What We Do: ⢠We consume 65% of your debt. ⢠We do it in 90 days. ⢠Your debt is COMPLETELY erased from your credi
We ARE: A one-of-a-kind DEBT CONSUMPTION company
What We Do: •
We consume 65% of your debt
•
We do it in 90 days
•
Your debt is COMPLETELY erased from your credit report and history
We are NOT: A debt consolidation company
BANKRUPTCY • Will be on your credit report for 7–10 years. • Almost impossible to get a mortgage. • You may lose personal property.
The NEGATIVE effects of:
CONSOLIDATION • You still pay your full debts. • End up paying more over time. • Does not help improve credit.
The POSITIVE effects of Consumption: • • • • •
No more harassment from your creditors We assume responsibility for your debt We save you 65% percent Your credit score increases and your DTI improves You debt and its history disappears
WHAT WE DO:
UNSECURED DEBT EXAMPLES: Business Debt 2nd Mortgages*
WE CONSUME YOUR DEBT
Student Loans* Credit Cards Taxes* Medical Debt Charge Offs Collections Judgments Liens
*Certain restrictions apply
Repossessions
NEGOTIATE
HOW we do it:
CONSUME
We send legal documents, which
We assume responsibility
ends creditors contacting you
for your settled debts
We begin negotiating—
The debt is transferred to us and is
90 day average to completion
removed from your credit report
THE RESULT: ERADICATED DEBT!! We consume and save our clients 65% of their total amount of debt!! 15 years of experience
(Example) Creditors
Total Debt
Settlement Amount
Master Card
$75,000
$26,250
Amex
$175,000
$61,250
IRS
$200,000
$70,000
Medical Expense
$25,000
$8,750
Visa
$25,000
$8,750
Total
$500,000
35%
$175,000
90 Day Average to completion
Capital Options
Phase One (1 – 7 Days) WHAT YOU DO 1
2
3
35% SET-UP • Legal Fee: $2500 • Engage our services • Review debt info • Create personalized strategy
GATHER INFO •
SETTLEMENT CAPITAL
Begin gathering account and
• Several ways to fund
creditor contact info
• Pay 35% of gross debt to settle • Funds go into escrow
Phase Two (90 Day Average) WHAT WE DO 4
TEAM OF ATTORNEYS • We use licensed attorneys Nationwide to ensure results
5
CONSUME • As each debt is settled we assume responsibility • Creditors transfer the liability to us
6
CREDIT SCORE • Rapid increase in your credit score • Improved debt-to-income ratio • Debts NO LONGER show on your report!!
Changing Lives Peak helps families that are suffering in debt payments, start planning their bright financial future immediately. Win a client for life. Real Case #1 Family Wife 35, Husband 58, two toddlers. No Retirement Savings, No Life Insurance. Family pays $900 in credit card payments per month and cannot make a dent in the balance. Once they contracted with Peak, they were able to stop making their monthly CC Payments and immediately buy life insurance for Both Husband and Wife, with a $300 per month premium. They started investing the remaining $600 starting the first month.
Testimonial “You saved us and gave us hope again. Now I can sleep at night knowing my family will be taken care of if something happens to me!” Phil
OUR INVITATION Let us “CONSUME” your debt before your debt “CONSUMES” you!
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TAKE ACTION A quick review of the benefits you’ll enjoy…
Stop Creditors Contacting
Legally Transfer Debts to us
Get Fast Results
Keep track of progress
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