Notes: On 27 February 2017 the Lord Chancellor announced that ...

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Feb 27, 2017 - On 27 February 2017 the Lord Chancellor announced that under the provisions of ... notes to the 7th editi
Notes: On 27 February 2017 the Lord Chancellor announced that under the provisions of Section 1 of the Damages Act 1996 the prescribed discount rate to be taken into account by the courts when assessing lump sum damages awards for personal injury would be lowered from 2.5% to -0.75% with effect from 20 March 2017. Tables of multipliers in the current 7th edition of the Ogden Tables are not tabulated at a discount rate of -0.75%. Hence supplementary tables have been issued which provide multipliers at the current tabulated discount rates together with multipliers calculated at a discount rate of -0.75% These supplementary tables to the 7th edition of the Ogden Tables provide all the tables of multipliers in the 7th edition of the Ogden Tables with the addition of a column of multipliers in each table calculated at a rate return of -0.75%. These multipliers have been calculated using the same mortality rates and other assumptions underlying the tables in the 7th edition. The multipliers at other rates of discount are the same as those published in the 7th edition. The other tables of factors in the explanatory notes to the 7th edition have not been revised at this time. These supplementary tables are not available in hard copy format from The Stationery Office. Government Actuary's Department March 2017

Table 1

Table 1

Multipliers for pecuniary loss for life (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63

2.0%

2.5%

Age at date of 3.0% trial

264.76 259.11 252.28 245.58 239.02

195.32 191.95 187.68 183.46 179.29

147.14 145.15 142.46 139.78 137.12

128.73 127.21 125.07 122.92 120.79

113.22 112.06 110.35 108.64 106.93

88.96 88.31 87.22 86.12 85.01

71.35 71.00 70.30 69.58 68.86

58.34 58.18 57.73 57.26 56.78

48.60 48.54 48.24 47.94 47.62

41.17 41.18 40.98 40.78 40.56

35.41 35.46 35.33 35.19 35.05

30.89 30.96 30.87 30.78 30.68

0

232.59 226.29 220.14 214.13 208.23

175.19 171.15 167.18 163.28 159.43

134.48 131.87 129.29 126.74 124.21

118.67 116.57 114.49 112.42 110.36

105.22 103.52 101.83 100.15 98.48

83.89 82.78 81.66 80.55 79.43

68.12 67.39 66.65 65.90 65.15

56.30 55.80 55.31 54.80 54.29

47.29 46.96 46.63 46.28 45.93

40.34 40.12 39.89 39.65 39.41

34.90 34.75 34.59 34.42 34.25

30.58 30.47 30.36 30.24 30.13

5

202.47 196.83 191.33 185.95 180.69

155.64 151.92 148.26 144.67 141.14

121.71 119.23 116.79 114.37 111.98

108.32 106.29 104.29 102.30 100.33

96.81 95.15 93.50 91.87 90.24

78.31 77.19 76.07 74.96 73.84

64.39 63.63 62.86 62.09 61.32

53.78 53.25 52.72 52.19 51.65

45.58 45.22 44.85 44.47 44.10

39.16 38.91 38.65 38.39 38.12

34.08 33.90 33.72 33.53 33.34

30.00 29.87 29.74 29.61 29.47

175.56 170.55 165.66 160.89 156.25

137.67 134.27 130.93 127.66 124.45

109.62 107.30 105.00 102.74 100.52

98.38 96.45 94.55 92.66 90.80

88.63 87.02 85.44 83.86 82.31

72.73 71.61 70.51 69.41 68.31

60.55 59.77 58.99 58.22 57.44

51.11 50.56 50.01 49.46 48.91

43.71 43.32 42.93 42.53 42.14

37.84 37.57 37.28 37.00 36.71

33.14 32.94 32.73 32.52 32.31

29.32 29.17 29.02 28.87 28.71

151.72 147.28 142.94 138.69 134.54

121.31 118.22 115.17 112.17 109.22

98.32 96.15 94.00 91.87 89.77

88.96 87.14 85.33 83.53 81.75

80.76 79.23 77.70 76.18 74.67

67.22 66.13 65.04 63.94 62.85

56.66 55.88 55.09 54.30 53.51

48.35 47.78 47.21 46.63 46.05

41.73 41.32 40.90 40.48 40.05

36.41 36.11 35.81 35.49 35.17

32.10 31.87 31.64 31.41 31.17

28.55 28.39 28.22 28.04 27.86

20

130.49 126.54 122.69 118.90 115.20

106.33 103.50 100.72 97.98 95.28

87.69 85.65 83.63 81.63 79.64

79.99 78.25 76.52 74.81 73.11

73.17 71.69 70.22 68.74 67.28

61.76 60.68 59.59 58.51 57.42

52.71 51.91 51.11 50.30 49.49

45.46 44.87 44.28 43.67 43.06

39.61 39.17 38.73 38.27 37.81

34.85 34.51 34.18 33.83 33.48

30.92 30.67 30.42 30.15 29.88

27.67 27.48 27.28 27.08 26.87

25

111.59 108.09 104.68 101.36 98.10

92.63 90.04 87.52 85.04 82.61

77.69 75.78 73.89 72.04 70.21

71.43 69.77 68.14 66.54 64.94

65.83 64.40 62.99 61.60 60.21

56.34 55.27 54.20 53.15 52.09

48.68 47.87 47.06 46.26 45.45

42.45 41.83 41.22 40.60 39.98

37.34 36.87 36.40 35.92 35.44

33.12 32.76 32.39 32.02 31.65

29.60 29.32 29.04 28.75 28.46

26.65 26.44 26.21 25.99 25.75

30

94.92 91.82 88.78 85.81 82.89

80.21 77.86 75.55 73.27 71.03

68.39 66.60 64.83 63.08 61.35

63.36 61.80 60.25 58.71 57.18

58.83 57.46 56.10 54.74 53.39

51.03 49.98 48.93 47.87 46.82

44.63 43.82 43.00 42.18 41.35

39.35 38.71 38.07 37.42 36.77

34.95 34.45 33.95 33.44 32.91

31.26 30.87 30.47 30.06 29.65

28.15 27.84 27.53 27.20 26.86

25.51 25.27 25.01 24.75 24.48

35

80.05 77.27 74.56 71.92 69.34

68.83 66.67 64.55 62.47 60.43

59.63 57.94 56.28 54.63 53.01

55.66 54.16 52.68 51.22 49.77

52.05 50.72 49.41 48.10 46.81

45.76 44.71 43.67 42.62 41.59

40.51 39.68 38.84 38.01 37.17

36.11 35.44 34.77 34.10 33.42

32.39 31.85 31.31 30.76 30.21

29.22 28.79 28.35 27.91 27.45

26.52 26.17 25.81 25.45 25.08

24.20 23.91 23.62 23.32 23.01

66.82 64.36 61.96 59.63 57.35

58.43 56.46 54.53 52.64 50.79

51.41 49.83 48.28 46.74 45.24

48.34 46.92 45.52 44.14 42.78

45.52 44.25 42.99 41.74 40.50

40.55 39.52 38.49 37.47 36.45

36.33 35.49 34.65 33.81 32.97

32.73 32.05 31.35 30.66 29.97

29.65 29.08 28.51 27.94 27.36

26.99 26.53 26.05 25.57 25.09

24.70 24.31 23.91 23.51 23.10

22.69 22.37 22.04 21.70 21.36

55.14 52.99 50.90 48.87 46.90

48.99 47.23 45.51 43.83 42.19

43.76 42.31 40.89 39.49 38.12

41.44 40.12 38.82 37.55 36.30

39.29 38.09 36.91 35.74 34.60

35.45 34.45 33.47 32.49 31.53

32.14 31.31 30.48 29.67 28.85

29.27 28.58 27.88 27.19 26.50

26.78 26.19 25.61 25.02 24.43

24.60 24.11 23.61 23.11 22.61

22.69 22.27 21.85 21.42 20.99

21.01 20.65 20.29 19.92 19.55

44.99 43.15 41.35 39.59 37.87

40.60 39.04 37.53 36.04 34.57

36.79 35.48 34.19 32.93 31.67

35.07 33.87 32.69 31.52 30.35

33.47 32.37 31.28 30.19 29.11

30.58 29.64 28.71 27.78 26.85

28.04 27.25 26.45 25.65 24.85

25.81 25.13 24.45 23.76 23.07

23.85 23.26 22.67 22.08 21.47

22.11 21.60 21.09 20.58 20.05

20.56 20.12 19.68 19.23 18.77

19.18 18.80 18.42 18.02 17.62

36.17 34.52 32.91 31.36

33.12 31.69 30.30 28.95

30.42 29.19 27.98 26.80

29.19 28.05 26.92 25.82

28.04 26.97 25.92 24.89

25.92 25.00 24.08 23.17

24.04 23.23 22.43 21.63

22.36 21.65 20.95 20.25

20.86 20.24 19.62 19.00

19.51 18.96 18.41 17.86

18.30 17.81 17.33 16.84

17.20 16.77 16.34 15.90

1 2 3 4

6 7 8 9 10 11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63

Table 1

Table 1

Multipliers for pecuniary loss for life (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5% 22.28 20.85 19.55 18.38 29.85 27.63 25.65 24.74 23.88

64 65 66 67 68 69

70 71 72 73 74

75 76 77 78 79

80 81 82 83 84

85 86 87 88 89

90 91 92 93 94

95 96 97 98 99 100

2.0% 17.31

2.5% 16.35

Age at date of 3.0% trial 64 15.47

28.40 27.02 25.68 24.38 23.13

26.37 25.14 23.96 22.81 21.69

24.54 23.46 22.41 21.39 20.39

23.70 22.68 21.69 20.73 19.78

22.90 21.94 21.01 20.10 19.21

21.42 20.57 19.74 18.93 18.12

20.08 19.33 18.59 17.86 17.14

18.87 18.20 17.54 16.88 16.23

17.77 17.17 16.58 15.99 15.40

16.77 16.24 15.70 15.17 14.64

15.86 15.38 14.90 14.42 13.93

15.03 14.60 14.16 13.73 13.29

65

21.91 20.70 19.52 18.34 17.18

20.60 19.52 18.44 17.38 16.32

19.41 18.43 17.46 16.49 15.52

18.85 17.92 17.00 16.07 15.15

18.32 17.44 16.56 15.67 14.79

17.32 16.53 15.72 14.92 14.10

16.41 15.69 14.96 14.22 13.47

15.58 14.92 14.25 13.57 12.89

14.81 14.21 13.60 12.97 12.34

14.10 13.55 12.99 12.42 11.83

13.44 12.94 12.43 11.90 11.36

12.84 12.38 11.91 11.42 10.92

70

16.04 14.93 13.86 12.83 11.86

15.27 14.25 13.26 12.31 11.40

14.56 13.62 12.70 11.82 10.97

14.22 13.32 12.44 11.58 10.77

13.90 13.03 12.18 11.36 10.57

13.29 12.48 11.70 10.93 10.19

12.72 11.97 11.24 10.53 9.84

12.19 11.50 10.82 10.15 9.50

11.70 11.05 10.42 9.79 9.19

11.24 10.64 10.05 9.46 8.89

10.81 10.25 9.69 9.15 8.61

10.40 9.88 9.36 8.85 8.34

75

10.94 10.10 9.33 8.62 7.97

10.55 9.75 9.03 8.36 7.74

10.17 9.43 8.74 8.11 7.53

9.99 9.27 8.61 7.99 7.42

9.82 9.12 8.47 7.88 7.32

9.49 8.83 8.22 7.65 7.13

9.18 8.56 7.98 7.44 6.94

8.88 8.30 7.75 7.24 6.76

8.60 8.05 7.53 7.05 6.59

8.34 7.82 7.33 6.87 6.43

8.09 7.60 7.13 6.69 6.28

7.85 7.38 6.94 6.53 6.13

80

7.36 6.79 6.25 5.74 5.26

7.16 6.62 6.11 5.62 5.15

6.98 6.46 5.97 5.50 5.05

6.89 6.38 5.90 5.44 5.00

6.80 6.31 5.83 5.38 4.95

6.63 6.16 5.71 5.27 4.86

6.47 6.02 5.58 5.16 4.76

6.31 5.88 5.46 5.06 4.68

6.16 5.75 5.35 4.96 4.59

6.02 5.62 5.24 4.87 4.51

5.88 5.50 5.14 4.78 4.43

5.75 5.39 5.04 4.69 4.35

4.81 4.40 4.01 3.65 3.33

4.72 4.32 3.94 3.59 3.29

4.64 4.25 3.88 3.54 3.24

4.59 4.21 3.85 3.52 3.22

4.55 4.17 3.82 3.49 3.20

4.47 4.10 3.76 3.44 3.16

4.39 4.04 3.70 3.39 3.11

4.31 3.97 3.65 3.34 3.07

4.24 3.91 3.59 3.30 3.03

4.17 3.85 3.54 3.25 2.99

4.10 3.79 3.49 3.21 2.96

4.03 3.73 3.44 3.17 2.92

3.06 2.83 2.62 2.44 2.27 2.11

3.02 2.79 2.59 2.41 2.25 2.09

2.98 2.76 2.56 2.38 2.22 2.07

2.96 2.74 2.55 2.37 2.21 2.06

2.94 2.72 2.53 2.36 2.20 2.06

2.91 2.69 2.50 2.34 2.18 2.04

2.87 2.66 2.48 2.31 2.16 2.02

2.84 2.63 2.45 2.29 2.14 2.00

2.80 2.60 2.42 2.27 2.12 1.98

2.77 2.57 2.40 2.24 2.10 1.97

2.74 2.54 2.37 2.22 2.08 1.95

2.71 2.52 2.35 2.20 2.06 1.93

66 67 68 69

71 72 73 74

76 77 78 79

81 82 83 84

85 86 87 88 89

90 91 92 93 94

95 96 97 98 99 100

Table 2

Table 2

Multipliers for pecuniary loss for life (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63

2.0%

2.5%

Age at date of 3.0% trial

285.20 279.01 271.81 264.75 257.83

208.39 204.72 200.28 195.89 191.56

155.57 153.41 150.65 147.91 145.19

135.52 133.87 131.69 129.52 127.36

118.70 117.45 115.73 114.00 112.28

92.57 91.86 90.77 89.68 88.58

73.74 73.36 72.67 71.97 71.27

59.95 59.76 59.33 58.88 58.43

49.69 49.62 49.34 49.05 48.75

41.92 41.91 41.73 41.55 41.35

35.94 35.97 35.86 35.73 35.60

31.26 31.32 31.24 31.16 31.08

0

251.06 244.43 237.94 231.59 225.38

187.30 183.11 178.98 174.92 170.93

142.49 139.83 137.18 134.57 131.98

125.21 123.07 120.96 118.85 116.77

110.56 108.85 107.15 105.46 103.77

87.49 86.38 85.28 84.18 83.07

70.56 69.85 69.13 68.40 67.67

57.97 57.50 57.03 56.55 56.06

48.45 48.14 47.83 47.51 47.18

41.15 40.95 40.74 40.52 40.30

35.47 35.34 35.19 35.05 34.90

30.99 30.89 30.80 30.70 30.60

5

219.31 213.37 207.57 201.89 196.33

167.00 163.14 159.34 155.60 151.93

129.43 126.90 124.40 121.92 119.48

114.70 112.65 110.62 108.60 106.60

102.10 100.43 98.78 97.13 95.49

81.97 80.86 79.76 78.65 77.55

66.94 66.20 65.46 64.71 63.96

55.57 55.07 54.57 54.07 53.55

46.85 46.52 46.18 45.83 45.47

40.08 39.85 39.62 39.38 39.13

34.75 34.59 34.42 34.26 34.09

30.49 30.38 30.27 30.15 30.03

190.91 185.61 180.42 175.36 170.42

148.32 144.77 141.28 137.86 134.50

117.06 114.67 112.31 109.98 107.68

104.62 102.65 100.71 98.78 96.88

93.86 92.25 90.64 89.05 87.46

76.44 75.34 74.24 73.14 72.05

63.21 62.45 61.70 60.94 60.17

53.03 52.51 51.99 51.46 50.92

45.12 44.75 44.38 44.01 43.63

38.88 38.62 38.37 38.10 37.83

33.91 33.73 33.55 33.36 33.16

29.90 29.77 29.64 29.51 29.37

165.60 160.88 156.26 151.72 147.29

131.20 127.95 124.76 121.60 118.50

105.42 103.17 100.95 98.74 96.56

94.99 93.12 91.26 89.41 87.58

85.89 84.33 82.78 81.22 79.68

70.96 69.86 68.77 67.67 66.57

59.41 58.64 57.86 57.08 56.29

50.38 49.84 49.28 48.72 48.16

43.25 42.86 42.47 42.06 41.65

37.56 37.28 36.99 36.70 36.40

32.97 32.76 32.56 32.34 32.12

29.22 29.08 28.92 28.76 28.60

20

142.97 138.74 134.61 130.57 126.63

115.46 112.47 109.53 106.65 103.81

94.41 92.28 90.18 88.11 86.05

85.76 83.97 82.19 80.42 78.68

78.15 76.63 75.12 73.62 72.13

65.48 64.38 63.29 62.20 61.11

55.50 54.71 53.92 53.12 52.32

47.58 47.01 46.43 45.84 45.25

41.23 40.81 40.38 39.95 39.51

36.09 35.78 35.46 35.14 34.81

31.89 31.66 31.42 31.18 30.93

28.43 28.26 28.08 27.90 27.71

25

122.78 119.02 115.34 111.75 108.24

101.02 98.29 95.60 92.97 90.37

84.03 82.03 80.06 78.11 76.18

76.95 75.24 73.54 71.86 70.20

70.65 69.18 67.72 66.27 64.83

60.02 58.94 57.86 56.77 55.69

51.52 50.71 49.90 49.09 48.27

44.65 44.05 43.44 42.83 42.21

39.06 38.61 38.15 37.68 37.21

34.47 34.13 33.78 33.42 33.06

30.68 30.41 30.15 29.87 29.59

27.51 27.31 27.11 26.89 26.67

30

104.80 101.45 98.17 94.97 91.83

87.81 85.31 82.84 80.42 78.04

74.27 72.39 70.53 68.69 66.88

68.54 66.91 65.29 63.69 62.10

63.40 61.98 60.57 59.17 57.78

54.61 53.53 52.46 51.38 50.31

47.45 46.63 45.81 44.98 44.15

41.58 40.95 40.31 39.67 39.03

36.73 36.24 35.75 35.25 34.74

32.69 32.31 31.93 31.54 31.14

29.31 29.01 28.71 28.40 28.09

26.45 26.22 25.98 25.74 25.48

35

88.77 85.78 82.86 80.01 77.23

75.71 73.41 71.16 68.94 66.77

65.08 63.31 61.56 59.84 58.14

60.52 58.96 57.42 55.90 54.39

56.39 55.02 53.66 52.31 50.97

49.24 48.17 47.10 46.04 44.98

43.31 42.48 41.64 40.80 39.95

38.37 37.71 37.05 36.38 35.71

34.23 33.71 33.18 32.65 32.11

30.73 30.32 29.90 29.47 29.03

27.76 27.43 27.09 26.75 26.39

25.23 24.96 24.69 24.41 24.12

74.52 71.87 69.28 66.77 64.32

64.65 62.56 60.51 58.50 56.54

56.46 54.81 53.17 51.57 50.00

52.90 51.42 49.96 48.53 47.11

49.64 48.32 47.02 45.73 44.46

43.93 42.87 41.83 40.79 39.76

39.11 38.27 37.42 36.58 35.74

35.03 34.35 33.67 32.98 32.30

31.56 31.01 30.45 29.89 29.33

28.59 28.14 27.69 27.23 26.76

26.03 25.67 25.29 24.91 24.53

23.82 23.52 23.21 22.90 22.58

61.93 59.60 57.33 55.11 52.96

54.62 52.73 50.88 49.07 47.30

48.44 46.91 45.40 43.92 42.46

45.71 44.33 42.97 41.62 40.29

43.20 41.95 40.71 39.49 38.28

38.73 37.71 36.69 35.68 34.68

34.90 34.06 33.22 32.38 31.55

31.61 30.91 30.22 29.52 28.82

28.76 28.19 27.61 27.02 26.44

26.29 25.81 25.33 24.84 24.34

24.14 23.74 23.33 22.92 22.50

22.25 21.92 21.57 21.22 20.87

50.86 48.83 46.84 44.89 42.99

45.57 43.88 42.22 40.60 38.99

41.02 39.61 38.23 36.86 35.50

38.99 37.70 36.43 35.17 33.92

37.09 35.91 34.75 33.59 32.44

33.68 32.69 31.71 30.74 29.76

30.71 29.88 29.05 28.22 27.39

28.12 27.42 26.72 26.01 25.29

25.84 25.25 24.65 24.05 23.43

23.84 23.34 22.83 22.31 21.78

22.07 21.64 21.21 20.76 20.30

20.51 20.14 19.76 19.37 18.98

41.12 39.30 37.52 35.79

37.41 35.86 34.33 32.84

34.16 32.83 31.52 30.24

32.68 31.45 30.24 29.04

31.30 30.16 29.03 27.92

28.78 27.80 26.83 25.86

26.55 25.70 24.86 24.02

24.57 23.84 23.11 22.38

22.81 22.18 21.54 20.90

21.24 20.69 20.13 19.57

19.83 19.35 18.86 18.37

18.57 18.15 17.72 17.28

1 2 3 4

6 7 8 9 10 11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63

Table 2

Table 2

Multipliers for pecuniary loss for life (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5% 24.91 23.19 21.65 20.26 34.11 31.39 28.98 27.88 26.83

64 65 66 67 68 69

70 71 72 73 74

75 76 77 78 79

80 81 82 83 84

85 86 87 88 89

90 91 92 93 94

95 96 97 98 99 100

2.0% 19.01

2.5% 17.87

Age at date of 3.0% trial 64 16.84

32.50 30.94 29.44 27.99 26.57

29.99 28.64 27.32 26.05 24.80

27.76 26.58 25.43 24.30 23.19

26.74 25.63 24.55 23.49 22.45

25.77 24.73 23.72 22.72 21.74

23.98 23.07 22.18 21.29 20.42

22.38 21.58 20.78 20.00 19.22

20.93 20.23 19.52 18.83 18.13

19.63 19.00 18.38 17.76 17.13

18.45 17.89 17.34 16.78 16.22

17.38 16.88 16.39 15.89 15.39

16.40 15.96 15.52 15.07 14.62

65

25.19 23.83 22.47 21.13 19.80

23.57 22.35 21.14 19.93 18.72

22.10 21.01 19.92 18.83 17.73

21.41 20.39 19.35 18.31 17.27

20.76 19.79 18.81 17.82 16.82

19.55 18.67 17.79 16.89 15.99

18.44 17.65 16.85 16.04 15.21

17.43 16.72 16.00 15.25 14.50

16.50 15.86 15.20 14.53 13.84

15.65 15.07 14.48 13.86 13.23

14.87 14.35 13.80 13.24 12.66

14.15 13.68 13.18 12.66 12.13

70

18.48 17.20 15.95 14.75 13.62

17.53 16.35 15.21 14.10 13.05

16.64 15.57 14.51 13.50 12.52

16.23 15.20 14.19 13.21 12.27

15.83 14.84 13.87 12.93 12.03

15.08 14.17 13.28 12.40 11.56

14.38 13.55 12.72 11.91 11.13

13.74 12.97 12.20 11.45 10.72

13.14 12.43 11.72 11.02 10.34

12.58 11.92 11.27 10.62 9.98

12.06 11.45 10.84 10.24 9.64

11.58 11.01 10.45 9.88 9.32

75

12.56 11.58 10.67 9.83 9.06

12.07 11.15 10.30 9.51 8.78

11.61 10.75 9.95 9.21 8.52

11.39 10.56 9.78 9.06 8.39

11.17 10.37 9.62 8.92 8.27

10.77 10.02 9.31 8.65 8.03

10.38 9.68 9.02 8.39 7.81

10.02 9.36 8.74 8.15 7.59

9.69 9.06 8.48 7.92 7.39

9.37 8.78 8.23 7.70 7.19

9.07 8.51 7.99 7.49 7.01

8.78 8.26 7.76 7.29 6.83

8.34 7.66 7.01 6.41 5.84

8.10 7.45 6.84 6.26 5.71

7.87 7.25 6.67 6.11 5.59

7.76 7.16 6.59 6.05 5.53

7.65 7.07 6.51 5.98 5.47

7.45 6.89 6.36 5.85 5.36

7.25 6.72 6.21 5.72 5.25

7.06 6.56 6.07 5.60 5.15

6.88 6.40 5.93 5.48 5.05

6.71 6.25 5.80 5.37 4.95

6.55 6.11 5.68 5.26 4.86

6.40 5.97 5.56 5.16 4.77

5.31 4.82 4.37 3.97 3.62

5.20 4.73 4.29 3.90 3.56

5.10 4.64 4.22 3.84 3.51

5.05 4.60 4.18 3.81 3.48

5.00 4.55 4.15 3.78 3.46

4.90 4.47 4.08 3.72 3.41

4.81 4.40 4.01 3.67 3.36

4.72 4.32 3.95 3.61 3.31

4.64 4.25 3.89 3.56 3.27

4.55 4.18 3.83 3.51 3.22

4.47 4.11 3.77 3.46 3.18

4.40 4.04 3.71 3.41 3.14

3.32 3.06 2.84 2.64 2.45 2.27

3.27 3.02 2.80 2.61 2.42 2.25

3.23 2.98 2.77 2.58 2.40 2.22

3.20 2.96 2.75 2.56 2.38 2.21

3.18 2.94 2.74 2.55 2.37 2.20

3.14 2.91 2.70 2.52 2.35 2.18

3.10 2.87 2.67 2.49 2.32 2.16

3.06 2.84 2.64 2.47 2.30 2.14

3.02 2.80 2.61 2.44 2.28 2.12

2.98 2.77 2.58 2.42 2.26 2.10

2.94 2.74 2.56 2.39 2.23 2.08

2.91 2.71 2.53 2.37 2.21 2.06

66 67 68 69

71 72 73 74

76 77 78 79

80 81 82 83 84

85 86 87 88 89

90 91 92 93 94

95 96 97 98 99 100

Table 3

Table 3

Multipliers for loss of earnings to pension age 50 (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49

2.0%

2.5%

Age at date of 3.0% trial

48.26 46.31 44.40 42.54

43.90 42.26 40.64 39.04

40.05 38.66 37.29 35.93

38.30 37.02 35.75 34.50

36.65 35.47 34.30 33.14

33.63 32.63 31.64 30.65

30.94 30.10 29.25 28.41

28.55 27.84 27.12 26.39

26.42 25.81 25.20 24.57

24.51 24.00 23.47 22.94

22.80 22.36 21.91 21.45

21.26 20.89 20.51 20.11

40.71 38.91 37.16 35.44 33.75

37.48 35.93 34.41 32.92 31.44

34.58 33.25 31.94 30.63 29.34

33.25 32.02 30.79 29.57 28.37

31.99 30.84 29.70 28.56 27.43

29.66 28.66 27.67 26.68 25.69

27.55 26.70 25.84 24.97 24.10

25.66 24.92 24.17 23.41 22.65

23.94 23.30 22.65 21.99 21.32

22.39 21.84 21.27 20.69 20.11

20.99 20.50 20.01 19.51 18.99

19.71 19.29 18.86 18.42 17.96

32.10 30.48 28.89 27.34 25.81

29.99 28.56 27.15 25.76 24.40

28.06 26.80 25.55 24.31 23.08

27.17 25.98 24.80 23.63 22.47

26.31 25.19 24.08 22.97 21.87

24.70 23.71 22.72 21.73 20.74

23.23 22.36 21.47 20.59 19.70

21.88 21.11 20.32 19.53 18.73

20.65 19.96 19.26 18.55 17.83

19.51 18.90 18.27 17.64 16.99

18.46 17.92 17.36 16.79 16.21

17.49 17.01 16.52 16.00 15.48

24.32 22.86 21.43 20.03 18.66

23.05 21.73 20.43 19.15 17.88

21.87 20.67 19.49 18.31 17.15

21.31 20.17 19.04 17.92 16.80

20.78 19.69 18.61 17.53 16.47

19.76 18.77 17.78 16.80 15.82

18.81 17.91 17.01 16.11 15.20

17.92 17.11 16.29 15.46 14.63

17.10 16.36 15.61 14.85 14.08

16.33 15.66 14.97 14.28 13.57

15.61 15.00 14.37 13.73 13.08

14.94 14.38 13.81 13.22 12.62

17.31 16.00 14.70 13.44 12.19

16.64 15.42 14.21 13.02 11.85

16.00 14.87 13.74 12.62 11.52

15.70 14.60 13.51 12.43 11.36

15.40 14.34 13.29 12.24 11.20

14.83 13.85 12.86 11.88 10.89

14.29 13.38 12.46 11.53 10.60

13.78 12.93 12.07 11.20 10.32

13.30 12.51 11.70 10.88 10.05

12.84 12.10 11.35 10.58 9.79

12.41 11.72 11.01 10.29 9.54

11.99 11.35 10.69 10.01 9.31

10.98 9.78 8.61 7.46 6.33

10.69 9.55 8.43 7.33 6.24

10.42 9.34 8.26 7.20 6.14

10.29 9.23 8.18 7.13 6.10

10.16 9.13 8.10 7.07 6.05

9.91 8.92 7.93 6.95 5.96

9.67 8.72 7.78 6.83 5.87

9.43 8.53 7.63 6.71 5.78

9.21 8.35 7.48 6.60 5.70

8.99 8.17 7.34 6.49 5.62

8.78 8.00 7.20 6.38 5.54

8.58 7.84 7.07 6.28 5.46

40

5.23 4.14 3.08 2.03 1.01

5.16 4.10 3.06 2.02 1.01

5.10 4.06 3.03 2.01 1.00

5.06 4.04 3.02 2.01 1.00

5.03 4.02 3.01 2.00 1.00

4.97 3.98 2.99 1.99 1.00

4.91 3.94 2.97 1.98 1.00

4.85 3.90 2.94 1.97 0.99

4.79 3.86 2.92 1.96 0.99

4.73 3.83 2.90 1.96 0.99

4.68 3.79 2.88 1.95 0.99

4.62 3.75 2.86 1.94 0.98

45

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39

41 42 43 44

46 47 48 49

Table 4

Table 4

Multipliers for loss of earnings to pension age 50 (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49

2.0%

2.5%

Age at date of 3.0% trial

48.58 46.62 44.71 42.83

44.19 42.53 40.91 39.30

40.30 38.91 37.53 36.16

38.53 37.25 35.98 34.72

36.87 35.69 34.52 33.35

33.82 32.82 31.83 30.83

31.12 30.27 29.42 28.57

28.71 27.99 27.27 26.54

26.56 25.95 25.33 24.71

24.63 24.12 23.59 23.06

22.91 22.47 22.02 21.56

21.36 20.99 20.60 20.21

40.98 39.18 37.41 35.68 33.98

37.73 36.17 34.64 33.13 31.65

34.81 33.47 32.14 30.83 29.53

33.46 32.22 30.99 29.76 28.54

32.19 31.03 29.89 28.74 27.60

29.83 28.84 27.84 26.85 25.85

27.72 26.85 25.99 25.12 24.25

25.80 25.06 24.31 23.55 22.78

24.08 23.43 22.78 22.12 21.44

22.51 21.96 21.39 20.81 20.22

21.09 20.61 20.12 19.61 19.09

19.80 19.39 18.96 18.51 18.06

32.31 30.68 29.08 27.52 25.98

30.18 28.74 27.33 25.93 24.55

28.24 26.97 25.71 24.46 23.23

27.34 26.14 24.95 23.78 22.61

26.47 25.35 24.23 23.11 22.01

24.85 23.86 22.86 21.87 20.87

23.37 22.49 21.60 20.71 19.82

22.01 21.23 20.44 19.64 18.84

20.76 20.07 19.37 18.65 17.93

19.61 19.00 18.37 17.74 17.08

18.56 18.01 17.45 16.88 16.30

17.59 17.10 16.60 16.09 15.56

24.48 23.01 21.56 20.15 18.76

23.20 21.86 20.55 19.26 17.98

22.01 20.80 19.60 18.42 17.25

21.45 20.30 19.15 18.02 16.90

20.90 19.81 18.72 17.63 16.55

19.88 18.88 17.89 16.89 15.90

18.92 18.02 17.11 16.20 15.28

18.03 17.21 16.38 15.55 14.70

17.20 16.45 15.70 14.93 14.15

16.42 15.74 15.05 14.35 13.63

15.70 15.08 14.45 13.80 13.14

15.02 14.46 13.88 13.29 12.68

17.41 16.08 14.77 13.50 12.25

16.73 15.49 14.28 13.08 11.90

16.09 14.94 13.80 12.68 11.56

15.78 14.67 13.57 12.48 11.40

15.48 14.41 13.35 12.30 11.24

14.91 13.92 12.92 11.93 10.94

14.37 13.44 12.51 11.58 10.64

13.85 12.99 12.12 11.25 10.36

13.36 12.56 11.75 10.93 10.09

12.90 12.16 11.40 10.62 9.83

12.46 11.77 11.06 10.33 9.58

12.05 11.40 10.73 10.05 9.34

11.02 9.82 8.64 7.48 6.35

10.73 9.59 8.46 7.35 6.25

10.46 9.37 8.29 7.22 6.16

10.33 9.26 8.20 7.15 6.11

10.20 9.16 8.12 7.09 6.06

9.95 8.95 7.96 6.97 5.97

9.70 8.76 7.80 6.85 5.89

9.47 8.56 7.65 6.73 5.80

9.24 8.38 7.51 6.62 5.72

9.02 8.20 7.36 6.51 5.63

8.82 8.03 7.22 6.40 5.55

8.61 7.86 7.09 6.29 5.48

40

5.24 4.15 3.08 2.04 1.01

5.17 4.11 3.06 2.03 1.01

5.11 4.07 3.04 2.02 1.00

5.08 4.05 3.03 2.01 1.00

5.04 4.03 3.01 2.01 1.00

4.98 3.99 2.99 2.00 1.00

4.92 3.95 2.97 1.99 1.00

4.86 3.91 2.95 1.98 0.99

4.80 3.87 2.93 1.97 0.99

4.74 3.83 2.90 1.96 0.99

4.69 3.80 2.88 1.95 0.99

4.63 3.76 2.86 1.94 0.98

45

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39

41 42 43 44

46 47 48 49

Table 5

Table 5

Multipliers for loss of earnings to pension age 55 (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54

2.0%

2.5%

Age at date of 3.0% trial

58.33 56.17 54.07 52.00

52.26 50.49 48.74 47.03

47.00 45.54 44.09 42.67

44.63 43.31 41.99 40.69

42.43 41.22 40.02 38.83

38.44 37.44 36.45 35.46

34.96 34.13 33.30 32.48

31.90 31.22 30.53 29.84

29.22 28.65 28.08 27.50

26.85 26.38 25.90 25.42

24.76 24.37 23.97 23.56

22.90 22.58 22.24 21.90

49.99 48.01 46.07 44.17 42.31

45.34 43.68 42.04 40.43 38.84

41.26 39.86 38.47 37.11 35.75

39.40 38.12 36.84 35.58 34.33

37.65 36.48 35.31 34.14 32.98

34.47 33.48 32.49 31.49 30.50

31.65 30.81 29.97 29.13 28.28

29.14 28.44 27.72 27.00 26.28

26.91 26.31 25.71 25.10 24.47

24.92 24.42 23.90 23.38 22.85

23.14 22.72 22.28 21.83 21.37

21.55 21.19 20.82 20.43 20.04

40.49 38.70 36.95 35.24 33.56

37.28 35.74 34.23 32.74 31.27

34.41 33.08 31.77 30.47 29.18

33.09 31.85 30.63 29.42 28.21

31.83 30.69 29.55 28.42 27.29

29.52 28.53 27.54 26.55 25.56

27.43 26.57 25.71 24.85 23.98

25.54 24.81 24.06 23.30 22.54

23.84 23.20 22.55 21.89 21.22

22.30 21.75 21.18 20.60 20.01

20.90 20.42 19.93 19.42 18.91

19.63 19.21 18.78 18.34 17.89

31.91 30.30 28.73 27.19 25.68

29.82 28.40 27.00 25.63 24.27

27.91 26.66 25.41 24.19 22.97

27.02 25.84 24.67 23.51 22.36

26.17 25.06 23.95 22.86 21.76

24.57 23.59 22.61 21.63 20.65

23.11 22.24 21.37 20.49 19.61

21.78 21.00 20.22 19.44 18.65

20.55 19.86 19.17 18.46 17.75

19.42 18.81 18.19 17.56 16.92

18.38 17.83 17.28 16.72 16.14

17.42 16.94 16.44 15.94 15.41

24.20 22.75 21.33 19.94 18.57

22.94 21.63 20.33 19.06 17.80

21.77 20.58 19.40 18.23 17.07

21.21 20.08 18.95 17.84 16.73

20.68 19.60 18.52 17.46 16.39

19.67 18.69 17.71 16.73 15.75

18.72 17.83 16.94 16.04 15.14

17.85 17.04 16.22 15.40 14.56

17.03 16.29 15.55 14.79 14.02

16.26 15.59 14.91 14.22 13.51

15.55 14.94 14.32 13.68 13.02

14.88 14.32 13.76 13.17 12.56

35

17.23 15.92 14.63 13.37 12.13

16.56 15.34 14.14 12.96 11.79

15.93 14.79 13.67 12.56 11.46

15.63 14.53 13.45 12.37 11.30

15.33 14.28 13.23 12.18 11.14

14.76 13.78 12.80 11.82 10.84

14.23 13.32 12.40 11.48 10.55

13.72 12.87 12.01 11.15 10.27

13.24 12.45 11.65 10.83 10.01

12.79 12.05 11.30 10.53 9.75

12.35 11.67 10.96 10.24 9.50

11.94 11.30 10.64 9.96 9.26

40

10.92 9.73 8.57 7.43 6.31

10.64 9.51 8.39 7.29 6.21

10.37 9.29 8.22 7.17 6.12

10.24 9.19 8.14 7.10 6.07

10.11 9.08 8.06 7.04 6.02

9.86 8.88 7.90 6.92 5.93

9.62 8.68 7.74 6.80 5.85

9.39 8.50 7.59 6.68 5.76

9.17 8.31 7.45 6.57 5.68

8.95 8.14 7.31 6.46 5.60

8.74 7.97 7.17 6.35 5.52

8.54 7.80 7.04 6.25 5.44

45

5.21 4.13 3.07 2.03 1.01

5.14 4.09 3.05 2.02 1.01

5.08 4.05 3.03 2.01 1.00

5.05 4.03 3.01 2.01 1.00

5.01 4.01 3.00 2.00 1.00

4.95 3.97 2.98 1.99 1.00

4.89 3.93 2.96 1.98 1.00

4.83 3.89 2.94 1.97 0.99

4.77 3.85 2.91 1.96 0.99

4.72 3.81 2.89 1.95 0.99

4.66 3.78 2.87 1.94 0.99

4.60 3.74 2.85 1.93 0.98

50

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49

51 52 53 54

Table 6

Table 6

Multipliers for loss of earnings to pension age 55 (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54

2.0%

2.5%

Age at date of 3.0% trial

58.83 56.66 54.54 52.46

52.69 50.91 49.15 47.43

47.37 45.90 44.45 43.02

44.98 43.65 42.33 41.02

42.75 41.54 40.34 39.14

38.72 37.72 36.72 35.73

35.20 34.37 33.55 32.71

32.11 31.43 30.74 30.05

29.40 28.84 28.26 27.68

27.01 26.54 26.07 25.58

24.90 24.51 24.11 23.71

23.03 22.70 22.37 22.03

50.43 48.43 46.48 44.56 42.69

45.73 44.05 42.41 40.78 39.18

41.60 40.19 38.80 37.42 36.05

39.72 38.43 37.15 35.87 34.61

37.95 36.77 35.59 34.42 33.25

34.73 33.73 32.74 31.74 30.74

31.88 31.04 30.20 29.35 28.49

29.35 28.64 27.92 27.20 26.47

27.09 26.50 25.89 25.27 24.65

25.09 24.58 24.06 23.54 23.00

23.29 22.86 22.42 21.97 21.51

21.68 21.32 20.95 20.56 20.17

40.85 39.04 37.28 35.55 33.86

37.60 36.05 34.52 33.02 31.54

34.70 33.36 32.04 30.73 29.43

33.36 32.12 30.89 29.66 28.45

32.09 30.94 29.79 28.65 27.51

29.75 28.75 27.76 26.76 25.77

27.64 26.78 25.91 25.04 24.17

25.73 24.99 24.24 23.48 22.72

24.01 23.37 22.72 22.05 21.38

22.46 21.90 21.33 20.75 20.16

21.04 20.56 20.06 19.56 19.04

19.76 19.34 18.91 18.46 18.01

32.20 30.57 28.98 27.42 25.89

30.08 28.64 27.23 25.84 24.46

28.15 26.88 25.62 24.38 23.15

27.25 26.05 24.87 23.69 22.53

26.38 25.26 24.15 23.03 21.93

24.77 23.78 22.79 21.79 20.80

23.30 22.42 21.53 20.64 19.75

21.94 21.16 20.38 19.58 18.78

20.70 20.01 19.31 18.60 17.87

19.56 18.94 18.32 17.68 17.03

18.51 17.96 17.40 16.83 16.25

17.54 17.05 16.56 16.04 15.52

24.39 22.92 21.48 20.07 18.69

23.11 21.78 20.48 19.19 17.92

21.93 20.73 19.53 18.35 17.19

21.37 20.22 19.09 17.96 16.84

20.83 19.74 18.65 17.57 16.50

19.81 18.82 17.83 16.84 15.85

18.86 17.96 17.05 16.14 15.23

17.97 17.15 16.33 15.49 14.65

17.14 16.40 15.65 14.88 14.11

16.37 15.69 15.01 14.30 13.59

15.65 15.03 14.40 13.76 13.10

14.97 14.41 13.84 13.25 12.64

35

17.34 16.02 14.72 13.45 12.20

16.67 15.44 14.22 13.03 11.85

16.03 14.89 13.75 12.63 11.52

15.72 14.62 13.53 12.44 11.36

15.43 14.36 13.30 12.25 11.20

14.86 13.87 12.88 11.89 10.90

14.32 13.40 12.47 11.54 10.61

13.80 12.95 12.08 11.21 10.33

13.32 12.52 11.71 10.89 10.06

12.86 12.12 11.36 10.59 9.80

12.42 11.73 11.02 10.29 9.55

12.01 11.36 10.70 10.01 9.31

40

10.98 9.78 8.61 7.46 6.33

10.70 9.56 8.43 7.33 6.24

10.42 9.34 8.26 7.20 6.14

10.29 9.23 8.18 7.13 6.09

10.16 9.13 8.09 7.07 6.05

9.91 8.92 7.93 6.95 5.96

9.67 8.73 7.78 6.83 5.87

9.43 8.54 7.63 6.71 5.78

9.21 8.35 7.48 6.60 5.70

8.99 8.17 7.34 6.49 5.62

8.79 8.00 7.20 6.38 5.54

8.58 7.84 7.07 6.28 5.46

45

5.23 4.14 3.08 2.03 1.01

5.16 4.10 3.06 2.02 1.01

5.10 4.06 3.03 2.01 1.00

5.06 4.04 3.02 2.01 1.00

5.03 4.02 3.01 2.00 1.00

4.97 3.98 2.99 1.99 1.00

4.91 3.94 2.97 1.98 1.00

4.85 3.90 2.94 1.97 0.99

4.79 3.86 2.92 1.96 0.99

4.73 3.83 2.90 1.96 0.99

4.68 3.79 2.88 1.95 0.99

4.62 3.75 2.86 1.94 0.98

50

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49

51 52 53 54

Table 7

Table 7

Multipliers for loss of earnings to pension age 60 (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59

2.0%

2.5%

Age at date of 3.0% trial

69.28 66.90 64.58 62.30

61.13 59.22 57.34 55.49

54.18 52.65 51.13 49.63

51.10 49.73 48.36 47.01

48.26 47.02 45.79 44.57

43.18 42.18 41.18 40.19

38.81 38.00 37.19 36.38

35.03 34.38 33.73 33.06

31.77 31.24 30.71 30.17

28.93 28.50 28.07 27.62

26.46 26.11 25.75 25.39

24.29 24.01 23.72 23.42

60.08 57.90 55.76 53.66 51.61

53.68 51.89 50.13 48.40 46.69

48.15 46.68 45.23 43.79 42.37

45.67 44.34 43.02 41.71 40.41

43.36 42.15 40.95 39.76 38.57

39.20 38.21 37.21 36.22 35.23

35.57 34.75 33.93 33.11 32.28

32.40 31.72 31.04 30.36 29.66

29.62 29.06 28.50 27.93 27.35

27.17 26.71 26.25 25.77 25.28

25.02 24.64 24.25 23.85 23.44

23.11 22.80 22.47 22.14 21.80

49.60 47.64 45.71 43.82 41.97

45.01 43.35 41.72 40.12 38.54

40.96 39.57 38.19 36.83 35.48

39.12 37.85 36.58 35.32 34.07

37.40 36.22 35.06 33.90 32.74

34.24 33.25 32.27 31.28 30.29

31.45 30.61 29.77 28.93 28.09

28.97 28.26 27.55 26.83 26.10

26.76 26.16 25.56 24.94 24.32

24.79 24.28 23.77 23.24 22.70

23.02 22.59 22.16 21.71 21.25

21.44 21.08 20.71 20.32 19.92

40.15 38.38 36.65 34.96 33.30

36.99 35.46 33.96 32.48 31.03

34.14 32.83 31.53 30.24 28.97

32.84 31.61 30.40 29.20 28.01

31.59 30.46 29.33 28.21 27.09

29.30 28.32 27.34 26.36 25.38

27.24 26.39 25.53 24.68 23.82

25.37 24.64 23.89 23.15 22.39

23.69 23.05 22.40 21.75 21.09

22.16 21.61 21.04 20.47 19.89

20.78 20.29 19.80 19.30 18.79

19.52 19.10 18.67 18.23 17.78

31.67 30.07 28.51 26.98 25.48

29.60 28.19 26.80 25.43 24.08

27.71 26.46 25.23 24.01 22.80

26.83 25.65 24.49 23.34 22.19

25.98 24.88 23.78 22.69 21.60

24.40 23.43 22.45 21.48 20.50

22.96 22.09 21.22 20.35 19.47

21.63 20.87 20.09 19.31 18.52

20.42 19.74 19.04 18.34 17.63

19.30 18.69 18.08 17.45 16.81

18.27 17.73 17.18 16.61 16.04

17.32 16.84 16.35 15.84 15.32

35

24.00 22.56 21.15 19.76 18.41

22.76 21.45 20.16 18.90 17.65

21.60 20.41 19.24 18.08 16.93

21.05 19.92 18.80 17.69 16.59

20.52 19.45 18.38 17.31 16.26

19.52 18.54 17.57 16.59 15.62

18.59 17.70 16.81 15.92 15.02

17.72 16.91 16.10 15.28 14.45

16.91 16.17 15.43 14.68 13.91

16.15 15.48 14.80 14.11 13.41

15.44 14.84 14.21 13.58 12.93

14.78 14.23 13.66 13.07 12.47

40

17.08 15.78 14.50 13.26 12.03

16.42 15.21 14.02 12.85 11.69

15.79 14.67 13.56 12.46 11.37

15.49 14.41 13.33 12.27 11.21

15.20 14.16 13.12 12.08 11.05

14.64 13.67 12.70 11.73 10.75

14.12 13.21 12.30 11.38 10.47

13.61 12.77 11.92 11.06 10.19

13.14 12.35 11.55 10.75 9.93

12.69 11.95 11.21 10.45 9.67

12.26 11.58 10.88 10.16 9.43

11.85 11.22 10.56 9.89 9.19

45

10.83 9.66 8.51 7.38 6.27

10.56 9.44 8.34 7.25 6.18

10.29 9.22 8.17 7.12 6.08

10.16 9.12 8.08 7.06 6.04

10.03 9.01 8.00 7.00 5.99

9.78 8.81 7.84 6.87 5.90

9.55 8.62 7.69 6.76 5.82

9.32 8.43 7.54 6.64 5.73

9.10 8.25 7.40 6.53 5.65

8.88 8.08 7.26 6.42 5.57

8.68 7.91 7.12 6.32 5.49

8.48 7.75 6.99 6.21 5.41

50

5.18 4.12 3.06 2.03 1.01

5.12 4.07 3.04 2.02 1.00

5.05 4.03 3.02 2.01 1.00

5.02 4.01 3.01 2.00 1.00

4.99 3.99 2.99 2.00 1.00

4.93 3.95 2.97 1.99 1.00

4.87 3.91 2.95 1.98 0.99

4.81 3.87 2.93 1.97 0.99

4.75 3.84 2.91 1.96 0.99

4.69 3.80 2.89 1.95 0.99

4.64 3.76 2.86 1.94 0.98

4.58 3.73 2.84 1.93 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49

51 52 53 54 55 56 57 58 59

Table 8

Table 8

Multipliers for loss of earnings to pension age 60 (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59

2.0%

2.5%

Age at date of 3.0% trial

70.04 67.65 65.30 63.01

61.77 59.85 57.96 56.10

54.73 53.18 51.66 50.15

51.60 50.22 48.85 47.49

48.72 47.48 46.24 45.02

43.57 42.57 41.57 40.57

39.14 38.33 37.52 36.71

35.32 34.67 34.01 33.35

32.02 31.49 30.96 30.41

29.14 28.72 28.28 27.84

26.64 26.29 25.94 25.58

24.45 24.17 23.88 23.59

60.76 58.56 56.40 54.29 52.21

54.27 52.46 50.69 48.94 47.21

48.66 47.18 45.71 44.26 42.83

46.14 44.80 43.47 42.15 40.84

43.80 42.58 41.37 40.17 38.98

39.57 38.58 37.58 36.58 35.58

35.90 35.08 34.25 33.42 32.59

32.68 32.01 31.32 30.64 29.94

29.87 29.31 28.74 28.17 27.59

27.39 26.93 26.46 25.98 25.50

25.21 24.83 24.44 24.04 23.63

23.28 22.97 22.64 22.31 21.97

50.18 48.19 46.24 44.33 42.46

45.51 43.84 42.20 40.58 38.98

41.41 40.00 38.61 37.24 35.87

39.54 38.25 36.97 35.70 34.45

37.79 36.60 35.43 34.26 33.09

34.59 33.59 32.59 31.60 30.60

31.75 30.91 30.07 29.22 28.37

29.24 28.53 27.81 27.09 26.36

27.00 26.40 25.79 25.17 24.55

25.00 24.49 23.98 23.45 22.91

23.21 22.78 22.34 21.89 21.43

21.61 21.25 20.87 20.49 20.09

40.63 38.83 37.08 35.35 33.67

37.41 35.86 34.34 32.84 31.37

34.53 33.19 31.87 30.57 29.28

33.20 31.96 30.73 29.51 28.30

31.94 30.79 29.64 28.50 27.37

29.61 28.62 27.62 26.63 25.64

27.51 26.65 25.79 24.93 24.06

25.62 24.88 24.13 23.37 22.61

23.91 23.27 22.62 21.96 21.29

22.37 21.81 21.24 20.66 20.07

20.96 20.48 19.98 19.48 18.96

19.69 19.27 18.83 18.39 17.93

32.01 30.40 28.81 27.26 25.73

29.91 28.48 27.08 25.69 24.32

28.00 26.73 25.48 24.24 23.02

27.10 25.91 24.73 23.56 22.40

26.25 25.13 24.02 22.91 21.81

24.65 23.66 22.67 21.68 20.69

23.18 22.30 21.42 20.54 19.65

21.84 21.06 20.28 19.48 18.68

20.60 19.91 19.21 18.50 17.78

19.47 18.86 18.23 17.60 16.95

18.43 17.88 17.32 16.75 16.17

17.46 16.98 16.48 15.97 15.44

35

24.24 22.78 21.35 19.95 18.58

22.98 21.66 20.35 19.07 17.81

21.81 20.61 19.42 18.24 17.08

21.25 20.11 18.98 17.85 16.74

20.72 19.63 18.55 17.47 16.40

19.70 18.71 17.73 16.74 15.75

18.76 17.86 16.96 16.05 15.15

17.88 17.06 16.24 15.41 14.57

17.05 16.31 15.56 14.80 14.03

16.29 15.61 14.93 14.23 13.52

15.57 14.96 14.33 13.69 13.03

14.90 14.34 13.77 13.18 12.57

40

17.24 15.92 14.63 13.37 12.13

16.57 15.34 14.14 12.95 11.79

15.93 14.80 13.67 12.56 11.46

15.63 14.53 13.45 12.37 11.30

15.33 14.28 13.23 12.18 11.14

14.77 13.79 12.80 11.82 10.84

14.23 13.32 12.40 11.48 10.55

13.73 12.87 12.01 11.15 10.27

13.25 12.45 11.65 10.83 10.00

12.79 12.05 11.30 10.53 9.75

12.36 11.67 10.96 10.24 9.50

11.95 11.30 10.64 9.96 9.26

45

10.92 9.73 8.57 7.43 6.31

10.64 9.51 8.39 7.30 6.21

10.37 9.29 8.22 7.17 6.12

10.24 9.19 8.14 7.10 6.07

10.11 9.08 8.06 7.04 6.03

9.86 8.88 7.90 6.92 5.94

9.62 8.69 7.75 6.80 5.85

9.39 8.50 7.60 6.68 5.76

9.17 8.31 7.45 6.57 5.68

8.95 8.14 7.31 6.46 5.60

8.74 7.97 7.17 6.36 5.52

8.54 7.80 7.04 6.25 5.44

50

5.21 4.13 3.07 2.03 1.01

5.14 4.09 3.05 2.02 1.01

5.08 4.05 3.03 2.01 1.00

5.05 4.03 3.02 2.01 1.00

5.02 4.01 3.00 2.00 1.00

4.95 3.97 2.98 1.99 1.00

4.89 3.93 2.96 1.98 1.00

4.83 3.89 2.94 1.97 0.99

4.77 3.85 2.92 1.96 0.99

4.72 3.82 2.89 1.95 0.99

4.66 3.78 2.87 1.94 0.99

4.61 3.74 2.85 1.93 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49

51 52 53 54 55 56 57 58 59

Table 9

Table 9

Multipliers for loss of earnings to pension age 65 (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

2.0%

2.5%

Age at date of 3.0% trial

81.11 78.49 75.93 73.42

70.46 68.41 66.39 64.40

61.56 59.95 58.35 56.78

57.67 56.23 54.82 53.41

54.09 52.82 51.56 50.31

47.80 46.80 45.80 44.80

42.47 41.68 40.89 40.10

37.95 37.32 36.69 36.06

34.08 33.59 33.09 32.58

30.77 30.38 29.98 29.58

27.92 27.61 27.29 26.97

25.46 25.21 24.96 24.70

70.97 68.57 66.21 63.90 61.64

62.45 60.53 58.63 56.77 54.93

55.22 53.68 52.16 50.65 49.15

52.02 50.64 49.27 47.92 46.57

49.07 47.83 46.60 45.38 44.16

43.81 42.82 41.82 40.83 39.84

39.30 38.50 37.70 36.89 36.08

35.42 34.78 34.13 33.47 32.81

32.07 31.55 31.02 30.49 29.94

29.16 28.74 28.31 27.88 27.43

26.64 26.30 25.95 25.59 25.22

24.43 24.15 23.87 23.57 23.27

59.43 57.26 55.14 53.06 51.02

53.12 51.35 49.60 47.87 46.17

47.68 46.22 44.77 43.34 41.92

45.23 43.91 42.59 41.29 39.99

42.95 41.75 40.56 39.37 38.18

38.85 37.86 36.87 35.88 34.89

35.27 34.45 33.63 32.81 31.98

32.14 31.46 30.78 30.10 29.40

29.39 28.84 28.27 27.70 27.11

26.98 26.52 26.05 25.57 25.08

24.85 24.47 24.07 23.67 23.26

22.96 22.65 22.32 21.98 21.63

49.03 47.08 45.17 43.31 41.48

44.50 42.86 41.25 39.67 38.11

40.52 39.14 37.78 36.43 35.10

38.71 37.44 36.19 34.95 33.71

37.01 35.84 34.69 33.54 32.40

33.90 32.92 31.94 30.96 29.99

31.15 30.32 29.49 28.65 27.81

28.70 28.00 27.29 26.58 25.86

26.52 25.93 25.33 24.72 24.10

24.58 24.07 23.56 23.04 22.51

22.84 22.41 21.97 21.53 21.07

21.28 20.91 20.54 20.16 19.77

39.69 37.94 36.22 34.54 32.89

36.57 35.06 33.57 32.11 30.66

33.78 32.47 31.18 29.90 28.64

32.49 31.28 30.07 28.88 27.69

31.27 30.14 29.02 27.90 26.79

29.01 28.03 27.06 26.08 25.11

26.97 26.13 25.28 24.43 23.57

25.14 24.41 23.67 22.92 22.17

23.48 22.84 22.20 21.55 20.88

21.97 21.42 20.86 20.29 19.70

20.60 20.13 19.64 19.13 18.62

19.36 18.95 18.52 18.08 17.62

35

31.27 29.69 28.14 26.62 25.13

29.24 27.84 26.46 25.10 23.77

27.38 26.14 24.92 23.70 22.50

26.52 25.35 24.19 23.04 21.91

25.69 24.59 23.50 22.41 21.33

24.13 23.16 22.19 21.22 20.25

22.71 21.85 20.98 20.11 19.24

21.41 20.64 19.87 19.09 18.30

20.21 19.53 18.84 18.14 17.43

19.11 18.50 17.88 17.26 16.62

18.09 17.55 17.00 16.44 15.86

17.16 16.68 16.18 15.68 15.16

40

23.68 22.25 20.86 19.49 18.15

22.45 21.16 19.89 18.64 17.41

21.32 20.14 18.98 17.84 16.70

20.78 19.66 18.55 17.45 16.37

20.26 19.19 18.14 17.08 16.04

19.28 18.31 17.34 16.38 15.41

18.36 17.48 16.60 15.71 14.82

17.51 16.71 15.90 15.09 14.27

16.71 15.98 15.24 14.50 13.74

15.97 15.30 14.63 13.94 13.24

15.27 14.67 14.05 13.42 12.77

14.62 14.07 13.50 12.92 12.33

45

16.85 15.57 14.32 13.09 11.89

16.20 15.01 13.84 12.69 11.56

15.58 14.48 13.39 12.30 11.24

15.29 14.22 13.17 12.12 11.08

15.00 13.98 12.95 11.94 10.93

14.46 13.50 12.54 11.59 10.63

13.94 13.04 12.15 11.25 10.35

13.44 12.61 11.77 10.93 10.08

12.98 12.20 11.42 10.62 9.82

12.53 11.81 11.08 10.33 9.57

12.11 11.44 10.75 10.05 9.33

11.71 11.09 10.44 9.78 9.10

10.71 9.56 8.43 7.32 6.22

10.44 9.34 8.26 7.19 6.13

10.18 9.13 8.09 7.06 6.03

10.05 9.03 8.01 7.00 5.99

9.92 8.93 7.93 6.94 5.94

9.68 8.73 7.77 6.82 5.85

9.45 8.54 7.62 6.70 5.77

9.22 8.35 7.47 6.59 5.68

9.00 8.17 7.33 6.48 5.60

8.79 8.00 7.19 6.37 5.52

8.59 7.84 7.06 6.26 5.45

8.40 7.67 6.93 6.16 5.37

5.14 4.09 3.04 2.02 1.00

5.08 4.04 3.02 2.01 1.00

5.01 4.00 3.00 2.00 1.00

4.98 3.98 2.99 1.99 1.00

4.95 3.96 2.98 1.99 1.00

4.89 3.92 2.95 1.98 0.99

4.83 3.89 2.93 1.97 0.99

4.77 3.85 2.91 1.96 0.99

4.71 3.81 2.89 1.95 0.99

4.66 3.77 2.87 1.94 0.98

4.60 3.74 2.85 1.93 0.98

4.55 3.70 2.83 1.92 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

Table 10

Table 10 Multipliers for loss of earnings to pension age 65 (females) Age at date of trial 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

82.26 79.62 77.03 74.50

71.41 69.34 67.31 65.30

62.34 60.72 59.12 57.53

58.38 56.94 55.52 54.11

54.74 53.47 52.20 50.95

48.34 47.34 46.34 45.34

42.93 42.14 41.35 40.55

38.33 37.71 37.08 36.45

34.41 33.91 33.42 32.91

31.05 30.66 30.26 29.86

28.16 27.85 27.53 27.21

25.66 25.41 25.16 24.91

72.02 69.59 67.20 64.87 62.58

63.33 61.39 59.48 57.59 55.73

55.96 54.41 52.87 51.35 49.84

52.71 51.32 49.93 48.56 47.20

49.70 48.45 47.21 45.98 44.75

44.34 43.34 42.34 41.35 40.35

39.75 38.95 38.15 37.33 36.52

35.81 35.16 34.51 33.85 33.19

32.40 31.88 31.35 30.82 30.27

29.45 29.03 28.60 28.16 27.72

26.88 26.54 26.20 25.84 25.47

24.64 24.37 24.08 23.79 23.49

60.34 58.14 55.99 53.88 51.82

53.91 52.11 50.33 48.59 46.87

48.35 46.87 45.41 43.96 42.53

45.85 44.52 43.19 41.87 40.56

43.53 42.32 41.11 39.91 38.72

39.35 38.35 37.35 36.36 35.36

35.70 34.88 34.05 33.23 32.39

32.51 31.84 31.15 30.46 29.77

29.72 29.16 28.60 28.02 27.44

27.27 26.80 26.33 25.85 25.36

25.10 24.72 24.33 23.93 23.51

23.19 22.87 22.54 22.21 21.86

49.80 47.82 45.88 43.98 42.12

45.18 43.52 41.88 40.27 38.68

41.12 39.72 38.33 36.96 35.60

39.27 37.98 36.71 35.45 34.19

37.53 36.35 35.18 34.01 32.85

34.36 33.37 32.38 31.38 30.39

31.56 30.72 29.87 29.03 28.18

29.06 28.35 27.64 26.92 26.19

26.84 26.25 25.64 25.02 24.39

24.87 24.36 23.84 23.31 22.78

23.09 22.66 22.22 21.77 21.31

21.51 21.14 20.77 20.38 19.98

40.30 38.51 36.76 35.05 33.38

37.11 35.58 34.06 32.57 31.10

34.26 32.93 31.62 30.32 29.04

32.95 31.71 30.49 29.28 28.07

31.70 30.56 29.42 28.28 27.16

29.40 28.41 27.42 26.43 25.44

27.32 26.47 25.61 24.74 23.88

25.45 24.71 23.96 23.21 22.44

23.76 23.12 22.47 21.81 21.14

22.23 21.67 21.10 20.52 19.93

20.84 20.35 19.86 19.35 18.83

19.57 19.15 18.72 18.28 17.82

35

31.73 30.12 28.55 27.01 25.49

29.66 28.24 26.84 25.46 24.10

27.76 26.51 25.26 24.03 22.81

26.88 25.70 24.52 23.36 22.20

26.04 24.92 23.81 22.71 21.62

24.45 23.47 22.48 21.50 20.51

23.00 22.13 21.25 20.37 19.48

21.68 20.90 20.12 19.33 18.53

20.46 19.77 19.07 18.36 17.64

19.33 18.72 18.10 17.46 16.82

18.30 17.76 17.20 16.63 16.05

17.35 16.86 16.37 15.85 15.33

40

24.02 22.57 21.15 19.77 18.41

22.77 21.46 20.17 18.90 17.65

21.61 20.42 19.24 18.08 16.93

21.06 19.93 18.80 17.69 16.59

20.53 19.45 18.38 17.31 16.26

19.53 18.55 17.57 16.59 15.62

18.60 17.71 16.81 15.92 15.02

17.73 16.92 16.10 15.28 14.45

16.92 16.18 15.43 14.68 13.91

16.16 15.49 14.81 14.11 13.41

15.45 14.84 14.22 13.58 12.93

14.79 14.23 13.66 13.08 12.47

45

17.08 15.78 14.51 13.26 12.04

16.42 15.21 14.02 12.85 11.70

15.80 14.67 13.56 12.46 11.37

15.50 14.41 13.34 12.27 11.22

15.21 14.16 13.12 12.09 11.06

14.65 13.67 12.70 11.73 10.76

14.12 13.21 12.30 11.39 10.47

13.62 12.77 11.92 11.06 10.20

13.14 12.35 11.56 10.75 9.93

12.69 11.96 11.21 10.45 9.68

12.26 11.58 10.88 10.17 9.43

11.85 11.22 10.56 9.89 9.20

10.84 9.67 8.52 7.39 6.28

10.56 9.44 8.34 7.25 6.18

10.30 9.23 8.17 7.13 6.09

10.17 9.12 8.09 7.06 6.04

10.04 9.02 8.01 7.00 5.99

9.79 8.82 7.85 6.88 5.91

9.55 8.63 7.70 6.76 5.82

9.32 8.44 7.55 6.65 5.73

9.10 8.26 7.40 6.53 5.65

8.89 8.09 7.26 6.43 5.57

8.68 7.92 7.13 6.32 5.49

8.49 7.75 7.00 6.22 5.41

5.19 4.11 3.06 2.03 1.01

5.12 4.07 3.04 2.02 1.00

5.05 4.03 3.02 2.01 1.00

5.02 4.01 3.00 2.00 1.00

4.99 3.99 2.99 2.00 1.00

4.93 3.95 2.97 1.99 1.00

4.87 3.91 2.95 1.98 0.99

4.81 3.87 2.93 1.97 0.99

4.75 3.84 2.91 1.96 0.99

4.69 3.80 2.88 1.95 0.99

4.64 3.76 2.86 1.94 0.98

4.58 3.73 2.84 1.93 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64

Table 11

Table 11 Multipliers for loss of earnings to pension age 70 (males) Age at date of trial 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

93.75 90.86 88.04 85.28

80.18 77.97 75.80 73.67

69.05 67.35 65.68 64.03

64.24 62.75 61.28 59.83

59.87 58.57 57.27 55.99

52.26 51.26 50.25 49.26

45.93 45.15 44.37 43.59

40.62 40.02 39.41 38.81

36.16 35.69 35.22 34.74

32.38 32.02 31.65 31.28

29.18 28.89 28.61 28.31

26.44 26.22 25.99 25.76

82.58 79.94 77.35 74.81 72.32

71.57 69.50 67.47 65.46 63.49

62.39 60.78 59.17 57.59 56.02

58.38 56.95 55.53 54.12 52.72

54.71 53.44 52.18 50.93 49.68

48.26 47.26 46.27 45.27 44.27

42.81 42.03 41.24 40.45 39.65

38.19 37.58 36.95 36.32 35.68

34.26 33.78 33.28 32.78 32.26

30.90 30.52 30.12 29.72 29.31

28.01 27.71 27.39 27.07 26.74

25.52 25.28 25.03 24.77 24.50

69.89 67.50 65.17 62.88 60.64

61.55 59.64 57.76 55.91 54.08

54.47 52.93 51.42 49.92 48.43

51.33 49.96 48.60 47.24 45.90

48.44 47.20 45.98 44.76 43.54

43.28 42.29 41.29 40.30 39.31

38.85 38.05 37.25 36.44 35.63

35.04 34.39 33.74 33.08 32.41

31.75 31.22 30.69 30.15 29.61

28.89 28.47 28.03 27.59 27.14

26.40 26.06 25.70 25.34 24.97

24.23 23.95 23.66 23.36 23.05

58.45 56.31 54.21 52.17 50.16

52.29 50.53 48.80 47.10 45.43

46.96 45.51 44.08 42.67 41.28

44.57 43.25 41.95 40.67 39.39

42.34 41.14 39.96 38.79 37.62

38.32 37.33 36.35 35.37 34.40

34.81 34.00 33.18 32.37 31.55

31.74 31.07 30.39 29.71 29.02

29.05 28.49 27.93 27.36 26.78

26.68 26.22 25.75 25.27 24.79

24.59 24.20 23.81 23.41 23.00

22.74 22.42 22.09 21.75 21.41

48.20 46.28 44.39 42.55 40.74

43.78 42.16 40.57 39.00 37.45

39.89 38.53 37.18 35.84 34.51

38.12 36.87 35.62 34.39 33.16

36.46 35.31 34.16 33.02 31.88

33.42 32.45 31.47 30.50 29.52

30.73 29.90 29.07 28.24 27.40

28.33 27.63 26.93 26.21 25.49

26.20 25.60 25.00 24.39 23.77

24.29 23.79 23.27 22.75 22.21

22.58 22.15 21.72 21.27 20.80

21.05 20.69 20.31 19.93 19.53

35

38.96 37.23 35.53 33.86 32.23

35.92 34.42 32.95 31.50 30.07

33.20 31.90 30.62 29.35 28.10

31.94 30.73 29.54 28.35 27.18

30.75 29.63 28.51 27.40 26.30

28.55 27.57 26.60 25.63 24.66

26.56 25.71 24.87 24.02 23.17

24.76 24.03 23.29 22.55 21.80

23.14 22.50 21.86 21.20 20.54

21.67 21.11 20.55 19.98 19.39

20.33 19.85 19.36 18.85 18.34

19.12 18.70 18.26 17.82 17.36

40

30.64 29.08 27.55 26.06 24.60

28.66 27.28 25.92 24.58 23.27

26.86 25.63 24.42 23.22 22.04

26.01 24.86 23.72 22.58 21.46

25.21 24.12 23.04 21.97 20.91

23.70 22.73 21.77 20.81 19.85

22.31 21.45 20.59 19.73 18.87

21.04 20.28 19.51 18.74 17.96

19.87 19.19 18.51 17.81 17.11

18.80 18.19 17.58 16.95 16.32

17.81 17.27 16.72 16.16 15.58

16.90 16.41 15.92 15.41 14.90

45

23.17 21.78 20.42 19.09 17.79

21.98 20.72 19.48 18.26 17.06

20.88 19.73 18.60 17.48 16.38

20.36 19.26 18.18 17.11 16.05

19.85 18.81 17.78 16.75 15.73

18.90 17.95 17.00 16.06 15.12

18.01 17.14 16.28 15.41 14.55

17.18 16.39 15.60 14.81 14.01

16.40 15.69 14.96 14.23 13.49

15.68 15.02 14.36 13.69 13.01

15.00 14.40 13.80 13.18 12.55

14.37 13.82 13.27 12.70 12.11

16.51 15.27 14.05 12.85 11.68

15.88 14.73 13.59 12.46 11.35

15.29 14.21 13.14 12.09 11.04

15.00 13.96 12.93 11.91 10.89

14.72 13.72 12.72 11.73 10.74

14.19 13.25 12.32 11.39 10.45

13.68 12.81 11.94 11.06 10.17

13.20 12.39 11.57 10.75 9.91

12.75 11.99 11.22 10.45 9.66

12.31 11.61 10.89 10.16 9.41

11.90 11.25 10.57 9.88 9.18

11.52 10.90 10.27 9.62 8.95

10.52 9.39 8.28 7.19 6.12

10.26 9.18 8.11 7.06 6.03

10.00 8.97 7.95 6.94 5.94

9.87 8.87 7.87 6.88 5.90

9.75 8.77 7.79 6.82 5.85

9.51 8.58 7.64 6.70 5.77

9.28 8.39 7.49 6.59 5.68

9.06 8.21 7.35 6.48 5.60

8.85 8.04 7.21 6.37 5.52

8.65 7.87 7.07 6.27 5.44

8.45 7.71 6.94 6.16 5.36

8.26 7.55 6.82 6.06 5.29

5.07 4.04 3.02 2.01 1.00

5.01 4.00 3.00 2.00 1.00

4.95 3.96 2.97 1.99 1.00

4.92 3.94 2.96 1.98 0.99

4.89 3.92 2.95 1.98 0.99

4.83 3.88 2.93 1.97 0.99

4.77 3.84 2.91 1.96 0.99

4.71 3.81 2.89 1.95 0.99

4.65 3.77 2.86 1.94 0.98

4.60 3.73 2.84 1.93 0.98

4.54 3.70 2.82 1.92 0.98

4.49 3.66 2.80 1.91 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69

Table 12

Table 12 Multipliers for loss of earnings to pension age 70 (females) Age at date of trial 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

95.47 92.56 89.71 86.92

81.58 79.35 77.16 75.00

70.18 68.47 66.79 65.12

65.26 63.77 62.29 60.82

60.79 59.48 58.18 56.89

53.01 52.01 51.00 50.00

46.54 45.76 44.99 44.21

41.12 40.53 39.93 39.32

36.57 36.11 35.65 35.18

32.73 32.37 32.01 31.64

29.47 29.19 28.91 28.62

26.68 26.46 26.24 26.02

84.18 81.50 78.87 76.30 73.77

72.88 70.79 68.73 66.70 64.70

63.47 61.84 60.22 58.62 57.04

59.37 57.92 56.49 55.06 53.65

55.61 54.33 53.06 51.79 50.53

49.00 48.00 47.00 46.00 44.99

43.43 42.64 41.85 41.06 40.26

38.71 38.09 37.47 36.84 36.20

34.70 34.21 33.72 33.22 32.71

31.27 30.88 30.49 30.09 29.68

28.32 28.02 27.71 27.39 27.06

25.79 25.55 25.30 25.04 24.78

71.30 68.88 66.51 64.19 61.91

62.73 60.80 58.89 57.01 55.17

55.47 53.91 52.38 50.86 49.36

52.25 50.86 49.48 48.11 46.76

49.28 48.03 46.80 45.56 44.34

43.99 42.99 41.99 40.99 39.99

39.46 38.65 37.85 37.03 36.22

35.56 34.91 34.26 33.59 32.93

32.19 31.67 31.13 30.60 30.05

29.27 28.85 28.41 27.98 27.53

26.73 26.39 26.03 25.68 25.31

24.51 24.23 23.95 23.65 23.35

59.68 57.50 55.37 53.27 51.22

53.35 51.56 49.79 48.06 46.35

47.87 46.40 44.94 43.51 42.08

45.41 44.08 42.76 41.44 40.14

43.12 41.91 40.71 39.52 38.33

39.00 38.00 37.01 36.01 35.02

35.40 34.58 33.75 32.92 32.09

32.25 31.58 30.89 30.20 29.50

29.50 28.94 28.37 27.79 27.21

27.07 26.61 26.13 25.65 25.16

24.93 24.55 24.15 23.75 23.34

23.04 22.72 22.39 22.05 21.70

49.22 47.25 45.32 43.44 41.59

44.67 43.02 41.39 39.79 38.21

40.67 39.28 37.90 36.54 35.19

38.85 37.57 36.30 35.05 33.80

37.14 35.97 34.80 33.64 32.48

34.02 33.03 32.04 31.05 30.06

31.26 30.42 29.58 28.73 27.88

28.80 28.09 27.37 26.65 25.92

26.61 26.01 25.40 24.78 24.16

24.66 24.15 23.63 23.10 22.56

22.91 22.48 22.04 21.58 21.12

21.35 20.98 20.60 20.21 19.81

35

39.78 38.01 36.28 34.58 32.92

36.66 35.13 33.62 32.14 30.69

33.85 32.53 31.23 29.94 28.66

32.56 31.33 30.12 28.91 27.72

31.34 30.20 29.06 27.93 26.81

29.07 28.08 27.10 26.11 25.13

27.03 26.18 25.32 24.46 23.59

25.19 24.45 23.70 22.95 22.19

23.52 22.88 22.23 21.57 20.90

22.01 21.46 20.89 20.31 19.72

20.65 20.16 19.66 19.15 18.63

19.40 18.98 18.54 18.10 17.64

40

31.29 29.70 28.15 26.63 25.14

29.26 27.85 26.47 25.11 23.77

27.40 26.15 24.92 23.71 22.51

26.53 25.36 24.20 23.05 21.91

25.70 24.60 23.50 22.41 21.34

24.15 23.17 22.19 21.22 20.25

22.73 21.86 20.99 20.11 19.24

21.42 20.65 19.87 19.09 18.30

20.22 19.54 18.84 18.14 17.43

19.12 18.51 17.89 17.26 16.62

18.10 17.56 17.01 16.44 15.86

17.17 16.68 16.19 15.68 15.16

45

23.68 22.26 20.87 19.50 18.17

22.46 21.17 19.90 18.65 17.42

21.32 20.15 18.99 17.85 16.72

20.78 19.67 18.56 17.46 16.38

20.27 19.20 18.14 17.09 16.05

19.28 18.31 17.35 16.39 15.43

18.36 17.49 16.60 15.72 14.83

17.51 16.71 15.91 15.09 14.28

16.71 15.99 15.25 14.50 13.75

15.97 15.31 14.63 13.95 13.25

15.27 14.67 14.05 13.42 12.78

14.62 14.07 13.51 12.93 12.33

16.86 15.58 14.33 13.10 11.89

16.21 15.02 13.85 12.70 11.56

15.60 14.49 13.40 12.31 11.24

15.30 14.24 13.18 12.13 11.08

15.02 13.99 12.96 11.95 10.93

14.47 13.51 12.55 11.59 10.64

13.95 13.05 12.16 11.26 10.35

13.45 12.62 11.78 10.94 10.08

12.99 12.21 11.43 10.63 9.82

12.54 11.82 11.09 10.34 9.57

12.12 11.45 10.76 10.05 9.33

11.72 11.09 10.45 9.78 9.10

10.71 9.55 8.42 7.30 6.21

10.44 9.33 8.25 7.17 6.12

10.18 9.12 8.08 7.05 6.02

10.05 9.02 8.00 6.98 5.98

9.92 8.92 7.92 6.92 5.93

9.68 8.72 7.76 6.80 5.85

9.44 8.53 7.61 6.69 5.76

9.22 8.35 7.46 6.57 5.68

9.00 8.17 7.32 6.47 5.59

8.79 8.00 7.18 6.36 5.51

8.59 7.83 7.05 6.25 5.44

8.39 7.67 6.92 6.15 5.36

5.14 4.08 3.04 2.02 1.00

5.07 4.04 3.02 2.01 1.00

5.01 4.00 3.00 2.00 1.00

4.98 3.98 2.99 1.99 1.00

4.95 3.96 2.98 1.99 1.00

4.89 3.92 2.95 1.98 0.99

4.83 3.88 2.93 1.97 0.99

4.77 3.85 2.91 1.96 0.99

4.71 3.81 2.89 1.95 0.99

4.65 3.77 2.87 1.94 0.98

4.60 3.74 2.85 1.93 0.98

4.54 3.70 2.83 1.92 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69

Table 13

Table 13 Multipliers for loss of earnings to pension age 75 (males) Age at date of trial 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

107.05 103.88 100.78 97.75

90.16 87.79 85.45 83.16

76.55 74.76 73.01 71.27

70.74 69.20 67.67 66.16

65.51 64.17 62.84 61.52

56.51 55.50 54.49 53.49

49.13 48.37 47.60 46.83

43.04 42.46 41.88 41.29

37.99 37.55 37.10 36.65

33.77 33.44 33.10 32.75

30.23 29.97 29.71 29.44

27.24 27.04 26.84 26.63

94.79 91.89 89.04 86.25 83.52

80.91 78.69 76.51 74.36 72.24

69.55 67.86 66.17 64.51 62.86

64.66 63.17 61.69 60.23 58.77

60.21 58.91 57.61 56.32 55.04

52.48 51.48 50.48 49.48 48.48

46.06 45.29 44.52 43.74 42.95

40.70 40.11 39.50 38.89 38.28

36.20 35.74 35.27 34.79 34.31

32.40 32.04 31.67 31.30 30.92

29.17 28.89 28.61 28.31 28.01

26.42 26.20 25.98 25.74 25.51

80.85 78.23 75.67 73.16 70.70

70.15 68.10 66.09 64.10 62.14

61.23 59.63 58.03 56.46 54.90

57.33 55.91 54.49 53.09 51.69

53.76 52.50 51.24 49.99 48.74

47.48 46.48 45.48 44.48 43.49

42.17 41.38 40.59 39.79 38.99

37.66 37.04 36.41 35.77 35.13

33.82 33.32 32.82 32.31 31.79

30.53 30.14 29.74 29.32 28.91

27.70 27.39 27.07 26.74 26.40

25.26 25.01 24.75 24.48 24.21

68.29 65.95 63.65 61.41 59.22

60.22 58.33 56.48 54.66 52.87

53.35 51.84 50.34 48.86 47.40

50.31 48.95 47.60 46.27 44.95

47.50 46.28 45.06 43.86 42.66

42.49 41.50 40.52 39.54 38.56

38.19 37.39 36.59 35.79 34.98

34.48 33.83 33.18 32.52 31.86

31.27 30.74 30.21 29.67 29.13

28.48 28.05 27.62 27.18 26.73

26.05 25.70 25.35 24.98 24.61

23.93 23.64 23.35 23.05 22.74

57.06 54.96 52.90 50.87 48.89

51.11 49.37 47.67 45.98 44.33

45.95 44.52 43.11 41.70 40.31

43.63 42.33 41.05 39.76 38.49

41.47 40.29 39.12 37.95 36.78

37.58 36.60 35.62 34.64 33.67

34.17 33.36 32.55 31.73 30.91

31.19 30.52 29.84 29.16 28.46

28.58 28.02 27.45 26.87 26.29

26.27 25.80 25.33 24.85 24.35

24.23 23.84 23.45 23.04 22.62

22.43 22.10 21.77 21.42 21.07

35

46.95 45.05 43.19 41.37 39.59

42.69 41.09 39.51 37.96 36.43

38.94 37.58 36.24 34.91 33.60

37.23 35.98 34.74 33.52 32.30

35.62 34.47 33.33 32.20 31.07

32.69 31.71 30.74 29.77 28.80

30.08 29.25 28.42 27.59 26.76

27.76 27.06 26.35 25.63 24.91

25.70 25.10 24.49 23.87 23.25

23.85 23.34 22.81 22.29 21.75

22.19 21.75 21.31 20.85 20.39

20.70 20.33 19.95 19.55 19.15

40

37.85 36.14 34.47 32.84 31.25

34.93 33.45 32.00 30.58 29.18

32.31 31.03 29.76 28.52 27.29

31.10 29.91 28.73 27.56 26.41

29.95 28.84 27.74 26.65 25.56

27.83 26.87 25.90 24.95 23.99

25.92 25.08 24.24 23.39 22.55

24.19 23.46 22.72 21.98 21.24

22.62 21.98 21.34 20.69 20.03

21.20 20.64 20.08 19.50 18.92

19.91 19.42 18.93 18.42 17.90

18.73 18.31 17.87 17.42 16.97

45

29.70 28.18 26.70 25.26 23.85

27.81 26.46 25.14 23.85 22.58

26.07 24.88 23.70 22.54 21.40

25.27 24.14 23.03 21.93 20.85

24.49 23.43 22.38 21.34 20.31

23.04 22.10 21.16 20.23 19.30

21.71 20.87 20.03 19.19 18.35

20.49 19.74 18.99 18.24 17.48

19.37 18.70 18.03 17.35 16.66

18.33 17.74 17.13 16.52 15.90

17.38 16.85 16.31 15.76 15.20

16.50 16.03 15.54 15.04 14.53

22.48 21.13 19.82 18.53 17.27

21.34 20.12 18.92 17.74 16.57

20.28 19.17 18.07 16.99 15.91

19.78 18.72 17.67 16.63 15.60

19.29 18.28 17.28 16.29 15.29

18.37 17.46 16.54 15.63 14.71

17.52 16.68 15.85 15.00 14.16

16.72 15.96 15.19 14.42 13.63

15.98 15.28 14.58 13.86 13.14

15.28 14.64 14.00 13.34 12.67

14.63 14.05 13.46 12.85 12.23

14.02 13.49 12.95 12.39 11.81

16.03 14.81 13.62 12.46 11.33

15.42 14.29 13.18 12.09 11.02

14.85 13.79 12.75 11.73 10.72

14.57 13.55 12.55 11.55 10.57

14.30 13.32 12.35 11.38 10.43

13.79 12.87 11.96 11.05 10.15

13.30 12.45 11.59 10.74 9.89

12.84 12.04 11.24 10.44 9.63

12.40 11.66 10.91 10.15 9.39

11.99 11.29 10.59 9.88 9.15

11.60 10.95 10.28 9.61 8.93

11.22 10.61 9.99 9.36 8.71

10.22 9.14 8.08 7.04 6.01

9.97 8.93 7.92 6.91 5.92

9.72 8.73 7.76 6.79 5.83

9.60 8.64 7.68 6.73 5.78

9.48 8.54 7.61 6.67 5.74

9.25 8.36 7.46 6.56 5.66

9.03 8.18 7.32 6.45 5.58

8.82 8.00 7.18 6.34 5.50

8.61 7.83 7.04 6.24 5.42

8.42 7.67 6.91 6.14 5.34

8.23 7.52 6.79 6.04 5.27

8.04 7.36 6.66 5.94 5.19

4.99 3.98 2.98 1.99 1.00

4.93 3.94 2.96 1.98 0.99

4.87 3.90 2.94 1.97 0.99

4.84 3.88 2.93 1.96 0.99

4.81 3.86 2.92 1.96 0.99

4.75 3.83 2.89 1.95 0.99

4.69 3.79 2.87 1.94 0.98

4.63 3.75 2.85 1.93 0.98

4.58 3.72 2.83 1.92 0.98

4.52 3.68 2.81 1.91 0.98

4.47 3.65 2.79 1.90 0.97

4.42 3.61 2.77 1.89 0.97

Page 17

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

36 37 38 39

41 42 43 44

46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

Table 14

Table 14 Multipliers for loss of earnings to pension age 75 (females) Age at date of trial 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

2.0%

2.5%

Age at date of 3.0% trial

109.63 106.42 103.28 100.20

92.19 89.80 87.44 85.12

78.15 76.36 74.59 72.84

72.17 70.62 69.09 67.56

66.79 65.44 64.11 62.78

57.53 56.52 55.51 54.51

49.95 49.19 48.43 47.66

43.70 43.13 42.55 41.97

38.52 38.09 37.65 37.21

34.21 33.88 33.55 33.21

30.59 30.34 30.08 29.82

27.53 27.34 27.15 26.95

97.19 94.24 91.35 88.51 85.73

82.84 80.59 78.38 76.19 74.04

71.11 69.39 67.69 66.01 64.34

66.05 64.55 63.06 61.58 60.12

61.47 60.15 58.85 57.55 56.25

53.50 52.50 51.49 50.49 49.48

46.90 46.13 45.35 44.57 43.79

41.38 40.79 40.19 39.58 38.97

36.76 36.30 35.84 35.37 34.89

32.86 32.51 32.15 31.78 31.40

29.56 29.28 29.00 28.71 28.42

26.74 26.53 26.31 26.08 25.85

83.01 80.34 77.73 75.17 72.67

71.93 69.84 67.79 65.77 63.79

62.69 61.06 59.45 57.85 56.27

58.66 57.22 55.78 54.36 52.96

54.97 53.69 52.42 51.15 49.90

48.48 47.47 46.47 45.46 44.46

43.00 42.21 41.41 40.62 39.82

38.35 37.73 37.10 36.47 35.83

34.40 33.91 33.41 32.90 32.39

31.02 30.63 30.23 29.83 29.42

28.12 27.81 27.49 27.17 26.84

25.61 25.37 25.11 24.85 24.59

70.22 67.82 65.47 63.16 60.91

61.83 59.91 58.01 56.15 54.31

54.71 53.17 51.64 50.13 48.63

51.56 50.17 48.80 47.44 46.09

48.65 47.40 46.17 44.94 43.72

43.46 42.46 41.46 40.46 39.47

39.01 38.20 37.40 36.58 35.77

35.18 34.53 33.87 33.21 32.54

31.87 31.34 30.81 30.26 29.72

29.00 28.57 28.13 27.69 27.24

26.50 26.15 25.79 25.43 25.06

24.31 24.03 23.74 23.44 23.13

58.70 56.54 54.42 52.35 50.32

52.51 50.73 48.98 47.26 45.57

47.15 45.69 44.24 42.81 41.40

44.75 43.42 42.10 40.80 39.50

42.51 41.30 40.10 38.91 37.73

38.47 37.47 36.48 35.49 34.49

34.95 34.12 33.30 32.47 31.64

31.86 31.18 30.49 29.80 29.10

29.16 28.59 28.02 27.44 26.85

26.78 26.31 25.83 25.34 24.85

24.68 24.29 23.89 23.48 23.06

22.82 22.49 22.16 21.81 21.46

48.33 46.38 44.48 42.61 40.79

43.90 42.26 40.64 39.06 37.49

40.00 38.61 37.24 35.89 34.55

38.22 36.95 35.69 34.44 33.20

36.55 35.38 34.22 33.06 31.92

33.50 32.51 31.53 30.54 29.55

30.80 29.96 29.12 28.28 27.43

28.40 27.69 26.97 26.25 25.52

26.26 25.65 25.04 24.42 23.79

24.35 23.83 23.31 22.78 22.24

22.63 22.20 21.75 21.29 20.82

21.10 20.73 20.34 19.95 19.55

40

39.00 37.26 35.55 33.88 32.25

35.96 34.45 32.97 31.51 30.08

33.23 31.93 30.64 29.37 28.11

31.97 30.76 29.56 28.37 27.19

30.78 29.65 28.53 27.42 26.31

28.57 27.59 26.62 25.64 24.67

26.58 25.73 24.88 24.03 23.18

24.79 24.05 23.30 22.56 21.81

23.16 22.52 21.87 21.21 20.55

21.69 21.13 20.56 19.98 19.40

20.35 19.86 19.36 18.86 18.34

19.13 18.71 18.27 17.83 17.37

45

30.66 29.10 27.58 26.08 24.63

28.68 27.30 25.94 24.61 23.30

26.87 25.65 24.44 23.25 22.07

26.03 24.88 23.73 22.61 21.49

25.22 24.14 23.06 21.99 20.93

23.71 22.75 21.78 20.83 19.87

22.32 21.47 20.61 19.75 18.89

21.05 20.29 19.52 18.75 17.98

19.88 19.20 18.52 17.83 17.13

18.81 18.20 17.59 16.97 16.34

17.82 17.28 16.73 16.17 15.60

16.90 16.42 15.93 15.43 14.91

50

23.20 21.81 20.45 19.11 17.80

22.01 20.75 19.50 18.28 17.07

20.91 19.76 18.62 17.50 16.39

20.38 19.29 18.20 17.13 16.06

19.88 18.83 17.80 16.77 15.74

18.92 17.97 17.02 16.08 15.13

18.03 17.16 16.30 15.43 14.56

17.20 16.41 15.62 14.82 14.02

16.42 15.70 14.98 14.25 13.50

15.69 15.04 14.38 13.70 13.02

15.02 14.42 13.81 13.19 12.56

14.38 13.84 13.28 12.71 12.12

16.52 15.26 14.03 12.83 11.65

15.88 14.71 13.56 12.43 11.33

15.29 14.20 13.12 12.06 11.01

15.00 13.95 12.91 11.88 10.86

14.72 13.71 12.70 11.70 10.71

14.19 13.24 12.30 11.36 10.43

13.68 12.80 11.92 11.04 10.15

13.20 12.38 11.56 10.72 9.89

12.75 11.98 11.21 10.42 9.63

12.32 11.60 10.88 10.14 9.39

11.91 11.24 10.56 9.86 9.16

11.52 10.89 10.26 9.60 8.93

10.50 9.38 8.28 7.19 6.13

10.24 9.16 8.11 7.07 6.04

9.98 8.96 7.95 6.94 5.95

9.86 8.86 7.87 6.88 5.90

9.73 8.76 7.79 6.82 5.86

9.50 8.57 7.64 6.70 5.77

9.27 8.38 7.49 6.59 5.69

9.05 8.20 7.35 6.48 5.60

8.84 8.03 7.21 6.37 5.52

8.63 7.86 7.07 6.27 5.44

8.43 7.70 6.94 6.17 5.37

8.24 7.54 6.81 6.07 5.29

5.08 4.04 3.02 2.01 1.00

5.01 4.00 3.00 2.00 1.00

4.95 3.96 2.97 1.99 1.00

4.92 3.94 2.96 1.98 0.99

4.89 3.92 2.95 1.98 0.99

4.83 3.88 2.93 1.97 0.99

4.77 3.85 2.91 1.96 0.99

4.71 3.81 2.89 1.95 0.99

4.66 3.77 2.86 1.94 0.98

4.60 3.73 2.84 1.93 0.98

4.55 3.70 2.82 1.92 0.98

4.49 3.66 2.80 1.91 0.98

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39

41 42 43 44

46 47 48 49

51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

Table 15

Table 15 Multipliers for loss of pension commencing age 50 (males) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

179.64 176.24 172.05 167.93 163.90

121.70 120.05 117.83 115.64 113.48

83.09 82.40 81.32 80.24 79.16

68.85 68.47 67.74 67.02 66.30

57.16 56.99 56.54 56.09 55.63

39.61 39.70 39.59 39.49 39.37

27.64 27.85 27.92 27.99 28.06

19.42 19.67 19.83 19.98 20.13

13.74 13.99 14.17 14.35 14.53

9.78 10.01 10.19 10.37 10.56

7.00 7.20 7.37 7.54 7.72

5.04 5.21 5.36 5.51 5.67

159.97 156.12 152.36 148.69 145.10

111.36 109.27 107.22 105.21 103.23

78.10 77.05 76.01 74.99 73.98

65.59 64.88 64.18 63.48 62.79

55.18 54.73 54.28 53.83 53.39

39.26 39.14 39.03 38.91 38.80

28.12 28.19 28.25 28.32 28.38

20.28 20.43 20.59 20.74 20.90

14.72 14.91 15.10 15.29 15.48

10.75 10.94 11.14 11.33 11.54

7.89 8.08 8.26 8.45 8.65

5.83 5.99 6.16 6.34 6.52

5

141.59 138.17 134.83 131.57 128.40

101.28 99.37 97.50 95.66 93.86

72.97 71.98 71.01 70.04 69.10

62.10 61.42 60.75 60.09 59.44

52.95 52.51 52.07 51.64 51.21

38.68 38.56 38.44 38.33 38.21

28.44 28.51 28.57 28.63 28.70

21.05 21.21 21.36 21.52 21.68

15.68 15.87 16.07 16.28 16.48

11.74 11.95 12.16 12.38 12.60

8.84 9.05 9.26 9.47 9.69

6.70 6.89 7.08 7.28 7.48

10

125.31 122.29 119.35 116.49 113.71

92.10 90.37 88.68 87.02 85.41

68.16 67.24 66.34 65.46 64.59

58.79 58.15 57.53 56.91 56.30

50.79 50.38 49.96 49.56 49.16

38.10 37.99 37.88 37.77 37.67

28.76 28.83 28.89 28.96 29.03

21.85 22.01 22.17 22.34 22.52

16.69 16.90 17.12 17.34 17.56

12.82 13.05 13.29 13.53 13.77

9.91 10.14 10.37 10.61 10.86

7.69 7.91 8.13 8.36 8.60

111.01 108.37 105.78 103.25 100.79

83.83 82.28 80.76 79.25 77.78

63.74 62.90 62.06 61.24 60.42

55.71 55.12 54.54 53.96 53.38

48.78 48.39 48.00 47.62 47.24

37.57 37.46 37.36 37.26 37.16

29.11 29.18 29.26 29.33 29.40

22.69 22.87 23.04 23.22 23.40

17.79 18.02 18.25 18.49 18.73

14.02 14.28 14.53 14.80 15.06

11.11 11.37 11.63 11.90 12.18

8.85 9.10 9.36 9.62 9.90

20

98.39 96.06 93.80 91.57 89.39

76.35 74.95 73.57 72.22 70.88

59.63 58.85 58.08 57.32 56.56

52.82 52.27 51.73 51.18 50.64

46.86 46.50 46.14 45.77 45.41

37.06 36.96 36.87 36.77 36.68

29.48 29.56 29.64 29.71 29.79

23.58 23.77 23.96 24.14 24.33

18.97 19.22 19.47 19.72 19.98

15.34 15.62 15.90 16.19 16.49

12.46 12.76 13.06 13.36 13.67

10.18 10.47 10.77 11.08 11.39

25

87.27 85.23 83.24 81.32 79.44

69.58 68.32 67.09 65.90 64.72

55.82 55.10 54.41 53.73 53.05

50.11 49.60 49.10 48.62 48.14

45.06 44.71 44.38 44.06 43.74

36.58 36.50 36.42 36.35 36.27

29.87 29.96 30.05 30.15 30.24

24.52 24.72 24.93 25.14 25.35

20.24 20.51 20.79 21.07 21.36

16.79 17.10 17.42 17.75 18.08

13.99 14.33 14.67 15.02 15.38

11.72 12.05 12.40 12.77 13.14

30

77.60 75.82 74.08 72.37 70.70

63.57 62.44 61.34 60.25 59.18

52.39 51.74 51.09 50.46 49.83

47.66 47.19 46.73 46.28 45.82

43.42 43.11 42.81 42.50 42.19

36.20 36.13 36.06 35.99 35.92

30.34 30.44 30.54 30.64 30.74

25.56 25.78 26.00 26.22 26.45

21.65 21.95 22.25 22.55 22.86

18.42 18.77 19.12 19.49 19.85

15.75 16.13 16.51 16.91 17.32

13.52 13.92 14.32 14.74 15.17

35

69.07 67.49 65.95 64.46 63.01

58.13 57.11 56.11 55.14 54.19

49.21 48.61 48.01 47.44 46.87

45.37 44.93 44.51 44.09 43.68

41.89 41.60 41.31 41.03 40.76

35.85 35.79 35.73 35.68 35.63

30.85 30.96 31.07 31.18 31.30

26.67 26.91 27.14 27.39 27.63

23.18 23.50 23.83 24.16 24.51

20.23 20.62 21.01 21.42 21.84

17.74 18.17 18.61 19.07 19.54

15.62 16.08 16.55 17.04 17.55

61.60 60.22 58.88 57.59 56.34 55.14

53.26 52.36 51.47 50.62 49.79 48.99

46.32 45.77 45.24 44.73 44.23 43.76

43.28 42.88 42.50 42.13 41.78 41.44

40.49 40.23 39.98 39.73 39.50 39.29

35.58 35.54 35.50 35.47 35.46 35.45

31.42 31.55 31.68 31.83 31.98 32.14

27.89 28.14 28.41 28.69 28.97 29.27

24.86 25.22 25.59 25.97 26.37 26.78

22.26 22.70 23.15 23.62 24.10 24.60

20.02 20.52 21.03 21.56 22.11 22.69

18.07 18.62 19.18 19.76 20.37 21.01

Page 19

0 1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

Table 16

Table 16 Multipliers for loss of pension commencing age 50 (females) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

2.0%

2.5%

Age at date of 3.0% trial

199.59 195.74 191.18 186.71 182.34

134.37 132.49 130.11 127.75 125.44

91.19 90.40 89.25 88.10 86.97

75.34 74.89 74.13 73.38 72.63

62.37 62.16 61.69 61.23 60.76

42.98 43.07 42.97 42.87 42.77

29.85 30.06 30.15 30.24 30.32

20.87 21.13 21.30 21.48 21.65

14.70 14.95 15.16 15.36 15.56

10.42 10.65 10.85 11.05 11.26

7.43 7.64 7.82 8.00 8.19

5.33 5.51 5.67 5.83 6.00

0

178.06 173.88 169.79 165.80 161.89

123.16 120.92 118.72 116.55 114.43

85.85 84.74 83.65 82.56 81.49

71.88 71.14 70.41 69.68 68.96

60.30 59.84 59.38 58.92 58.47

42.67 42.56 42.46 42.36 42.25

30.41 30.49 30.58 30.66 30.75

21.82 22.00 22.17 22.35 22.53

15.77 15.97 16.18 16.40 16.61

11.46 11.67 11.89 12.10 12.33

8.39 8.58 8.78 8.99 9.20

6.17 6.35 6.53 6.72 6.91

5

158.08 154.36 150.73 147.17 143.71

112.34 110.29 108.28 106.30 104.36

80.43 79.39 78.36 77.34 76.34

68.25 67.54 66.84 66.15 65.47

58.02 57.57 57.12 56.68 56.24

42.15 42.04 41.94 41.83 41.73

30.83 30.92 31.00 31.08 31.17

22.70 22.89 23.07 23.25 23.43

16.83 17.05 17.27 17.50 17.73

12.55 12.78 13.01 13.25 13.49

9.42 9.64 9.86 10.09 10.33

7.11 7.31 7.52 7.73 7.95

10

140.33 137.02 133.80 130.66 127.60

102.45 100.58 98.75 96.95 95.19

75.35 74.37 73.41 72.46 71.52

64.79 64.12 63.46 62.80 62.16

55.81 55.38 54.95 54.53 54.11

41.62 41.52 41.42 41.32 41.22

31.25 31.34 31.42 31.51 31.60

23.62 23.81 24.00 24.19 24.38

17.96 18.20 18.44 18.68 18.92

13.74 13.99 14.25 14.51 14.78

10.57 10.82 11.07 11.33 11.60

8.18 8.41 8.65 8.90 9.16

124.61 121.70 118.85 116.05 113.32

93.47 91.78 90.11 88.47 86.85

70.61 69.70 68.80 67.91 67.03

61.53 60.90 60.27 59.65 59.03

53.70 53.30 52.89 52.48 52.08

41.12 41.03 40.93 40.82 40.72

31.69 31.78 31.87 31.96 32.05

24.58 24.78 24.97 25.17 25.37

19.18 19.43 19.69 19.94 20.21

15.05 15.32 15.61 15.89 16.18

11.87 12.15 12.44 12.73 13.03

9.42 9.69 9.97 10.25 10.54

110.66 108.06 105.53 103.06 100.65

85.27 83.73 82.21 80.72 79.26

66.16 65.31 64.47 63.64 62.82

58.43 57.83 57.24 56.65 56.07

51.68 51.28 50.89 50.50 50.12

40.62 40.53 40.43 40.33 40.24

32.14 32.23 32.32 32.41 32.50

25.57 25.78 25.99 26.19 26.41

20.47 20.74 21.02 21.29 21.58

16.48 16.78 17.09 17.40 17.72

13.33 13.65 13.97 14.30 14.64

10.85 11.16 11.48 11.81 12.14

25

98.30 96.01 93.78 91.61 89.48

77.82 76.42 75.05 73.71 72.38

62.02 61.23 60.46 59.69 58.93

55.50 54.94 54.39 53.84 53.30

49.74 49.37 49.00 48.64 48.28

40.15 40.06 39.97 39.88 39.79

32.60 32.69 32.79 32.89 32.99

26.62 26.84 27.06 27.28 27.50

21.86 22.15 22.45 22.75 23.05

18.05 18.38 18.73 19.07 19.43

14.98 15.33 15.70 16.07 16.45

12.49 12.85 13.22 13.61 14.00

30

87.39 85.37 83.40 81.47 79.59

71.08 69.81 68.57 67.35 66.15

58.18 57.45 56.73 56.02 55.31

52.76 52.24 51.72 51.20 50.70

47.92 47.57 47.22 46.87 46.53

39.70 39.62 39.54 39.45 39.37

33.09 33.19 33.29 33.40 33.50

27.73 27.96 28.19 28.43 28.66

23.36 23.68 24.00 24.32 24.65

19.79 20.16 20.53 20.92 21.31

16.84 17.24 17.65 18.07 18.50

14.40 14.82 15.25 15.69 16.14

77.75 75.96 74.22 72.53 70.88

64.97 63.82 62.69 61.59 60.52

54.62 53.94 53.27 52.62 51.98

50.19 49.70 49.22 48.74 48.28

46.19 45.86 45.54 45.22 44.90

39.29 39.22 39.14 39.07 39.01

33.61 33.72 33.83 33.95 34.07

28.90 29.15 29.40 29.65 29.91

24.99 25.33 25.67 26.03 26.39

21.71 22.11 22.53 22.96 23.40

18.95 19.40 19.87 20.35 20.84

16.61 17.10 17.60 18.11 18.64

69.28 67.72 66.20 64.73 63.31 61.93

59.47 58.45 57.45 56.48 55.54 54.62

51.35 50.74 50.14 49.56 48.99 48.44

47.82 47.38 46.94 46.52 46.11 45.71

44.60 44.30 44.01 43.73 43.46 43.20

38.94 38.89 38.83 38.79 38.76 38.73

34.19 34.32 34.45 34.59 34.74 34.90

30.17 30.44 30.72 31.01 31.30 31.61

26.76 27.14 27.53 27.93 28.34 28.76

23.85 24.31 24.78 25.27 25.77 26.29

21.35 21.87 22.41 22.97 23.54 24.14

19.19 19.76 20.35 20.96 21.59 22.25

1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19 20 21 22 23 24

26 27 28 29

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

Table 17

Table 17 Multipliers for loss of pension commencing age 55 (males) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

165.74 162.56 158.64 154.79 151.03

111.07 109.52 107.46 105.43 103.43

74.94 74.30 73.29 72.29 71.30

61.71 61.34 60.68 60.01 59.34

50.90 50.73 50.31 49.89 49.47

34.80 34.87 34.76 34.65 34.54

23.94 24.11 24.17 24.22 24.27

16.57 16.78 16.90 17.02 17.15

11.54 11.74 11.89 12.04 12.19

8.08 8.26 8.41 8.56 8.71

5.69 5.85 5.98 6.12 6.26

4.02 4.16 4.27 4.39 4.52

147.35 143.76 140.25 136.83 133.48

101.46 99.52 97.62 95.76 93.92

70.32 69.35 68.39 67.44 66.51

58.68 58.03 57.38 56.74 56.10

49.05 48.63 48.22 47.80 47.39

34.43 34.32 34.20 34.09 33.97

24.31 24.36 24.41 24.45 24.50

17.27 17.39 17.52 17.64 17.77

12.34 12.49 12.64 12.80 12.96

8.86 9.02 9.17 9.33 9.50

6.40 6.54 6.69 6.84 7.00

4.64 4.77 4.90 5.04 5.18

5

130.21 127.02 123.91 120.87 117.91

92.11 90.34 88.61 86.91 85.24

65.58 64.67 63.77 62.88 62.00

55.46 54.84 54.22 53.61 53.00

46.98 46.57 46.17 45.77 45.37

33.86 33.74 33.63 33.51 33.40

24.54 24.59 24.63 24.68 24.72

17.89 18.02 18.14 18.27 18.40

13.11 13.27 13.44 13.60 13.77

9.66 9.83 10.00 10.18 10.35

7.15 7.32 7.48 7.65 7.82

5.32 5.47 5.62 5.78 5.94

10

115.03 112.22 109.49 106.83 104.24

83.61 82.01 80.45 78.92 77.42

61.14 60.30 59.47 58.65 57.85

52.41 51.82 51.24 50.67 50.11

44.98 44.60 44.22 43.84 43.47

33.29 33.17 33.06 32.96 32.85

24.77 24.81 24.86 24.91 24.96

18.53 18.66 18.79 18.93 19.07

13.94 14.11 14.28 14.46 14.64

10.53 10.72 10.90 11.10 11.29

8.00 8.18 8.37 8.56 8.75

6.10 6.27 6.45 6.63 6.81

101.73 99.28 96.87 94.52 92.23

75.97 74.54 73.13 71.74 70.38

57.07 56.29 55.52 54.76 54.02

49.57 49.02 48.48 47.95 47.42

43.11 42.76 42.40 42.04 41.69

32.75 32.65 32.55 32.45 32.34

25.02 25.07 25.12 25.17 25.23

19.21 19.35 19.49 19.63 19.77

14.82 15.01 15.19 15.38 15.58

11.49 11.70 11.90 12.11 12.33

8.95 9.16 9.37 9.58 9.80

7.00 7.20 7.40 7.61 7.82

20

90.00 87.84 85.73 83.67 81.64

69.05 67.76 66.49 65.24 64.01

53.28 52.56 51.86 51.16 50.46

46.90 46.39 45.89 45.39 44.89

41.34 41.00 40.67 40.33 39.99

32.24 32.15 32.06 31.96 31.86

25.28 25.34 25.40 25.45 25.51

19.92 20.07 20.22 20.37 20.52

15.77 15.97 16.17 16.38 16.58

12.54 12.77 13.00 13.23 13.46

10.02 10.25 10.49 10.73 10.97

8.04 8.27 8.50 8.74 8.98

25

79.68 77.78 75.95 74.17 72.42

62.81 61.65 60.52 59.42 58.34

49.78 49.12 48.48 47.86 47.24

44.41 43.93 43.48 43.03 42.59

39.66 39.35 39.04 38.74 38.44

31.76 31.68 31.60 31.52 31.44

25.56 25.63 25.69 25.77 25.84

20.67 20.83 20.99 21.16 21.33

16.79 17.01 17.23 17.46 17.69

13.70 13.95 14.20 14.46 14.73

11.23 11.49 11.76 12.03 12.32

9.24 9.50 9.77 10.05 10.34

30

70.72 69.07 67.45 65.87 64.33

57.27 56.24 55.22 54.22 53.23

46.62 46.03 45.44 44.85 44.27

42.15 41.72 41.29 40.87 40.45

38.15 37.86 37.57 37.29 37.00

31.36 31.29 31.22 31.14 31.07

25.91 25.98 26.06 26.13 26.21

21.50 21.68 21.85 22.03 22.21

17.92 18.16 18.40 18.65 18.89

15.00 15.28 15.56 15.85 16.14

12.61 12.90 13.21 13.52 13.84

10.64 10.94 11.26 11.58 11.91

35

62.82 61.36 59.93 58.55 57.21

52.27 51.33 50.41 49.51 48.64

43.70 43.15 42.60 42.07 41.55

40.04 39.63 39.24 38.85 38.47

36.72 36.45 36.18 35.92 35.66

31.00 30.93 30.86 30.80 30.74

26.28 26.36 26.45 26.53 26.62

22.38 22.57 22.76 22.95 23.15

19.14 19.40 19.66 19.93 20.21

16.44 16.74 17.06 17.38 17.71

14.17 14.50 14.85 15.21 15.57

12.26 12.61 12.98 13.36 13.75

55.90 54.63 53.39 52.20 51.04

47.78 46.95 46.14 45.35 44.58

41.04 40.54 40.05 39.58 39.12

38.10 37.74 37.38 37.04 36.71

35.41 35.16 34.93 34.70 34.48

30.69 30.64 30.59 30.55 30.52

26.71 26.81 26.91 27.01 27.12

23.35 23.55 23.76 23.98 24.20

20.49 20.77 21.06 21.37 21.68

18.04 18.39 18.74 19.11 19.49

15.95 16.34 16.74 17.15 17.58

14.15 14.57 15.00 15.45 15.92

49.93 48.86 47.83 46.84 45.90 44.99

43.85 43.14 42.46 41.81 41.19 40.60

38.68 38.26 37.86 37.48 37.12 36.79

36.39 36.09 35.81 35.55 35.30 35.07

34.27 34.08 33.91 33.74 33.60 33.47

30.50 30.49 30.49 30.50 30.53 30.58

27.25 27.38 27.53 27.68 27.86 28.04

24.44 24.69 24.95 25.22 25.51 25.81

22.00 22.34 22.69 23.06 23.44 23.85

19.88 20.29 20.72 21.16 21.62 22.11

18.03 18.49 18.98 19.48 20.01 20.56

16.40 16.91 17.44 17.99 18.57 19.18

0 1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

Table 18

Table 18 Multipliers for loss of pension commencing age 55 (females) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

185.47 181.85 177.57 173.37 169.26

123.56 121.80 119.58 117.38 115.23

82.90 82.16 81.09 80.03 78.98

68.08 67.66 66.95 66.25 65.56

56.01 55.81 55.37 54.94 54.51

38.10 38.16 38.06 37.96 37.86

26.08 26.26 26.33 26.40 26.47

17.97 18.19 18.33 18.48 18.62

12.46 12.68 12.84 13.01 13.18

8.69 8.88 9.05 9.21 9.38

6.09 6.26 6.41 6.56 6.71

4.30 4.44 4.57 4.69 4.83

165.25 161.33 157.49 153.74 150.08

113.10 111.01 108.96 106.95 104.96

77.94 76.92 75.90 74.89 73.90

64.87 64.18 63.50 62.83 62.16

54.08 53.65 53.22 52.79 52.37

37.76 37.66 37.56 37.45 37.35

26.54 26.60 26.67 26.73 26.80

18.76 18.91 19.05 19.20 19.35

13.35 13.52 13.69 13.87 14.04

9.55 9.72 9.89 10.07 10.25

6.87 7.03 7.19 7.36 7.53

4.97 5.11 5.25 5.40 5.55

5

146.51 143.02 139.61 136.29 133.04

103.02 101.11 99.24 97.39 95.59

72.92 71.95 71.00 70.05 69.12

61.50 60.85 60.20 59.55 58.92

51.95 51.53 51.12 50.71 50.30

37.24 37.14 37.04 36.93 36.83

26.86 26.93 26.99 27.06 27.12

19.49 19.64 19.79 19.94 20.09

14.22 14.41 14.59 14.78 14.97

10.44 10.63 10.82 11.01 11.21

7.70 7.88 8.06 8.25 8.44

5.71 5.87 6.04 6.21 6.38

10

129.87 126.78 123.76 120.82 117.96

93.82 92.08 90.37 88.70 87.07

68.21 67.30 66.41 65.53 64.67

58.29 57.67 57.06 56.45 55.86

49.90 49.50 49.10 48.71 48.32

36.72 36.62 36.52 36.42 36.32

27.19 27.26 27.32 27.39 27.46

20.25 20.40 20.55 20.71 20.87

15.16 15.35 15.55 15.75 15.95

11.41 11.61 11.82 12.03 12.25

8.63 8.83 9.03 9.24 9.46

6.56 6.75 6.94 7.13 7.34

115.17 112.45 109.78 107.16 104.61

85.47 83.90 82.35 80.82 79.32

63.82 62.98 62.15 61.33 60.51

55.27 54.69 54.11 53.54 52.97

47.94 47.56 47.19 46.81 46.43

36.23 36.13 36.03 35.93 35.83

27.53 27.60 27.67 27.73 27.80

21.03 21.20 21.36 21.52 21.68

16.16 16.37 16.58 16.79 17.00

12.47 12.70 12.93 13.16 13.40

9.68 9.90 10.13 10.37 10.61

7.54 7.76 7.98 8.20 8.43

20

102.12 99.70 97.34 95.02 92.77

77.86 76.42 75.01 73.63 72.27

59.71 58.92 58.15 57.38 56.62

52.40 51.85 51.30 50.76 50.23

46.06 45.69 45.33 44.97 44.61

35.73 35.63 35.54 35.44 35.34

27.87 27.94 28.01 28.08 28.15

21.85 22.02 22.19 22.36 22.53

17.22 17.44 17.67 17.89 18.12

13.64 13.88 14.13 14.39 14.65

10.85 11.10 11.36 11.62 11.89

8.67 8.92 9.17 9.43 9.70

25

90.58 88.45 86.37 84.34 82.35

70.94 69.65 68.38 67.13 65.90

55.88 55.15 54.44 53.73 53.03

49.70 49.18 48.67 48.17 47.67

44.26 43.92 43.58 43.24 42.90

35.25 35.16 35.07 34.98 34.89

28.22 28.29 28.37 28.45 28.52

22.71 22.88 23.06 23.24 23.43

18.36 18.60 18.84 19.09 19.33

14.91 15.18 15.46 15.74 16.03

12.17 12.45 12.74 13.04 13.35

9.97 10.26 10.55 10.85 11.16

30

80.41 78.53 76.69 74.89 73.14

64.70 63.52 62.37 61.24 60.13

52.34 51.66 51.00 50.34 49.69

47.17 46.68 46.20 45.73 45.26

42.57 42.24 41.92 41.60 41.28

34.80 34.72 34.63 34.55 34.46

28.60 28.67 28.75 28.83 28.91

23.61 23.80 23.99 24.18 24.37

19.59 19.84 20.10 20.37 20.64

16.32 16.62 16.92 17.23 17.55

13.66 13.98 14.30 14.64 14.98

11.48 11.80 12.14 12.49 12.85

35

71.43 69.76 68.14 66.56 65.03

59.04 57.97 56.93 55.91 54.92

49.05 48.43 47.81 47.21 46.62

44.80 44.34 43.90 43.46 43.03

40.97 40.66 40.35 40.05 39.76

34.38 34.30 34.23 34.15 34.08

29.00 29.08 29.17 29.25 29.35

24.57 24.77 24.97 25.17 25.38

20.91 21.19 21.47 21.76 22.05

17.87 18.20 18.54 18.88 19.23

15.34 15.70 16.07 16.45 16.84

13.22 13.60 13.99 14.39 14.81

63.54 62.09 60.68 59.31 57.99

53.95 53.00 52.07 51.18 50.31

46.04 45.47 44.91 44.38 43.85

42.61 42.19 41.79 41.40 41.02

39.48 39.20 38.93 38.66 38.41

34.02 33.95 33.89 33.84 33.80

29.44 29.54 29.64 29.75 29.87

25.60 25.82 26.04 26.27 26.51

22.35 22.66 22.97 23.30 23.63

19.60 19.97 20.35 20.74 21.14

17.25 17.66 18.09 18.53 18.99

15.24 15.68 16.14 16.62 17.12

56.70 55.46 54.25 53.08 51.95 50.86

49.46 48.63 47.83 47.05 46.30 45.57

43.35 42.85 42.37 41.90 41.45 41.02

40.65 40.29 39.94 39.61 39.29 38.99

38.17 37.93 37.70 37.49 37.28 37.09

33.76 33.73 33.70 33.68 33.68 33.68

29.99 30.12 30.25 30.40 30.55 30.71

26.76 27.01 27.27 27.54 27.83 28.12

23.97 24.32 24.68 25.06 25.44 25.84

21.56 21.99 22.43 22.88 23.35 23.84

19.46 19.95 20.45 20.97 21.51 22.07

17.63 18.16 18.71 19.29 19.88 20.51

0 1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

Table 19

Table 19 Multipliers for loss of pension commencing age 60 (males) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

150.59 147.63 144.02 140.47 137.00

99.76 98.33 96.44 94.58 92.74

66.49 65.89 64.97 64.06 63.15

54.40 54.05 53.44 52.83 52.22

44.58 44.41 44.02 43.63 43.25

30.06 30.10 30.00 29.89 29.78

20.38 20.52 20.55 20.59 20.62

13.89 14.06 14.16 14.26 14.35

9.52 9.69 9.80 9.92 10.04

6.56 6.70 6.82 6.94 7.06

4.54 4.66 4.77 4.88 4.98

3.16 3.26 3.35 3.44 3.54

133.61 130.29 127.06 123.91 120.82

90.93 89.16 87.42 85.71 84.03

62.25 61.36 60.49 59.63 58.77

51.62 51.02 50.42 49.84 49.25

42.86 42.47 42.09 41.71 41.33

29.67 29.56 29.45 29.34 29.22

20.65 20.68 20.71 20.74 20.77

14.45 14.54 14.64 14.74 14.84

10.16 10.28 10.40 10.52 10.65

7.18 7.30 7.42 7.55 7.68

5.10 5.21 5.32 5.44 5.56

3.63 3.73 3.83 3.94 4.05

5

117.81 114.87 112.01 109.22 106.50

82.38 80.76 79.17 77.62 76.10

57.93 57.09 56.27 55.46 54.67

48.67 48.10 47.54 46.98 46.43

40.95 40.58 40.21 39.84 39.48

29.11 29.00 28.88 28.77 28.66

20.80 20.82 20.85 20.88 20.91

14.93 15.03 15.13 15.23 15.33

10.77 10.90 11.03 11.16 11.29

7.81 7.94 8.07 8.21 8.35

5.68 5.81 5.94 6.07 6.20

4.16 4.27 4.39 4.50 4.63

10

103.85 101.27 98.76 96.32 93.94

74.61 73.15 71.72 70.32 68.96

53.88 53.11 52.36 51.61 50.88

45.88 45.35 44.82 44.30 43.79

39.12 38.77 38.42 38.07 37.74

28.55 28.44 28.33 28.23 28.12

20.94 20.96 20.99 21.03 21.06

15.43 15.53 15.63 15.74 15.84

11.42 11.55 11.69 11.83 11.97

8.49 8.63 8.78 8.93 9.08

6.34 6.48 6.62 6.77 6.92

4.75 4.88 5.02 5.15 5.30

91.64 89.39 87.18 85.02 82.92

67.63 66.33 65.04 63.77 62.54

50.17 49.47 48.77 48.08 47.40

43.29 42.80 42.31 41.82 41.34

37.41 37.08 36.75 36.42 36.09

28.02 27.92 27.82 27.72 27.62

21.09 21.13 21.16 21.19 21.23

15.95 16.06 16.17 16.28 16.39

12.11 12.26 12.41 12.55 12.70

9.24 9.40 9.56 9.72 9.89

7.08 7.23 7.40 7.56 7.73

5.44 5.59 5.74 5.90 6.06

20

80.88 78.91 76.98 75.09 73.23

61.33 60.15 59.00 57.86 56.74

46.73 46.08 45.44 44.80 44.17

40.86 40.40 39.95 39.49 39.03

35.78 35.46 35.16 34.85 34.54

27.52 27.42 27.33 27.23 27.13

21.26 21.30 21.34 21.37 21.41

16.50 16.61 16.73 16.84 16.96

12.86 13.01 13.17 13.33 13.49

10.06 10.23 10.41 10.59 10.77

7.90 8.08 8.26 8.45 8.63

6.23 6.40 6.58 6.76 6.95

25

71.44 69.70 68.02 66.40 64.81

55.65 54.59 53.56 52.56 51.58

43.55 42.95 42.37 41.80 41.24

38.59 38.16 37.74 37.34 36.93

34.24 33.95 33.66 33.39 33.12

27.04 26.95 26.86 26.79 26.71

21.44 21.48 21.53 21.58 21.63

17.08 17.20 17.32 17.45 17.58

13.65 13.82 13.99 14.17 14.35

10.96 11.15 11.35 11.55 11.76

8.83 9.03 9.23 9.45 9.66

7.14 7.34 7.54 7.75 7.97

30

63.25 61.74 60.27 58.83 57.42

50.61 49.67 48.75 47.84 46.95

40.68 40.14 39.60 39.07 38.55

36.53 36.14 35.75 35.37 34.99

32.84 32.58 32.31 32.05 31.79

26.63 26.55 26.47 26.40 26.32

21.67 21.72 21.78 21.83 21.88

17.71 17.85 17.98 18.12 18.25

14.53 14.72 14.90 15.09 15.28

11.96 12.18 12.40 12.62 12.84

9.89 10.11 10.35 10.58 10.83

8.20 8.43 8.66 8.91 9.16

35

56.04 54.71 53.42 52.16 50.93

46.07 45.22 44.38 43.57 42.78

38.03 37.53 37.04 36.55 36.08

34.61 34.24 33.88 33.53 33.18

31.53 31.28 31.03 30.79 30.55

26.24 26.17 26.10 26.03 25.97

21.93 21.98 22.03 22.09 22.15

18.39 18.53 18.67 18.82 18.97

15.48 15.68 15.88 16.09 16.30

13.07 13.31 13.55 13.80 14.05

11.08 11.33 11.60 11.87 12.15

9.42 9.68 9.96 10.24 10.54

40

49.74 48.58 47.46 46.37 45.32

42.01 41.25 40.51 39.80 39.10

35.62 35.16 34.72 34.29 33.87

32.85 32.51 32.19 31.87 31.57

30.32 30.09 29.87 29.65 29.45

25.91 25.85 25.79 25.74 25.70

22.22 22.28 22.35 22.42 22.50

19.12 19.28 19.44 19.60 19.77

16.51 16.73 16.96 17.19 17.43

14.31 14.57 14.84 15.12 15.41

12.44 12.73 13.03 13.35 13.67

10.84 11.15 11.48 11.81 12.16

44.30 43.33 42.39 41.49 40.63

38.43 37.79 37.17 36.58 36.01

33.47 33.09 32.72 32.37 32.04

31.28 31.00 30.74 30.49 30.26

29.26 29.07 28.91 28.75 28.61

25.66 25.64 25.62 25.62 25.63

22.59 22.69 22.79 22.91 23.04

19.95 20.14 20.34 20.55 20.77

17.68 17.94 18.21 18.49 18.79

15.71 16.03 16.35 16.69 17.04

14.01 14.36 14.72 15.11 15.50

12.52 12.90 13.30 13.71 14.14

39.81 39.03 38.29 37.56 36.86 36.17

35.48 34.97 34.49 34.02 33.56 33.12

31.73 31.45 31.18 30.92 30.67 30.42

30.05 29.86 29.68 29.51 29.35 29.19

28.48 28.37 28.28 28.20 28.12 28.04

25.65 25.69 25.74 25.80 25.86 25.92

23.18 23.33 23.50 23.68 23.86 24.04

21.01 21.26 21.52 21.79 22.07 22.36

19.10 19.43 19.77 20.12 20.49 20.86

17.41 17.80 18.21 18.63 19.06 19.51

15.92 16.36 16.82 17.29 17.79 18.30

14.60 15.07 15.57 16.09 16.64 17.20

0 1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39

41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

Table 20

Table 20 Multipliers for loss of pension commencing age 60 (females) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

169.99 166.62 162.64 158.74 154.93

112.01 110.38 108.33 106.30 104.31

74.27 73.58 72.60 71.62 70.66

60.62 60.22 59.57 58.93 58.29

49.55 49.35 48.95 48.55 48.15

33.26 33.30 33.20 33.10 33.00

22.45 22.59 22.65 22.70 22.75

15.24 15.42 15.53 15.65 15.77

10.40 10.58 10.71 10.85 10.98

7.14 7.30 7.43 7.56 7.69

4.92 5.06 5.17 5.29 5.41

3.41 3.52 3.62 3.72 3.83

151.21 147.57 144.01 140.54 137.14

102.36 100.43 98.54 96.68 94.85

69.71 68.76 67.83 66.91 65.99

57.65 57.02 56.40 55.78 55.16

47.75 47.36 46.96 46.57 46.18

32.90 32.80 32.70 32.60 32.49

22.80 22.85 22.89 22.94 22.99

15.88 16.00 16.11 16.23 16.35

11.12 11.26 11.40 11.54 11.69

7.83 7.97 8.11 8.25 8.39

5.54 5.66 5.79 5.92 6.06

3.93 4.04 4.16 4.27 4.39

5

133.83 130.60 127.45 124.36 121.36

93.06 91.31 89.58 87.89 86.23

65.09 64.21 63.33 62.47 61.62

54.56 53.96 53.36 52.77 52.19

45.79 45.41 45.02 44.65 44.27

32.39 32.29 32.18 32.08 31.98

23.03 23.08 23.13 23.17 23.22

16.47 16.59 16.71 16.83 16.95

11.83 11.98 12.13 12.28 12.43

8.54 8.69 8.84 9.00 9.16

6.20 6.34 6.48 6.63 6.78

4.51 4.64 4.77 4.90 5.04

10

118.43 115.57 112.78 110.06 107.41

84.60 83.00 81.44 79.90 78.40

60.77 59.95 59.13 58.33 57.53

51.62 51.05 50.49 49.93 49.39

43.90 43.53 43.16 42.80 42.45

31.88 31.78 31.67 31.58 31.48

23.27 23.31 23.36 23.41 23.46

17.07 17.19 17.32 17.44 17.57

12.58 12.74 12.90 13.06 13.22

9.32 9.48 9.65 9.82 9.99

6.93 7.09 7.25 7.42 7.58

5.18 5.32 5.47 5.62 5.78

104.83 102.32 99.85 97.44 95.08

76.93 75.49 74.07 72.67 71.29

56.76 55.99 55.23 54.48 53.73

48.85 48.32 47.79 47.26 46.74

42.10 41.75 41.40 41.05 40.70

31.38 31.29 31.19 31.09 30.99

23.51 23.56 23.61 23.66 23.70

17.70 17.83 17.96 18.09 18.22

13.38 13.55 13.72 13.89 14.06

10.17 10.35 10.53 10.71 10.90

7.76 7.93 8.12 8.30 8.49

5.94 6.11 6.28 6.45 6.63

20

92.79 90.55 88.37 86.24 84.17

69.95 68.63 67.34 66.07 64.83

53.00 52.28 51.57 50.87 50.18

46.22 45.72 45.22 44.72 44.23

40.36 40.03 39.69 39.36 39.03

30.89 30.79 30.70 30.60 30.51

23.75 23.80 23.85 23.90 23.95

18.35 18.48 18.62 18.75 18.89

14.24 14.41 14.59 14.77 14.96

11.09 11.29 11.49 11.69 11.90

8.68 8.88 9.08 9.29 9.50

6.82 7.01 7.20 7.41 7.61

25

82.15 80.18 78.27 76.40 74.57

63.61 62.43 61.26 60.12 59.00

49.50 48.84 48.19 47.54 46.90

43.75 43.28 42.81 42.35 41.89

38.71 38.39 38.08 37.77 37.46

30.41 30.32 30.23 30.14 30.05

24.00 24.05 24.11 24.16 24.22

19.03 19.17 19.31 19.45 19.60

15.15 15.34 15.53 15.72 15.92

12.11 12.32 12.54 12.76 12.99

9.71 9.94 10.16 10.40 10.64

7.83 8.04 8.27 8.50 8.74

30

72.79 71.05 69.36 67.71 66.10

57.90 56.82 55.77 54.73 53.72

46.27 45.66 45.05 44.45 43.86

41.44 40.99 40.56 40.12 39.70

37.15 36.85 36.55 36.26 35.97

29.96 29.88 29.79 29.71 29.62

24.27 24.33 24.38 24.44 24.50

19.74 19.89 20.04 20.19 20.34

16.12 16.33 16.53 16.74 16.96

13.22 13.45 13.69 13.94 14.19

10.88 11.13 11.38 11.65 11.92

8.99 9.24 9.50 9.77 10.04

35

64.53 63.00 61.51 60.06 58.65

52.73 51.75 50.80 49.87 48.97

43.28 42.70 42.14 41.59 41.06

39.27 38.86 38.45 38.05 37.65

35.68 35.39 35.11 34.84 34.57

29.54 29.46 29.38 29.30 29.23

24.56 24.62 24.68 24.74 24.81

20.50 20.65 20.81 20.97 21.14

17.17 17.39 17.62 17.85 18.08

14.44 14.70 14.97 15.24 15.52

12.19 12.47 12.76 13.06 13.36

10.32 10.62 10.92 11.23 11.55

57.28 55.95 54.65 53.40 52.19

48.08 47.21 46.37 45.55 44.75

40.53 40.01 39.50 39.01 38.54

37.27 36.89 36.52 36.16 35.81

34.31 34.05 33.79 33.55 33.32

29.16 29.09 29.02 28.97 28.92

24.88 24.95 25.02 25.10 25.19

21.31 21.48 21.65 21.84 22.03

18.32 18.56 18.81 19.06 19.33

15.80 16.09 16.39 16.70 17.01

13.68 14.00 14.33 14.67 15.03

11.88 12.22 12.57 12.94 13.32

51.01 49.86 48.76 47.68 46.65

43.98 43.22 42.49 41.78 41.09

38.07 37.62 37.17 36.75 36.34

35.47 35.14 34.82 34.52 34.22

33.09 32.87 32.65 32.45 32.26

28.87 28.83 28.79 28.76 28.74

25.28 25.38 25.47 25.58 25.70

22.22 22.42 22.62 22.83 23.06

19.60 19.87 20.16 20.45 20.76

17.34 17.67 18.02 18.38 18.74

15.39 15.77 16.16 16.56 16.98

13.71 14.11 14.53 14.97 15.43

45.65 44.69 43.76 42.86 41.98 41.12

40.43 39.79 39.18 38.57 37.99 37.41

35.94 35.57 35.20 34.85 34.50 34.16

33.94 33.67 33.41 33.16 32.92 32.68

32.08 31.91 31.75 31.59 31.44 31.30

28.73 28.73 28.73 28.74 28.76 28.78

25.82 25.95 26.09 26.24 26.39 26.55

23.29 23.53 23.78 24.04 24.30 24.57

21.07 21.40 21.74 22.09 22.44 22.81

19.13 19.52 19.93 20.35 20.79 21.24

17.41 17.86 18.33 18.81 19.31 19.83

15.90 16.39 16.91 17.44 17.99 18.57

0 1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

Table 21

Table 21 Multipliers for loss of pension commencing age 65 (males) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

134.16 131.46 128.17 124.95 121.80

87.81 86.50 84.80 83.11 81.45

57.78 57.23 56.40 55.57 54.76

46.96 46.64 46.08 45.53 44.98

38.22 38.06 37.70 37.35 37.00

25.41 25.44 25.33 25.23 25.12

16.98 17.08 17.10 17.12 17.14

11.40 11.53 11.60 11.67 11.75

7.69 7.82 7.91 8.00 8.09

5.21 5.32 5.41 5.50 5.59

3.54 3.64 3.72 3.80 3.88

2.42 2.50 2.57 2.64 2.71

118.72 115.71 112.78 109.92 107.13

79.82 78.22 76.65 75.11 73.60

53.95 53.15 52.36 51.59 50.82

44.43 43.89 43.36 42.83 42.30

36.64 36.29 35.95 35.60 35.26

25.01 24.90 24.80 24.69 24.58

17.15 17.17 17.18 17.20 17.21

11.82 11.89 11.96 12.03 12.11

8.18 8.27 8.36 8.46 8.55

5.68 5.78 5.87 5.97 6.07

3.97 4.05 4.14 4.23 4.32

2.78 2.85 2.93 3.01 3.09

104.40 101.74 99.15 96.62 94.16

72.11 70.65 69.23 67.83 66.46

50.06 49.31 48.57 47.84 47.13

41.78 41.26 40.76 40.25 39.76

34.91 34.57 34.24 33.91 33.58

24.47 24.36 24.25 24.14 24.03

17.22 17.23 17.25 17.26 17.27

12.18 12.25 12.32 12.39 12.47

8.65 8.74 8.84 8.94 9.04

6.17 6.27 6.37 6.47 6.58

4.41 4.51 4.60 4.70 4.80

3.17 3.26 3.34 3.43 3.52

91.77 89.44 87.17 84.97 82.83

65.12 63.81 62.53 61.27 60.05

46.43 45.74 45.06 44.39 43.74

39.27 38.79 38.31 37.85 37.39

33.25 32.93 32.61 32.30 32.00

23.92 23.82 23.71 23.61 23.51

17.28 17.30 17.31 17.33 17.34

12.54 12.62 12.69 12.77 12.85

9.14 9.24 9.34 9.45 9.55

6.68 6.79 6.90 7.02 7.13

4.91 5.01 5.12 5.23 5.34

3.62 3.71 3.81 3.91 4.02

80.75 78.72 76.73 74.79 72.90

58.86 57.69 56.54 55.40 54.29

43.10 42.47 41.84 41.22 40.61

36.94 36.50 36.05 35.61 35.18

31.70 31.40 31.10 30.80 30.51

23.41 23.31 23.21 23.11 23.01

17.36 17.38 17.39 17.41 17.42

12.93 13.01 13.09 13.17 13.25

9.66 9.77 9.88 9.99 10.11

7.25 7.37 7.49 7.61 7.74

5.46 5.58 5.70 5.82 5.95

4.13 4.24 4.35 4.47 4.59

20

71.06 69.28 67.55 65.85 64.18

53.21 52.16 51.13 50.11 49.10

40.01 39.43 38.86 38.29 37.72

34.76 34.34 33.93 33.52 33.11

30.22 29.94 29.66 29.38 29.10

22.91 22.82 22.73 22.63 22.53

17.44 17.46 17.48 17.50 17.51

13.33 13.41 13.50 13.58 13.66

10.22 10.34 10.46 10.58 10.69

7.87 8.00 8.13 8.26 8.40

6.08 6.21 6.34 6.48 6.62

4.71 4.83 4.97 5.10 5.23

25

62.57 61.01 59.50 58.05 56.62

48.13 47.18 46.27 45.38 44.50

37.17 36.64 36.12 35.61 35.11

32.72 32.33 31.96 31.59 31.23

28.82 28.56 28.30 28.06 27.81

22.44 22.35 22.26 22.18 22.10

17.53 17.55 17.58 17.61 17.63

13.75 13.83 13.93 14.02 14.12

10.82 10.94 11.07 11.20 11.34

8.54 8.68 8.83 8.98 9.14

6.76 6.91 7.07 7.22 7.38

5.38 5.52 5.67 5.83 5.99

30

55.23 53.87 52.56 51.26 50.00

43.64 42.80 41.97 41.16 40.37

34.61 34.13 33.65 33.18 32.71

30.87 30.52 30.17 29.83 29.48

27.56 27.32 27.08 26.84 26.60

22.02 21.94 21.87 21.79 21.71

17.66 17.69 17.72 17.75 17.77

14.21 14.31 14.41 14.50 14.60

11.47 11.61 11.75 11.89 12.03

9.29 9.45 9.61 9.78 9.95

7.55 7.72 7.89 8.07 8.24

6.15 6.32 6.49 6.67 6.85

48.77 47.58 46.42 45.30 44.21

39.59 38.83 38.09 37.36 36.66

32.25 31.80 31.36 30.93 30.51

29.15 28.82 28.49 28.18 27.87

26.36 26.13 25.91 25.69 25.47

21.63 21.55 21.48 21.41 21.34

17.80 17.83 17.86 17.90 17.93

14.70 14.80 14.90 15.01 15.12

12.18 12.32 12.47 12.63 12.78

10.12 10.29 10.47 10.65 10.84

8.43 8.62 8.81 9.01 9.21

7.04 7.24 7.44 7.64 7.86

43.15 42.11 41.11 40.14 39.20

35.97 35.30 34.64 34.01 33.39

30.09 29.69 29.29 28.91 28.53

27.56 27.26 26.97 26.68 26.41

25.26 25.05 24.85 24.65 24.46

21.27 21.21 21.15 21.09 21.04

17.97 18.01 18.05 18.10 18.15

15.23 15.34 15.46 15.57 15.70

12.94 13.10 13.27 13.44 13.62

11.03 11.22 11.42 11.63 11.84

9.43 9.64 9.86 10.09 10.33

8.08 8.30 8.54 8.78 9.03

38.29 37.42 36.58 35.78 35.01

32.79 32.22 31.67 31.14 30.64

28.18 27.83 27.50 27.19 26.89

26.15 25.90 25.66 25.43 25.22

24.28 24.11 23.96 23.81 23.67

20.99 20.96 20.93 20.91 20.90

18.20 18.27 18.34 18.41 18.50

15.83 15.97 16.11 16.26 16.42

13.80 13.99 14.19 14.40 14.62

12.07 12.29 12.53 12.78 13.04

10.58 10.83 11.10 11.37 11.66

9.29 9.56 9.85 10.15 10.46

34.28 33.59 32.92 32.28 31.65

30.15 29.70 29.27 28.85 28.44

26.61 26.35 26.10 25.87 25.64

25.02 24.84 24.68 24.52 24.36

23.55 23.44 23.35 23.26 23.17

20.90 20.91 20.94 20.97 21.00

18.60 18.71 18.83 18.95 19.08

16.59 16.78 16.97 17.18 17.38

14.85 15.09 15.34 15.60 15.87

13.31 13.60 13.90 14.21 14.53

11.97 12.29 12.62 12.97 13.32

10.78 11.13 11.49 11.86 12.25

31.03 30.43 29.87 29.34 28.85 28.40

28.04 27.65 27.28 26.94 26.63 26.37

25.41 25.19 24.99 24.81 24.65 24.54

24.21 24.06 23.94 23.83 23.74 23.70

23.09 23.01 22.94 22.90 22.88 22.90

21.03 21.07 21.12 21.20 21.29 21.42

19.21 19.35 19.50 19.67 19.86 20.08

17.59 17.81 18.04 18.29 18.56 18.87

16.14 16.43 16.73 17.05 17.39 17.77

14.85 15.19 15.55 15.93 16.33 16.77

13.69 14.08 14.48 14.91 15.37 15.86

12.65 13.07 13.51 13.98 14.49 15.03

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65

Table 22

Table 22 Multipliers for loss of pension commencing age 65 (females) Age at date of trial 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.0% 0.5% 1.0% 1.5% -2.0% -1.5% -1.0% -0.75% -0.5%

2.0%

2.5%

Age at date of 3.0% trial

153.09 149.98 146.34 142.77 139.29

99.71 98.22 96.35 94.51 92.70

65.31 64.68 63.78 62.90 62.02

52.96 52.59 52.00 51.42 50.84

43.01 42.82 42.45 42.08 41.72

28.47 28.50 28.40 28.30 28.21

18.95 19.06 19.10 19.13 19.16

12.67 12.81 12.90 12.99 13.08

8.52 8.66 8.76 8.87 8.98

5.75 5.87 5.98 6.08 6.18

3.90 4.00 4.09 4.19 4.28

2.66 2.74 2.82 2.90 2.98

135.88 132.55 129.30 126.13 123.03

90.92 89.17 87.45 85.76 84.10

61.16 60.30 59.46 58.62 57.80

50.26 49.69 49.12 48.56 48.00

41.36 40.99 40.63 40.27 39.92

28.11 28.01 27.91 27.81 27.70

19.20 19.23 19.26 19.29 19.32

13.17 13.26 13.35 13.45 13.54

9.08 9.19 9.30 9.41 9.53

6.29 6.40 6.51 6.62 6.73

4.38 4.47 4.57 4.68 4.78

3.06 3.14 3.23 3.32 3.41

120.00 117.06 114.18 111.37 108.63

82.48 80.89 79.32 77.79 76.28

56.98 56.18 55.39 54.61 53.84

47.45 46.91 46.37 45.83 45.31

39.56 39.21 38.87 38.52 38.18

27.60 27.50 27.40 27.30 27.20

19.35 19.38 19.41 19.44 19.47

13.63 13.72 13.81 13.90 14.00

9.64 9.75 9.87 9.99 10.11

6.85 6.97 7.08 7.20 7.33

4.89 4.99 5.11 5.22 5.33

3.50 3.60 3.69 3.79 3.90

105.96 103.35 100.81 98.33 95.92

74.81 73.36 71.94 70.55 69.19

53.08 52.33 51.59 50.86 50.15

44.79 44.27 43.76 43.26 42.77

37.84 37.50 37.17 36.84 36.52

27.10 27.00 26.90 26.80 26.71

19.50 19.53 19.56 19.59 19.62

14.09 14.19 14.28 14.38 14.47

10.23 10.35 10.47 10.60 10.72

7.45 7.58 7.71 7.84 7.97

5.45 5.57 5.70 5.82 5.95

4.00 4.11 4.23 4.34 4.46

93.58 91.29 89.05 86.86 84.71

67.87 66.56 65.28 64.01 62.77

49.45 48.76 48.07 47.39 46.72

42.28 41.80 41.33 40.85 40.37

36.20 35.88 35.56 35.24 34.93

26.61 26.52 26.42 26.32 26.23

19.65 19.69 19.72 19.74 19.77

14.57 14.67 14.77 14.87 14.97

10.85 10.98 11.11 11.24 11.38

8.11 8.25 8.39 8.53 8.68

6.09 6.22 6.36 6.50 6.65

4.58 4.71 4.84 4.97 5.11

20

82.63 80.60 78.62 76.69 74.81

61.55 60.37 59.20 58.06 56.94

46.06 45.41 44.77 44.14 43.52

39.91 39.45 39.00 38.55 38.11

34.62 34.31 34.01 33.71 33.41

26.13 26.03 25.94 25.84 25.75

19.80 19.83 19.86 19.89 19.93

15.07 15.17 15.27 15.38 15.48

11.51 11.65 11.79 11.93 12.07

8.83 8.98 9.13 9.29 9.44

6.79 6.94 7.10 7.26 7.42

5.25 5.39 5.54 5.69 5.84

25

72.98 71.20 69.46 67.77 66.12

55.84 54.77 53.73 52.70 51.69

42.91 42.32 41.73 41.15 40.58

37.68 37.25 36.83 36.42 36.00

33.12 32.83 32.54 32.26 31.98

25.66 25.57 25.48 25.39 25.30

19.96 19.99 20.03 20.06 20.09

15.58 15.69 15.80 15.91 16.02

12.21 12.36 12.51 12.66 12.81

9.61 9.77 9.94 10.11 10.28

7.58 7.75 7.92 8.10 8.28

6.00 6.17 6.34 6.51 6.69

30

64.50 62.93 61.41 59.91 58.46

50.70 49.73 48.78 47.85 46.94

40.01 39.45 38.91 38.37 37.84

35.60 35.19 34.80 34.41 34.02

31.70 31.43 31.15 30.89 30.62

25.21 25.13 25.04 24.95 24.87

20.13 20.16 20.20 20.23 20.27

16.13 16.24 16.35 16.47 16.58

12.97 13.12 13.28 13.44 13.61

10.46 10.64 10.83 11.01 11.20

8.47 8.66 8.85 9.05 9.25

6.88 7.06 7.26 7.46 7.67

35

57.04 55.66 54.31 53.01 51.74

46.05 45.17 44.32 43.48 42.67

37.32 36.80 36.30 35.81 35.33

33.64 33.27 32.90 32.54 32.18

30.36 30.10 29.84 29.59 29.35

24.79 24.70 24.62 24.54 24.47

20.31 20.35 20.38 20.43 20.47

16.70 16.81 16.93 17.05 17.18

13.77 13.94 14.11 14.29 14.46

11.40 11.60 11.80 12.00 12.22

9.46 9.67 9.89 10.12 10.35

7.88 8.10 8.32 8.55 8.79

40

50.50 49.30 48.13 47.00 45.91

41.88 41.10 40.34 39.61 38.89

34.85 34.39 33.93 33.49 33.06

31.84 31.50 31.16 30.84 30.52

29.11 28.87 28.64 28.42 28.20

24.40 24.32 24.26 24.19 24.14

20.51 20.56 20.61 20.66 20.72

17.31 17.44 17.57 17.70 17.85

14.65 14.83 15.02 15.22 15.42

12.43 12.65 12.88 13.11 13.35

10.58 10.83 11.08 11.33 11.60

9.04 9.29 9.55 9.82 10.10

44.85 43.82 42.82 41.85 40.92

38.20 37.52 36.86 36.22 35.60

32.64 32.23 31.84 31.45 31.08

30.22 29.92 29.63 29.35 29.08

27.99 27.79 27.59 27.40 27.22

24.08 24.03 23.99 23.95 23.91

20.78 20.85 20.92 20.99 21.07

17.99 18.14 18.29 18.45 18.62

15.62 15.83 16.05 16.27 16.50

13.60 13.85 14.12 14.38 14.66

11.88 12.16 12.45 12.75 13.06

10.40 10.70 11.01 11.33 11.67

40.02 39.16 38.32 37.51 36.72

35.01 34.44 33.88 33.34 32.81

30.73 30.38 30.05 29.73 29.42

28.82 28.57 28.34 28.11 27.88

27.05 26.89 26.74 26.59 26.45

23.89 23.87 23.86 23.86 23.85

21.16 21.26 21.36 21.46 21.57

18.80 18.98 19.17 19.36 19.56

16.74 16.99 17.25 17.51 17.78

14.95 15.25 15.56 15.88 16.21

13.39 13.73 14.08 14.44 14.81

12.02 12.38 12.76 13.16 13.56

35.94 35.18 34.46 33.76 33.10 32.50

32.29 31.78 31.29 30.83 30.39 29.99

29.10 28.80 28.51 28.23 27.98 27.76

27.66 27.44 27.24 27.04 26.88 26.74

26.31 26.17 26.04 25.93 25.83 25.77

23.85 23.85 23.86 23.88 23.92 23.98

21.68 21.79 21.91 22.05 22.20 22.38

19.76 19.97 20.18 20.41 20.66 20.93

18.06 18.34 18.63 18.94 19.27 19.63

16.54 16.89 17.25 17.62 18.02 18.45

15.19 15.59 16.00 16.43 16.89 17.38

13.98 14.42 14.87 15.35 15.86 16.40

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

21 22 23 24

26 27 28 29

31 32 33 34

36 37 38 39

41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65

Table 23

Table 23

Multipliers for loss of pension commencing age 70 (males)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of -2.0% -1.5% -1.0% -0.75% -0.5% 0.0% 0.5% 1.0% 1.5%

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70

2.0%

2.5%

Age at date of 3.0% trial

116.52 114.10 111.17 108.30 105.50

75.30 74.13 72.62 71.12 69.65

48.89 48.39 47.66 46.93 46.20

39.47 39.17 38.67 38.18 37.69

31.89 31.74 31.42 31.10 30.78

20.90 20.91 20.81 20.70 20.60

13.76 13.83 13.84 13.84 13.85

9.09 9.19 9.24 9.29 9.34

6.04 6.13 6.20 6.27 6.33

4.02 4.11 4.17 4.24 4.31

2.69 2.76 2.82 2.88 2.94

1.81 1.87 1.91 1.96 2.02

102.76 100.08 97.48 94.95 92.47

68.21 66.80 65.41 64.05 62.71

45.49 44.78 44.09 43.40 42.72

37.21 36.73 36.25 35.79 35.32

30.47 30.16 29.84 29.54 29.23

20.50 20.39 20.29 20.19 20.08

13.85 13.85 13.85 13.85 13.85

9.39 9.44 9.49 9.54 9.59

6.40 6.46 6.53 6.60 6.67

4.37 4.44 4.51 4.58 4.65

3.00 3.06 3.13 3.19 3.26

2.07 2.12 2.18 2.23 2.29

90.04 87.69 85.39 83.16 80.98

61.40 60.11 58.86 57.63 56.42

42.05 41.39 40.74 40.10 39.47

34.86 34.40 33.95 33.51 33.07

28.92 28.62 28.32 28.02 27.73

19.97 19.87 19.76 19.66 19.56

13.85 13.85 13.85 13.85 13.85

9.64 9.69 9.74 9.79 9.84

6.74 6.81 6.88 6.95 7.02

4.73 4.80 4.87 4.95 5.02

3.33 3.39 3.46 3.54 3.61

2.35 2.41 2.47 2.54 2.60

78.87 76.81 74.80 72.86 70.97

55.24 54.09 52.96 51.86 50.79

38.85 38.25 37.65 37.06 36.49

32.64 32.21 31.79 31.38 30.98

27.44 27.15 26.87 26.59 26.32

19.45 19.35 19.25 19.15 19.06

13.85 13.85 13.85 13.85 13.85

9.89 9.94 9.99 10.05 10.10

7.09 7.16 7.24 7.31 7.39

5.10 5.18 5.26 5.34 5.43

3.68 3.76 3.84 3.92 4.00

2.67 2.74 2.81 2.88 2.95

15

69.13 67.34 65.59 63.88 62.22

49.74 48.71 47.70 46.71 45.74

35.93 35.38 34.82 34.28 33.75

30.58 30.19 29.80 29.41 29.03

26.05 25.79 25.52 25.25 24.99

18.96 18.87 18.77 18.67 18.58

13.85 13.85 13.85 13.85 13.85

10.15 10.21 10.26 10.31 10.37

7.47 7.55 7.63 7.70 7.78

5.51 5.60 5.69 5.77 5.86

4.08 4.17 4.25 4.34 4.43

3.03 3.11 3.19 3.27 3.36

20

60.60 59.04 57.52 56.02 54.56

44.79 43.87 42.97 42.07 41.20

33.22 32.71 32.21 31.71 31.22

28.65 28.29 27.93 27.57 27.21

24.74 24.48 24.24 23.99 23.74

18.48 18.39 18.30 18.21 18.11

13.86 13.86 13.86 13.86 13.86

10.42 10.48 10.54 10.59 10.65

7.87 7.95 8.03 8.12 8.20

5.96 6.05 6.14 6.24 6.34

4.52 4.62 4.71 4.81 4.91

3.44 3.53 3.63 3.72 3.82

53.15 51.78 50.46 49.19 47.94

40.34 39.52 38.72 37.94 37.18

30.73 30.27 29.81 29.37 28.93

26.86 26.52 26.19 25.87 25.55

23.49 23.26 23.03 22.81 22.59

18.02 17.93 17.85 17.77 17.69

13.87 13.87 13.88 13.89 13.90

10.70 10.76 10.82 10.89 10.95

8.29 8.38 8.47 8.56 8.66

6.44 6.54 6.64 6.75 6.86

5.01 5.12 5.23 5.34 5.45

3.92 4.02 4.12 4.23 4.35

30

46.72 45.54 44.39 43.26 42.16

36.43 35.70 34.98 34.27 33.58

28.50 28.08 27.66 27.24 26.84

25.24 24.93 24.62 24.32 24.02

22.37 22.15 21.94 21.72 21.51

17.61 17.53 17.45 17.37 17.30

13.91 13.92 13.93 13.94 13.95

11.02 11.08 11.15 11.21 11.28

8.75 8.85 8.95 9.04 9.14

6.97 7.08 7.20 7.32 7.43

5.57 5.69 5.81 5.93 6.06

4.46 4.58 4.70 4.82 4.95

35

41.09 40.05 39.04 38.06 37.11

32.90 32.24 31.60 30.97 30.36

26.43 26.04 25.66 25.28 24.92

23.72 23.43 23.15 22.87 22.60

21.30 21.10 20.90 20.70 20.51

17.22 17.14 17.07 16.99 16.92

13.95 13.97 13.98 13.99 14.01

11.34 11.41 11.48 11.55 11.62

9.24 9.35 9.45 9.56 9.67

7.55 7.68 7.80 7.93 8.06

6.19 6.32 6.46 6.60 6.74

5.08 5.22 5.36 5.50 5.65

40

36.18 35.28 34.41 33.57 32.75

29.76 29.18 28.61 28.06 27.52

24.56 24.20 23.86 23.52 23.19

22.33 22.06 21.81 21.56 21.31

20.32 20.13 19.95 19.77 19.60

16.85 16.79 16.72 16.66 16.60

14.02 14.04 14.06 14.08 14.10

11.69 11.77 11.85 11.92 12.01

9.78 9.89 10.01 10.13 10.25

8.20 8.33 8.47 8.62 8.77

6.89 7.04 7.19 7.35 7.52

5.80 5.96 6.12 6.29 6.46

31.96 31.21 30.48 29.79 29.12

27.01 26.51 26.03 25.57 25.13

22.88 22.58 22.29 22.01 21.75

21.08 20.86 20.64 20.44 20.25

19.43 19.28 19.13 19.00 18.87

16.55 16.51 16.47 16.43 16.41

14.13 14.17 14.21 14.25 14.30

12.09 12.19 12.28 12.39 12.50

10.38 10.51 10.65 10.79 10.94

8.92 9.08 9.25 9.42 9.60

7.69 7.87 8.05 8.24 8.44

6.64 6.83 7.02 7.23 7.44

50

28.48 27.88 27.30 26.74 26.19

24.71 24.32 23.94 23.58 23.22

21.50 21.27 21.05 20.84 20.63

20.07 19.91 19.76 19.61 19.47

18.75 18.65 18.55 18.46 18.38

16.39 16.39 16.39 16.40 16.40

14.36 14.43 14.51 14.59 14.68

12.61 12.74 12.88 13.02 13.16

11.10 11.27 11.45 11.63 11.82

9.79 9.99 10.20 10.42 10.64

8.65 8.88 9.11 9.35 9.59

7.66 7.90 8.15 8.40 8.67

55

25.65 25.13 24.63 24.16 23.72

22.86 22.52 22.19 21.88 21.60

20.42 20.22 20.03 19.86 19.71

19.32 19.18 19.05 18.94 18.84

18.29 18.20 18.13 18.07 18.03

16.41 16.42 16.44 16.47 16.52

14.76 14.84 14.94 15.04 15.17

13.30 13.44 13.60 13.77 13.95

12.01 12.20 12.41 12.63 12.86

10.86 11.10 11.34 11.60 11.87

9.85 10.11 10.38 10.67 10.98

8.94 9.23 9.52 9.84 10.18

60

23.33 22.97 22.66 22.38 22.13 21.91

21.35 21.14 20.96 20.82 20.70 20.60

19.59 19.50 19.44 19.40 19.40 19.41

18.78 18.74 18.73 18.75 18.79 18.85

18.01 18.02 18.06 18.12 18.21 18.32

16.59 16.69 16.81 16.96 17.13 17.32

15.31 15.48 15.68 15.90 16.15 16.41

14.16 14.39 14.65 14.93 15.24 15.58

13.12 13.40 13.71 14.05 14.42 14.81

12.17 12.50 12.86 13.24 13.66 14.10

11.32 11.68 12.07 12.50 12.96 13.44

10.54 10.93 11.36 11.82 12.31 12.84

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14

16 17 18 19

21 22 23 24 25 26 27 28 29

31 32 33 34

36 37 38 39

41 42 43 44 45 46 47 48 49

51 52 53 54

56 57 58 59

61 62 63 64 65 66 67 68 69 70

Table 24

Table 24

Multipliers for loss of pension commencing age 70 (females)

Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of -2.0% -1.5% -1.0% -0.75% -0.5% 0.0% 0.5% 1.0% 1.5%

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70

2.0%

2.5%

Age at date of 3.0% trial

134.74 131.93 128.66 125.45 122.32

86.70 85.35 83.68 82.03 80.42

56.06 55.49 54.69 53.90 53.12

45.17 44.82 44.29 43.77 43.25

36.43 36.25 35.92 35.58 35.25

23.78 23.79 23.69 23.60 23.50

15.60 15.68 15.70 15.72 15.74

10.28 10.38 10.45 10.52 10.58

6.80 6.91 6.99 7.07 7.15

4.52 4.61 4.69 4.77 4.85

3.01 3.09 3.16 3.23 3.30

2.02 2.08 2.14 2.20 2.25

119.26 116.28 113.36 110.51 107.73

78.83 77.27 75.74 74.23 72.75

52.35 51.59 50.83 50.09 49.35

42.74 42.22 41.72 41.22 40.72

34.93 34.60 34.27 33.95 33.63

23.41 23.31 23.21 23.11 23.01

15.76 15.77 15.79 15.80 15.82

10.65 10.72 10.78 10.85 10.92

7.23 7.31 7.39 7.48 7.56

4.93 5.01 5.09 5.18 5.26

3.37 3.44 3.52 3.59 3.67

2.32 2.38 2.44 2.51 2.57

105.03 102.39 99.81 97.30 94.85

71.30 69.89 68.49 67.13 65.79

48.63 47.92 47.21 46.52 45.83

40.23 39.74 39.26 38.78 38.32

33.31 33.00 32.68 32.37 32.07

22.92 22.82 22.72 22.62 22.53

15.83 15.85 15.86 15.87 15.89

10.98 11.05 11.12 11.18 11.25

7.65 7.73 7.82 7.91 8.00

5.35 5.43 5.52 5.61 5.71

3.75 3.83 3.92 4.00 4.09

2.64 2.71 2.79 2.86 2.94

10

92.46 90.13 87.86 85.65 83.51

64.48 63.19 61.93 60.70 59.49

45.16 44.49 43.84 43.19 42.56

37.85 37.39 36.94 36.49 36.05

31.76 31.46 31.16 30.86 30.57

22.43 22.33 22.24 22.14 22.05

15.90 15.92 15.93 15.95 15.96

11.32 11.39 11.46 11.53 11.60

8.09 8.18 8.27 8.36 8.46

5.80 5.89 5.99 6.09 6.19

4.17 4.26 4.36 4.45 4.55

3.01 3.09 3.18 3.26 3.35

15

81.42 79.38 77.38 75.43 73.52

58.32 57.16 56.02 54.90 53.80

41.94 41.33 40.72 40.12 39.52

35.62 35.20 34.77 34.35 33.93

30.29 30.00 29.72 29.43 29.15

21.96 21.86 21.77 21.67 21.58

15.98 15.99 16.01 16.02 16.03

11.67 11.74 11.81 11.88 11.95

8.55 8.65 8.75 8.85 8.94

6.29 6.40 6.50 6.61 6.71

4.64 4.74 4.85 4.95 5.06

3.44 3.53 3.62 3.72 3.82

20

71.67 69.86 68.11 66.39 64.72

52.72 51.67 50.64 49.63 48.64

38.94 38.37 37.80 37.25 36.70

33.51 33.11 32.71 32.31 31.92

28.87 28.60 28.32 28.05 27.79

21.48 21.39 21.30 21.21 21.11

16.05 16.06 16.07 16.09 16.10

12.03 12.10 12.17 12.24 12.32

9.04 9.14 9.25 9.35 9.46

6.82 6.93 7.05 7.16 7.28

5.16 5.28 5.39 5.50 5.62

3.92 4.03 4.13 4.24 4.36

63.09 61.51 59.98 58.48 57.02

47.68 46.73 45.81 44.91 44.02

36.16 35.63 35.11 34.60 34.10

31.53 31.16 30.78 30.42 30.05

27.52 27.27 27.01 26.76 26.51

21.03 20.94 20.85 20.76 20.68

16.12 16.13 16.15 16.16 16.18

12.39 12.47 12.55 12.62 12.70

9.56 9.67 9.78 9.89 10.00

7.40 7.52 7.65 7.77 7.90

5.74 5.87 6.00 6.13 6.26

4.47 4.59 4.72 4.84 4.97

30

55.59 54.20 52.85 51.53 50.24

43.14 42.29 41.45 40.64 39.83

33.60 33.11 32.63 32.16 31.69

29.69 29.34 28.99 28.64 28.30

26.26 26.01 25.77 25.53 25.29

20.59 20.50 20.42 20.33 20.25

16.20 16.21 16.23 16.25 16.26

12.78 12.86 12.94 13.02 13.10

10.12 10.23 10.35 10.46 10.58

8.03 8.16 8.30 8.44 8.57

6.39 6.53 6.67 6.82 6.97

5.10 5.24 5.38 5.53 5.67

35

48.99 47.77 46.58 45.43 44.31

39.05 38.28 37.53 36.80 36.08

31.23 30.78 30.34 29.90 29.48

27.96 27.63 27.31 26.99 26.67

25.06 24.82 24.60 24.37 24.15

20.17 20.08 20.00 19.93 19.85

16.28 16.30 16.32 16.34 16.36

13.18 13.27 13.35 13.44 13.52

10.70 10.83 10.95 11.08 11.21

8.72 8.86 9.01 9.16 9.31

7.12 7.27 7.43 7.59 7.76

5.83 5.98 6.14 6.31 6.48

40

43.23 42.17 41.14 40.14 39.18

35.39 34.70 34.04 33.39 32.77

29.06 28.65 28.25 27.86 27.49

26.37 26.06 25.77 25.48 25.20

23.94 23.73 23.52 23.32 23.12

19.78 19.70 19.63 19.57 19.51

16.39 16.41 16.44 16.47 16.50

13.61 13.70 13.80 13.89 13.99

11.34 11.47 11.61 11.75 11.90

9.47 9.63 9.80 9.97 10.14

7.93 8.11 8.29 8.47 8.67

6.66 6.84 7.03 7.22 7.42

38.25 37.34 36.46 35.61 34.79

32.16 31.56 30.99 30.43 29.89

27.12 26.76 26.41 26.07 25.74

24.93 24.66 24.40 24.15 23.91

22.93 22.75 22.57 22.40 22.23

19.45 19.39 19.34 19.29 19.25

16.54 16.57 16.62 16.66 16.71

14.10 14.20 14.31 14.42 14.54

12.05 12.20 12.36 12.52 12.69

10.32 10.51 10.69 10.89 11.09

8.86 9.07 9.28 9.49 9.72

7.63 7.84 8.06 8.30 8.53

50

34.00 33.24 32.51 31.79 31.10

29.36 28.86 28.37 27.90 27.43

25.43 25.12 24.83 24.54 24.26

23.68 23.46 23.25 23.04 22.84

22.08 21.93 21.79 21.65 21.51

19.21 19.19 19.16 19.14 19.12

16.77 16.83 16.89 16.96 17.03

14.67 14.80 14.93 15.07 15.21

12.86 13.04 13.23 13.42 13.61

11.30 11.52 11.74 11.97 12.21

9.95 10.19 10.44 10.70 10.97

8.78 9.04 9.31 9.59 9.88

55

30.41 29.74 29.10 28.48 27.90

26.97 26.52 26.09 25.67 25.28

23.98 23.71 23.44 23.19 22.96

22.63 22.43 22.24 22.06 21.90

21.37 21.24 21.11 21.00 20.90

19.10 19.08 19.06 19.06 19.07

17.10 17.17 17.25 17.33 17.43

15.35 15.49 15.64 15.80 15.97

13.81 14.01 14.22 14.43 14.67

12.44 12.69 12.94 13.21 13.49

11.24 11.52 11.81 12.11 12.43

10.17 10.48 10.80 11.13 11.48

27.36 26.86 26.40 25.97 25.57 25.19

24.92 24.60 24.30 24.04 23.79 23.57

22.75 22.58 22.43 22.30 22.19 22.10

21.76 21.65 21.56 21.50 21.45 21.41

20.82 20.77 20.74 20.73 20.74 20.76

19.10 19.15 19.22 19.32 19.43 19.55

17.55 17.69 17.85 18.03 18.23 18.44

16.17 16.38 16.61 16.87 17.14 17.43

14.92 15.19 15.49 15.81 16.15 16.50

13.79 14.12 14.47 14.84 15.24 15.65

12.78 13.15 13.54 13.96 14.40 14.87

11.86 12.26 12.69 13.15 13.64 14.15

0 1 2 3 4 5 6 7 8 9

11 12 13 14

16 17 18 19

21 22 23 24 25 26 27 28 29

31 32 33 34

36 37 38 39

41 42 43 44 45 46 47 48 49

51 52 53 54

56 57 58 59 60 61 62 63 64 65 66 67 68 69 70

Table 25

Table 25 Multipliers for loss of pension commencing age 75 (males) Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

2.0%

2.5%

Age at date of 3.0% trial

97.81 95.69 93.15 90.66 88.23

62.36 61.34 60.03 58.74 57.47

39.93 39.49 38.85 38.22 37.59

32.00 31.73 31.30 30.87 30.45

25.68 25.52 25.24 24.97 24.69

16.58 16.56 16.47 16.37 16.28

10.74 10.79 10.79 10.78 10.77

6.99 7.06 7.09 7.12 7.16

4.57 4.63 4.68 4.73 4.77

2.99 3.05 3.10 3.15 3.19

1.97 2.02 2.06 2.10 2.14

1.30 1.34 1.37 1.41 1.44

0

85.86 83.55 81.31 79.12 76.97

56.23 55.01 53.82 52.65 51.50

36.98 36.37 35.77 35.18 34.59

30.03 29.61 29.20 28.80 28.39

24.41 24.14 23.86 23.59 23.32

16.18 16.08 15.98 15.88 15.79

10.76 10.75 10.74 10.73 10.72

7.19 7.22 7.25 7.28 7.31

4.82 4.86 4.91 4.95 5.00

3.24 3.29 3.33 3.38 3.43

2.19 2.23 2.27 2.32 2.36

1.48 1.52 1.55 1.59 1.63

5

74.89 72.85 70.88 68.96 67.09

50.37 49.27 48.19 47.14 46.10

34.02 33.45 32.89 32.34 31.80

27.99 27.60 27.21 26.83 26.45

23.06 22.79 22.53 22.27 22.02

15.69 15.59 15.49 15.39 15.29

10.71 10.70 10.69 10.67 10.66

7.34 7.37 7.40 7.43 7.46

5.05 5.09 5.14 5.19 5.23

3.48 3.53 3.58 3.63 3.68

2.41 2.46 2.50 2.55 2.60

1.67 1.71 1.76 1.80 1.84

10

65.27 63.50 61.78 60.12 58.50

45.10 44.11 43.15 42.21 41.29

31.27 30.75 30.24 29.74 29.25

26.08 25.71 25.35 24.99 24.65

21.76 21.51 21.27 21.03 20.79

15.20 15.10 15.01 14.92 14.82

10.65 10.64 10.63 10.62 10.61

7.49 7.52 7.55 7.58 7.61

5.28 5.33 5.38 5.43 5.48

3.74 3.79 3.85 3.90 3.96

2.65 2.71 2.76 2.81 2.87

1.89 1.94 1.98 2.03 2.08

56.93 55.40 53.90 52.44 51.02

40.40 39.52 38.66 37.81 36.99

28.77 28.29 27.82 27.36 26.90

24.31 23.97 23.63 23.30 22.97

20.55 20.32 20.09 19.86 19.63

14.74 14.65 14.55 14.46 14.37

10.60 10.59 10.58 10.57 10.55

7.65 7.68 7.71 7.74 7.77

5.53 5.59 5.64 5.69 5.74

4.02 4.08 4.13 4.19 4.25

2.92 2.98 3.04 3.10 3.16

2.13 2.19 2.24 2.30 2.35

49.64 48.31 47.02 45.74 44.50

36.18 35.40 34.64 33.88 33.14

26.46 26.02 25.60 25.17 24.75

22.65 22.34 22.03 21.72 21.41

19.41 19.19 18.98 18.76 18.54

14.28 14.20 14.11 14.02 13.93

10.54 10.53 10.52 10.51 10.50

7.81 7.84 7.87 7.90 7.94

5.80 5.85 5.91 5.96 6.01

4.31 4.38 4.44 4.51 4.57

3.22 3.29 3.35 3.42 3.48

2.41 2.47 2.53 2.60 2.66

25

43.30 42.14 41.02 39.94 38.89

32.41 31.71 31.04 30.38 29.74

24.34 23.94 23.56 23.18 22.81

21.11 20.82 20.54 20.27 20.00

18.33 18.13 17.93 17.74 17.54

13.85 13.76 13.69 13.61 13.53

10.49 10.48 10.48 10.47 10.47

7.97 8.00 8.04 8.08 8.12

6.07 6.13 6.19 6.25 6.31

4.64 4.70 4.77 4.85 4.92

3.55 3.62 3.69 3.77 3.84

2.73 2.79 2.86 2.94 3.01

30

37.86 36.86 35.88 34.93 34.00

29.10 28.49 27.88 27.29 26.71

22.44 22.08 21.73 21.38 21.03

19.73 19.46 19.20 18.94 18.68

17.35 17.16 16.98 16.79 16.61

13.45 13.38 13.30 13.23 13.15

10.46 10.46 10.45 10.44 10.44

8.15 8.19 8.23 8.27 8.31

6.37 6.43 6.50 6.56 6.62

4.99 5.07 5.14 5.22 5.30

3.92 4.00 4.08 4.16 4.24

3.09 3.16 3.24 3.33 3.41

33.10 32.22 31.38 30.55 29.75

26.14 25.58 25.04 24.51 24.00

20.69 20.36 20.04 19.72 19.41

18.43 18.18 17.94 17.70 17.47

16.43 16.25 16.07 15.90 15.73

13.07 13.00 12.93 12.86 12.79

10.43 10.43 10.42 10.42 10.42

8.34 8.38 8.42 8.46 8.50

6.69 6.75 6.82 6.89 6.96

5.38 5.46 5.54 5.62 5.71

4.33 4.42 4.51 4.60 4.69

3.49 3.58 3.67 3.77 3.86

28.98 28.22 27.49 26.78 26.10

23.50 23.01 22.53 22.07 21.62

19.10 18.80 18.51 18.23 17.95

17.24 17.01 16.79 16.58 16.37

15.57 15.41 15.25 15.09 14.94

12.72 12.65 12.59 12.52 12.46

10.41 10.41 10.41 10.41 10.42

8.55 8.59 8.63 8.68 8.73

7.03 7.10 7.17 7.25 7.33

5.79 5.88 5.97 6.07 6.16

4.79 4.88 4.99 5.09 5.20

3.96 4.06 4.17 4.28 4.39

25.44 24.80 24.20 23.61 23.05

21.18 20.77 20.37 19.98 19.61

17.68 17.43 17.18 16.95 16.72

16.17 15.98 15.80 15.62 15.45

14.80 14.66 14.53 14.41 14.29

12.41 12.36 12.31 12.27 12.23

10.43 10.44 10.45 10.47 10.50

8.78 8.83 8.89 8.96 9.02

7.41 7.49 7.58 7.67 7.77

6.26 6.37 6.48 6.59 6.70

5.31 5.42 5.54 5.67 5.80

4.50 4.62 4.75 4.88 5.02

22.52 22.01 21.53 21.06 20.60

19.26 18.93 18.61 18.30 18.00

16.51 16.31 16.12 15.94 15.76

15.30 15.15 15.02 14.88 14.75

14.18 14.08 13.99 13.91 13.82

12.20 12.18 12.17 12.16 12.15

10.53 10.56 10.60 10.65 10.69

9.09 9.17 9.26 9.34 9.43

7.87 7.98 8.10 8.21 8.33

6.83 6.96 7.09 7.23 7.38

5.93 6.08 6.23 6.38 6.54

5.16 5.31 5.47 5.64 5.81

17.70 17.41 17.13 16.86 16.62

15.58 15.40 15.23 15.08 14.94

14.62 14.49 14.38 14.27 14.17

13.73 13.65 13.57 13.51 13.45

12.13 12.12 12.12 12.12 12.13

10.74 10.78 10.84 10.89 10.96

9.52 9.61 9.71 9.81 9.92

8.45 8.58 8.71 8.85 8.99

7.52 7.67 7.83 7.99 8.16

6.70 6.87 7.04 7.23 7.42

5.98 6.16 6.35 6.55 6.76

60

63 64

20.15 19.71 19.29 18.89 18.52

65

18.18

16.40

14.82

14.10

13.41

12.16

11.05

10.05

9.16

8.35

7.63

6.99

65

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62

1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19 20 21 22 23 24

26 27 28 29

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59

61 62 63 64

Table 25

66 67 68 69 70 71 72 73 74 75

17.87 17.60 17.35 17.12

16.21 16.04 15.90 15.78

14.73 14.65 14.60 14.56

14.04 14.01 14.00 14.00

13.40 13.40 13.42 13.46

12.21 12.28 12.37 12.47

11.15 11.27 11.41 11.56

10.20 10.36 10.54 10.73

9.34 9.53 9.75 9.98

8.56 8.79 9.03 9.30

7.86 8.11 8.38 8.67

7.23 7.50 7.78 8.09

16.92 16.72 16.53 16.36 16.19 16.04

15.67 15.57 15.48 15.40 15.33 15.27

14.54 14.53 14.52 14.52 14.53 14.56

14.02 14.04 14.07 14.11 14.16 14.22

13.51 13.57 13.64 13.71 13.80 13.90

12.58 12.70 12.83 12.97 13.12 13.29

11.72 11.90 12.08 12.28 12.49 12.72

10.94 11.17 11.40 11.64 11.90 12.19

10.23 10.49 10.77 11.05 11.36 11.70

9.58 9.87 10.18 10.51 10.86 11.24

8.97 9.30 9.64 10.00 10.39 10.81

8.42 8.77 9.14 9.53 9.95 10.40

66 67 68 69 70 71 72 73 74 75

Table 26

Table 26 Multipliers for loss of pension commencing age 75 (females) Age at date of trial

Multiplier calculated with allowance for projected mortality from the 2008-based population projections and rate of return of 0.5% 1.0% 1.5% -0.5% 0.0% -2.0% -1.5% -1.0% -0.75%

2.0%

2.5%

Age at date of 3.0% trial

114.99 112.51 109.64 106.83 104.08

73.05 71.86 70.40 68.96 67.55

46.61 46.09 45.40 44.71 44.02

37.29 36.97 36.51 36.05 35.60

29.87 29.69 29.40 29.10 28.81

19.22 19.21 19.12 19.02 18.93

12.42 12.48 12.48 12.49 12.49

8.06 8.13 8.18 8.23 8.27

5.25 5.33 5.38 5.44 5.50

3.43 3.50 3.56 3.61 3.67

2.25 2.31 2.36 2.41 2.46

1.48 1.53 1.57 1.61 1.65

0

101.41 98.79 96.24 93.75 91.32

66.16 64.80 63.47 62.16 60.87

43.35 42.69 42.03 41.38 40.74

35.15 34.70 34.25 33.81 33.38

28.52 28.23 27.94 27.66 27.37

18.84 18.75 18.65 18.56 18.46

12.49 12.50 12.50 12.50 12.50

8.32 8.36 8.41 8.45 8.50

5.56 5.62 5.67 5.73 5.79

3.73 3.79 3.84 3.90 3.97

2.51 2.56 2.61 2.67 2.72

1.69 1.74 1.78 1.83 1.88

5

88.95 86.65 84.41 82.21 80.08

59.61 58.38 57.17 55.99 54.83

40.11 39.49 38.88 38.27 37.68

32.95 32.53 32.11 31.69 31.28

27.09 26.82 26.54 26.26 25.99

18.37 18.28 18.18 18.09 18.00

12.50 12.50 12.51 12.51 12.51

8.54 8.59 8.63 8.68 8.72

5.85 5.92 5.98 6.04 6.10

4.03 4.09 4.15 4.22 4.28

2.78 2.84 2.90 2.96 3.02

1.92 1.97 2.03 2.08 2.13

10

78.00 75.98 74.00 72.08 70.22

53.69 52.58 51.48 50.42 49.37

37.09 36.52 35.95 35.39 34.84

30.88 30.48 30.08 29.69 29.31

25.73 25.46 25.20 24.94 24.68

17.91 17.81 17.72 17.63 17.54

12.51 12.51 12.51 12.51 12.51

8.77 8.81 8.86 8.90 8.95

6.16 6.23 6.29 6.36 6.42

4.35 4.42 4.49 4.55 4.63

3.08 3.14 3.21 3.27 3.34

2.19 2.24 2.30 2.36 2.42

68.41 66.64 64.91 63.22 61.56

48.36 47.36 46.38 45.41 44.46

34.31 33.78 33.26 32.73 32.22

28.94 28.57 28.20 27.83 27.46

24.43 24.18 23.93 23.68 23.43

17.45 17.36 17.27 17.18 17.09

12.51 12.51 12.51 12.51 12.51

9.00 9.05 9.09 9.14 9.18

6.49 6.56 6.63 6.69 6.76

4.70 4.77 4.85 4.92 4.99

3.41 3.48 3.55 3.63 3.70

2.48 2.55 2.61 2.68 2.75

59.96 58.40 56.88 55.40 53.96

43.53 42.63 41.74 40.87 40.02

31.71 31.22 30.73 30.25 29.78

27.10 26.75 26.40 26.06 25.72

23.18 22.94 22.70 22.47 22.23

17.00 16.91 16.82 16.74 16.65

12.51 12.51 12.51 12.50 12.50

9.23 9.28 9.32 9.37 9.42

6.83 6.90 6.97 7.04 7.12

5.07 5.15 5.23 5.31 5.39

3.78 3.85 3.93 4.01 4.10

2.82 2.89 2.97 3.04 3.12

25

52.56 51.20 49.88 48.59 47.33

39.19 38.38 37.59 36.82 36.05

29.32 28.86 28.42 27.98 27.55

25.39 25.06 24.74 24.42 24.11

22.00 21.78 21.55 21.33 21.11

16.56 16.48 16.39 16.31 16.23

12.50 12.50 12.51 12.51 12.51

9.47 9.52 9.57 9.62 9.67

7.19 7.26 7.34 7.42 7.49

5.47 5.56 5.65 5.73 5.82

4.18 4.27 4.35 4.44 4.54

3.20 3.28 3.37 3.45 3.54

30

46.10 44.91 43.75 42.62 41.52

35.30 34.57 33.86 33.16 32.48

27.12 26.70 26.29 25.88 25.48

23.79 23.49 23.19 22.89 22.59

20.89 20.68 20.47 20.26 20.05

16.14 16.06 15.98 15.90 15.82

12.51 12.51 12.51 12.51 12.51

9.72 9.77 9.82 9.87 9.92

7.57 7.65 7.73 7.81 7.89

5.91 6.00 6.10 6.19 6.29

4.63 4.73 4.82 4.92 5.02

3.63 3.73 3.82 3.92 4.02

40.44 39.40 38.38 37.40 36.44

31.81 31.15 30.51 29.89 29.28

25.09 24.70 24.32 23.95 23.59

22.30 22.02 21.74 21.46 21.19

19.84 19.64 19.44 19.24 19.05

15.73 15.66 15.58 15.50 15.43

12.51 12.51 12.52 12.52 12.52

9.97 10.03 10.08 10.13 10.19

7.97 8.05 8.14 8.22 8.31

6.39 6.49 6.59 6.69 6.80

5.13 5.23 5.34 5.45 5.57

4.13 4.23 4.34 4.46 4.57

35.52 34.61 33.73 32.89 32.07

28.69 28.10 27.54 26.99 26.46

23.23 22.88 22.54 22.21 21.88

20.93 20.66 20.41 20.16 19.92

18.86 18.68 18.49 18.32 18.15

15.35 15.28 15.21 15.14 15.08

12.53 12.53 12.54 12.55 12.56

10.25 10.31 10.36 10.43 10.49

8.40 8.49 8.58 8.68 8.78

6.90 7.01 7.13 7.24 7.36

5.69 5.81 5.93 6.06 6.19

4.69 4.82 4.94 5.07 5.21

31.27 30.50 29.75 29.03 28.33

25.94 25.43 24.94 24.47 24.01

21.57 21.26 20.96 20.67 20.39

19.69 19.45 19.23 19.01 18.80

17.98 17.81 17.65 17.50 17.35

15.02 14.96 14.90 14.85 14.80

12.58 12.59 12.61 12.63 12.66

10.56 10.62 10.69 10.77 10.84

8.88 8.98 9.09 9.20 9.31

7.48 7.61 7.74 7.87 8.01

6.32 6.46 6.60 6.75 6.90

5.35 5.49 5.64 5.80 5.96

27.66 27.02 26.39 25.78 25.19

23.56 23.14 22.72 22.32 21.92

20.12 19.86 19.60 19.36 19.11

18.60 18.41 18.22 18.04 17.86

17.21 17.08 16.95 16.83 16.70

14.76 14.72 14.69 14.66 14.62

12.69 12.72 12.75 12.79 12.83

10.92 11.01 11.10 11.19 11.28

9.43 9.55 9.67 9.80 9.93

8.15 8.30 8.45 8.60 8.76

7.06 7.22 7.39 7.56 7.74

6.12 6.30 6.48 6.66 6.85

21.53 21.14 20.77 20.41 20.07

18.87 18.63 18.40 18.17 17.97

17.68 17.50 17.33 17.16 17.01

16.57 16.45 16.33 16.22 16.12

14.59 14.55 14.52 14.50 14.48

12.86 12.90 12.94 12.99 13.04

11.37 11.46 11.55 11.65 11.76

10.06 10.19 10.33 10.47 10.63

8.92 9.08 9.25 9.43 9.62

7.92 8.11 8.30 8.50 8.71

7.05 7.25 7.46 7.68 7.91

60

63 64

24.61 24.04 23.49 22.96 22.46

65

22.00

19.76

17.78

16.88

16.04

14.49

13.11

11.89

10.79

9.82

8.94

8.16

65

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62

1 2 3 4

6 7 8 9

11 12 13 14 15 16 17 18 19 20 21 22 23 24

26 27 28 29

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59

61 62 63 64

Table 26

66 67 68 69 70 71 72 73 74 75

21.56 21.16 20.79 20.44

19.48 19.22 18.98 18.76

17.62 17.48 17.36 17.25

16.77 16.68 16.61 16.55

15.97 15.93 15.90 15.88

14.51 14.54 14.59 14.65

13.20 13.30 13.41 13.54

12.03 12.18 12.35 12.53

10.98 11.17 11.39 11.61

10.03 10.27 10.51 10.78

9.19 9.45 9.72 10.02

8.42 8.71 9.01 9.33

66

20.11 19.78 19.46 19.13 18.80 18.48

18.55 18.35 18.14 17.93 17.72 17.53

17.15 17.05 16.95 16.84 16.74 16.64

16.49 16.44 16.39 16.33 16.28 16.23

15.87 15.87 15.86 15.84 15.83 15.83

14.72 14.79 14.86 14.93 15.00 15.08

13.67 13.81 13.95 14.08 14.23 14.38

12.72 12.91 13.11 13.31 13.51 13.74

11.85 12.09 12.34 12.59 12.86 13.14

11.05 11.34 11.63 11.93 12.24 12.58

10.33 10.65 10.98 11.32 11.68 12.06

9.66 10.01 10.38 10.75 11.15 11.58

70

67 68 69

71 72 73 74 75

Table 27

Table 27

Discounting factors for term certain

Factor to discount value of multiplier for a period of deferment -2.0%

-1.5%

-1.0%

-0.75%

-0.5%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

Term

1 2 3 4 5

1.0204 1.0412 1.0625 1.0842 1.1063

1.0152 1.0307 1.0464 1.0623 1.0785

1.0101 1.0203 1.0306 1.0410 1.0515

1.0076 1.0152 1.0228 1.0306 1.0384

1.0050 1.0101 1.0152 1.0203 1.0254

1.0000 1.0000 1.0000 1.0000 1.0000

0.9950 0.9901 0.9851 0.9802 0.9754

0.9901 0.9803 0.9706 0.9610 0.9515

0.9852 0.9707 0.9563 0.9422 0.9283

0.9804 0.9612 0.9423 0.9238 0.9057

0.9756 0.9518 0.9286 0.9060 0.8839

0.9709 0.9426 0.9151 0.8885 0.8626

1 2 3 4 5

6 7 8 9 10

1.1289 1.1519 1.1754 1.1994 1.2239

1.0949 1.1116 1.1285 1.1457 1.1632

1.0622 1.0729 1.0837 1.0947 1.1057

1.0462 1.0541 1.0621 1.0701 1.0782

1.0305 1.0357 1.0409 1.0461 1.0514

1.0000 1.0000 1.0000 1.0000 1.0000

0.9705 0.9657 0.9609 0.9561 0.9513

0.9420 0.9327 0.9235 0.9143 0.9053

0.9145 0.9010 0.8877 0.8746 0.8617

0.8880 0.8706 0.8535 0.8368 0.8203

0.8623 0.8413 0.8207 0.8007 0.7812

0.8375 0.8131 0.7894 0.7664 0.7441

6 7 8 9 10

11 12 13 14 15

1.2489 1.2743 1.3004 1.3269 1.3540

1.1809 1.1989 1.2171 1.2356 1.2545

1.1169 1.1282 1.1396 1.1511 1.1627

1.0863 1.0945 1.1028 1.1112 1.1195

1.0567 1.0620 1.0673 1.0727 1.0781

1.0000 1.0000 1.0000 1.0000 1.0000

0.9466 0.9419 0.9372 0.9326 0.9279

0.8963 0.8874 0.8787 0.8700 0.8613

0.8489 0.8364 0.8240 0.8118 0.7999

0.8043 0.7885 0.7730 0.7579 0.7430

0.7621 0.7436 0.7254 0.7077 0.6905

0.7224 0.7014 0.6810 0.6611 0.6419

11 12 13 14 15

16 17 18 19 20

1.3816 1.4098 1.4386 1.4679 1.4979

1.2736 1.2930 1.3126 1.3326 1.3529

1.1745 1.1863 1.1983 1.2104 1.2226

1.1280 1.1365 1.1451 1.1538 1.1625

1.0835 1.0889 1.0944 1.0999 1.1054

1.0000 1.0000 1.0000 1.0000 1.0000

0.9233 0.9187 0.9141 0.9096 0.9051

0.8528 0.8444 0.8360 0.8277 0.8195

0.7880 0.7764 0.7649 0.7536 0.7425

0.7284 0.7142 0.7002 0.6864 0.6730

0.6736 0.6572 0.6412 0.6255 0.6103

0.6232 0.6050 0.5874 0.5703 0.5537

16 17 18 19 20

21 22 23 24 25

1.5285 1.5596 1.5915 1.6240 1.6571

1.3735 1.3944 1.4157 1.4372 1.4591

1.2350 1.2475 1.2601 1.2728 1.2856

1.1713 1.1801 1.1890 1.1980 1.2071

1.1110 1.1166 1.1222 1.1278 1.1335

1.0000 1.0000 1.0000 1.0000 1.0000

0.9006 0.8961 0.8916 0.8872 0.8828

0.8114 0.8034 0.7954 0.7876 0.7798

0.7315 0.7207 0.7100 0.6995 0.6892

0.6598 0.6468 0.6342 0.6217 0.6095

0.5954 0.5809 0.5667 0.5529 0.5394

0.5375 0.5219 0.5067 0.4919 0.4776

21 22 23 24 25

26 27 28 29 30

1.6909 1.7254 1.7606 1.7966 1.8332

1.4814 1.5039 1.5268 1.5501 1.5737

1.2986 1.3117 1.3250 1.3384 1.3519

1.2162 1.2254 1.2347 1.2440 1.2534

1.1392 1.1449 1.1507 1.1565 1.1623

1.0000 1.0000 1.0000 1.0000 1.0000

0.8784 0.8740 0.8697 0.8653 0.8610

0.7720 0.7644 0.7568 0.7493 0.7419

0.6790 0.6690 0.6591 0.6494 0.6398

0.5976 0.5859 0.5744 0.5631 0.5521

0.5262 0.5134 0.5009 0.4887 0.4767

0.4637 0.4502 0.4371 0.4243 0.4120

26 27 28 29 30

31 32 33 34 35

1.8706 1.9088 1.9478 1.9875 2.0281

1.5976 1.6220 1.6467 1.6717 1.6972

1.3656 1.3793 1.3933 1.4074 1.4216

1.2629 1.2724 1.2820 1.2917 1.3015

1.1681 1.1740 1.1799 1.1858 1.1918

1.0000 1.0000 1.0000 1.0000 1.0000

0.8567 0.8525 0.8482 0.8440 0.8398

0.7346 0.7273 0.7201 0.7130 0.7059

0.6303 0.6210 0.6118 0.6028 0.5939

0.5412 0.5306 0.5202 0.5100 0.5000

0.4651 0.4538 0.4427 0.4319 0.4214

0.4000 0.3883 0.3770 0.3660 0.3554

31 32 33 34 35

36 37 38 39 40

2.0695 2.1117 2.1548 2.1988 2.2437

1.7230 1.7493 1.7759 1.8030 1.8304

1.4359 1.4504 1.4651 1.4799 1.4948

1.3113 1.3212 1.3312 1.3413 1.3514

1.1978 1.2038 1.2098 1.2159 1.2220

1.0000 1.0000 1.0000 1.0000 1.0000

0.8356 0.8315 0.8274 0.8232 0.8191

0.6989 0.6920 0.6852 0.6784 0.6717

0.5851 0.5764 0.5679 0.5595 0.5513

0.4902 0.4806 0.4712 0.4619 0.4529

0.4111 0.4011 0.3913 0.3817 0.3724

0.3450 0.3350 0.3252 0.3158 0.3066

36 37 38 39 40

41 42 43 44 45

2.2894 2.3362 2.3838 2.4325 2.4821

1.8583 1.8866 1.9153 1.9445 1.9741

1.5099 1.5252 1.5406 1.5561 1.5719

1.3616 1.3719 1.3823 1.3927 1.4032

1.2282 1.2343 1.2405 1.2468 1.2530

1.0000 1.0000 1.0000 1.0000 1.0000

0.8151 0.8110 0.8070 0.8030 0.7990

0.6650 0.6584 0.6519 0.6454 0.6391

0.5431 0.5351 0.5272 0.5194 0.5117

0.4440 0.4353 0.4268 0.4184 0.4102

0.3633 0.3545 0.3458 0.3374 0.3292

0.2976 0.2890 0.2805 0.2724 0.2644

41 42 43 44 45

46 47 48 49 50

2.5328 2.5845 2.6372 2.6911 2.7460

2.0042 2.0347 2.0657 2.0971 2.1291

1.5877 1.6038 1.6200 1.6363 1.6529

1.4138 1.4245 1.4353 1.4461 1.4570

1.2593 1.2657 1.2720 1.2784 1.2848

1.0000 1.0000 1.0000 1.0000 1.0000

0.7950 0.7910 0.7871 0.7832 0.7793

0.6327 0.6265 0.6203 0.6141 0.6080

0.5042 0.4967 0.4894 0.4821 0.4750

0.4022 0.3943 0.3865 0.3790 0.3715

0.3211 0.3133 0.3057 0.2982 0.2909

0.2567 0.2493 0.2420 0.2350 0.2281

46 47 48 49 50

51 52 53 54 55

2.8020 2.8592 2.9175 2.9771 3.0378

2.1615 2.1944 2.2278 2.2617 2.2962

1.6696 1.6864 1.7035 1.7207 1.7381

1.4681 1.4792 1.4903 1.5016 1.5129

1.2913 1.2978 1.3043 1.3109 1.3174

1.0000 1.0000 1.0000 1.0000 1.0000

0.7754 0.7716 0.7677 0.7639 0.7601

0.6020 0.5961 0.5902 0.5843 0.5785

0.4680 0.4611 0.4543 0.4475 0.4409

0.3642 0.3571 0.3501 0.3432 0.3365

0.2838 0.2769 0.2702 0.2636 0.2572

0.2215 0.2150 0.2088 0.2027 0.1968

51 52 53 54 55

56 57 58 59 60

3.0998 3.1631 3.2277 3.2935 3.3607

2.3312 2.3667 2.4027 2.4393 2.4764

1.7556 1.7733 1.7913 1.8094 1.8276

1.5244 1.5359 1.5475 1.5592 1.5710

1.3241 1.3307 1.3374 1.3441 1.3509

1.0000 1.0000 1.0000 1.0000 1.0000

0.7563 0.7525 0.7488 0.7451 0.7414

0.5728 0.5671 0.5615 0.5560 0.5504

0.4344 0.4280 0.4217 0.4154 0.4093

0.3299 0.3234 0.3171 0.3109 0.3048

0.2509 0.2448 0.2388 0.2330 0.2273

0.1910 0.1855 0.1801 0.1748 0.1697

56 57 58 59 60

61 62 63 64 65

3.4293 3.4993 3.5707 3.6436 3.7180

2.5141 2.5524 2.5913 2.6308 2.6708

1.8461 1.8647 1.8836 1.9026 1.9218

1.5828 1.5948 1.6069 1.6190 1.6312

1.3577 1.3645 1.3713 1.3782 1.3852

1.0000 1.0000 1.0000 1.0000 1.0000

0.7377 0.7340 0.7304 0.7267 0.7231

0.5450 0.5396 0.5343 0.5290 0.5237

0.4032 0.3973 0.3914 0.3856 0.3799

0.2988 0.2929 0.2872 0.2816 0.2761

0.2217 0.2163 0.2111 0.2059 0.2009

0.1648 0.1600 0.1553 0.1508 0.1464

61 62 63 64 65

Term

Table 27

Table 27

Discounting factors for term certain

Factor to discount value of multiplier for a period of deferment -2.0%

-1.5%

-1.0%

-0.75%

-0.5%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

Term

66 67 68 69 70

3.7938 3.8713 3.9503 4.0309 4.1132

2.7115 2.7528 2.7947 2.8373 2.8805

1.9412 1.9608 1.9806 2.0007 2.0209

1.6436 1.6560 1.6685 1.6811 1.6938

1.3921 1.3991 1.4061 1.4132 1.4203

1.0000 1.0000 1.0000 1.0000 1.0000

0.7195 0.7159 0.7124 0.7088 0.7053

0.5185 0.5134 0.5083 0.5033 0.4983

0.3743 0.3688 0.3633 0.3580 0.3527

0.2706 0.2653 0.2601 0.2550 0.2500

0.1960 0.1912 0.1865 0.1820 0.1776

0.1421 0.1380 0.1340 0.1301 0.1263

66 67 68 69 70

71 72 73 74 75

4.1971 4.2827 4.3702 4.4593 4.5503

2.9243 2.9689 3.0141 3.0600 3.1066

2.0413 2.0619 2.0827 2.1038 2.1250

1.7066 1.7195 1.7325 1.7456 1.7588

1.4275 1.4346 1.4418 1.4491 1.4564

1.0000 1.0000 1.0000 1.0000 1.0000

0.7018 0.6983 0.6948 0.6914 0.6879

0.4934 0.4885 0.4837 0.4789 0.4741

0.3475 0.3423 0.3373 0.3323 0.3274

0.2451 0.2403 0.2356 0.2310 0.2265

0.1732 0.1690 0.1649 0.1609 0.1569

0.1226 0.1190 0.1156 0.1122 0.1089

71 72 73 74 75

76 77 78 79 80

4.6432 4.7380 4.8347 4.9333 5.0340

3.1539 3.2019 3.2507 3.3002 3.3504

2.1465 2.1682 2.1901 2.2122 2.2345

1.7721 1.7855 1.7990 1.8125 1.8262

1.4637 1.4710 1.4784 1.4859 1.4933

1.0000 1.0000 1.0000 1.0000 1.0000

0.6845 0.6811 0.6777 0.6743 0.6710

0.4694 0.4648 0.4602 0.4556 0.4511

0.3225 0.3178 0.3131 0.3084 0.3039

0.2220 0.2177 0.2134 0.2092 0.2051

0.1531 0.1494 0.1457 0.1422 0.1387

0.1058 0.1027 0.0997 0.0968 0.0940

76 77 78 79 80

Term

Table 28

Table 28 Multipliers for pecuniary loss for term certain Multiplier for regular frequent payments for a term certain at rate of return of Term

-2.0%

-1.5%

-1.0%

-0.75%

-0.5%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

Term

1 2 3 4 5

1.01 2.04 3.09 4.17 5.26

1.01 2.03 3.07 4.12 5.19

1.01 2.02 3.05 4.08 5.13

1.00 2.02 3.03 4.06 5.10

1.00 2.01 3.02 4.04 5.06

1.00 2.00 3.00 4.00 5.00

1.00 1.99 2.98 3.96 4.94

1.00 1.98 2.96 3.92 4.88

0.99 1.97 2.93 3.88 4.82

0.99 1.96 2.91 3.85 4.76

0.99 1.95 2.89 3.81 4.70

0.99 1.94 2.87 3.77 4.65

1 2 3 4 5

6 7 8 9 10

6.38 7.52 8.68 9.87 11.08

6.28 7.38 8.50 9.64 10.80

6.18 7.25 8.33 9.42 10.52

6.14 7.19 8.25 9.31 10.39

6.09 7.12 8.16 9.21 10.25

6.00 7.00 8.00 9.00 10.00

5.91 6.88 7.84 8.80 9.75

5.82 6.76 7.69 8.61 9.52

5.74 6.65 7.54 8.42 9.29

5.66 6.54 7.40 8.24 9.07

5.58 6.43 7.26 8.07 8.86

5.50 6.32 7.12 7.90 8.66

6 7 8 9 10

11 12 13 14 15

12.32 13.58 14.87 16.18 17.52

11.97 13.16 14.37 15.59 16.84

11.63 12.75 13.89 15.03 16.19

11.47 12.56 13.66 14.76 15.88

11.31 12.37 13.43 14.50 15.58

11.00 12.00 13.00 14.00 15.00

10.70 11.65 12.59 13.52 14.45

10.42 11.31 12.19 13.07 13.93

10.15 10.99 11.82 12.64 13.44

9.88 10.68 11.46 12.23 12.98

9.63 10.39 11.12 11.84 12.54

9.39 10.10 10.79 11.46 12.12

11 12 13 14 15

16 17 18 19 20

18.89 20.28 21.71 23.16 24.64

18.10 19.38 20.69 22.01 23.35

17.36 18.54 19.73 20.94 22.15

17.00 18.14 19.28 20.43 21.58

16.66 17.75 18.84 19.93 21.04

16.00 17.00 18.00 19.00 20.00

15.38 16.30 17.22 18.13 19.03

14.79 15.64 16.48 17.31 18.14

14.24 15.02 15.79 16.55 17.30

13.71 14.43 15.14 15.83 16.51

13.22 13.88 14.53 15.17 15.78

12.75 13.36 13.96 14.54 15.10

16 17 18 19 20

21 22 23 24 25

26.16 27.70 29.28 30.88 32.53

24.71 26.10 27.50 28.93 30.38

23.38 24.62 25.88 27.14 28.42

22.75 23.93 25.11 26.30 27.51

22.15 23.26 24.38 25.50 26.63

21.00 22.00 23.00 24.00 25.00

19.94 20.84 21.73 22.62 23.50

18.95 19.76 20.56 21.35 22.13

18.03 18.76 19.48 20.18 20.87

17.18 17.83 18.47 19.10 19.72

16.39 16.97 17.55 18.11 18.65

15.65 16.17 16.69 17.19 17.67

21 22 23 24 25

26 27 28 29 30

34.20 35.91 37.65 39.43 41.24

31.85 33.34 34.86 36.40 37.96

29.71 31.02 32.34 33.67 35.01

28.72 29.94 31.17 32.41 33.66

27.77 28.91 30.06 31.21 32.37

26.00 27.00 28.00 29.00 30.00

24.38 25.26 26.13 27.00 27.86

22.91 23.68 24.44 25.19 25.94

21.56 22.23 22.90 23.55 24.20

20.32 20.91 21.49 22.06 22.62

19.19 19.71 20.21 20.71 21.19

18.14 18.60 19.04 19.47 19.89

26 27 28 29 30

31 32 33 34 35

43.10 44.99 46.91 48.88 50.89

39.54 41.15 42.79 44.45 46.13

36.37 37.74 39.13 40.53 41.95

34.92 36.18 37.46 38.75 40.04

33.54 34.71 35.89 37.07 38.26

31.00 32.00 33.00 34.00 35.00

28.72 29.58 30.43 31.27 32.12

26.67 27.41 28.13 28.85 29.56

24.83 25.46 26.07 26.68 27.28

23.17 23.70 24.23 24.74 25.25

21.66 22.12 22.57 23.01 23.43

20.30 20.69 21.08 21.45 21.81

31 32 33 34 35

36 37 38 39 40

52.94 55.03 57.16 59.34 61.56

47.84 49.58 51.34 53.13 54.95

43.37 44.82 46.28 47.75 49.24

41.35 42.67 43.99 45.33 46.68

39.45 40.65 41.86 43.07 44.29

36.00 37.00 38.00 39.00 40.00

32.95 33.79 34.62 35.44 36.26

30.26 30.95 31.64 32.32 33.00

27.87 28.45 29.02 29.58 30.14

25.74 26.23 26.70 27.17 27.63

23.85 24.26 24.65 25.04 25.42

22.16 22.50 22.83 23.15 23.46

36 37 38 39 40

41 42 43 44 45

63.83 66.14 68.50 70.91 73.36

56.79 58.66 60.56 62.49 64.45

50.74 52.26 53.79 55.34 56.90

48.03 49.40 50.78 52.16 53.56

45.52 46.75 47.99 49.23 50.48

41.00 42.00 43.00 44.00 45.00

37.08 37.89 38.70 39.51 40.31

33.67 34.33 34.98 35.63 36.27

30.69 31.23 31.76 32.28 32.80

28.08 28.52 28.95 29.37 29.78

25.78 26.14 26.49 26.83 27.17

23.76 24.06 24.34 24.62 24.88

41 42 43 44 45

46 47 48 49 50

75.87 78.43 81.04 83.70 86.42

66.44 68.46 70.51 72.59 74.70

58.48 60.08 61.69 63.32 64.96

54.97 56.39 57.82 59.26 60.71

51.74 53.00 54.27 55.54 56.82

46.00 47.00 48.00 49.00 50.00

41.10 41.90 42.69 43.47 44.25

36.91 37.54 38.16 38.78 39.39

33.30 33.80 34.30 34.78 35.26

30.19 30.59 30.98 31.36 31.74

27.49 27.81 28.12 28.42 28.72

25.15 25.40 25.64 25.88 26.11

46 47 48 49 50

51 52 53 54 55

89.20 92.03 94.92 97.86 100.87

76.85 79.03 81.24 83.48 85.76

66.62 68.30 69.99 71.71 73.44

62.17 63.65 65.13 66.63 68.14

58.11 59.41 60.71 62.01 63.33

51.00 52.00 53.00 54.00 55.00

45.03 45.80 46.57 47.34 48.10

40.00 40.60 41.19 41.78 42.36

35.73 36.20 36.66 37.11 37.55

32.10 32.47 32.82 33.17 33.51

29.00 29.28 29.56 29.82 30.08

26.34 26.56 26.77 26.97 27.17

51 52 53 54 55

56 57 58 59 60

103.94 107.07 110.27 113.53 116.85

88.08 90.43 92.81 95.23 97.69

75.18 76.95 78.73 80.53 82.35

69.65 71.18 72.73 74.28 75.84

64.65 65.98 67.31 68.65 70.00

56.00 57.00 58.00 59.00 60.00

48.86 49.61 50.36 51.11 51.85

42.93 43.50 44.07 44.63 45.18

37.99 38.42 38.84 39.26 39.67

33.84 34.17 34.49 34.80 35.11

30.34 30.59 30.83 31.06 31.29

27.37 27.56 27.74 27.92 28.09

56 57 58 59 60

Table 28

Table 28 Multipliers for pecuniary loss for term certain Multiplier for regular frequent payments for a term certain at rate of return of Term

-2.0%

-1.5%

-1.0%

-0.75%

-0.5%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

Term

61 62 63 64 65

120.25 123.71 127.25 130.85 134.53

100.18 102.72 105.29 107.90 110.55

84.19 86.04 87.91 89.81 91.72

77.42 79.01 80.61 82.22 83.85

71.35 72.71 74.08 75.46 76.84

61.00 62.00 63.00 64.00 65.00

52.59 53.33 54.06 54.79 55.52

45.73 46.27 46.81 47.34 47.86

40.08 40.48 40.88 41.26 41.65

35.41 35.70 36.00 36.28 36.56

31.52 31.74 31.95 32.16 32.36

28.26 28.42 28.58 28.73 28.88

61 62 63 64 65

66 67 68 69 70

138.29 142.12 146.03 150.02 154.10

113.24 115.97 118.75 121.56 124.42

93.65 95.60 97.57 99.56 101.57

85.49 87.14 88.80 90.47 92.16

78.23 79.62 81.03 82.44 83.85

66.00 67.00 68.00 69.00 70.00

56.24 56.95 57.67 58.38 59.09

48.39 48.90 49.41 49.92 50.42

42.02 42.40 42.76 43.12 43.48

36.83 37.10 37.36 37.62 37.87

32.56 32.75 32.94 33.13 33.31

29.02 29.16 29.30 29.43 29.56

66 67 68 69 70

71 72 73 74 75

158.25 162.49 166.82 171.23 175.74

127.32 130.27 133.26 136.30 139.38

103.61 105.66 107.73 109.82 111.94

93.86 95.57 97.30 99.04 100.79

85.28 86.71 88.15 89.59 91.04

71.00 72.00 73.00 74.00 75.00

59.79 60.49 61.19 61.88 62.57

50.91 51.41 51.89 52.37 52.85

43.83 44.17 44.51 44.85 45.18

38.12 38.36 38.60 38.83 39.06

33.48 33.65 33.82 33.98 34.14

29.68 29.80 29.92 30.03 30.15

71 72 73 74 75

76 77 78 79 80

180.33 185.02 189.81 194.69 199.68

142.51 145.69 148.92 152.19 155.52

114.07 116.23 118.41 120.61 122.83

102.56 104.33 106.13 107.93 109.75

92.50 93.97 95.45 96.93 98.42

76.00 77.00 78.00 79.00 80.00

63.26 63.94 64.62 65.29 65.97

53.32 53.79 54.25 54.71 55.16

45.50 45.82 46.14 46.45 46.75

39.29 39.51 39.72 39.93 40.14

34.30 34.45 34.60 34.74 34.88

30.25 30.36 30.46 30.56 30.65

76 77 78 79 80