funding your program - International Studies Abroad

FUNDING YOUR PROGRAM Scholarships, Financial Aid & Budgeting for Your Time Abroad

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TABLE O F CO NT E NTS

Scholarships Dr. Carlos E. Castañeda Memorial Scholarship ........................................................................................... 2 Michaela Farnum Memorial Scholarship ..................................................................................................... 3 ISA Diversity Scholarship ............................................................................................................................... 4 Live Like Ally Memorial Scholarship ............................................................................................................ 5 Kalyn Peterson Memorial Scholarship ......................................................................................................... 6 Host University Scholarships ........................................................................................................................ 7 Application Requirements .............................................................................................................................. 8 Recipient Notification ...................................................................................................................................... 8 Scholarship Deadlines ................................................................................................................................... 8 ISA Freeman-ASIA Supplemental Scholarship ........................................................................................... 9 ISA Alumni Grants ........................................................................................................................................... 9

Paying With Financial Aid ISA Terminology ............................................................................................................................................ 11 Steps to Use Financial Aid With ISA ........................................................................................................... 12 Financial Aid + Your ISA Program ............................................................................................................... 13 FAQ .................................................................................................................................................................. 13 Study Abroad Budget .................................................................................................................................... 14

Budget-Friendly Programs Semester & Trimester Programs Under $13,000 (*Under $10,000) ....................................................... 16 Summer Programs Under $5,000 .............................................................................................................. 18 Intensive Month & J-Term Programs Under $3,000 ................................................................................. 20 What’s Included ............................................................................................................................................. 21

Scholarships Scholarships are a great way to help fund your study abroad program. ISA awards approximately $140,000 in scholarships to participating students each year through the ISA scholarship program and through several of our host universities. Students who are participating in ISA programs can apply for these scholarships directly through ISA.

SCH O LAR SH I P S

Dr. Carlos E. Castañeda Memorial Scholarship Carlos E. Castañeda, the grandfather of ISA’s founder, immigrated to the United States from Mexico with his family when he was in the sixth grade. Through immersion he quickly gained fluency in English and excelled in school. Orphaned at the age of 14, Carlos became the head of the household. While caring for 4 sisters, he continued to educate himself and eventually enrolled in the University of Texas at Austin in 1917 where he earned his B.A., M.A. and Ph.D. degrees. In memory of Dr. Castañeda, ISA offers $58,000 annually in scholarships to be used toward ISA programs. These merit and financial need-based scholarships assist students from affiliated universities with the expenses of studying abroad.

12 x $2,000 for Fall Programs 12 x $2,000 for Winter/Spring Programs 2 x $2,500 for (Fall-start) Year Programs 2 x $2,500 for (Spring-start) Year Programs

Eligibility Requirements In order to apply for these awards, students must meet the following criteria: • Must be from an ISA-affiliated university. Please check studiesabroad.com/admissions/document/ affiliatedUniversities for a list of affiliates.

Winners of this scholarship will have the opportunity to participate in the Correspondent Internship, which offers the recipient the chance to take photos and add content to the ISA Student Blog as a Castañeda Correspondent. Additionally, students may become part of the offices abroad, based on the need of their particular ISA office.

• Have at least a 3.25 cumulative GPA.

Qualifying applicants may also apply for other scholarships, but students will only be awarded a maximum of one ISA scholarship.

*Please note that students participating in an ISA J-Term, Intensive Month, Custom Program or a EuroScholars program are not eligible for this scholarship. Students accepted to a January or September-intake Internship program of 8 weeks or longer; OR a Spring or Fall Service-Learning program of 8 weeks or longer are eligible to apply for a corresponding ISA Fall or Spring award.

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• Be accepted to an ISA semester, trimester or year program.* • Be on financial aid.

These scholarships are dedicated to the memory of Michaela Farnum, a junior at Seattle University studying international business and Spanish, who was a participant in the ISA program in Chile. Michaela was a very involved student who worked with her youth organization, as a camp counselor, as a resident assistant (RA), and as a work-study student in the International Office. Michaela’s experience was cut short when she tragically lost her life in a hiking accident in the mountains of La Campana National Park in Chile. We hope that qualifying students will be helped by this scholarship and will do so in memory of this student who only began to realize her dream of study abroad. The awards from this scholarship began in 2008, and $8,000 is offered annually to be used toward ISA Summer programs. The Michaela Farnum Memorial Scholarships are both merit and financial needbased scholarships that assist students with the expenses of studying abroad during the summer terms. Qualifying applicants may also apply for other scholarships, but students will only be awarded a maximum of one ISA scholarship.

8 x $1,000 for Summer Programs

Eligibility Requirements In order to apply for these awards, students must meet the following criteria: • Have at least a 3.25 cumulative GPA. • Be enrolled in second or third year of undergraduate education at time of ISA program participation at a U.S. university/college. • Be accepted to an ISA Summer program.* • Be on financial aid.

*Please note that students participating in an ISA J-Term, Intensive Month, Custom Program or a EuroScholars program are not eligible for this scholarship. Students accepted to a May or June-intake Internship program of 8 weeks or longer; OR a Summer Service-Learning program of 8 weeks or longer are eligible to apply for an ISA Summer award.

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SCH O LAR SH I PS

Michaela Farnum Memorial Scholarship

SCH O LAR SH I P S

ISA Diversity Scholarship ISA began offering this scholarship in the fall of 2008, with $14,000 in awards annually to be used toward ISA programs. ISA aims to diversify access to study abroad by offering funds to assist with the expenses of studying abroad. This scholarship is open to students of all backgrounds who wish to bring a broader perspective to their overseas group. Past recipients have included students who identified themselves as LGBTQ, first generation students, and engaged in a non-traditional field of study, among others. Applicants must include a statement explaining how they will contribute to the diversity of the study abroad group and how they expect their time abroad will influence their aspirations for the future. Qualifying applicants may also apply for other scholarships, but students will only be awarded a maximum of one ISA scholarship.

2 x $1,000 for Summer Programs 3 x $2,000 for Fall Programs 3 x $2,000 for Winter/Spring Programs

Eligibility Requirements In order to apply for these awards, students must meet the following criteria: • Have at least a 3.0 cumulative GPA. • Be enrolled in second or third year of undergraduate education at time of ISA program participation at a U.S. university/college. • Be accepted to an ISA program.*

*Please note that students participating in an ISA J-Term, Intensive Month, Custom Program or a EuroScholars program are not eligible for this scholarship. Students accepted to a May or June-intake Internship program of 8 weeks or longer; OR a Summer Service-Learning program of 8 weeks or longer are eligible to apply for an ISA Summer award. Students accepted to a January or September-intake Internship program of 8 weeks or longer; OR a Spring or Fall Service-Learning program of 8 weeks or longer are eligible to apply for a corresponding ISA Fall or Spring award.

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The “Live Like Ally” Memorial Scholarship was created to honor the memory of Allison Willen, a Junior at Eckerd College majoring in Human Development. Ally’s life ended tragically during a hiking trip in the beautiful Mt Aspiring National Park while a participant on an ISA semester study abroad program at the University of Otago in Dunedin, New Zealand. Ally had a contagious love for life, nature, community service and adventure. Ally was a passionate volunteer in her community, always doing what she could to make the world a better place. Ally felt that it was not enough to just make her way through life; instead, she sought to live with intentionality and to pour purpose into every moment. To that end, she adopted her life motto from Nobel Prize Winner Elie Wiesel’s mantra, “Think higher, feel deeper.” The phrase “Live Like Ally” has come to embody this idea of feeling and experiencing life to its greatest extent, as Ally sought to with a conviction that inspired anyone who came into contact with her. By living the way she did, others naturally gravitated towards her kind heart, enthusiasm for learning and the way she embraced life each day.

1 x $1,000 for Fall Programs 1 x $1,000 for Spring Programs

Eligibility Requirements In order to apply for this award, students must meet the following criteria: • Have at least a 3.25 cumulative GPA. • Be enrolled in second or third year of undergraduate education at time of ISA program participation at a U.S. university/college. • Be accepted to an ISA semester or year program in New Zealand.*

*Please note that students participating in an ISA Internship, Service-Learning, J-Term, Intensive Month, Custom Program, or a EuroScholars program are not eligible for this scholarship.

Commencing in 2016, two $1,000 scholarships will be awarded annually in Ally’s memory. Students who believe they Live Like Ally and also share similar interests such as a passion for volunteering, a love for nature and hiking, and zest for life are encouraged to apply. Qualifying applicants may also apply for other scholarships, but students will only be awarded a maximum of one ISA scholarship.

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SCH O LAR SH I PS

Live Like Ally Memorial Scholarship

SCH O LAR SH I P S

Kalyn Peterson Memorial Scholarship This Scholarship is being offered in the memory of Kalyn Elizabeth Peterson, an alumni of ISA’s Chile program, whose life was tragically cut short in 2010. Kalyn leaves behind a legacy of promoting diversity and putting others’ needs before her own. From a young age Kalyn volunteered her time at a major hospital and was involved in several other civic organizations. Recognized for her abilities to bring about the best in others, Kalyn’s talents to help others less fortunate will be memorialized through the recipient of this scholarship. The Kalyn Peterson Memorial Scholarships are offered to one summer and one spring participant each year to be used toward their ISA Service-Learning program abroad. Qualifying applicants may also apply for other scholarships, but students will only be awarded a maximum of one ISA scholarship.

1 x $1,000 for Summer Service-Learning Programs 1 x $1,000 for Spring Service-Learning Programs

Eligibility Requirements In order to apply for this award, students must meet the following criteria: • Have at least a 3.0 cumulative GPA. • Be enrolled in second or third year of undergraduate education at time of ISA program participation at a U.S. university/college.* • Be accepted to an ISA Service-Learning only program or ISA Academic Program plus service-learning program during Summer or Spring. • Demonstrate commitment to service-learning by having prior experience volunteering, participating in community service, etc.

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A number of ISA’s universities abroad offer special scholarships to ISA students. Students who are studying abroad at the following universities are encouraged to apply for an ISA Host University Scholarship. Below is a list of universities who have generously provided scholarships for previous terms:

As the scholarships are offered by ISA’s host universities, they differ in terms of award amount, deadline dates and refund method.

Australia • • • • • •

Eligibility Requirements

Queensland University of Technology – Brisbane James Cook University - Cairns & Townsville Bond University - Gold Coast La Trobe University - Melbourne International College of Management, Sydney - Sydney University of New South Wales - Sydney

In order to apply for these awards, students must meet the following minimum criteria: • Meet the host university’s minimum GPA requirement (unless otherwise noted). • Be enrolled at a U.S. or Canadian college or university.

New Zealand • • • •

• Be accepted to an ISA academic year/ semester/select summer program at a host university offering an award.*

AUT University - Auckland University of Canterbury - Christchurch Massey University - Palmerston North & Wellington Victoria University of Wellington - Wellington

South Korea

*Please note that students participating in an ISA Internship, Service-Learning, J-Term, Intensive Month, Custom Program, or a EuroScholars program are not eligible for this scholarship.

• Korea University - Seoul

England • Kingston University - London

Some host universities may also award scholarships to students directly. Direct links to those awards and applications are available on our website at studiesabroad. com/scholarships.

Spain • Universidad Antonio de Nebrija - Madrid

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SCH O LAR SH I PS

Host University Scholarships

SCH O LAR SH I P S

Application Requirements

Recipient Notification

Along with the ISA scholarship application, additional materials are needed in order to be considered for an award. For full eligibility and application requirements and all applicable forms, visit studiesabroad.com/scholarships.

All ISA scholarship applicants will be notified of their status approximately six weeks after the application deadline, and a list of awardees will be posted on the ISA website.

*To see if your university has rules limiting your eligibility, please check studiesabroad.com/admissions/document/ affiliatedUniversities.

ISA will inform the home university of the scholarship award, and the amount will be credited to the ISA student account at the time of the award. It is the student’s responsibility to discuss the ISA scholarship with their home university and determine whether the financial aid award will be affected if the student is awarded a scholarship by ISA. For requirements and full details on all scholarships and grants, go to studiesabroad. com/scholarships or call (512) 480-8522.

Scholarship Deadlines All scholarship application materials must be received by these scholarship application deadlines. Additionally, all applicants must be accepted into their ISA program by these deadlines in order to be considered. Scholarship application deadlines are evaluated independently of program application deadlines and will not be extended even if the program application deadline is extended. We do not accept late, incomplete, or ineligible applications.

Summer: February 28 Fall: April 30 Winter/Spring: October 30 Year (Fall-start): April 30 Year (Spring-start): October 30

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$500 per recipient Deadline: Application materials must be received by your ISA program start date.

ISA is awarding a supplemental scholarship to Freeman-Asia Scholarship recipients who are going on an ISA semester program to China, Japan, South Korea, Thailand or Vietnam. In order to receive the supplemental scholarship, students must notify their ISA program manager of their awarded Freeman scholarship and provide additional materials. For more information, visit studiesabroad.com/scholarships.

ISA Alumni Grants ISA Repeat Student Grants: $250-$500 Sibling Grant: $250 Global Ambassador Grants: $350-$600

ISA offers grants to alumni and their siblings, regardless of the length of time (if any) that passes between the two programs. Students who have been accepted to an ISA program should contact their ISA Program Manager to request these grants (if applicable).

Disclaimer: Participants in an ISA Custom Program, EuroScholars, short-term travel, volunteer or professional development program or a Study + Service-Learning combo program are not eligible for these grants. Students will only be awarded a maximum of one ISA grant.

For requirements and full details on all scholarships and grants, go to studiesabroad.com/scholarships or call (512) 480-8522.

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SCH O LAR SH I PS

ISA Freeman-Asia Supplemental Scholarship

Financial Aid

Verification of Award (VOA)

Financial Aid Calculation Tool (FACT)

An ISA form that you must take to your university financial aid office for completion. This form will list the aid that you receive at your home university, such as loans, scholarships, and grants. The completed VOA will also include the amount you receive from each source, the release date(s), and to whom the funds will be sent (university, student or ISA).

The ISA Financial Aid Calculation Tool (FACT) is a helpful resource to get a better understanding of how the process works. The FACT can be found at studiesabroad.com.

Consortium Agreement The consortium or contractual agreement is a document that may be required by your home university in order to package or release your financial aid. These agreements often contain important information regarding program costs and additional estimated expenses. These agreements can be sent to [email protected] and will generally be completed and returned to your home university within one week.

Good Faith Payment The Good Faith Payment is essentially a downpayment towards your account balance so that ISA can continue making program arrangements on your behalf while deferring the majority of your payment until your financial aid is disbursed at a later date. Should your financial aid cover the entire cost of your ISA program, this is the minimum out of pocket payment due up front by the final forms and payment deadline. It’s important to note that the Good Faith Payment is not an additional fee — it will be applied to your overall program balance. All required housing deposits and housing commitment fees (in addition to the Good Faith Payment) must be paid no later than the final forms and payment due date.

Good Faith Payments can be made via debit/credit card on the ISA Student Portal or via check or money order (to be deposited immediately upon receipt). Good Faith Payment amounts typically range from $500 - $2,000 and are subject to change. Please see the ISA website at studiesabroad.com for current amounts.

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FI NANCI AL AI D

ISA Terminology

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Steps to Use Financial Aid with ISA The following is a list of steps that you must complete in order to apply financial aid to your ISA program.

Inform your university study abroad and financial aid offices of your interest in using financial aid to pay for an ISA study abroad program and ask about their requirements. Begin working on a budget for your program abroad (see pg. 14).

Read and sign the Verification of Award (VOA) found in the ISA Student Portal. Then, work with your university financial aid office to ensure that the VOA is completed and returned to ISA by your final forms and payment deadline.

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Ask your financial aid office if there is a Contractual (Consortium) Agreement that needs to be completed. If so, have that form sent to [email protected] ASAP so that it can be completed and returned to your university.

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Make required payment to ISA and be prepared to submit payment online once your financial aid funds are released.

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Please contact your ISA program manager if you have any questions or concerns.

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It is ultimately up to the student to ensure that ISA receives one of the following by the Final Forms and Payment deadline for your program: • Full payment for the ISA program • Guarantee of full payment on VOA and your Good Faith Payment • Guarantee of partial payment on VOA and your additional payment (most common) Failure to follow through with payment and completed VOA by the deadline could result in added fees to your ISA program cost and/or cancellation of your ISA application. If the VOA is not completed by the final forms and payment due date, you may either submit payment in full or contact ISA so that we may assist you in setting up a payment plan (which will require an initial payment no less than the Good Faith Payment amount). If you come across any obstacle that prevents you from meeting a deadline, contact ISA immediately.

FAQ Q: Can I use my federal or institutional aid when I study abroad? A: ISA is happy to accept any applicable funds; however, this process is determined by your home university. Work with your financial aid office to determine what aid is available and transferable to your study abroad program. Your financial aid office can help you complete the Verification of Award form required in order to defer payment for your ISA program. Q: What if my school can’t complete my Verification of Award form by my program deadline? A: If your VOA will not be completed by your program deadline, ISA can help you set up a payment plan for your current program balance. Once we receive your VOA, we can adjust or eliminate your payment plan to reflect your financial aid. Q: What if my funds won’t be released until after my program starts? A: Don’t worry! This is quite common, as most universities want to ensure the student has arrived and is enrolled in classes before the university will disburse the aid. This is why ISA requires the VOA to be filled out—it allows you to defer payment until your funds have been released. Keep in mind your financial aid funds must be released by the mid-point of your program.

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Financial Aid and Your ISA Program

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Study Abroad Budget Please work with your study abroad advisor and use this worksheet to help determine the approximate total cost of your program abroad.

ISA Program Price

ISA Good Faith Payment

Additional Cost of Housing and/or Housing Deposit

Housing Deposit or Housing Commitment Fee

Most programs include housing in the program price. For the Pacific Region, housing is provided for an additional fee. The fees online are approximate and actual fees will be based on the housing option you select.

Estimated Financial Aid Total Aid

Meals (if applicable) Many programs include meals. In options where meals are not included, reference the Additional Estimated Expenses page of the website for approximate budget amounts.

Total Program Price Airfare* Total Aid

Student Visa (if applicable)*

_

Estimated Out-OfPocket Payment

Books* Miscellaneous Expenses*

Total Program Price

*For further details, please reference the ‘Additional Estimated Expenses’ page of the ISA website.

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Budget- Friendly Programs We at ISA believe study abroad is for everyone. That is why we strive to provide programs that offer high-quality education abroad at a price that fits most budgets.

Africa

Asia Europe

BUDGET-FRIEND LY PR O GRAMS

Semester & Trimester Programs Under $13,000 (*Under $10,000) MOROCCO

MEKNES

Language, Culture & Society

CHINA

SHANGHAI

Business & Chinese Language • Intensive Chinese Language

SOUTH KOREA

SEOUL

Business Courses in English with Locals & Korean Language • Courses with Locals in Multiple Disciplines

THAILAND

BANGKOK

Courses with Locals in Multiple Disciplines*

CZECH REPUBLIC

PRAGUE

History, Culture & Politics • International Business & Economics

BARCELONA

Spanish Language, Liberal Arts & Business • International Studies, Business & Culture • Hispanic Studies • Legal Studies Honors • Tourism, Hospitality Management & Business • Design & Visual Arts

GRANADA

Intensive Spanish Language* • Spanish Language, Culture & Electives* • Hispanic Studies* • Study + Service-Learning

MÁLAGA

Intensive Spanish Language • Hispanic Studies, Business & Spanish Language

SALAMANCA

Spanish Language & Culture* • Business, Cultural Studies & Spanish • Linguistics, Literature, Translation & Other Courses with Locals • Health & Medical Sciences • Study + Service-Learning

SEVILLA

Hispanic Studies & Electives • International Studies, Business & Spanish Language • Hispanic Studies, Business & Spanish Language • Education in a Multicultural Context

VALENCIA

Hispanic Studies • Health & Natural Sciences

SPAIN

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Latin America

ARGENTINA

BUENOS AIRES

Intensive Spanish Language • Latin American Studies • Courses with Locals in Multiple Disciplines • Business & Latin American Studies* • Courses with Locals in Multiple Disciplines & Business Courses in English • Study + Service-Learning

BRAZIL

FLORIANÓPOLIS

Culture, Portuguese Language, Business & Courses with Locals*

CHILE

VALPARAÍSO/ VIÑA DEL MAR

Spanish Language & Latin American Studies • Business and Culture in English & Spanish Language

COLOMBIA

BARRANQUILLA

Latin American Studies, International Business, Engineering & Courses with Locals*

HEREDIA

Business, Spanish Language, Latin American Studies & Courses with Locals* • Study + Service-Learning

SAN JOSÉ

Spanish Language, Liberal Arts & Environmental Studies* • Arts and Design Courses with Locals • Health Care Courses in English and Medical Spanish* • Study + Service-Learning

SANTIAGO

Latin American Studies, Spanish Language & Courses with Locals • Study + Service-Learning

CUSCO

Language, Literature & Culture • Study + Service-Learning

LIMA

Business & Latin American Studies Courses with Locals

GOLD COAST

Courses with Locals in Multiple Disciplines

MELBOURNE


NEWCASTLE


PERTH


SYDNEY

Courses with Locals in Multiple Disciplines • International Tourism, Hospitality, Business & Event Management

SUVA


COSTA RICA

DOMINICAN REPUBLIC

Pacific

PERU

AUSTRALIA

FIJI

For programs in the Pacific, there are a range of housing options at an additional cost in each location, and accommodations will vary according to program site and session.

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B UD GE T- FR I E ND LY PROGRAMS

Are you trying to study abroad on a budget? We’re here to help! Check out this comprehensive list of Budget-Friendly Programs and learn more at studiesabroad.com

Africa Asia Europe


Summer Programs Under $5,000 MOROCCO

MEKNES

Language, Culture & Society

CHINA

SHANGHAI

Intensive Chinese Language

THAILAND

BANGKOK

Thai Culture & Development Studies

SOUTH KOREA

SEOUL

Korean Language & Electives in English

CZECH REPUBLIC

PRAGUE

History, Culture & Politics • International Business & Cultural Studies

ENGLAND

LONDON

Courses in Multiple Disciplines

GERMANY

BERLIN

Intensive German Language • German Language & European Studies

ITALY

FLORENCE

Business, Hospitality & Studio Art

SCOTLAND

GLASGOW

Business & Scottish Studies

GRANADA

Intensive Spanish Language • Spanish Language & Culture

MADRID

Spanish Language, Hispanic Studies & Electives

MÁLAGA

Spanish Language, Literature & Electives in English

SALAMANCA

Spanish Language & Culture

SANTANDER


SEVILLA

Spanish Language, Culture & Business

VALENCIA

Hispanic Studies

SPAIN

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Latin America

ARGENTINA

BUENOS AIRES

Intensive Spanish Language

BRAZIL

FLORIANÓPOLIS

Culture, Portuguese Language & Economics

CHILE

VALPARAÍSO/ VIÑA DEL MAR

Spanish Language & Latin American Studies • Business Internship, Spanish Language & Latin America Studies • Field Research in Education

COLOMBIA

BARRANQUILLA

Spanish Language & Courses with Locals • Science, Technology, Engineering & Mathematics (STEM)

HEREDIA

Spanish Language & Latin American Literature

SAN JOSÉ

Spanish Language & Latin American Culture • Healthcare Courses in English & Medical Spanish • Spanish Language, Liberal Arts & Environmental Studies

SANTA CRUZ

Spanish Language & Latin American Literature

SANTIAGO

Culture, Literature & Spanish Language

CUSCO

Language, Literature & Culture

LIMA

Business, Latin America Studies & Spanish Language

DUNEDIN

New Zealand Studies

COSTA RICA

DOMINICAN REPUBLIC

Pacific

PERU

NEW ZEALAND

For programs in the Pacific, there are a range of housing options at an additional cost in each location, and accommodations will vary according to program site and session.

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Europe


Latin America


Intensive Month & J-Term Programs Under $3,000

MÁLAGA


SALAMANCA


SEVILLA

Two-Week Intensive Spanish Language

BRAZIL

FLORIANÓPOLIS

Intensive Portuguese Language

COSTA RICA

SAN JOSÉ


SPAIN

Airport reception and excursions are not included for Intensive Month and J-term programs. Meals and laundry service vary by program site and housing option.

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Comprehensive Advising and Support

Visa Support

Tuition at the Host University

Official Transcript from the Host University

Full-time Resident Staff

On-site ISA Offices

Computer and Internet Access

Orientation or Bridging Cultures Program (BCP)

Tutoring

Airport Reception

Housing

Excursions

Cultural Activities

Official Transcript from the Host University

Full-time Resident Staff

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What’s Included

ISA Headquarters 1112 W. Ben White Blvd. Austin TX 78704 studiesabroad.com (512) 480-8522