LTC Coverage as a Gift - Dixon Wells

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Older clients that have taken the necessary steps to address their LTC needs, may want to consider assisting their child
LTC Coverage as a Gift: Older clients that have taken the necessary steps to address their LTC needs, may want to consider assisting their children through the use of their annual gift exclusion. A Lincoln Moneyguard II with inflation protection can be purchased to benefit a relative that may not have the resources to purchase their own LTC policy. With the flexible payment options, plans can be designed to not exceed the annual gifting limits . Lincoln Financial has developed a MoneyGuard play book, which provides additional gifting ideas and examples. To access the MoneyGuard play book, please click >> here

American General GUL 3 is Versatile: With AIG's Secure Lifetime GUL 3, clients can maintain a policy to age 100 while receiving a FULL return of premium by age 80. Premiums are paid for the first 10 years, clients can wait an additional 10 years, then all the money is paid back over the last 10 years. Product features allow five ways for clients to access cash. Clients can receive life insurance, chronic illness coverage, a Longevity Rider, and retirement income with a full return of premium that can be accessed in year 20 or year 25. Click >> here for full details.

Does Fitbit (Counting Steps) Matter? Recent evidence suggests that incidental walking (i.e. going from A to B) does not affect mortality. The average person walks 3,500 steps every day just doing incidental things. As a better measure the World Health Organization (WHO) recommends 150 minutes (2 and ½ hours) of moderate physical activity (100 steps per minute or more) in at least half

hour increments as a key to health and longevity. Click >> here to read a full article on the subject.

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