senior living - Senior Resource Center | Douglas County

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Nov 3, 2017 - Register for Lawrence Parks & Rec Department (LPRD) activities online at www.lprd.org, or register at
Better SENIOR LIVING November 2017 Inside This Issue Moments with Marvel........ Page 3 Out of Sight, Out of Mind Legal Matters..................... Page 4 Equifax Data Breach – What Next? Retirement FUND$............ Page 5 Hidden Cash in Orphaned 401k Plans Leisure & Learning Activities ..................................... Page 6-14 Fit & Active...................... Page 16 Practice Gratitude, It’s Good For You! Senior Romance, Sex, and Relationships ...................Page 18 Hip Replacement Legalese........................... Page 19 Paying Family for In-Home Care

Medicare Open Enrollment runs from

October 15 – December 7 Call 785-727-7872 to make an appointment to review your plans.

www.YourSRC.org

Janet Ikenberry Marks 25 Years Serving Seniors in Douglas County Michelle Meier, Editor

You may know many people who spent 25 years at one job. However, these days, that is more and more uncommon. The Senior Resource Center has been blessed with an employee who has done just that for this organization. This November 24th will mark Janet Ikenberry’s 25th work anniversary serving seniors in Douglas County. After graduating from college and working for years in the hardware department, Janet spent four or five years designing ads for Gibsons. She found the work just wasn’t fulfilling. During that time she also worked part time for the Visiting Nurses Association as a companion and later as a home health aide. It was there she found her passion for working with seniors. In contemplating a way to use her college degree in sociology and psychology better, she applied for a job with Douglas County Senior Services (at the time) to become the Friendly Visitor Program Coordinator. The rest, as they say, is history. Since that time, she became the director of her department, then called Community Services, and remains to this day the Director of Health & Human Services. Here are some insights that Janet has shared in a Q&A session about her tenure serving seniors in Lawrence and the surrounding areas in Douglas County.

Q: How have seniors changed in the past 25 years? A: “The activities seniors enjoy these days have changed. We used to have large groups who would come to the center for knitting, quilting, etc. Seniors today are so much more active on their own. They really keep busy and are more involved. Back then, we had a lot more “regulars.” There were seniors who came every single day to the senior center to eat and hang out. During those days we had ongoing relationships with a lot of seniors, as they were there every day.” “What stays the same though is that this is such a great population with which to work. They are always so gracious and appreciative of the services we provide, and I still have relationships with a lot of people. I have really enjoyed working with other professionals in the community as well. I have made so many great connections and even longterm friends over the years of working in this industry.” Q: What has been the biggest challenge you have faced in 25 years? A: “Over the years it has been challenging to watch state and federal funding dwindle away while still finding a way to provide services to seniors. The grant that funded the Friendly Visitor Program went away years ago, (25 Years, continued on page 17)

785-842-0543 • Temporary Location: 2920 Haskell Ave • Mailing Address: 745 Vermont St • Lawrence, KS 66044

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Better Senior Living

November 2017

Moments with Marvel

Out of Sight, Out of Mind

By Dr. Marvel Williamson, Executive Director, Senior Resource Center for Douglas County As political campaigns become more intense in preparation for November elections, I am reminded of a statement made not long ago by a Kansas state office holder. He said that politicians tend to fund programs that have visible constituencies. As the Executive Director of an organization serving a mixture of highly visible constituents as well as persons the public rarely sees, this statement both fascinates and troubles me. Some seniors are highly vocal and involved in issues. At the other end of the spectrum, though invisible seniors tend to be those who have lost independence. Just as infants are dependent on others for their needs, so too are some seniors. One of the big differences between the beginning and ending stages of life, though, is the difficulty involved in transporting members of each group, leading to fewer opportunities for dependent seniors to be seen. Although parents struggle with cumbersome paraphernalia every time they leave home with babies, at least the children are small, the caretaking items can be broken down into small parts, and a standard car can accommodate both child and equipment. Transporting adults needing a wheelchair or scooter is much more difficult. The driver or assistant needs special

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knowledge on how to transfer adults with mobility issues, as well as enough strength to push a wheelchair across bumps and ramps, and then lift it into the car for storage. Other options are expensive, requiring a large vehicle with a special lift device or ramp or professional assistance. Another factor that promotes invisibility of dependent seniors is that people are more willing to tolerate noisy babies than they are disruptive seniors declining into dementia. Babies are cuter and more compact. Babies make us smile, but many people turn away when faced with dependent elderly who remind us of our own eventual decline. Children—as I am constantly reminded by song and political speeches—are our future. (In truth, our personal future is senescence.) As someone constantly looking for ways to help fund my organization, I can testify to the imbalance of grant opportunities addressing the needs of children that far, far outweigh those available to help seniors. Such attitudes and barriers to mobility and opportunity result in less and less integration of dependent seniors into daily society. Politicians faced with constant pressures from various constituencies and lobbyists can easily forget about older seniors who gradually disappear from public view. I thank God for the champions of the invisible persons in our society. Whether politician, provider of senior services, or family member, we need such advocates. As you select the best candidates for your vote, try to broaden your perspective. Remember the invisible members of our society who cannot advocate for themselves.

Better Senior Living

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LEGAL MATTERS - A Letter From District Attorney Charles Branson

Equifax Data Hack – Next Steps The concern surrounding this year’s mid-May to mid-July Equifax data hack which was announced on September 7, seems to be the bad gift that keeps on giving. This month, I want to provide you keys to minimize your risk of this hack ending with you being a victim of identity theft. Due to space limitations, I will be hitting the highlights, but I am including many links from the Federal Trade Commission (FTC) so if you wish, you can easily delve deeper into the topic.

the process. Be prepared to enter your last name and the last six digits of your Social Security number. Ensure you are using a secure computer and an encrypted network connection when you complete the form. If you need information about those two items, here are links to more info from the FTC with more information: www.consumer. f t c . g o v / a r t i c l e s / 0 0 0 9 - c o m p u t e rsecurity and www.consumer.ftc.gov/ articles/0014-tips-using-public-wi-finetworks.

If you have not already, you need to visit www.equifaxsecurity2017.com to check if your personal information was stolen. Stolen information includes Social Security numbers, account numbers, and even drivers’ license numbers. On that webpage is a tab you can click that is labeled, “Am I Impacted?” The directions there will walk you through

What If I Am Impacted? Whether or not your information was exposed in the Equifax data hack, they have offered consumers in the United States a free year of credit monitoring. As of the date this article was written, you have until November 21, 2017, to enroll. Ensure you have read and understand all the terms and conditions of accepting the offer before you proceed. What Else Can I Do? Check your credit reports from not only Equifax, but also Experian and TransUnion. You can check each one annually for free by visiting www. annualcreditreport.com. This source is authorized by Federal law and you will not be required to subscribe to

Better Senior Living Michelle Meier Dr. Marvel Williamson Minuteman Press, 1404 E 24th St B, Lawrence, KS 66044

For advertising, calendar listings, or other content submissions, contact Michelle Meier at [email protected]. Senior Resource Center for Douglas County is funded by the Douglas County Mill Levy • Older Americans Act through the Jayhawk Area Agency on Aging • Kansas Department on Aging • Kansas Department of Transportation • special grants • project income • fundraising activities • and your donations. Senior Resource Center for Douglas County does not discriminate on the basis of race, religion, age, sex, color, ancestry, national origin, disability, sexual orientation, or size. If you think that you have been discriminated against, you have the right to file a complaint with Senior Resource Center for Douglas County. 785-842-0543 • TDD: 1-800-766-3777 • Toll free: 1-877-295-3277 • www.YourSRC.org

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Consider placing a freeze on your credit files. A freeze means that no one, INCLUDING YOU, can access your credit file until you unfreeze it using a PIN or passphrase. As of the date this article was written, Equifax will let you place or lift a freeze for free until November 21, 2017, but for a freeze to be effective, you must freeze your file with all three credit reporting agencies: TransUnion, Experian, and of course Equifax. A freeze will cost you money every time you need to freeze and unfreeze your file. The cost is $5 to $10 per agency/each time. If you are (or become) an actual victim of identity theft and your information is misused, you may be eligible for free credit freezes. Be aware that only having your information stolen or compromised does NOT count as identity theft and the reporting companies will not give you the free freezes. You can find more info from the FTC about freezing your credit at www.consumer.ftc.gov/ articles/0497-credit-freeze-faqs (Equifax, continued on page 21)

SRC Board of Directors

A publication of Senior Resource Center for Douglas County. Better Senior Living is published monthly and is available online and via mail by subscription. Editor: Executive Director: Printer:

anything nor enter a credit card number. Keep in mind that monitoring does NOT stop someone from opening accounts in your name.

Better Senior Living

Dr. Judy Wright, Chair Judy Bellome, Vice Chair Doni Mooberry, Treasurer Steve Tesdahl, Secretary

Hank Booth, Carol Bowen Kay Brada, Kelly Calvert, Dr. Dennis Domer, Ernesto Hodison, Dr. Ellen Paulsen, Janet Prestoy, Dr. Maren Turner

Paid advertising from outside entities in Better Senior Living does not reflect the policies or views of or indicate endorsement by the Senior Resource Center for Douglas County. November 2017

RETIREMENT FUND$

Fall Treasures in Your Coat Pocket…. Hidden Cash in Orphaned 401k Plans By Jason Walker

Now that the temperatures have started to drop, it’s that time of year when you begin digging through your closet on a quest for your favorite jacket. You know, the one! It’s the one that secretly makes you feel younger and cooler. A smile begins to grow across your face as you remember the day you bought the jacket that once again has you mesmerized. Your favorite jacket. The one that fits you perfectly. As you pull it out, you can’t help but put it on just to feel good. You think to yourself, “Hey, since no one is home, I wonder how it would look with these hot pink sweat pants?” Ok, so it doesn’t do much for sweat pants, but it is still perfect for this afternoon’s errands. Once you have it on and are feeling good, you just happen to reach in the pockets searching for last fall’s remnants. In one pocket is the old wadded up tissue, but good news: it hasn’t been used! Then you search the left pocket. Empty! That’s disappointing. You remember this jacket has a pocket on the inside. Your “James Bond pocket,” you called it last fall, but alas, “M” never called and you didn’t have a use for it. So you reach in to double check it anyway. That’s where you find it. Neatly folded and tucked away for safe keeping is a $20 bill. Hmmm, when did you do that? You pause for a moment attempting to recall why and when you would have used such a special pocket. Regardless of the when or why, you now get to magically turn that $20 into perhaps gas for the car, a latte, lunch for you and a friend, or maybe it will help on next month’s bills. What a great day! Gosh, if there was just a way that we could find money in our pockets every day! I spend a lot of time working with individuals to help them understand their investments and create a plan for their future, but it’s always important that we look back, searching through pockets from the past. A frightening fact is that about $850 million each and every year is lost or “orphaned” from 401(k) plans - orphaned or forgotten, like the $20 left in your jacket’s pocket. Forgotten perhaps, because someone changed jobs and was too busy to deal with any 401(k); forgotten because you have since moved to a new house, and no longer are receiving mail about the 401(k); or forgotten because you didn’t even remember you had a 401(k). Thankfully, the Department of

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Labor has rules that protect 401(k) assets, and your orphaned money may be found and claimed. Here are some steps you can take if you’d like to “Check Your Pockets” for an orphaned 401(k) plan. 1. Check with previous employers – Sure, this is obvious, but it’s not always easy, as companies are bought out or sold; but contacting the person who handles employee benefits or the human resources department should help. 2. Review your past W-2 forms – If your former employer had a retirement plan and you participated, this form will show you where making contributions to a 401k plan. 3. Check your mail and old email accounts – It is possible that some of your “junk mail” may not really be junk. Especially be watchful around calendar quarter end (March, June, September, and December) as most providers will send out statements near those times. 4. Search the National Registry of Unclaimed Retirement Benefits – www.unclaimedretirementbenefits.com is a website where you can search to see if your former employer has classified you as a missing participant. 5. Contact the Department of Labor Wage and Hour Division – If you are unable to locate former employers because they are no longer in business, the Department of Labor provides a search for what they call “abandoned plans.” You can contact the US Department of Labor Wage and Hour Division at 866-4USWAGE (866-487-9243) or go to www.dol.gov/whd for more information. So, as you pull on your jacket for the first time this fall and dig through your pockets for untold treasures, take a minute to contemplate if you have an old 401(k) that you should locate. (The information in this article is not meant to be financial advice. This information should not be relied on as a substitute for obtaining financial planning advice from a financial planning professional.) Jason Walker, CFTA, MBA, is a Trust Officer & Relationship Manager with the Trust Co. in Lawrence. Contact Jason at 785-371-9555 or [email protected]. The Trust Co.’s offices are located at 333 W 9th St., Ste. A in Lawrence.

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Leisure and Learning Activities Senior Resource Center for Douglas County (SRC) offers programs for Douglas County residents in the second half of life. Classes and other activities sponsored by other groups are also listed here. • Register for SRC activities at the Senior Resource Center for Douglas County online at www.YourSRC.org or call 785-842-0543. • Register for Lawrence Parks & Rec Department (LPRD) activities online at www.lprd.org, or register at the Community Building, 115 W. 11th St., Lawrence, or call 785-832-7920.

ENTERTAINMENT

VETERANS AFFAIRS

O.U.R.S. Dances

Sundays, 6-9 p.m. Eagles Lodge, 1803 W 6th St, Lawrence $6 per person cover charge Dance to live country-themed music! Carry-in meal at 7:15.

s SCRABBLE Club – Open Play

1st, 3rd, and 5th Thursdays, 1 - 4:30 p.m. SRC, 2920 Haskell Ave, Lawrence

2nd & 4th Wednesdays Wednesday, November 8, 9 a.m. - Noon, and Wednesday, November 22, 1 - 4:30 p.m. SRC Consultation Room, 2920 Haskell Ave, Lawrence Clint Olson from the KS Commission on Veterans Affairs Office will be available for senior veterans at the SRC offices twice a month. No appointment necessary. For immediate assistance, contact Clint directly at 785-843-5233 or clint. [email protected].

Veterans Day Parade

2nd & 4th Thursdays, 1 - 4 p.m. Lawrence Public Library, 707 Vermont, Lawrence

Saturday, November 11, 1:00 PM Downtown, Lawrence Join the parade and festivities on Massachusetts Street to honor area veterans and their families this Veterans Day.

Mondays, 1 - 4 p.m. Clinton Place, 2125 Clinton Pkwy, Lawrence

Tribute to Veterans Gala

SPENCER MUSEUM OF ART SENIOR SESSIONS Spencer Museum of Art offers a series of informal gallery talks designed for senior citizens but are open to anyone. For more information on each session go to www.spencerart.ku.edu/ calendar/series/senior-session. Thursdays, 10 – 11 a.m. Spencer Museum of Art, 1301 Mississippi, Lawrence FREE

Around the Cake: A Visual Confection by Wayne Thiebaud

November 12, 5 - 8:30 p.m. Robert J. Dole Institute of Politics, 2350 Petefish Dr, Lawrence This gala event is A Tribute to Veterans, USO-Style. The evening will include a salute to veterans from the KU ROTC as well as an evening with the Moonlight Serenade Orchestra for your listening and dancing pleasure. Attendees will enjoy WWII-era music, light hors d’oeuvres, and beverages. Admission is free, but space is limited. An RSVP for this event is required. RSVP by Monday, Nov. 6 by calling (785) 864-4900 or emailing [email protected].

SRC activities are noted with a s.

Thursday, November 9, 10 - 11 a.m.

Civic Leader and Art Collector: Sallie Casey Thayer and an Art Museum for KU Thursday, December 14, 10 - 11 a.m.

SRC will be CLOSED

Janet Ikenberry’s 25th Anniversary Celebration Thursday, November 16th at 3:15 pm Thanksgiving Wednesday, November 22nd at 3:30 pm Thursday, November 23rd all day Friday, November 24th all day Page 6

s VETERANS AFFAIRS

LAWRENCE PUBLIC LIBRARY SKILLBUILDERS Tuesdays, 10 - 11:30 a.m. Smith Center, 4730 Brandon Woods Terr, Lawrence FREE

Cooking for One

Meet at the Douglas County Fairgrounds, 2110 Harper, Lawrence November 7 Speaker: Susan Johnson

Adjusting to Change #2: Closing

November 14 Speakers: Donna Flory, MSW, Paul Reed, Jan Maddox, and Pattie Johnston

Better Senior Living

November 2017

Leisure and Learning Activities PUBLIC EVENTS CHAMPSS Orientation

Monday, November 6, 2 - 3 p.m. Lawrence Public Library Auditorium, 707 Vermont, Lawrence Come and learn how to have access to healthy meals by attending the Jayhawk Area Agency on Aging’s CHAMPSS orientation. For questions about CHAMPSS, contact Beth Kinnan with Jayhawk Area Agency on Aging at 785-235-1367.

The League of Wives: Vietnam’s POW/MIA Allies & Advocates

Robert J. Dole Institute of Politics, 2350 Petefish Dr, Lawrence Exhibit open through December 31 Curated by 2017 Dole Archives Curatorial Fellow Heath Hardage Lee, and based on her upcoming book, The League of Wives: a True Story of Survival and Rescue from the Homefront (2019, St. Martin’s Press), this special exhibition features documents, photos, oral histories, and memorabilia from the Dole Archives, personal collections of POW/MIA families, and other institutions.

Senior Engagement Coordinating Council (SECC)

Every Third Monday, November 20, 1:00 p.m. Baldwin City Recreation Center, 705 High St, Baldwin City The SECC is a voluntary council guided by an elected chair and co-chair, meeting on a monthly basis to work on improving quality of life for Baldwin City seniors. Contact [email protected].

NovemBeer at the Watkins

Wednesday, November 8, 6 - 8 p.m. Watkins Museum of History, 1047 Massachusetts St, Lawrence $15 for Douglas County Historical Society members, $20 for non-members Come enjoy a unique evening of German-American beer, food, and history! Try several fall beers from Free State Brewing Co., paired with some delicious German food from Hank Charcuterie and Great Harvest Bread Company. Stick around for a short presentation by Free State master brewer Jeff Jensen, and be sure to tour the new German-American history exhibit. Register online or contact the museum at 785-841-4109.

SRC activities are noted with a s.

MUSIC

s New Horizons Band

All Rehearsals and Performances are Fridays, 4 - 5 p.m. Rehearsals at Brandon Woods Smith Center, 4730 Brandon Woods Terr, Lawrence Fridays, 4-5 p.m. $5/yr. dues. Contact John Towner, 785865-3519, or [email protected]. November 3, Rehearsal November 10, 4:15 PM Performance at Presbyterian Manor, 1429 Kasold Dr, Lawrence November 17, Performance at Arbor Court, 1510 St. Andrews Dr, Lawrence November 24, Thanksgiving, NO REHEARSAL

s Intergenerational Choir

Tuesdays, 12:30 - 1:30 p.m. Babcock Place 1700 Massachusetts St, Lawrence Sing with KU students. Led by music therapy students from KU. The Intergenerational Choir will rehearse and perform once or twice a semester. Contact Deanna HansonAbromeit at [email protected].

Junkyard Jazz

Every Thursday, 7-8:30 p.m. American Legion, 3408 W 6th St, Lawrence Join the Junkyard Jazz Band every Thursday for an ongoing jazz jam session full of fan favorites and a full dance floor!

November 2017

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Leisure and Learning Activities HEALTH & FITNESS

s OPEN ENROLLMENT S.H.I.C.K. COUNSELING

It’s time to review your Medicare Prescription Drug Plan coverage. The Medicare Annual Open Enrollment Period is Oct. 15 through Dec. 7. Call 785-727-7872 to schedule your appointment with a certified Senior Health Insurance Counseling for Kansas (SHICK) volunteer. Counseling sessions available by appointment at the Senior Resource Center, 2920 Haskell Ave, Lawrence

Twist & Shout

Next session begins November 14 Tuesdays & Thursdays, 9:30 - 10:20 a.m. Sports Pavilion Lawrence, 100 Rock Chalk Ln, Lawrence Stretch, twist, and perform other movements to challenge yourself physically and vocally in this class designed for Parkinson’s patients. To register, visit, www.lmh.org/ parkinsons/.

AM Walking Club (LPRD)

Monday - Friday 7 - 9 a.m. East Lawrence Rec Center, 1245 E 15th St, Lawrence FREE Need exercise? Join others at two locations and get your heart pumping and have a great time building friendships with fellow walkers. For more information, contact Ross Schraeder at 785-832-7950.

s Additional Countywide S.H.I.C.K. Counseling Dates

Thursday, November 16, 1 – 4 p.m. Arbor Court, 1510 St. Andrews Dr, Lawrence Thursday, November 12, 1 - 5 p.m. Pioneer Ridge, 1000 Wakarusa, Lawrence

s Yoga for Every Body

Tuesdays, 3 - 4 p.m. Next session begins December 5 Carnegie Building, 200 W 9th St, Lawrence Fee $28/8 week sessions Gentle yoga improves joint movement and increases core and leg strength. Bring a yoga mat and wear comfortable clothes. This class runs in ongoing 8 week sessions. To register online, go to https://yoursrc.org/product/yogaevery-body/. For more information call 785-842-0543.

s Welcome to Medicare EVENING SESSION

Thursday, November 9, 6:30 p.m. Lawrence Public Library, 707 Vermont, Lawrence Fee: FREE New to Medicare? Join our Health & Human Services team as they present information on what to expect from the Medicare system at this informative session. Call 785842-0543 for more information.

Rhythm & Moves

Next session begins November 14 Tuesdays & Thursdays, 10:30 - 11:20 a.m. Sports Pavilion Lawrence, 100 Rock Chalk Ln, Lawrence Class specifically designed for Parkinson’s patients. March, box, use drumming sticks, navigate obstacle courses and agility ladders, and pass and throw balls. To register, visit, www.lmh.org/parkinsons/.

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Pickleball – Open Play (LPRD)

Monday - Friday East Lawrence Recreation Center, 1245 E 15th St, Lawrence Sports Pavilion Lawrence, 100 Rock Chalk Ln, Lawrence FREE Pickleball free play is offered at East Lawrence Recreation Center, as well as Sports Pavilion Lawrence throughout the year. For times and information regarding free play or dates of scheduled tournaments please contact the Adult Sports office at 785-832-7920 or email at adultsports@lawrenceks. org.

Eudora Pickleball – Open Play (EP&R)

Tuesdays and Thursdays, 9:30 - 11 a.m. Wednesdays, 6 - 8 p.m. Eudora Community Center, 1630 Elm, Eudora Join others in groups of two, three, or four for open play for some Pickelball fun. For more information contact Eudora Parks & Recreation at 785-542-3434.

Senior Supper and Seminar

Second Tuesday, November 14; supper: 5:00 p.m., seminar: 6:00 p.m. Lawrence Memorial Hospital Auditorium 325 Maine St, Lawrence Fee $5.50 The November topic is“COPD: Out with the Bad, in with the Good,” presented by Mitchell Tener, MD, of Lawrence Pulmonary Specialists. Seniors are invited to come and dine at LMH for $5.50 and enjoy a healthy three course meal prepared by the Unidine chefs, plus conversation with others. After the meal, there will be a short educational program on a health or wellness topic of interest to older adults. Reservations are required and must be made at least 24 hours in advance. Call 785-505-5800 or e-mail [email protected].

Better Senior Living

November 2017

Leisure and Learning Activities OSHER LIFELONG LEARNING INSTITUTE The Osher Lifelong Learning Institute is a part of KU Professional & Continuing Education. Osher is committed to creating accessible and innovative learning environments throughout Kansas and the Greater Kansas City area, with special focus on participants age 50 and over, although anyone can participate. For a full description of each class or to register, go to http://www.continuinged.ku.edu/osher/northeast.php. All courses are held at the Osher Institute, 1515 St. Andrews Dr, Lawrence, unless otherwise noted. Fees: $50 per course; income-based scholarships are available.

Vietnam: More than a War

Mondays, November 13 – 27, 2 - 4 p.m. Vietnam has undergone dramatic changes in climate, rulers, populations, and politics even before its unification some forty years ago following America’s long military involvement there.

Three Dutch Masters: Rembrandt, Vermeer, & van Gogh

Memoir Writing: Digging for the Answers to “Who Am I?” Tuesdays, November 21 – December 5, 2 - 4 p.m. SRC, 2920 Haskell Ave, Lawrence Neither autobiography nor a diary, memoir writing reaches past life’s timelines and facts to dig deeply for answers to our most personal questions.

Mondays, November 20 - December 4, 7 - 9 p.m. Was Rembrandt an experimental etcher? Did Vermeer use a camera obscura? And how did Van Gogh’s use of color and impasto application of paint influence modern art?

SRC will be closed November 23 – 24 for Thanksgiving.

November 2017

Osher Lifelong Learning Institute is an SRC Partner.

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Leisure and Learning Activities SUPPORT GROUPS

s SRC Caregivers Support Group

First and Third Mondays, November 6 & 20, 2:15 - 3:45 p.m. SRC, 2920 Haskell Ave, Lawrence Meet with fellow and former caregivers in a safe haven to discuss challenges and issues surrounding being a caregiver of a senior.

JAAA Caregiver Support Group

First Wednesday, November 1, 1 - 2 p.m. First United Methodist Church, 704 Eighth St, Baldwin City Support group for caregivers of individuals age 60 or older. Meet with other caregivers in your area that may be struggling with some of the same issues you face while caring for your loved one. Jayhawk Area Agency on Aging staff will be present to answer questions and provide assistance. For more information call 785-832-0754.

Grief Support Group

First and Third Mondays, November 6 & 20, 4 p.m. Lawrence Memorial Hospital 325 Maine St, Lawrence Facilitated by LMH Chaplain Angela Lowe. Meets in the LMH Chapel office, usually the first and third Mondays of each month. For more information, call 785-505-3140.

Better Breathers Club

Second Tuesday, November 14, 10 - 11 a.m. Lawrence Memorial Hospital, Pulmonary Rehab Dept 330 Arkansas St, Lawrence November Topic: Goals of Care. This free education and support group is for those with chronic lung conditions and their support persons. Meeting takes place in the LMH Pulmonary Rehab Department, 3rd floor. For more information, call 785-505-2850.

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Cancer Support Group

Third Wednesday, November 15, 5:30 p.m. Lawrence Memorial Hospital, Oncology Center 330 Arkansas St # 105, Lawrence Join representatives from Lawrence Memorial Hospital’s Oncology Center for a general cancer support group. Open to anyone with any cancer diagnoses and/or others affected by their cancer. Meets third Wednesday of each month in the LMH Oncology Center. For more information, contact 785-505-2807 or e-mail [email protected].

Look Good, Feel Better

Third Wednesday, November 15, 5:30 – 7:00 p.m. Lawrence Memorial Hospital 325 Maine St, Lawrence “Look Good, Feel Better” is a non-medical public service workshop that teaches beauty techniques to cancer patients to help manage any appearance-related side effects of cancer treatment. Services are provided at no charge by trained volunteer beauty professionals. Offered and supported by the American Cancer Society. Advance registration required. Call 785-505-2807 to enroll.

Stroke Support Group

Third Tuesday, November 21, 4 - 5:30 p.m. Lawrence Memorial Hospital, Conference Room D South 325 Maine St, Lawrence Join us in sharing experiences and ideas about life changes brought on by stroke. Monthly meetings include informal and formal presentations on treatments and services available for stroke survivors and their loved ones. For more information please contact Trena Triplett at 785505-2712 or [email protected].

Better Senior Living

November 2017

Leisure and Learning Activities GENEALOGY

ART

WATKINS MUSEUM OF HISTORY GENEALOGY GROUP

Genealogy Classes are taught by Alisa and Richard Branham. Richard Branham is a KU professor who has been researching his family history for 40+ years. Alisa is a KU staff member who caught the genealogy “bug” from her husband about 20 years ago; previously she worked for the Kansas State Historical Society. They have traveled across the U.S. and Great Britain to visit their ancestral homes and research in numerous genealogy libraries, historical museums, and local archives. Registration fees are $10 for Douglas County Historical Society members, and $15 for non-members. Register online or contact the Watkins Museum of History at 785-841-4109. Class size is limited.

Group Work Day and One-Hour Consultations

Saturday, November 11, 9:30 a.m. Midwest Genealogy Center, 3440 S Lee’s Summit Rd, Independence, MO Both instructors will be available to meet students at the library at 9:30 a.m. and help them find and analyze records until 4:30 p.m. Included with your class fee is a brief tour of the facility, plus one-on-one help for up to an hour during the day. Come prepared with focused research questions.

Introduction to Genealogy, including Census and Vital Records

Saturday, December 9, 10:00 a.m. - Noon Watkins Museum of History, 1047 Massachusetts St, Lawrence This revised version of the popular introduction class will include more about Census and Vital Records, which are key starting points in family history research. There will be plenty of homework for those who register at least a week in advance, and lots of useful handouts.

Understanding DNA Results for Genealogy

Saturday, January 13, 10:00 a.m. - Noon Watkins Museum of History, 1047 Massachusetts St, Lawrence This session will focus on case studies, figuring out what to do with all those matches, and learning how to use DNA results to find relatives and stories.

NEW CLASS! s Adventures in Painting

Wednesdays, October 11 – November 15, 9 - 11 a.m. Pioneer Ridge Art Studio, 1000 Wakarusa Dr, Lawrence $75 Explore the basics of painting while having a little FUN. Join veteran instructor Joan Martin for this six week session that will cover the basics of color, light, shadows, and more. This class is open to painters of all levels. The course will culminate in a nice show to show your work. For more information contact Michelle Meier at 785-727-7878 or [email protected]

Sunflower Basket Weaving Guild

Third Saturdays, November 18, Noon - 5 p.m. No meeting scheduled for December 2017. Eudora Community Recreation Center, 1630 Elm Street, Eudora The Sunflower Basket Weaving Guild dedicated to the art of basket weaving while providing an outlet for making friends and sharing ideas, talents and experiences. Come to a meeting, if you enjoy the weaving and the group, pay the annual membership fee. New weavers are welcome. Please let us know if you are a new weaver, and we will make a plan to help you get started. For more information contact Emily Brown 816-524-5755.

s Tuesday Painters

Tuesdays, 9 a.m. - noon SRC, 2920 Haskell Ave, Lawrence Bring your own painting project and supplies. 785-8420543.

s Acrylic Painting

2nd & 4th Saturday each month, 9:30 a.m. - Noon. Clinton Place, 2125 Clinton Pkwy, Lawrence Fee $20 per session. Drop in sessions for beginners and experienced painters. No registration required. 785-842-0543.

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Leisure and Learning Activities LIED CENTER PRESENTS The Lied Center of Kansas serves the state’s flagship university, students, and the greater community by functioning as a catalyst for the arts, creativity, engagement, and community building through diverse, relevant, and world-class artists. Buy tickets online at https://ticketweb.lss.ku.edu or call 785-864-2787. Senior citizens age 62 and over and active military (ID required) save 10% off the full-priced adult ticket cost for Lied Series Auditorium performances only. Parking at the Lied Center is free on weekdays after 5 pm and all day on the weekend.

ODC Dance w/ University Dance Company

Friday, November 10, 7:30 p.m. $20 - 30 Founded in 1971 by Artistic Director Brenda Way, who trained under the legendary George Balanchine, ODC originated as Oberlin Dance Collective. It was named after Oberlin College in Ohio, where Way was on faculty. The adventurous artists loaded up a yellow school bus and relocated to San Francisco in 1976.

Cantus: Three Tales of Christmas

Wednesday, November 29, 7:30 p.m. $20 - 35 Storytelling is a wondrous and meaningful part of the holiday season. In Three Tales of Christmas, Cantus reimagines beloved stories through familiar carols alongside new holiday classics. Featuring narrated passages from such classic holiday tales as A Christmas Carol, Gift of the Magic, and ‘Twas the Night Before Christmas. Three Tales of Christmas reminds us of the meaning and joy of the season with fresh perspective and just the right amount of nostalgia.

Ashley Davis with special guest Lúnasa

Saturday, December 3, 7:30 p.m. Tuesday, December 5, 7:30 p.m. $25 General Admission Lawrence’s own Ashley Davis will perform with Lúnasa, one of Ireland’s most beloved traditional instrumental bands. The concert will include songs from Ashley’s two holiday albums, Songs of the Celtic Winter and The Christmas Sessions, as she is accompanied by Lúnasa. And, the band will be performing some of its well-known favorites as well. Take some time during the hustle and bustle of a busy holiday season to enjoy An Irish Christmas!

A Charlie Brown Christmas

Saturday, December 16, 2:00 p.m. $25 - 40 The classic animated television special comes to life in this faithful stage adaptation, featuring all of your favorite characters and the classic Vince Guaraldi score. Join Charlie Brown, Snoopy, Lucy, Linus, and the rest of the Peanuts gang as they mount a play, save a tree, and uncover the true meaning of Christmas.

The Lied Center is an SRC Partner.

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Better Senior Living

November 2017

November 2017

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Leisure and Learning Activities DAY TRIPS FOR ADULTS WITH EUDORA PARKS & REC (EP&R) Come explore with fellow adults from the Eudora area. All trips depart from the Eudora Community Building, 1630 Elm St, Eudora at 9:00 a.m. All trips are limited to 10 adults. Food and other purchased items are not included in pricing. To register, call 785-542-3434 or email Gary Scott [email protected].

Brookville Chicken, Abilene, KS

Thursday, November 9 $15 (includes admission and transportation) Visit the Brookville Hotel that traces its roots back to the 1870’s, when the railroad spread its tracks out across the prairie to meet the expected rush of Longhorn cattle coming up from Texas along the Chisholm Trail. Take a tour and then enjoy the famous Brookville Family Style Fried Chicken that still follows the original family recipe.

Oak Park Mall, Overland Park, KS

Thursday, December 9 $6 Get your Christmas shopping list ready! Put your comfortable shoes on and get ready to explore the retail offerings at Oak Park Mall.

LIVE PERFORMANCES The Best Christmas Pageant Ever!

Dress Rehearsal Performance Wednesday, November 29th at 7pm Lawrence Arts Center, 940 New Hampshire St, Lawrence FREE tickets for Seniors In this hilarious Christmas tale based on the best-selling book of the same name, the annual Christmas pageant is taken over by the Herdman kids-probably the most inventively awful kids in history. You won’t believe the mayhem - and the fun - when the Herdmans collide with the Christmas story head on! Contact Larry Woydziack at [email protected] or call 785-7227-7875 to request a ticket.

Disney’s Beauty and the Beast

December 1 – 17, 2017 Tickets: $26.99 Theatre Lawrence, 4660 Bauer Farm Dr, Lawrence Step into an enchanted world with a “tale as old as time” filled with spectacular costumes and settings for a classic story of loving and being loved. Songs include “Be Our Guest,” and “Beauty and the Beast.” Audio Described Performances: December 3 (2:30pm), 9 (7:30pm) & 10 (2:30pm)

EUDORA PUBLIC EVENTS Eudora Area Historical Society Program

Thursday, November 16, 7 - 9 p.m. Eudora Community Building, 1630 Elm St, Eudora November program will discuss the book Kansas and Eudora Legends and Folk Tales by Jim Hoy. Grasshoppers so big that cowboys can ride them to herd cattle. Summers so hot that corn pops in the field. Kansas is a place of big skies and tall tales, but these exaggerated narratives help us understand the character of our state and its people. This talk will explore some of the many Kansas and Eudora legends and folktales and help audiences decipher between a myth, legend, and tale. Sponsored by the Kansas Humanities Council.

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Better Senior Living

November 2017

Book Review: The Genius of Birds By Jennifer Ackerman • Reviewed by Barbara Watkins

In the past I considered the term “bird brain” an insult, but after reading The Genius of Birds (Penguin Books, 2016), I now consider it to be a compliment. In each chapter, Jennifer Ackerman tells about the amazing skills of many species of birds from around the world, “with extraordinary abilities or skills—technical, social, musical, artistic, special, inventive, adaptive. A few are exotic species; others, more common.” Some birds can “do simple math, make their own tools, move to the beat of music, comprehend basic principles of physics, remember the past, and plan for the future.” There are now about 10,400 different bird species. How they survive and reproduce in different environments is a primary focus of Ackerman’s research which has been published in various articles appearing in the Scientific American, the National Geographic, the New York Times and other publications. The Genius of Birds has been a bestseller and received several prestigious literary awards. In the first chapter, Ackerman asserts that “defining intelligence in birds is problematic; measuring it is perhaps even harder.” Research suggests that ravens, crows, and parrots are the smartest birds. She went to New Caledonia, a remote island halfway between Australia and Fiji, to see what may be the smartest bird of all: the New Caledonian crow. These crows refine and reuse their tools and sometimes travel with them. The famous crow named “007” solved an eight-stage

November 2017

puzzle in less than three minutes. The puzzle required “understanding that a tool can be used not just to get at food directly but to get at another tool that will help access the food.” While writing this review, in a somewhat similar but less arduous challenge, I experimented and finally found an appropriate soft stick to gently remove a migrating monarch butterfly trapped in the bottom of my empty rain gauge. Nest building is another topic discussed in the chapter “The Bird Artist.” This primary task requires “learning and memory, experience, decision making, coordination and collaboration.” Some birds, such as bowerbirds, even (Book Review, continued on page 20)

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FIT & ACTIVE

Practice Gratitude, It’s Good For You! By Michelle Meier, Editor

November is the time of year when we all reflect on what we are thankful for, but did you know that maintaining a perspective of gratitude not only makes you feel more positive, it also is good for your health? One recent study from the University of California San Diego’s School of Medicine found that people who were more grateful actually had better heart health, specifically less inflammation and healthier heart rhythms. Another study by researcher Chih-Che Lin (2017) found that, even when controlling for personality, a high level of gratitude has a strong positive impact on psychological well-being, selfesteem, and depression. Robert A. Emmons, professor of psychology at UC Davis notes being thankful has such a profound effect because of the feelings that go along with it. He notes, “Gratitude works because, as a way of perceiving and interpreting life, it recruits other positive emotions that have direct physical benefits, most likely through the immune system or endocrine system.” However, practicing gratitude is more than dropping a handwritten thank you note in the mail. Gratitude can be practiced daily by being mindful of the positives in your life. Keep a Daily Gratitude Journal There may be days it may seem challenging to find one thing to be grateful for, but, ironically, once you start the practice

of trying to find something positive in your day, the positive things are more noticeable. Another positive result of a daily gratitude journal is your body will respond by lowering the level of stress hormone called cortisol in your system, and you have improved not only your mood, but you will experience a positive boost for your body and immune system. Studies show that grateful people have an advantage in overcoming trauma and enhanced resilience, helping them to bounce back from highly stressful situations (Morin, 2014). Wind Down with Gratitude for Better Sleep A 2011 study published in Applied Psychology: Health and Well-Being shows that spending 15 minutes jotting down a few grateful sentiments before bed, may help you sleep better and longer. A more recent study shows significant improvement in increased sleep quality and reduced blood pressure in participants after just two weeks of practicing gratitude before bed (Jackowska, Brown, Ronaldson, & Steptoe, 2016). Simply by taking a few minutes to reflect on gratitude before bed can enhance your sleep and have you feeling refreshed and energetic in the morning. Express Your Gratitude to Others It’s common courtesy to send a nice thank you note for a birthday gift or when others have gone out of their way to help you. Have you ever expressed your gratitude to others just for their positive qualities or for being the bright spot in your day? Take a moment to express your gratitude to strangers, even for something simple that they may do every day without thinking about it. The feeling you extend to them will resonate with you both. Once you have expressed your gratitude, you will also reap the rewards. A 2007 study by Kent State professor Steve Toepfer, associate professor in Human Development and Family Studies showed that undergraduate students experienced enhanced levels of life satisfaction and happiness, as well as decreased symptoms of depression, after participating in a similar exercise. There are many ways to express your gratitude that you can implement on your own. The important point is to practice gratitude on a regular basis. It takes some time to make this practice a daily habit, but the benefits are well worth the effort. So, what are you grateful for today?

Interested in sharing your own gratitude? SRC Needs Volunteers! Contact Jerry Guffey at 785-727-7876 today! Page 16

Better Senior Living

November 2017

25 Years

(continued from page 1) but we are still facing ongoing issues with decreases in funding. It’s challenging!” Q: What is your favorite part of the job? A: “I really like helping people, and the one-on-one contact with them, solving problems for them, and making their lives better. “I have to admit, I really like the fact that I have been able to bring my dogs to work. Over the years, all of my dogs have been a part of my job in a way. My Beagle Ruby would often come for big events, like she was always part of our team for the March for Meals Walk during National Nutrition Month at Lawrence High School. When we held the Caregiver Support Group in the evenings, she would come with me. These days, a lot of the seniors who know me ask about Lola [Janet’s Boston Terrier] first thing when they come for an appointment.” Q: Over the years, did you ever develop a “favorite” senior? A: “Oh, there were many, but I’d have to say Lucille. She and her husband would drive clear to Lawrence for meals when we had the congregate meal site. After her husband Floyd died, I would drive to pick her up once a month so she could still come for Birthday Day. I got to know her so well that when she passed, because she didn’t have any children, I was asked to write her eulogy. She also left her land to the senior center. It wasn’t much, but it was such a nice gesture on how much this place meant to her. She will always have a special place in my heart.”

Larry Woydziak, Health & Human Services Program Specialist, has worked alongside Janet for four years. “Working everyday with Janet is not only a great deal of fun but, more importantly, each day brings a new opportunity to observe how kindness, patience, and caring can serve to enrich the lives of our clients” says Woydziak. “Janet’s commitment to both the SRC and our clients truly does inspire me to strive to find better ways to serve the people that come to us seeking assistance and information.” SRC’s current Executive Director, Dr. Marvel Williamson, says, “I am delighted by Janet on a daily basis. Her sense of humor and knowledge gained from 25 years of experience with programs for Douglas County seniors make her one of our most highly valued treasures.” If you would like to extend your thanks and well wishes to Janet on her 25th Anniversary, there will be a celebration in her honor Thursday, November 16, from 3:30 to 5:00 p.m. at Maceli’s, located at 1031 New Hampshire in Lawrence. All are welcome to join the celebration! Please RSVP to 785727-7884 or [email protected].

Q: After 25 years, what is the biggest surprise to you? A: “It went so fast. Even today it doesn’t seem like it has been that long!” Over the course of 25 years, Janet has worn many hats as part of the agency. In addition to being a department head for 23 years, Janet was the Editor of 60 & Better (now Better Senior Living) for 22 years. She continues to lead the Caregiver Support Group, providing support and a safe place for countless spouses and families who navigate the task of caring for a loved one at home. She has also been certified as a Senior Health Insurance Counseling for Kansas (SHICK) counselor since 1993. To quantify just how many seniors Janet has served over the years would be nearly impossible. Those who know and work with her, affirm that her efforts have made a lasting impact on the agency, as well as those individuals and families she has served over the course of 25 years. She has inspired many who have gone on to serve seniors in bigger roles as well as those who work with her every day.

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SENIOR ROMANCE, SEX, & RELATIONSHIPS: ADVICE FOR GROWN-UPS Q: My physician says that my hip problems have become bad enough for me to consider a hip replacement. I’m already having trouble getting sufficiently comfortable for sex. Won’t the surgery make matters worse? A: A total hip arthroplasty, as it’s called, may actually improve your sex life, once you heal and finish your physical therapy. The problems you have now with pain and limited movement will diminish as your new hip lets you return to near-normal function. Of course, you will need to wait a couple of months before resuming intercourse. When you do, experiment gradually to explore your new joint function capacity. In the meantime, continue or start manual stimulation to promote good pelvic blood circulation and intimacy with your partner. Some modifications that your physician or physical therapist may recommend, even after full recovery, could relate to how far apart you are allowed to spread your knees (rotating your hip joint outward or “abduction”). If you are limited to a span of 24 inches or so, you can use sexual positions that allow access from a different direction, such as side lying in a “spooning” style approach. Many seniors who haven’t used this position before report that they like it better for many reasons: sex is more relaxed and comfortable, and it doesn’t

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require as much exertion or weight bearing as other positions do. You have great reason to be optimistic. Most people by far are pleased with the results of hip replacement surgery and report that their sex lives improve afterward. Send your questions to [email protected]. Names and identifying information will be removed. Questions may be edited. Answers are written by qualified licensed/certified health care professionals. Answers cannot be personalized for individuals and are intended for general information only.

Better Senior Living

November 2017

LEGALESE by Molly Wood, JD

Paying Family For In-Home Care Q: I am 83 years old and live by myself, and I am afraid I won’t be able to live alone much longer. I have some money in a savings account that I was planning on leaving my children and grandchildren when I die, but I am considering giving them some money now in exchange for providing in-home care to me so I can avoid going to a nursing home. A: You can do this, but there are some tricky rules you should consider before you make an agreement with your family. First, is the money you’ll give really a payment for services or a gift? One important legal distinction between a gift and payment for services is that services to family members are presumed to be gifts unless the parties had a prior agreement otherwise. For example, if I took my grandmother to the beauty salon every Wednesday for one year, and at the end of the year she wanted to “pay” me $1,000, that money is a gift, because the law presumes that I would have performed the service regardless of whether I expected payment. She’s my grandmother, for goodness sake! In Kansas, agreements that contract for future services by paying a lump sum in advance are characterized as gifts for purposes of Medicaid eligibility. So if it’s really a gift, be very careful you don’t reduce your assets so much that you can’t pay your own way in a nursing home for at least five years. Five years is the time within which the Medicaid agency (SRS) will count a gift against you for assistance with the cost of long-term care. The rules regarding gifts are considerably more complicated than this, but for purposes of determining whether you want to craft a family care plan, the penalties related to gifts in the context of Medicaid eligibility should be a consideration. If you’re really thinking about a contract between you and your family members in which you pay them prospectively for care that could be a good deal for everyone involved.

November 2017

However, care agreements should be carefully planned and drafted. First, it should be in writing and should be as specific as possible about what services are to be provided and how the compensation for those services will be calculated. Housekeeping? Chores? Respite care? Bathing assistance? Laundry? Yard work? Grocery shopping? Food preparation? Transportation? Hourly? A flat fee per task? A weekly or monthly “salary?” Will you withhold federal and state income taxes or use a payroll service? The amount you pay should bear some relationship to the actual cost of the services in the marketplace. There are many sources of homecare services available through private businesses, and if a bath aide from a private service costs $25 per hour, but you want to pay your daughter $300 per hour, that appears to be at least partly a gift rather than an arms-length transaction, doesn’t it? Finally, don’t pay familial wages too far in advance. That can be considered another indicator that you intend to make a gift rather than paying as you go. Thinking through the challenges of staying independent in your home requires careful consideration of your resources, both your financial resources and your familial support resources. Be sure to consider whether you have family members who are close enough, reliable enough, and capable enough to meet your needs. Realizing your needs will likely increase throughout the process is the first step. Have a frank discussion with your family, and don’t hesitate to seek professional assistance before your situation at home becomes unsafe. Molly M. Wood is a partner at Stevens & Brand, LLP, in Lawrence, Kansas, where she confines her practice to Elder Law, especially seniors with long-term care issues. If you have a legal question or concern, call the Kansas Elder Law Hotline, a toll-free legal advice and referral service for Kansas Seniors, 888-353-5337. An Elder Law Project attorney is available in Lawrence at no charge by appointment at Senior Resource Center for Douglas County, 785-842-0543.

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Book Review

(continued from page 15) add adornments to their bowers, sometimes stolen from neighbors. Birds may make mental maps of their territory. Western scrub jays know not only “where they stashed their caches (and who was watching) but also what they stashed there and when.” Bird navigation, especially in the migrating seasons, also requires a “remarkable ability to build a map in the mind—one far “bigger than we ever imagined.” The final chapter discusses the adaptability of certain birds. Some species are not able to adapt to environmental changes. A recent Audubon report asserts that half of the North American species may be extinct in the next century because they can’t “adapt to the rapid pace of humaninduced change on our planet.” Ackerman focuses on house sparrows’ ability to adapt. There were no house sparrows in North America until the 1850s; now there are millions. They may nest in unusual places (like rafters, gutter, and attic vents--even in the tailpipe of an abandoned Toyota); they are gregarious, somewhat innovative and daring, and brood several times in a breeding season. Finally, Ackerman comments on birds’ “extraordinary genius packed tightly into that tiny puff of feathers.” They “remind us how little we still know.” This informative and provocative book helps understand their varieties of genius and challenges us to do much more research. Clearly, we have a lot more to learn from and about our bird friends.

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Better Senior Living

November 2017

Equifax

(continued from page 4)

You also have the option of contacting the three agencies and requesting a fraud alert. A fraud alert permits creditors to get your report as long as they take steps to verify your identity. This option is free, but it ends in 90 days unless you renew it. You can find more information about Fraud Alerts at www.consumer.ftc.gov/articles/0279-extended-fraud-alertsand-credit-freezes As soon as you have the necessary documentation, file your taxes before a scammer can file under your Social Security number. Remember to promptly open and reply to any letters from the IRS as they may have information on someone attempting to use your Social Security number.

please contact our consumer protection division at 785-3302849. We are always ready to serve the citizens of Douglas County. (Information in this article was obtained from the Federal Trade Commission. The information in this article is not intended to provide legal advice. Legal advice can only be provided in an attorney-client relationship. This information must not be relied on as a substitute for obtaining legal advice from a licensed attorney.)

Calls From Equifax – Scam Alert Equifax will NOT call you to verify your account information. If you get a call like this do NOT give them any information and hang up. For more information on why Equifax isn’t calling you, go to www.consumer.ftc.gov/blog/2017/09/equifaxisnt-calling. This is a lot of information on a complicated problem, but I hope it helps to ensure a scammer does not ruin your credit. Nobody wants to deal with the long and drawn out process of restoring credit after identity theft, but if you stay aware and take action as soon as you notice something amiss, you can limit the damage. If you have any consumer questions,

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Better Senior Living

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