Rates - Florida Credit Union

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Business Money ... Products listed as specials can be discontinued at any time. ... "Owner's Guide to Services" which ca
Florida Credit Union Schedule of Deposit Rates Truth in Savings Disclosure October 27, 2017

Federally Insured by the NCUA. The following rates are anticipated for the 4th Quarter of 2017 and are subject to change at any time

Account Type Regular Savings Holiday Club Vacation Club Special Savings Youth Savings Individual Retirement Account

Interest Rate 0.10% 0.10% 0.10% 0.10% 0.10%

Annual Percentage Yield 0.10% 0.10% 0.10% 0.10% 0.10%

Minimum Deposit 5.00 0.01 0.01 0.01 0.01

Interest/Dividend Computation Method Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance

Minimum Balance 500.00 0.01 0.01 500.00 0.01

0.40%

0.40%

0.01

Average Daily Balance

0.01

.10% .15% .20% .30% .40% .40% .40% .40% .30% .40% .40% .40% .40% .30% .40% .40% .40% .40%

2,500.00-9,999.99 10,000.00-24,999.99 25,000.00-39,999.99 40,000.00-99,999.99 100,000-249,999 250,000-999,999 1,000,000-2,499,999 2,500,00+ 50,000.00-99,999.99 100,000-249,999 250,000-999,999 1,000,000-2,499,999 2,500,000+ 65,000.000-99,999.99 100,000-249,999 250,000-999,999 1,000,000-2,499,999 2,500,000+

Average Daily Balance

2,500.00

Monthly

Average Daily Balance

50,000.00

Monthly

Average Daily Balance

65,000.00

Monthly

.10% .15% .20% .30% Money Market Account .40% .40% .40% .40% .30% .40% Money Market Plus .40% .40% .40% .30% .40% Money Market .40% Advantage .40% .40%

Compound Period Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly

Money Market 2017 Special Rate (Rate Expires 12/31/17)

.15% .20% 1.24% .15%

.15% .20% 1.25% .15%

10,000.00-24,999.99 25,000.00-49,999.99 Average Daily Balance 50,000.00-4,999,999.99 5,000,000+

10,000.00

Monthly

Business Money Market Account

.25% .30% .35% .45% .45% .45% .55% .55% .55% .55%

.25% .30% .35% .45% .45% .45% .55% .55% .55% .55%

2,500.00-9,999.99 10,000.00-24,999.99 25,000.00-39,999.99 40,000.00-49,999.99 50,000.00-64,999.99 65,000.00-99,999.99 100,000-249,999 250,000-999,999 1,000,000-2,499,999 2,500,000+

Average Daily Balance

2,500.00

Monthly

Business Money Market 2017 Special Rate (Rate Expires 12/31/17)

.15% .20% 1.24% .15%

.15% .20% 1.25% .15%

10,000.00-24,999.99 25,000.00-49,999.99 Average Daily Balance 50,000.00-4,999,999.99 5,000,000+

10,000.00

Monthly

Checking Debit Checking Checking Plus Super Checking Money Market Checking Pinnacle Checking Senior Checking Business Value Checking Business Premium Checking Business Gold Checking Business Platinum Checking

0.00% 0.00% 0.01% 0.01%

0.00% 0.00% 0.01% 0.01%

0.01 0.01 1,000.00 2,500.00

Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance

0.01 0.01 1,000.00 2,500.00

N/A N/A Monthly Monthly

0.15%

0.15%

10,000.00

Average Daily Balance

10,000.00

Monthly

0.25%

0.25%

25,000.00

Average Daily Balance

25,000.00

0.00%

0.00%

0.01

Average Daily Balance

0.01

N/A

Monthly

0.00%

0.00%

0.01

Average Daily Balance

0.01

N/A

0.25%

0.25%

10,000.00

Average Daily Balance

10,000.00

Monthly

0.50%

0.50%

50,000.00

Average Daily Balance

50,000.00

Monthly

0.60%

0.60%

100,000.00

Average Daily Balance

100,000.00 Monthly

Refer to the booklet "Owner's Guide to Services" which can be obtained at any branch or online at www.flcu.org/about-us/privacy-policy-and-disclosures for specific terms and conditions of the accounts. Fees or other conditions may reduce earnings. Fees are subject to change. See separate fee schedule for details Products listed as specials can be discontinued at any time. When special rate expires, account converts to normal product.

Florida Credit Union Schedule of Deposit Rates Truth in Savings Disclosure Federally Insured by the NCUA. The following rates are effective October 27, 2017 and are subject to change at any time. Annual Interest/Dividend Interest Percentage Minimum Computation Minimum Penalty Yield Deposit Rate Method Balance Days Account Type 6 month CD & IRA 0.37% 0.37% 1,000.00 Daily Balance 1,000.00 90 12 month CD & IRA 0.62% 0.62% 2,000.00 Daily Balance 2,000.00 180 18 month CD & IRA 0.67% 0.67% 2,000.00 Daily Balance 2,000.00 270 24 month CD & IRA 0.86% 0.86% 2,000.00 Daily Balance 2,000.00 360 36 month CD & IRA 0.97% 0.97% 2,000.00 Daily Balance 2,000.00 540 48 month CD & IRA 1.17% 1.18% 2,000.00 Daily Balance 2,000.00 720 60 month CD & IRA 1.47% 1.48% 2,000.00 Daily Balance 2,000.00 900 Daily Balance 5,000.00 270 13 month CD & IRA Special 1.24% 1.25% 5,000.00 Daily Balance 5,000.00 540 26 month CD & IRA Special 1.54% 1.55% 5,000.00 37 month CD & IRA Special 1.79% 1.80% 5,000.00 Daily Balance 5,000.00 540 65 month CD & IRA Special 1.99% 2.00% 10,000.00 Daily Balance 10,000.00 975

Compound Period Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly

Refer to the booklet "Owner's Guide to Services" which can be obtained at any branch or online at www.flcu.org/about-us/privacy-policy-and-disclosures for specific terms and conditions of the accounts. Fees or other conditions may reduce earnings. Fees are subject to change. See separate fee schedule for details CD Specials are subject to change or be discontinued at any time. To receive a Renewing CD Member rate just add .15% to the current CD APR

(Not an addition to the APY)

This increase cannot be in conjunction with any other offer