24-hour issue response, same-day service on contribution and distribution processing* ... And now, Award-Recognized Customer Call Center â. Recognized in ...
GUARDIAN RETIREMENT SOLUTIONS™
Why Choose Guardian? It’s About YOU At Guardian Retirement SolutionsTM it’s about you. Your business, your employees, your retirement plan. We are dedicated to working with you, your third-party administrator (TPA) and your financial professional to help you provide your employees with a retirement solution to help them save for the long-term. Our Solutions We offer two funding vehicles appropriate for a wide range of qualified retirement plans including 401(a), 401(k), profit sharing, traditional defined benefit, cash balance, and any appropriate combination. • The Guardian Choice® Generally for plans with assets greater than $1 million, The Guardian Choice® is a group variable funding agreement for small and mid-size companies.1 • The Guardian Advantage® Generally for plans with assets less than $1 million, The Guardian Advantage® is a group variable annuity contract also for small and mid-sized companies. Available in all states
Work with Guardian Retirement Solutions™ and you can: 1. Benefit from a Customer-Focused Approach to Retirement No proprietary fund requirements A focus on your needs Flexibility and choice
Solutions that work for you and your employees Competitive pricing Access to independent, third-party service providers
2. Access Flexible and Customized Solutions Robust Fiduciary Support Services • Plan-level Fiduciary Support: with SWBC Investment Advisory Services LLC (SWBC), a limited scope fiduciary under ERISA section 3(21). – Annual and quarterly monitoring reports and conference calls – A written commitment of SWBC’s fiduciary investment advisory services – Mitigate fiduciary risk and gain help with investment selection and monitoring • Participant-Level Fiduciary Support: managed account services for plan participants offered through Stadion Money Management LLC (Stadion)2 – A cts as an ERISA Section 3(38) Investment Manager
– Offers a QDIA Warranty to plan fiduciaries that covers participants’ accounts over which Stadion has discretionary control. Investment Flexibility: • 125+ investment options to choose from • Focus lists •B road range of well-recognized investment options •M ultiple QDIA options (Managed Account, Target Date Funds, Balanced Fund) • Self-directed brokerage option* • Fixed rate only option • Stable Value Fund National network of TPAs to help reduce administrative burdens Passive Trustee Services
3. Rely on World-Class Service & Support 24-hour issue response, same-day service on contribution and distribution processing* Assistance with new plan setup for a seamless transition Hands-on enrollment services Dedicated Relationship Manager to help with educational needs and annual plan reviews Fee disclosure support (www.guardianretirement.com/understandingfees) Lunch n’ Learn Seminars and on-going employee education Calculators, videos, and tools to help participants plan, save, and invest (visit 401k.GuardianLife.com)
Informative quarterly statements Easy, Timely Access to plan information and reports And now, Award-Recognized Customer Call Center – Recognized in 2011, 2012, and 2013 by the J.D. Power Call Center Certification ProgramSM for providing “An Outstanding Customer Service Experience”
4. Gain from Guardian’s more than 150-year Heritage of Promises Kept A Rich Heritage of Integrity and Trust We Do the Right Thing People Count We Hold Ourselves to the Highest Standards An Unwavering Commitment to Small Business Owners Guardian is a Fortune 250 Company** Proud to receive exemplary ratings from four major rating agencies.
The Guardian Life Insurance Company of America is one of the largest and oldest mutual life insurance companies in America. Since 1860, Guardian has been providing financial strategies to help individuals, families, and small business owners achieve financial security. In addition, as a mutual life company owned by its policyholders, Guardian operates for the benefit of its policyholders, rather than outside stockholders. This heritage of a customer-focused approach carries over into each business line and subsidiary. It also means a commitment to long-term strategic thinking, rather than short-term profits. While the
markets may change, Guardian’s timeless values of doing the right thing, holding itself to the highest standards, and focusing on people do not. The Guardian Insurance & Annuity Company, Inc. (GIAC) issues The Guardian Choice® and The Guardian Advantage® and is a wholly-owned subsidiary of The Guardian Life Insurance Company of America. While GIAC is not a mutual company, our culture and the way we deal with our customers is shaped and defined by our parent company.
Work with Your Financial Professional and Contact Us Today Call: 877-500-2380 | Visit: 401k.GuardianLife.com
Stadion and SWBC are not affiliates or subsidiaries of The Guardian Life Insurance Company of America (Guardian) or The Guardian Insurance & Annuity Company, Inc. (GIAC). 1
Not available in Pennsylvania.
2
he plan sponsor must contract directly with Stadion to offer this managed account service. While there T is no cost to the plan or plan sponsor, an annual fee of 0.55% will be paid by participants utilizing the service.
*Available for an additional fee. ** Guardian is ranked 238 on Fortune magazine’s 2013 HYPERLINK “http://money.cnn.com/magazines/ fortune/fortune500/” Fortune 500 list of America’s largest corporations. The list evaluates companies by their 2012 gross revenue, Fortune Magazine, May 20, 2013
annuity contract are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Guardian does not issue the The Guardian Choice® and the The Guardian Advantage® and does not guarantee the benefits they provide. Advisory services offered through SWBC Investment Advisory Services LLC, a SEC Registered Investment Adviser. Guardian Retirement Solutions™ refers to the administrative support services, including participant recordkeeping as well as marketing, enrollment and educational materials, provided by GIAC in conjunction with the individual and group retirement products issued by GIAC.
For J.D. Power 2011, 2012, 2013 Call Center Certification ProgramSM information visit http://www.jdpower.com The Guardian Choice® group variable funding agreement and The Guardian Advantage® group variable
GP016152 (11/13) 2013—13670
The Guardian Insurance & Annuity Company, Inc. 7 Hanover Square, New York, NY 10004-4025
