7:30 pm (516) 766-4241 x 133 Wednesday Nite Rap, Ages 40+, Samuel Field YMHA, 7:30 pm, (718) 225-6750 x 243 Game Night in Brooklyn and Queens, call Gavriel (917) 517-7486, [email protected] Connections, support group for 50+ widows and widowers and Single’s Chat and Chew for singles at 8:15, Suffolk JCC, (631) 4629800, suffolkjcc.org, THURSDAY, NOVEMBER 6 Music Place followed by Jewish Datelines from 10 to 11:30 on AM 1300, listen via the Internet at www.wrcr.com or via telephone conference call at (646) 519-5860 pin:8574# SUNDAY, NOVEMBER 9 Boomers Sunday Brunch, Ages 40s and 50s. Meets once a month. 11 am to 1 pm at JCC Manhattan, (646) 505-5708, jccmanhattan. org

Emanuel, 3315 Hillside Ave, New Hyde Park, 7 pm, (718) 891-4209 email dancezee@aol. com

Game Night in Brooklyn and Queens, call Gavriel (917) 517-7486, [email protected]

Social Gathering, Ages 40+, Mid-Island Y, Plainview, 7:45 pm, (516) 822-3535 x 338\ nhattan.org

Connections, support group for 50+ widows and widowers and Single’s Chat and Chew for singles at 8:15, Suffolk JCC, (631) 4629800, suffolkjcc.org

WEDNESDAY, NOVEMBER 12

THURSDAY, NOVEMBER 20

Social Ages 55+, JCC, Oceanside, 7:30 pm (516) 766-4241 x 133

Music Place followed by Jewish Datelines from 10 to 11:30 on AM 1300,

Wednesday Nite Rap, Ages 40+, Samuel Field YMHA, 7:30 pm, (718) 225-6750 x 243

SUNDAY, NOVEMBER 23

Game Night in Brooklyn and Queens, call Gavriel (917) 517-7486, [email protected] Connections and Single’s Chat and Chew, Suffolk JCC, (631) 462-9800, suffolkjcc.org Where to Meet Men at Any Age. 7 pm, 92 St. Y, (212) 415-5500, 92y.org THURSDAY, NOVEMBER 13 Music Place followed by Jewish Datelines from 10 to 11:30 on AM 1300, listen via the Internet at www.wrcr.com or Easy and Elegant Entertaining, Ages 20s and 30s. Prepare an entire party menu, 7 to 9:30 pm, JCC Manhattan, (646) 505-5708, jccmanhattan.org SUNDAY, NOVEMBER 16 Learning to move through life’s seasons, Ages 40s and 50s, examine your relationship with life’s challenges, 9:30 am to 4:30 pm, (646) 505-5708, jccmanhattan.org MONDAY, NOVEMBER 17 Sophisticated Singles Ages 35 - 55, JCC, Oceanside, 7:30 pm, (516) 766-4241 x 133 Discussion for Ages 40+. Mid-Island Y, 7:45 pm, (516) 822-3535 x338 Two programs at the 92 St. Y, Widows and widowers learn to cope with loss at 6:30 pm six sessions; Losing a Parent, difficult at any age, 8 pm, (212) 415-5500, 92y.org, TUESDAY, NOVEMBER 18

Dorot Package Delivery, Ages 40s and 50s, 10 am to 1 pm. Visit seniors and deliver packages, Rabbi Brian Fink at [email protected] MONDAY, NOVEMBER 24 Sophisticated Singles Ages 35 - 55, JCC, Oceanside, 7:30 pm, (516) 766-4241 x 133 Discussion for Ages 40+. Mid-Island Y, 7:45 pm, (516) 822-3535 x338 Two programs at the 92 St. Y, (212) 4155500, 92y.org, see previous Mondays Thanksgiving Side Dishes, JCC Manhattan, 7 to 9:30 pm, jccmanhattan.org TUESDAY, NOVEMBER 25 Ballroom Dancing, Ages 30+, Temple Emanuel, 3315 Hillside Ave, New Hyde Park, 7 pm, (718) 891-4209 email dancezee@aol. com Social Gathering, Ages 40+, Mid-Island Y, Plainview, 7:45 pm, (516) 822-3535 x 338\ nhattan.org WEDNESDAY, NOVEMBER 26 Social Ages 55+, JCC, Oceanside, 7:30 pm (516) 766-4241 x 133 Wednesday Nite Rap, Ages 40+, Samuel Field YMHA, 7:30 pm, (718) 225-6750 x 243 Game Night in Brooklyn and Queens, call Gavriel (917) 517-7486, [email protected] Connections and Single’s Chat and Chew, Suffolk JCC, (631) 462-9800, suffolkjcc.org

MONDAY, NOVEMBER 10

Ballroom Dancing, Ages 30+, Temple Emanuel, 3315 Hillside Ave, New Hyde Park, 7 pm, (718) 891-4209 email dancezee@aol. com

Sophisticated Singles Ages 35 - 55, JCC, Oceanside, 7:30 pm, (516) 766-4241 x 133

Social Gathering, Ages 40+, Mid-Island Y, Plainview, 7:45 pm, (516) 822-3535 x 338

THURSDAY, NOVEMBER 27

Discussion for Ages 40+. Mid-Island Y, 7:45 pm, (516) 822-3535 x338

Lecture by top neurologist, Ages 40s and 50s, 7 to 8 pm, JCC, jccmanhattan.org

Two programs at the 92 St. Y, Widows and widowers learn to cope with loss at 6:30 pm six sessions; Losing a Parent, difficult at any age, 8 pm, (212) 415-5500, 92y.org,

WEDNESDAY, NOVEMBER 19

TUESDAY, NOVEMBER 11

Wednesday Nite Rap, Ages 40+, Samuel Field YMHA, 7:30 pm, (718) 225-6750 x 243

Music Place followed by Jewish Datelines from 10 to 11:30 on AM 1300, listen via the Internet at www.wrcr.com or via telephone conference call at (646) 519-5860 pin:8574# SUNDAY, NOVEMBER 30 Soccer, coed sports league, ages 20s and 30s, 7:30 to 9:30 pm, Sundays through Dec. 21, (646) 505-5708, jccmanhattan.org

Always Call About Events Before Attending To Make Sure Kashrut Standards Are Sufficient. There are more events at the JCC Manhattan and the 92 Street Y. Check their websites often. IMAGE understands the difficulty today’s singles face in finding their match. For this reason, IMAGE is providing a listing of singles events and personal ads to aid singles in finding their perfect mate for marriage. IMAGE does not support or endorse any event. For further information on the kashrut or the degree of religious observance for a particular event, we urge our readers to please call the phone number associated with the event. To list an event for Jewish Singles please email [email protected].

Section 07.indd 221


Ballroom Dancing, Ages 30+, Temple

Social Ages 55+, JCC, Oceanside, 7:30 pm (516) 766-4241 x 133

Where to Meet Men at Any Age, 7 pm, 92 St. Y, (212) 415-5500, 92y.org

10/30/2014 3:33:36 PM

CONSUMER’S GUIDE

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This list is not part of the advertisement. IMAGE is not responsible for any typographical errors. In case of errors please notify us.

ACCOUNTANT Mitch Holsborg ........................... 189 Weiser Mazars ............................. 39 ALARMS & SECURITY ADT ........................................... 191 ARCHITECT Kurland Design Group ................ 125 ATTORNEY Law Offices of David Esses .......... 196 Law Office of Jack Erdos ............. 173 Law Office Yedid & Zeitoune ...... 119 Steven Krawitz............................ 111 AUTO DONATION Heritage for the Blind .................. 215 AUTO LEASING/SALES Ray Catena Motors ...................... 2,3 AUTO REPAIR Nacmias and Sons ...........................159 Two In One Auto Center...................157 BAKERY Mirabelle Bakeries ........................ 53 BEAUTY CARE Laura’s Skin Care ....................... 187 BOOK WRITING Books of Life ................................. 83 BROADWAY/OFF BROADWAY Bubble Show ................................ 63 Iluminate .................................... 169 Wiesenthal ................................... 20 CAR WASH & DETALING BP Car Wash ............................... 95 Crystal Clear Hand Car Wash....... 89 CARPET More Than Carpet ...................... 213 CATERERS New York Kosher Caterers ............ 51 CATERING Susan Sorscher Catering ............. 189 Zami Catering .............................. 59 CATERING HALL Hayat ........................................... 37 La Vue ......................................... 85 CEMETERY Eretz Hachaim Cemetery ............. 185 CLOSETS The Closet Maven ....................... 113 CLOTHING - MEN & BOYS Breezy Day ................................ 121 Sunny The Tailor/New Bolwin ....... 99 COMPUTER REPAIR Tech-Medic.........................................73 CONSTRUCTION Basement Systems Inc.................... 43 Joseph and Sons Builders ............ 213

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Oasis ......................................... 202 Tommy Construction Specialist ..... 109 CONTACT LENSES Right Contacts .............................. 83 COSMETICS Eva Cosmetics ............................ 141 COSTCO PERSONAL SHOPPER Store2DoorClub.com..................... 69 COUNSELING Dr. Ari Korenblit ......................... 151 CPR LESSONS Learn CPR .................................. 137 CREDIT REPAIR CCI .............................................. 73 Consolidated Credit .................... 214 Global World Enterprise ............... 18 DEBT MANAGEMENT Norman Balassiano/Angels of Debt45 DENTIST Dr. Abraham Esses ..................... 155 Dr. Joseph Lichter ......................... 73 Dr. Maurice Benjamin ................. 143 Dr. Richard A. Gindi................... 147 Dr. Sammy M. Saadia .................. 35 Luxury Dentistry ............................ 77 DINETTE Dinetc .......................................... 71 DISC JOCKEY Isaac Chalouh Entertainment ......... 13 DJ DJ Stan ...................................... 215 DOC-OPHTHALMOLOGY Reich Medical & Surgical Eye Care153 DOC-ORTHODONTICS Midwood Orthodontics ............... 151 DOC-ORTHODONTIST Smilealign Orthodontist PLLC ......... 89 DOC-PRIMARY CARE Dr. Aline Benjamin ..................... 143 DRIVER Professional driver by Richard .... 214 DUCT CLEANING No Mold 4 Me ........................... 111 EATING DISORDERS Joanne Gerr .....................................214 EXTERMINATOR A&V Prime Exterminating LLC........ 113 Performance Unlimited Pest Control 105 FACTORS Middlegate Factors ....................... 27 FISHING BOATS Therapy IV Captain Stan ............. 195 FLOOD No Flood For Me ....................... 111

FLORIST Flowers By Marzan ...................... 71 FURNITURE AF Exchange .................................. 7 FURNITURE - INDOOR/OUTDOOR Custom Outdoor Furniture ........... 117 GLASS & MIRROR J&A Glass Creations ................... 115 GYMNASTICS Nova Athletic Club ..................... 159 HANDYMAN Eddy Gindi the Handyman .......... 213 One Stop Construction ................ 125 HATS Hedy’s Hat Rack ......................... 215 HEALTH MJHS ............................................. 1 Stop Smoking ............................. 214 HEALTH CARE Meridian Health ......................... 141 HESED Mitzvah Man .............................. 167 HOME AUTOMATION Deal Stereo ................................ 213 HOME CARE Vintex Quality Care..........................214 HOSPITAL Maimonides ............................... 157 ICE CREAM Carvel Store .............................. 121 INSURANCE Bandelli Agency ......................... 121 David H Cohen........................... 129 Eli Cohen Agency ....................... 181 Eric Derzie & Associates ............... 67 INSURANCE ADJUSTER Equitable Adjusters LLC ............ 28,29 INTERIOR DECOR Bay Decorators ............................ 93 INVITATIONS Baby Stationary by Candice Baily 215 Hot Stamping Specialties ............. 215 JEWELRY Debbies Diamonds........................ 71 Malson Jewelers ...................... 31,41 Scott Jewelers .......................... 14,15 JEWELERY & DIAMONDS Fine Jewelry/Diamonds by Nathan119 JEWELRY & WATCHES Bangles By Kelly Shrem ............... 179 David Rudy .................................... 6 Simpson Jewelers.......................... 19 William Barthman Jewlers ............ 4,5

10/30/2014 5:03:30 PM

2

CONSUMER’S GUIDE

This list is not part of the advertisement. IMAGE is not responsible for any typographical errors. In case of errors please notify us.

Laura Sasson Shammah .............. 151 OPTICAL & OPTOMETRY Dr Ezra Cohen ........................... 214 ORGANIZATIONS DSN........................................ 48,49 Hillel Yeshiva ................................ 83 SAFE.......................................... 215 ORGANIZING OrgaNicer ................................. 193 PAIN MANAGEMENT Dr. Issac Kreizman/Dr. Suede ..... 147 PASSPORT SERVICES EZ Passport Services ................... 179 PHARMACY Doc’s Pharmacy.......................... 139 PHOTOGRAPHY & VIDEO Mark Greenberg Photography..... 179 Morris Gindi Photography........... 187 PIZZA/RESTAURANT Pizza Plus ...........................................61 PLUMBING & HEATING HOD Piping & Heating................ 213 PRE-SCHOOL Taryag ......................................... 69 RESTAURANTS Cafe Renaissance ......................... 24 Estreia .......................................... 47 GetKosher.com .......................... 216 Glatt A La Carte 1 ................. 75,216 Meatos ......................................... 17 Orchidea Restaurant ................... 173 Sarits ......................................... 216 656 Ocean Restaurant ................ 217 Sophies Bistro ............................. 216 SCREEN PRINTING & EMBROIDERY O.C.S. ......................................... 65 SILVER Grand Sterling............................ 105 SPECIAL EDUCATION THERAPIST Randi Matsas ............................. 153 SPEECH LANGUAGE PATHOLOGIST Anita Dayan............................... 143 Barbara Levine Offenbacher ....... 131 SWIMWEAR California Beach ........................... 16

TABLE PADS Empire Classic Products............... 117 Table Pads by Ushi Steinmetz ...... 113 TABLECLOTHS Tablecloths by Gitta Steinmetz ..... 117 TILES Decorplanet.com........................... 11 TILES & MARBLE Euro House Tile & Marble ........... 103 TITLE AGENCY Madison Title Company ................ 21 TRANSPORTATION Steven’s Bus and Limo Service ..... 189 TRAVEL Amigo.......................................... 89 ClubKosher.com ........................... 81 Do All Travel .............................. 189 High Class Travel ........................ 171 Kosherica ....................................... 8 TUTOR Tutoring by Leslie ........................ 196 TV Dish Network ................................. 9 UNIFORMS Sara Sultan Uniforms .................. 215 VENETIAN PLASTER AND PAINT DaVinci Venetian Plaster/Paint. ... 213 WALLPAPER Elegant Walls ............................. 115 WATCHES Alan Setton ................................ 215 WEIGHT CONTROL Weight No More Diet Center ...... 143 WINDOW TREATMENTS Rafael Decorators ......................... 95 Window Treats ........................... 103 WINE AND LIQUOR Schnapps Wine and Liquor ......... 127 YESHIVAHS Gesher Yehuda............................. 73 Ilan High School ........................... 97 Magen David Yeshivah ............ 55,57 Northshore Hebrew Academy ....... 87 Yeshivah of Flatbush ..................... 79

300,000 PEOPLE will see your ad in IMAGE Magazine

TO ADVERTISE CALL (718) 627-4624 Section 07.indd 223


KITCHEN Kitchen Connections .................... 107 Lismat Designs Corp ....105,213, 214 KOSHER Go Kosher/Rabbi Lebovic ........... 214 LASER HAIR REMOVAL Aesthetic Allure & Laser Hair Removal23 June Steinberg ............................ 155 Silky Laser .................................. 135 LASER HAIR/COSMETIC SERVICE Dr. Edward J Gindi Laser Light MD153 LIFE INSURANCE David H. Cohen.......................... 165 LIGHTING & ACCESSORIES Ben’s Fix .................................... 214 877-Abe-Bulb Inc ....................... 111 LINENS Feathers and Lace ....................... 175 Textures Linens............................ 115 LINGERIE Lingerie by Jamie Cheney Kurland187 MAKE-UP ARTIST Joy Azar .................................... 215 Nory Make-up Studio ................... 85 Sylvia Hamowy/Reflections ......... 161 MATTRESSES Mattresses for Less ...................... 109 MEDICAL Dr. Victor Chehebar...................... 25 MEDICAL EQUIPMENT Acorn Stairlift ............................. 145 MOLD REMOVAL No Mold 4 Me ........................... 111 MOLD TESTING East Coast Mold Inspector ........... 109 MORTGAGE Investors Home Mortgage............ 107 MOVING Yaron Hafif/Arik Jerusalem......... 213 MOVING AND STORAGE Refaels Best Moving .................... 213 Reputable Movers ....................... 213 MUSIC Malka Entertainment ........................ 69 NUTRITION

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