20 17
Resource Guide
for
Small Business U.S. Small Business Administration • St. Louis Edition
Celebrating a Resource Partner Milestone page 10 PAGE 11
Counseling
PAGE 20
Capital
PAGE 36
Contracting
content
R Publishing
SMALL BUSINESS
eni
Publishers of Small Business Resource Advertising Phone: 863-294-2812 • 800-274-2812 Fax: 863-299-3909 • www.sbaguides.com
2017 ST. LOUIS, MISSOURI
FEATURES
8 Introduction
8 Acting District Director’s Message
10
Feature Article Celebrating a Resource Partner Milestone
11
Counseling Getting Help to Start Up, Market and 11 14 15 17 18 19
Manage Your Business SBA Resource Partners SBA’s Learning Center Reaching Underserved Communities Serving Those Who Served Our Country Are You Right for Small Business Ownership? Writing a Business Plan
20
Capital Financing Options to Start or Grow Your Business 20 SBA Business Loans 22 What to Take to the Lender 29 Surety Bond Guarantee Program 29 Small Business Investment Company Program
On the Cover: Hot Dogs El Unico Julio and Veronica Cervantes, Owners 1702 N. Imperial Avenue El Centro, CA 92243 760-556-5422 See story on page 35.
2 — St. Louis, Missouri Small Business Resource
29 Small Business Innovation Research Program 30 Small Business Technology Transfer Program 32 SBA Loan Program Chart 34 SBA Lenders Program Chart
Staff President/CEO Joe Jensen
[email protected] English/Spanish Small Business Resource Advertising Nicky Roberts
[email protected] Martha Theriault
[email protected] Kenna Rogers
[email protected] Production Diane Traylor
[email protected] 36
SBA’s Marketing Office:
Contracts 36 How Government Contracting Works 37 SBA Contracting Programs 40 Getting Started in Contracting
Director of Marketing Paula Panissidi
[email protected] Contracting Applying for Government
42
Disaster Assistance Knowing the Types of Assistance
Available for Recovery
44
Advocacy and Ombudsman Watching Out for Small Business Interests
45
Additional Resources Taking Care of Start Up Logistics 48 Business Organization: Choosing your Structure
49 53
Other Assistance Lender Listing
The Small Business Resource Guide is published under the direction of SBA’s Office of Marketing and Customer Service.
Graphic Design Gary Shellehamer
[email protected] SBA’s participation in this publication is not an endorsement of the views, opinions, products or services of the contractor or any advertiser or other participant appearing herein. All SBA programs and services are extended to the public on a nondiscriminatory basis. Printed in the United States of America While every reasonable effort has been made to ensure that the information contained herein is accurate as of the date of publication, the information is subject to change without notice. The contractor that publishes this guide, the federal government, or agents thereof shall not be held liable for any damages arising from the use of or reliance on the information contained in this publication. SBA Publication # MCS-0018 This publication is provided under SBA Contract # SBAHQ05C0014.
Visit us online: www.sba.gov/mo/stlouis
Message From The Acting District Director
ST. LOUIS
SBA Staff Listing www.sba.gov/mo/stlouis 314-539-6600 Maureen E. Brinkley Acting District Director 314-539-6609 ADMINISTRATION Trish Freeland Administrative Officer 314-539-6606 PUBLIC INFORMATION OFFICER Trish Freeland 314-539-6606<