update - Jump$tart

3 downloads 230 Views 3MB Size Report
UPDATE. Check jumpstart.org/events to Find. More Upcoming 2017 Events. Follow us on Twitter: ... Car Smart is available
Fall 2016 Volume 20, Issue 4

UPDATE CONTENTS Take Charge

2

Take Charge Today Expands, Updates Curriculum

Bank of America

3

Study Finds Young Americans Want More Personal Finance Education in School

Clearpoint4 Clearpoint Smart Scholars Program Empowers Students

FCCLA5 FCCLA’s Financial Fitness Program: Empowering Youth to Earn, Spend, Save and Protect Money Wisely

Jump$tart6 Jump$tart National Educator Conference Celebrates 8th Year

Jump$tart7 A Teacher’s View on the National Educator Conference

iGrad8 iGrad Wins Awards for New Enrich Financial Wellness Platform

FINRA9 Money Math for Teens Connects Math and the Real World

Check jumpstart.org/events to Find More Upcoming 2017 Events

ICBA10 ICBA Member the TS Institute Financial Literacy School Program Offers a ‘Personal Touch’

NFCC11 National Network of Financial Advocates Gather for NFCC Connect

jumpstart.org

Follow us on Twitter: @NatlJumpStart Like us on Facebook: www.facebook.com/natljumpstart

PARTNER ACTIVITIES Take Charge Today Expands, Updates Curriculum Tiffany Kiramidjian, Project Manager

Y

oung Americans face the most complex financial markets and the widest range of product choices on the planet. Today’s youth should be prepared to face these choices with decision-making skills and resources to help them make good decisions to positively impact their well-being. The University of Arizona’s Take Charge America Institute houses Take Charge Today, which is a personal finance curriculum that has been helping students and teachers with hands-on financial literacy education since 2001. Provided free of charge, the curriculum is being used by more than 45,000 teachers nationwide and reached several hundred thousand students during 2014. Take Charge Today offers professional development support that includes interactive, educator-led training workshops, webinars and online communities for exchanging best practices to help prepare teachers for most personal finance topics. During 2016, Take Charge Today did teacher trainings in Arizona, Arkansas, Florida, Missouri, New York, North Carolina, Ohio, Texas, Vermont and West Virginia! Contact us if you are interested in a training in your area.

New and Updated Curriculum

Take Charge Today continually updates existing curriculum and creates new Active Learning Tools (ALTs) designed to help students make positive financial decisions. This fall, there are several new resources and some updated ones:

New

• T witter, LinkedIn and Google Tools Primers designed by teachers, for teachers • “The Family Man” movie ALT • “The Intern” movie ALT • Time Value of Money Magic! ALT Demonstration Video • Video Demonstration of how to us the Plickers App in the classroom

Updated

• Integrating Music ALT • Video Clips Relating to Financial Education ALT • Internet Games Relating to Financial Education ALT • Tablet Applications for the Personal Finance Classroom ALT

2 Fall 2016 Jump$tart Update

Take Charge Today National Master Educator Robin Palmer participates in an educator training at the Federal Reserve Bank of St. Louis in June 2016. • Technology Integration Options ALT • Rule of 72 Lesson Plan • Time Value of Money Math Lesson Plan

Coming Soon • • • •

Paying Your Taxes Lesson Plan and Assessment The Case for Saving Introductory Lesson Digital Citizenship Introductory Lesson Invest in Yourself: Building Human Capital Introductory Lesson • Careers, Careers & More Careers Introductory Lesson

Car Smart App

In addition to the Take Charge Today curriculum, the Take Charge America Institute has several games and apps offered on its Consumer Jungle website, consumerjungle.org. There teens can find a new app to help them make informed used car purchases. Car Smart targets 16- to 21-year-olds and uses educational games to walk them through all the steps of buying a used automobile, including talking to their parents about the purchase, visiting the dealership, negotiating price, getting a loan, visiting a mechanic, getting insurance and ultimately walking away with a car. Car Smart is available for iOS and Android and the links can be found on the Consumer Jungle website, consumerjungle.org. For more information, contact [email protected] or 520-626-4209. ✏

www.jumpstart.org

PARTNER ACTIVITIES Study Finds Young Americans Want More Personal Finance Education in School Wynne Lum, Sr. Vice President and Program Manager

Y

oung Americans are shifting their definition of adulthood away from age and toward financial independence. According to the latest Bank of America/ USA TODAY Better Money Habits® report (http:// about.bankofamerica.com/assets/pdf/BOA_ BMH_2016-REPORT-v5.pdf ), most 18- to 26-year-olds across the country do not feel like adults when they turn 18, largely because of their personal finance situations and continued reliance on their parents. Importantly, nearly all of those surveyed said they wish they had learned more about money matters in school – more so than any other subject. Thirty-one percent of those surveyed said they learned enough in high school to establish good financial habits, while under half of college attendees said their education taught them how to manage money. These results show that despite the significant increase in financial education provided in K-12 schools and college, there’s still more that banks, non-profits and educators can do to prepare students. At Bank of America, one way we are helping to fill that gap is by bringing financial education resources to young people, enabling them to take control of their finances and achieve greater financial independence. Through our partnership with Khan Academy – a nonprofit with the mission of providing a free, world-class education to anyone, anywhere – we’ve developed Better Money Habits (www. bettermoneyhabits.com) a free, objective online financial education resource that pairs the Khan Academy’s expertise in online learning with the financial know-how of Bank of America. The study showed young people are both cautiously optimistic and practical about financial matters. This younger subset of Americans came of age during the Great Recession and is just starting out in their careers – creating

www.jumpstart.org

a sense of doubt about both the economy and the job market. While young Americans have positive feelings about their own financial futures, they must be equipped with the practical tools to overcome any challenges that lie ahead. Students ranked financial topics at the top of the list when asked what they wish they had learned in school: 40 percent said how to do taxes, 43 percent said how to invest and 26 percent said how to manage bills. In addition to direct use by students, teachers can utilize the content on BetterMoneyHabits.com to begin classroom discussions on financial preparedness and work with students on real-life money matters. Videos can be used to begin a discussion as part of classroom instruction and infographics can be distributed to enhance students’ understanding. By adding visual elements to instruction, teachers can create a more engaging learning experience that will increase understanding and retention. Bank of America is committed to helping people live better financial lives. Addressing personal finance education in schools is a large step toward helping young Americans feel more prepared to address financial situations later in life. We hope teachers will utilize BetterMoneyHabits.com and find it useful in preparing students for a positive financial future. ✏

Jump$tart Update Fall 2016 3

PARTNER ACTIVITIES Clearpoint Smart Scholars Program Empowers Students

T

Tai Roberson, Director of Development he financial prospects facing college students have never been more alarming. Combined with stagnating wages and increased tuition and fees, student loan debt has risen by 6 percent each year from 2008-2012. The average student loan balance for 2012 graduates was $29,700 and 71 percent of all students graduating from four-year colleges had student loan debt. It is imperative for incoming college students, especially those in need of scholarships and financial aid, to graduate with a solid financial education background in order to achieve long-term financial stability and avoid the pitfalls associated with loan default and over-borrowing. The Smart Scholars: Graduating with Cents program, created by Clearpoint and piloted at Atlanta Technical College, empowers students with financial literacy education and resources that minimize their student loan debt and helps them manage their finances during and after college. The Smart Scholars program is a supportive initiative for college students, providing a dedicated financial literacy counselor to work one-on-one with them and serve as a single point of contact. Clearpoint’s financial literacy and education program emphasizes smart money management habits with periodic counseling follow-ups that benefit students by allowing them to earn their degree or certification while building a strong financial future. By leveraging technology, the program is relevant to students and cost-effective for funders. Students have access to counseling via phone and WebEx, as well as online education programs, financial tools, and financial management resources to help them manage their expenses. Working with gift and financial aid providers offers a strong incentive for students to participate. Clearpoint helps students make the best use of their aid during each academic year while building upon solid financial practices that can be used throughout their lives. Because many students take out loans during their college career, the program also focuses

4 Fall 2016 Jump$tart Update

on making sure students and parents understand the terms and structure of the loans, as well as providing default aversion strategies that benefit the student and institution of higher education. To begin the program, the student engages with a certified credit counselor in an initial counseling session that lasts approximately one hour. During the session, the counselor reviews the student’s expected monthly expenses for the academic year and all sources of available income. The counselor then works with the student to create a monthly budget, review the credit report and educate them on the smart use of credit. The counselor also ensures the student has access to Clearpoint’s Personalized Learning Program (PLP) and assigns curriculum appropriate to the student’s needs and circumstances. Following the initial session, the counselor schedules two additional check-ins with the student over the remainder of the academic year. Students can receive reminders by email or text message and check-ins are available by telephone or email. During the check-in, the counselor reviews the student’s success with their spending plan. Adjustments are made to the student’s budget and, if expenses are regularly exceeding income, the counselor assists the student in identifying ways to reduce expenses and/or increase income. Just before summer break, the student schedules a final one-onone counseling session. During this session, the counselor reviews the student’s overall cash flow, budget management and use of credit over the past academic year. Opportunities for improvement are identified and recommendations are made for the following year. For more information about Smart Scholars, contact Tai Roberson at [email protected]. ✏

www.jumpstart.org

PARTNER ACTIVITIES FCCLA’s Financial Fitness Program: Empowering Youth to Earn, Spend, Save and Protect Money Wisely Karen Montagne, Programs Manager

F

amily, Career and Community Leaders of America (FCCLA) is a dynamic and effective national student organization that helps young men and women become leaders and address important personal, family, work and societal issues through Family and Consumer Sciences education. FCCLA has more than 160,000 members in 5,400 chapters from 48 states, Puerto Rico and the Virgin Islands. Unique among youth organizations, FCCLA’s programs are planned and run by members, and it’s the only career and technical inschool student organization with careers that support families as its central focus. At the FCCLA 2016 National Leadership Conference in San Diego, FCCLA released a resource for teachers to use in their classroom to support personal finance education and peer to peer education efforts called “Financial Fitness.” Support for the development of the Financial Fitness program was provided by Visa and Visa’s Practical Money Skills for Life’s resources were integrated into the program.

Peer Leadership

way. Needless to say the students strengthened their financial skills and had a great time!

Fun & Games – Virtual Business Challenge

FCCLA members can create their own Financial Fitness projects, or they can choose to participate in one of our national initiatives. For example, The FCCLA Virtual Business ChallengePersonal Finance contest encourages FCCLA members to test their skills in personal finance. Partnering with Knowledge Matters, FCCLA’s members can compete in this free, web-based event. Participants manage the financial wealth of a simulated character while opening bank accounts, applying for credit cards, monitoring credit scores, paying bills, choosing a career, shopping for goods, filing taxes and more!

Using the FCCLA Financial Fitness resource youth are empowered to develop peer education programs Students from FC addressing financial CLA’s National Le Beyond Money – Teaching adership literacy that involves youth Conference in Sa n Diego play Fina Teens to Speak Up for Issues ncial Football. teaching one another how to earn, spend, save and protect money wisely. Important to Them Students plan and carry out projects that help them and In addition to FCCLA’s Financial Fitness program, members their peers learn to become wise financial managers can participate in seven other national programs, including and smart consumers. Students are invited to submit Career Connection, Families First, Families Acting for Community their projects for national recognition and cash awards Traffic Safety (FACTS), Leadership Service in Action, Power of sponsored by VISA. One, Stop the Violence and Student Body. All FCCLA programs include educational and service components, making FCCLA the Ultimate Leadership Experience! Financial Football Join FCCLA to take advantage of these incredible educational Thousands of FCCLA students also participated and leadership programs! As a member of FCCLA, teachers in a live-action financial football game at FCCLA’s and advisers have access to program guides with activities, National Leadership Conference in San Diego in July. In information, links, lesson plans, handouts, games and partnership with Visa and featuring NFL Legend John tools – everything they need to empower their students to Lynch, thousands of students played an educational learn and practice financial literacy! If you are a teacher of video game where answer an array of financial literacy family and consumer sciences, please visit http://fcclainc. questions in order to move up and down the gridiron. org/membership/join-fccla.php to learn more or contact The goal of this game is to introduce basic money [email protected]. ✏ management concepts in an innovative and entertaining

www.jumpstart.org

Jump$tart Update Fall 2016 5

COALITION ACTIVITIES Jump$tart National Educator Conference Celebrates 8th Year Heather McElrath, Director of Communications

S

peakers Adam Carroll, founder of National Financial Educators and co-creator of the documentary “Broke, Busted & Disgusted;” Sarah Newcomb, a behavioral economist at Morningstar and HelloWallet, and author of “LOADED: Money, Psychology and How to Get Ahead without Leaving your Values Behind;” and Dan Kadlec, an author and journalist whose work appears in TIME and MONEY and founder and editor of Right About Money, a media platform that follows global trends in financial literacy wowed teachers at Jump$tart’s 8th Annual National Educator Conference (#JSNEC16).

Teachers’ appreciation for all of the speakers, sponsors, resources and #JSNEC16 in general came through via social media. For the first time at #JSNEC16, Jump$tart held a Twitter contest encouraging attendees to share thoughts, tidbits and pictures from the conference. During the two-and-a-half-day conference, more than 2,000 tweets were sent; a few are shared here to provide a glimpse at teachers’ response to the conference. Building upon this social media momentum, Jump$tart also launched a national campaign: #afinlitfuture. Jump$tart’s mission is to create a financially literate future and is now taking it to social media to extend its reach. Teachers and others at the conference kicked off the campaign; more information will be coming. In addition, Ted Beck, (pictured below) CEO of the National Endowment for Financial Education (NEFE), who served as Jump$tart’s chairman for five years, is leaving the organization’s board. To recognize his service, a scholarship to next year’s National Educator Conference in Washington, D.C. (Nov. 3-5) was presented in Beck’s honor. #JSNEC16 is generously underwritten by Experian and Wells Fargo Foundation and supported by dozens of sponsors. ✏

6 Fall 2016 Jump$tart Update

www.jumpstart.org

COALITION ACTIVITIES A Teacher’s View on the National Educator Conference Jacqueline Prester, a business and technology teacher at Mansfield High School in Massachusetts Editor’s Note: The following was originally published on http://www.mrsprester.com/ and is reprinted with permission.

A

fter a very long journey home from the Jump$tart National Educator Conference, I’ve had time to reflect on just how great the conference was. To wrap it up, here are my Top 5 Takeaways (in no particular order):

1. T he community! The educators at the Jump$tart conference are so supportive and encouraging of each other. Everywhere you look, you see people helping each other with classroom strategies, offering tips on how to make lessons more interactive, Jacqueline Prester or even giving mini-bootcamps on “how to Twitter.” (I did a few of these myself!) 2. The sharing! I love that Jump$tart has embraced the sharing of ideas, resources, and experience through the use of Twitter. The hashtag for the event was #JSNEC16. Please look through the tweets and take from them what you can. It may be overwhelming and you may see my face quite a bit, but the material is worthwhile! Going forward, attendees have committed to sharing the advancement financial literacy by tweeting out with the #afinlitfuture hashtag. We’ve already started. Take a look! 3. The respect! As an educator, we often face criticism of our profession. At this conference, the wonderful folks at Jump$tart and all of the supporting sponsors treat teachers like rockstars. We are wined, dined and listened to. We are given the opportunity to connect with each other and collaborate. We are able to forget everything else for a few days and focus on the importance of financial literacy. We also have a little fun along the way! 4. The materials! We have so many fantastic options for implementing financial literacy topics in our classes. Jump$tart has assembled all of these materials into the Jump$tart Clearinghouse. Take a look around, search by grade level, resource type or simply type in a topic. Some of my personal favorite resources come from Next Gen Personal Finance, Take Charge Today and the National Endowment for Financial Education (NEFE). 5. T he friends, old and new! It’s such a great feeling to gather with like-minded people in a new place. I joke about going to conferences like this and relate it to a family reunion. It’s like a family reunion where you get to hang out with all of your cool cousins! I already look forward to seeing everyone next year in Washington, D.C. ✏

www.jumpstart.org

Jump$tart Update Fall 2016 7

PARTNER ACTIVITIES iGrad Wins Awards for New Enrich Financial Wellness Platform Jennifer Kelly, Director of Business Development

i

Grad, the leading provider of financial wellness in higher education won the 2016 “Education Program of the Year " award from the Institute for Financial Literacy for its workplace financial education platform through Enrich.org. In a 2016 survey by AONHewitt, 56 percent of employers reported they are very likely to focus on the financial wellbeing of their employees in 2016, up from 30

percent in 2014 (http://www.aon.com/attachments/ human-capital-consulting/2016-hot-topicsretirement-financial-wellbeing-report.pdf#page=14). The top two reasons for this increase in focus were that “it’s the right thing to do” and “to increase employee engagement.” Although financial wellness programs have clear benefits for employers, the Enrich white-label financial wellness platform was created primarily to improve the lives of employees. A recent study conducted by Financial Industry Regulatory Authority (FINRA) found that almost 60 percent of Americans households still don’t have at least three months of savings at hand (http://www.usfinancialcapability.org/results. php?region=US). “Feeling financially insecure is very stressful,” said CEO Rob LaBreche. “You can be sure that if an employee is stressed about their finances, it will absolutely have an impact on their job performance in some way.” “The need is stunning,” added VP Kris Alban, referring to the more than 25 percent of employees that report being distracted at work because of financial difficulties. As educators with a passion for financial literacy, we used the effective techniques we

8 Fall 2016 Jump$tart Update

learned in higher ed to optimize this workplace solution, allowing employers to educate and empower their employees.” The Enrich white label platform allows employers and companies to integrate the online program with their own websites, employee assistance program, or personal finance management system to create a familiar, trustworthy and seamless experience for employees, customers, family and staff. The Enrich platform employs adaptive and interactive models to curb behavior and maximize engagement. Users have access to resources such as videos, games, personalized action plans and articles - with fresh content added daily by expert contributors like best-selling authors Sharon Lechter and Terry Savage (http://www.enrich.org/about/). “We now have a deep understanding of how to help people achieve financial wellness and enrich the lives of our learners but we want to take every opportunity to have an even greater impact,” says Alban. Jennifer Robison of the Gallup Business Journal reports that workers with low wellbeing can cost employers as much as $28,800 in lost productivity as a result of sick days in comparison to the $840 in lost productivity of those who reported high levels of wellbeing (http://www.gallup.com/ businessjournal/139373/business-case-wellbeing.aspx). Gallup research teams have spent more than 50 years in partnership with leading economists and psychologists studying wellbeing and have concluded that financial wellness is an essential element for a thriving, productive employee. The Institute for Financial Literacy - a nonprofit organization established in 2002 - created the Excellence in Financial Literacy Education (EIFLE) Award to promote the effective delivery of consumer financial products, services and education by acknowledging the accomplishments of those that advance financial literacy education. EIFLE winners last year included Experian and FINRA (http://eifleawards.org/hall-offame/2015-winners/). ✏

www.jumpstart.org

PARTNER ACTIVITIES Money Math for Teens Connects Math and the Real World Robert C. Ganem, Grant Programs

N

umeracy and financial capability go together like checks and balances — it’s just a really good idea to add them together. That’s why the FINRA Foundation commissioned a series of lesson plans and assessments from experienced educators who know what it takes to connect learning about math to the real world. Each lesson explores the math behind personal finance concepts such as compound interest, opportunity costs, investing and more — all in a way that’s practical and relevant to teens. The lessons align with academic standards and have varying degrees of complexity for students in middle and high school. The lessons are also ideal for home-schooling families and afterschool programs. Many public libraries, for example, use the materials as part of their financial capability initiatives for young adults. “There are many factors involved in becoming financially capable,” said Gerri Walsh, FINRA Foundation president and a member of Jump$tart’s national board of directors. “But time and again, we learn from research how very important numeracy is in that equation.” Evaluation research sponsored by the FINRA Foundation and undertaken by Learning Point Associates (now part of the American Institutes for Research) suggests that financial education can lead to better mathematics achievement. “So it’s a symbiotic rather than a one-way relationship,” said Walsh, “and one that argues for a greater place for

www.jumpstart.org

financial literacy in school curricula.” Money Math for Teens is one of the products resulting from Generation Money, a broadcasting initiative that ran on Channel One News from 2008 to 2015 and that reached 5 million students and teachers each year. The program was a partnership among the FINRA Foundation, Channel One and the Consumer Federation of America. Like the lesson plans, Generation Money gave particular attention to the mathematics of personal finance. Third-party researchers observed a range of positive student outcomes from Generation Money, including substantially greater likelihood to keep a budget or track expenses among participating students compared to students in the control group. Participating students were also much more likely to initiate conversations about personal finance with their parents and other family members compared to nonparticipating students in the control group. The Money Math for Teens lesson plan series is available free of charge from the Jump$tart Clearinghouse and from SaveAndInvest.org, where visitors can also find online games and interactives to make learning about money fun and engaging for teens and adults alike. For more information, contact the FINRA Foundation at 202728-8362. ✏

Jump$tart Update Fall 2016 9

PARTNER ACTIVITIES ICBA Member the TS Institute Financial Literacy School Program Offers a ‘Personal Touch’ Bob Mantell on behalf of Independent Community Bankers of America

T

he TS Institute, a nonprofit financial literacy program affiliated with the TS Banking Group, a $320 millionasset community bank in Treynor, Iowa, introduces kindergarten through grade 12 students to the concept of managing money successfully. The TS Institute reinforces this idea throughout school curriculums by demonstrating that saving and managing money should be part of every young person’s personal education and development. Central to the financial literacy program’s success is increasing parental involvement in their children’s lives through banking activity.

The TS Institute’s program teaches personal finance, banking, economics and entrepreneurship. It involves teacher workshops, classroom programs and events, community programs and events, and in-school banking programs. It works directly with school districts and nonprofit organizations. Three fulltime individuals work with administrators, teachers, students and consumers to deliver curriculum materials and innovative programs. The TS Banking Group donated $250,000 to jump-start this initiative, and three years later it made a $1 million commitment to help expand the program into other schools. To date the institute has impacted more than 10,000 students in Southwest Iowa and has received a grant from the Iowa Division of Banking to help expand the instruction program to other banks throughout Iowa.

10 Fall 2016 Jump$tart Update

TS Bank, which is held by the TS Banking Group, is a member of the Independent Community Bankers of America – a Jump$tart National Partner. Most recently, TS Institute and the Council Bluffs Community Schools have formed the first-of-its-kind kindergarten through 12th-grade branch network in the state of Iowa consisting of two elementary student banks, a middle school student bank and a high school student bank. It is the second branch network in the nation supplemented with financial curriculum within 21stcentury skills and classroom visits. The TS Institute has not created curriculum materials specific to its organization, but rather has researched and vetted existing financial literacy content to provide objective, unbiased recommendations at no cost. The approach has been successful because state and local education agencies view the program as a legitimate source of objective financial literacy knowledge that local school districts can tap into. What makes the TS Institute’s program unique is its field presence and ability to assist local schools by providing the right content to meet their needs. According to the Department of the Treasury, lacking personal financial knowledge and skills has a direct impact on children’s future financial success in life. Studies show that individuals graduating from high schools in states that require personal finance education have higher savings and net worth than individuals graduating from high schools in states where financial education is not mandated. The TS Institute has a long-term vision and desire for its financial literacy program to reach far beyond state lines to create a nationwide initiative. Community banks can impact their local communities in remarkable ways by delivering effective financial literacy programs and products. The “personal touch” that TS Institute’s program provides is powerful and validates that community banks truly care about their clients and their communities. ✏

www.jumpstart.org

COALITION ACTIVITIES National Network of Financial Advocated Gather for NFCC Connect Sara Lawler, Director of Marketing and Communications

T

he National Foundation for Credit Counseling® (NFCC) held its 51st annual conference, NFCC Connect, Sept. 25-28, in Arlington, Va., just across the Potomac River from Washington, D.C. This year’s conference attracted more than 230 industry leaders and featured experts from the public and private sector. They shared their insights on the critical issues impacting the credit counseling sector including fundraising, retirement at risk, student loan counseling, connecting with small business owners, housing counseling and much more. The NFCC was pleased to have the following leaders present: • Susan C. Keating, NFCC President and CEO, delivered the 2016 “State of the Sector;” • Margaret Keane, President and CEO of Synchrony Financial, welcomed all attendees, and set the tone of innovation and new ideas during the Opening Plenary Session; • Richard Cordray, Director of Consumer Financial Protection Bureau, served as a keynote speaker; • Ted Mitchell, Under Secretary, U.S. Department of Education, addressed student borrower education, loan servicing reform, and support for counseling; • Kathleen Kennedy Townsend, Managing Director at Rock Creek Group, and Founder at the Center for Retirement Initiatives at Georgetown University led a plenary session; • Jena Palisoul, Financial Sector Lead for IDEO.org presented an interactive session on using human centered design to solve problems and innovate, and; • Hugh Norton, Head of U.S. Financial Education at Visa Inc. led a plenary session covering what’s new in online tools and mobile apps for financial education.

www.jumpstart.org

In addition to the plenary sessions, there were many workshops and panel discussions that included: • Fundraising in Your Local Communities, featuring Kathy Banks, Director of Financial Pathways of the Piedmont, Todd Mark, Director of Fundraising at Navicore Solutions, and Yolanda Perez, Executive Vice President & Chief Operating Officer from Transformance; • Helping Student Borrowers Find Trusted Advice for Navigating Repayment Challenges, with panelists Aryn Bussey, Policy Analyst and Office for Students and Young Americans from the CFPB, JB Simpson, Senior Advisor for the Borrower Experience from the U.S. Department of Education, and Adam Wesolowski, Attorney from the Bureau of Consumer Protection, Federal Trade Commission, and • Counseling for Small Business Owners, with speakers Patrick Davis, Vice President of Program Strategy and Development of the Community Reinvestment Fund, and Miti Sathe, Senior Vice President of the Small Business Initiatives of the Opportunity Finance Network. As a result of these high-impact sessions, the meeting attendees were able to take back to their organizations creative ideas, a renewed sense of purpose, and a new network of peers from around the country. NFCC Connect attendees are now ready to address challenges related to housing, small business, retirement, student loan debt and more. The NFCC is thankful to the many sponsors that generously supported NFCC Connect 2016: Platinum level sponsors Bank of America, and Chase; gold level sponsors Capital One, Citi, Sam’s Club, and Wells Fargo; silver level sponsors Synchrony Financial, and Visa; bronze level sponsors Discover, Mastercard, Navient and TD Bank; and our partnership plus sponsors COA, Cooperative Processing Resources, Mutual of America and Speridian. Next year’s conference will be held October 1-4, in Anaheim, California. ✏

Jump$tart Update Fall 2016 11

Presorted First Class U.S. Postage Paid Permit No. 78 Harrisonburg, VA

Fall 2016 • Volume 20, Issue 4 Jump$tart Coalition for Personal Financial Literacy 1001 Connecticut Avenue Suite 640 Washington, DC 20036 (202) 846-6780 www.jumpstart.org

You can now follow the Jump$tart Coalition on Twitter at:

http://twitter.com/NatlJumpStart

Mission:   ossible   n: Possible issPio M

Your  mission,  should  you  choose  to  accept,   is  to  work  with  the  national  partners  of  the  Jump$tart  Coalition   create   #afinlitfuture.   You  will  be  ais sked   should to   you choose to accept, toto:  work with

Your mission, Coalition to create #afinlitfuture. You   will be asked to: • • • •

the national partners of the Jump$tart

•   Keep  doing  what  you’re  doing.  You  are  making  a  difference  and  

we  thank   you!   doing. You are making a difference and we thank you! Keep doing what you’re •   Follow  @natljumpstart  on  Twitter  or  join  our  Facebook   Follow @natljumpstart on Twitter or join our Facebook communities to join in the conversation. communities  to  join  in  the  conversation.   Share posts and tweets •   Share   posts  and  from tweets  the from  tmonthly he  monthly  mmission ission  emails  emails beginning in December. beginning   i n   J anuary   2 017.     Use this hashtag #afinlitfuture as you post across social media about what you’re doing to create a •   Use  this  hashtag  #afinlitfuture  as  you  post  across  social  media   #afinlitfuture. about  what  you’re  doing  to  create  a  #afinlitfuture.  

 

This mission is not top secret; in fact, our goal is to share this mission coast to coast. You can start This  mission  is  not  top  secret;  in  fact,  our  goal  is  to  share  this  mission   today by tweeting: coast  to  coast.  You  can  start  today  by  tweeting:   I am excited to join @natljumpstart on its mission to create #afinlitfuture! You can too; email [email protected] for info!   I  am  excited  to  join  @natljumpstart  on  its   mission  to  create  #afinlitfuture!  You  can   too;  email  [email protected]  for  info!