Global Microscope 2014 - Citi Bank

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An index and study by The Economist Intelligence Unit

Global Microscope 2014

The enabling environment for financial inclusion Supported by

Global Microscope 2014 The enabling environment for financial inclusion

About this report

The Global Microscope 2014: The enabling environment for financial inclusion, formerly known as the Global microscope on the microfinance business environment, assesses the regulatory environment for financial inclusion across 12 indicators and 55 countries. The Microscope was originally developed for countries in the Latin America and Caribbean region in 2007 and was expanded into a global study in 2009. This year’s Microscope has a new indicator framework that considers products and institutions beyond microfinance to reflect financial inclusion more broadly. Due to the Microscope’s new focus and significant methodology changes, users should be cautious when making comparisons across years. Most of the research for this report, which included interviews and desk analysis, was conducted between June and August 2014. This work was supported by funding from, and in collaboration with, the Multilateral Investment Fund (MIF), a member of the Inter-American Development Bank (IDB) Group; CAF—Development Bank of Latin America; the Center for Financial Inclusion at Accion; and Citi Microfinance. The complete index, as well as detailed country analysis, can be viewed on these websites: www.eiu.com/microscope2014; www.fomin.org; www.caf.com/en/msme; www.centerforfinancialinclusion.org/microscope; www.citimicrofinance.com. Please use the following when citing this report: EIU (Economist Intelligence Unit). 2014. Global Microscope 2014: The enabling environment for financial inclusion. Sponsored by MIF/IDB, CAF, ACCION and Citi. EIU, New York, NY.

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© The Economist Intelligence Unit Limited 2014

Global Microscope 2014 The enabling environment for financial inclusion

For further information, please contact: Economist Intelligence Unit Leo Abruzzese Project Director: [email protected] Romina Bandura Project Manager: [email protected] Jimena Serrano Analyst: [email protected] Samantha Grenville Consulting Analyst: [email protected] Brian Mulligan Marketing Director: [email protected] +44 (0)20 7576 8134 Rachael Glynne Marketing Executive: [email protected] +44(2)7 576 8224 Multilateral Investment Fund Inter-American Development Bank Sergio Navajas Senior Specialist: [email protected] +1 202 623 3268 Verónica Trujillo Consultant: [email protected] +1 202 312 4084 Alejandra Viveros Principal Communications Specialist: [email protected] +1 202 312 4074

CAF Dirección de Promoción de PYME y Microempresas Manuel Malaret Director: [email protected] +51 1 710 8581 Francisco Olivares Principal Officer: [email protected] +58 212 209 6579 Pablo F. Rolando Communications Officer: [email protected] +58 212 209 2451 Center for Financial Inclusion at Accion Elisabeth Rhyne Managing Director: [email protected] Sonja Kelly Fellow: [email protected] Bruce MacDonald Senior Vice President, Communications: [email protected] Eric Zuehlke Communications Director: [email protected] +1 202 393 5113 Citi Microfinance Philip Martin Brown Managing Director, Risk: [email protected] Jorge Rubio Nava Director, Business Development: [email protected] Microfinance Team [email protected]

The views and opinions expressed in this publication are those of The Economist Intelligence Unit and do not necessarily reflect the official position of the MIF, CAF, Center for Financial Inclusion at Accion or Citi Microfinance.

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© The Economist Intelligence Unit Limited 2014

Global Microscope 2014 The enabling environment for financial inclusion

About The Economist Intelligence Unit The Economist Intelligence Unit (EIU) is the research arm of The Economist Group, publisher of The Economist. As the world’s leading